Universal Retirement

Retirement Planning Servicesuniret.com

Company typePrivate
Founded2012
HeadquartersLas Vegas, United States
Headcount11–50
GTM typeB2C
OfferingServices

Universal Retirement firmographics

Firmographics

Name: Universal Retirement
Legal name: Universal Retirement
Website: https://uniret.com
Company type: Private
Founded year: 2012
Operating status: Operating
Headcount range: 11–50 employees
Ownership category
akta.pro rank

Universal Retirement industry classification

Industry

Product category: Retirement Planning Services
NAICS: Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)
SIC: Insurance Agents, Brokers & Service (6411), Life Insurance (6311), Investment Advice (6282)
akta.pro primary industry: Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)
akta.pro secondary industries: Universal Life (UL) Insurance (FSAIABAB), Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

Retirement planning services
Annuity products
Life insurance solutions
Financial advisory services
Estate planning

Where Universal Retirement is headquartered

Location

Headquarters

HQ city: Las Vegas
HQ country: United States
HQ region: North America

Offices1 record

Markets served

Universal Retirement business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

Insurance and Annuity Commissions: Captive agents sell insurance products and annuities, earning commissions on new business and renewals. The company acts as an appointed agent for insurance carriers.
Financial Advisory Services: Investment advisory services through Asset Allocation Strategies, LLC, a Registered Investment Advisor. Securities offered through GLP Investment Services, LLC, Member FINRA/SIPC.

Pricing tiers

Model	Billing	Price
Other	Annual	Consultation-based financial planning

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Universal Retirement product offering

Product offering

Core offering

Universal Retirement is a financial services firm that delivers retirement planning, annuity, life insurance, estate planning, Social Security optimization, and tax planning services to individuals and families across the United States. Its captive agent network of licensed financial professionals sells and services a broad product set including 401(k)/403(b)/457(b) plans, IRAs, Roth IRAs, fixed/indexed/variable annuities, cash-value life insurance, and indexed universal life insurance. Investment advisory is delivered through affiliated entities GLP Investment Services, LLC and Asset Allocation Strategies, LLC.

Product overview

Universal Retirement is a financial services company offering a comprehensive suite of retirement planning products and services. The company provides retirement account planning (401(k), 403(b), 457(b), IRA, Roth IRA), various annuity products (Fixed Index Annuities, Fixed Annuities, Variable Annuities, Indexed Annuities), life insurance solutions (Cash Value/Permanent Life Insurance, Indexed Universal Life Insurance), and estate planning services (Trusts, Wills). Additional services include Social Security planning, tax-deferred and tax-free planning strategies, employer benefits plans, executive bonus plans, and financial consulting. The company also offers virtual appointment capabilities and a free budget planning tool. Services are delivered through licensed financial professionals across all 50 states, with coverage for individual/family retirement preparation, company employee plans, and community financial literacy education.

Differentiator

Problem solved

Functional benefit

Products and services

401(k) Planning
403(b) Planning
457(b) Planning
IRA (Individual Retirement Account)
Roth IRA
Fixed Index Annuity
Fixed Annuity
Variable Annuity
Indexed Annuity
Cash Value / Permanent Life Insurance
Indexed Universal Life Insurance (IUL)
Life Insurance Financial protection product providing death benefit coverage and cash value accumulation for beneficiaries. Sold alongside retirement income planning.
Estate Planning
Trusts and Wills
Social Security Planning
Tax Deferred Planning
Tax Free Planning
Employer Benefits Plans
Executive Bonus Plans
Financial Consulting
Budget Form
Virtual Retirement Appointments

Quantifiable outcome

Caleb Siegrist maintains 97% client retention rate

Companies that use Universal Retirement

Customer profile

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Universal Retirement technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Universal Retirement partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core and minor.

