Banca Finint
Banca Finint is an independent Italian investment bank providing corporate advisory, securitization services, asset management, private banking, and NPE solutions to mid-to-large enterprises, HNWI, and institutional investors across Italy.
- Company typePrivate
- Founded2014
- HeadquartersConegliano, Italy
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
What Banca Finint does
Banca Finint (legal name Banca Finanziaria Internazionale S.p.A.) is an independent, integrated Italian investment bank headquartered in Conegliano, Italy, operating since 1980 through its predecessor Finvest S.r.l. and incorporated as a bank in 2014. It serves mid-to-large enterprises, HNWI, and institutional investors through six business divisions: Corporate & Investment Banking (minibond, basket bond, direct lending, M&A and IPO advisory), Securitisation Services (where it holds 30% Italian market share as Master Servicer with over 450 operations), Asset Management via Finint Investments SGR (approximately €6 billion AUM across real estate, infrastructure, private capital, NPE, and public market funds), Wealth Management & Private Banking, Non-Performing Exposures (specialized lending, restructuring, NPE portfolio acquisition), and Credit & Real Estate Management via Finint Revalue. The Group also manages PNRR-linked thematic funds (Sustainable Tourism and Integrated Urban Plans) jointly with the European Investment Bank and Sinloc, and operates Finint Technology as an in-house digital transformation competence center acquired in January 2025.
The bank generates revenue primarily through fee and commission income (€115.5M, 71% of FY25 revenue), supplemented by interest income from lending activities and asset management fees. Distribution is direct and enterprise-led, leveraging 62 Italian offices and 180+ financial consultants and bankers, supplemented by PSD2-compliant Open Banking APIs and online channels (Mito platform). FY25 results reported €161.7M intermediation margin (+13%), €31M net profit (+89%), €13.7B AUM/advisory (+10%), 22% RoTE, and 16.8% CET1. Luxembourg banking authorization in 2025 marks its first international expansion, and the Strategic Plan was extended to 2027 following overperformance against FY25 targets. Recent strategic actions include the Finint Private Bank merger (January 2025), the Finint Technology and Hedge Invest acquisitions (2025), and partnerships with Accuria (AI covenant monitoring), CNP Assicura, and Italiana Assicurazioni (longevity and bancassurance products).
Banca Finint firmographics
Firmographics- Name
- Banca Finint
- Legal name
- Banca Finanziaria Internazionale S.p.A.
- Website
- https://bancafinint.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Banca Finint is an independent Italian investment bank providing corporate advisory, securitization services, asset management, private banking, and NPE solutions to mid-to-large enterprises, HNWI, and institutional investors across Italy.
- Ownership category
- akta.pro rank
Banca Finint industry classification
Industry- Product category
- Investment Banking
- NAICS
- Commercial Banking (52211)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)
Keywords
Where Banca Finint is headquartered
LocationHeadquarters
- HQ city
- Conegliano
- HQ country
- Italy
- HQ region
- Europe
Offices6 records
Markets served
Banca Finint business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Fee and Commission Income: Net fee and commission income totaling 115.5 million euros representing 71% of total revenue in FY25, driven by structured finance advisory, securitization services, and asset management fees.
- Asset Management: Management fees from Finint Investments SGR managing approximately 6 billion euros in assets under management across real estate, infrastructure, private capital, NPE, and public market funds.
- Corporate Advisory: Advisory services for corporate finance including M&A advisory, financial advisory, IPO advisory, and club deals for medium-sized enterprises and institutional investors.
- Interest Income: Interest income from lending activities including specialized lending, direct lending, and restructuring lending operations.
Go-to-market motion1 record
Distribution channels5 records
Marketing channels7 records
Banca Finint product offering
Product offeringCore offering
Banca Finint is an independent, integrated Italian investment bank providing Corporate & Investment Banking (minibond, basket bond, direct lending, M&A and IPO advisory), Securitisation Services as Italy's leading Master Servicer, Asset Management through Finint Investments SGR (approximately €6 billion AUM), Wealth Management & Private Banking, Non-Performing Exposures advisory and lending, and Credit & RE Management via Finint Revalue. The group serves mid-to-large enterprises, institutional investors and high-net-worth individuals through 62 Italian offices, 180+ financial consultants and a recently authorized Luxembourg banking entity.
Product overview
Banca Finint is an independent, integrated, and specialized investment bank operating primarily in the Italian market. The company offers a comprehensive suite of financial services organized into six main business divisions: Corporate & Investment Banking (Minibond, Basket Bond, Direct Lending, M&A Advisory), Securitisation Services (SPV setup, structured finance consulting, Master Servicer operations), Asset Management (via Finint Investments SGR managing €6 billion across multiple fund strategies), Wealth Management & Private Banking, Non-Performing Exposures, and Credit & RE Management. Additionally, the Group manages PNRR-linked thematic funds (Tourism and Urban Plans), operates technology subsidiaries (Finint Technology, Tech-La), and provides specialized research through The Lighthouse. The product architecture is modular, with core divisions supported by specialized subsidiaries and platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Corporate & Investment Banking
- Securitisation Services
- Asset Management (Finint Investments SGR)
- Wealth Management & Private Banking
- Non-Performing Exposures (Specialized Lending, Debt Advisory & Restructuring, NPE Portfolio Acquisition)
- Credit & RE Management (Finint Revalue)
- Fondo Tematico Turismo Sostenibile (Sustainable Tourism Fund)
- Fondo Tematico Piani Urbani Integrati (Integrated Urban Plans Fund)
Quantifiable outcome
- Net profit increased by 89% to 31 million euros in FY25
- +5 more outcomes
Companies that use Banca Finint
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Banca Finint technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability2 records
Feature3 records
Banca Finint partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- AccuriacoreBanca Finint entered into a partnership with Accuria to transform AI-powered covenant monitoring for bonds and loans. This partnership represents a strategic technology initiative to enhance the bank's digital capabilities in loan monitoring services.