Las Vegas AcescoreGTM or Marketing PartnerUniversal Retirement is a proud partner of the Las Vegas Aces, WNBA back-to-back champions. The company sponsors the High Rollers team and supports the organization as part of its commitment to the Las Vegas community. Partnership emphasizes shared values of championship culture and financial empowerment.
Amateur Players TourminorGTM or Marketing PartnerUniversal Retirement partners with the Amateur Players Tour (APT), a golf organization. Partnership aimed at serving the financial planning needs of golf enthusiasts while building brand awareness in the community.
Rising CoachesminorGTM or Marketing PartnerUniversal Retirement partners with Rising Coaches, an inclusive community of basketball coaches at all levels from youth basketball to NBA and WNBA. Partnership focuses on financial education and planning services for coaches.

Scale indicators2 records

Recent moves2 records

Expansion highlights4 records

Universal Retirement competitors and assessment

Company assessment

Broad incumbents

Fidelity Investments Retirement Services: Major retirement plan provider serving individuals and employers with 401(k), IRA, and retirement income planning. Competes for the same retirement planning customers at much larger scale and lower cost.
Mutual of Omaha: Insurance and financial services carrier offering life insurance, annuities, and retirement products. Comparable product portfolio but operates as a carrier rather than as an agent/IMO.
Empower Retirement: Large retirement plan administrator and wealth manager serving millions of participants with 401(k) and retirement income solutions. Directly overlaps on the employer-plan segment Universal Retirement targets.
New York Life: Large mutual life insurance carrier and provider of annuities, retirement income, and wealth management products. Comparable product suite but at vastly greater scale, with captive-agent distribution at the carrier level.

Direct peers

World Financial Group: Captive-agent insurance and investment marketing organization selling annuities, life insurance, and retirement products through a nationwide independent contractor agent network. Closely comparable GTM, product mix, and target customer.
Family First Life: Captive insurance agency with a large agent network focused on mortgage life insurance, final expense, and retirement/annuity products. Comparable captive-agent distribution and product mix.
SelectQuote Senior: Direct-to-consumer insurance distributor specializing in life insurance, annuities, and senior market retirement products; comparable in product focus on life insurance and annuities for retirement-age customers.
Symmetry Financial Group: Insurance marketing organization that recruits and trains captive agents to sell life insurance, annuities, and retirement products. Same IMO/captive-agent model with comparable product focus and target market.
Equis Financial: Insurance marketing organization that recruits agents to sell indexed annuities, fixed annuities, and life insurance products. Directly comparable IMO model and annuity-heavy product focus.

Emerging players

Personal Capital / Empower Personal Dashboard: Hybrid digital wealth manager with retirement income planning tools and human advisor access. Overlaps with Universal Retirement on retirement income planning but delivers primarily through technology rather than captive agents.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Universal Retirement financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Universal Retirement leadership team

Management profile

Number of profiles

Profiles10 records

Universal Retirement funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Universal Retirement M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Universal Retirement

What does Universal Retirement do?

Is Universal Retirement a public or private company?

Universal Retirement is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Universal Retirement founded?

Universal Retirement was founded in 2012. It employs 11 to 50 people.

Where is Universal Retirement based?

Universal Retirement is headquartered in Las Vegas, United States, in the North America region.

How does Universal Retirement make money?

Two revenue lines are on record. Insurance and Annuity Commissions are the primary driver. The others are financial Advisory Services.

Who are Universal Retirement's main competitors?

Broad incumbents on record are Fidelity Investments Retirement Services, Mutual of Omaha, Empower Retirement and New York Life. Direct peers are World Financial Group, Family First Life, SelectQuote Senior, Symmetry Financial Group and Equis Financial. Personal Capital / Empower Personal Dashboard is listed as an emerging player.

Does Universal Retirement have an API?

No public API is recorded for Universal Retirement.

What industry is Universal Retirement in?

Universal Retirement's product category is Retirement Planning Services. Its primary akta.pro industry code is FSAEABAH, Annuity & Insurance-Based Retirement Solutions Advisory, with a secondary code of FSAIABAB, Universal Life (UL) Insurance. Its NAICS code is 5242 and its SIC code is 6411.