- CNP AssicuracoreNew partnership with CNP Assicura for longevity risk management services, extending the bank's reach into insurance-linked financial products and expanding the range of services offered to clients.
- Banca ProgettocoreOperational support and de-risking services provided to Banca Progetto, demonstrating the bank's capability in providing specialized financial services to other banking institutions.
- Italiana AssicurazionicorePartnership with Italiana Assicurazioni extending beyond traditional bancassurance with a focus on longevity management objectives, representing an innovative approach to insurance-banking integration.
- Finint Investments SGRcoreSubsidiary of the group managing approximately 6 billion euros in assets under management across real estate, infrastructure, private capital, NPE, and public market funds. Manages PNRR funds including Sustainable Tourism Fund and Integrated Urban Plans Fund.
- Finint RevaluecoreSubsidiary specializing in credit management and real estate management services, handling the entire recovery chain of impaired financial assets and managing real estate from litigation, including repositioning in the real estate market.
- Finint Technology S.r.l.coreAcquired as competence center for digital transformation from January 2025, supporting the group's technological innovation and digitalization initiatives.
- Hedge InvestcoreAcquired by Finint Investments, expanding the asset management capabilities and product offerings of the group.
- IMOCO VolleyminorSponsorship partner for volleyball team, continuing collaboration as jersey sponsor for 2025/2026 season as part of social responsibility and brand visibility initiatives.
- Associazione La Nostra FamigliaminorNew two-year collaboration with association specializing in care, rehabilitation, and research for people with disabilities, particularly children, supporting social inclusion initiatives.
- Fondazione Alvise Marotta onlusminorContinued support for foundation committed to preventing and reducing situations of hardship, with particular attention to youth.
- Fondazione di Comunità Sinistra Piave onlusminorRenewed support for community foundation contributing to 'Outdoor with ANIMA_LS' project in collaboration with Azienda ULSS 2 Marca Trevigiana.
Scale indicators15 records
Recent moves13 records
Expansion highlights7 records
Banca Finint competitors and assessment
Company assessmentRegional players
- Credito Emiliano (Credem): Mid-sized Italian commercial bank with growing private banking, corporate banking and asset management focus. Comparable in mid-market Italian orientation but historically less specialized in securitization and structured finance than Banca Finint.
Broad incumbents
- Intesa Sanpaolo: Italy's largest banking group by assets with a deep CIB franchise including IMI Corporate & Investment Banking, asset management (Eurizon) and private banking. Major incumbent competitor for Banca Finint's mid/large-cap Italian mandates.
- UniCredit: Italy's largest universal bank with a sizeable Corporate & Investment Banking franchise spanning M&A advisory, DCM, structured finance and securitization. Overlaps with Banca Finint's CIB and securitization businesses but at materially larger scale.
- Banca Akros (Banco BPM Group): Investment bank within the Banco BPM group offering equities, structured finance, debt capital markets and advisory. Comparable product overlap with Banca Finint CIB and securitization but operating as part of a larger universal banking group.
Direct peers
- Illimity Bank: Italy-based challenger bank focused on distressed credit, NPLs, direct lending and corporate & investment banking. Comparable to Banca Finint's NPE, Specialized Lending and direct lending activities.
- Mediobanca: Italy's leading independent investment bank offering CIB, Wealth Management and Consumer Banking with strong Italian mid-market origination, securitization, and minibond franchise. Closest comparable model to Banca Finint's integrated independent-boutique structure.
- Equita Group: Italian independent investment bank with leading equity capital markets, M&A advisory and an alternative asset management platform. Comparable in scale and product mix to Banca Finint's CIB and asset management.
- Banca IFIS: Italian listed bank specialized in NPL acquisition, servicing and securitization, with strong credit and factoring exposure to Italian SMEs. Highly comparable to Banca Finint's NPE and securitization Master Servicer franchise.
- Banca Profilo: Italian independent private bank focused on wealth management, asset management and investment banking for HNW and entrepreneurs. Comparable to Banca Finint's Private Banking & Wealth Management division.
Emerging players
- Anima Holding: Italy's leading independent asset manager with a broad mutual-fund and institutional product range. Comparable to Finint Investments SGR's institutional asset management arm but focused exclusively on AM without the integrated CIB platform.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights7 records
Customer concentration
Banca Finint social profiles
Digital presenceBanca Finint compliance and trust
Trust signalCompliance5 records
Banca Finint financial estimates
Financial estimateRevenue estimate
Valuation estimate
Banca Finint leadership team
Management profileNumber of profiles
Profiles11 records
Banca Finint subsidiaries and ownership
Company hierarchySubsidiaries3 records
Banca Finint funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Banca Finint M&A and investment
M&A and investmentM&A
Investments4 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Banca Finint
What does Banca Finint do?
Banca Finint is an independent, integrated Italian investment bank providing Corporate & Investment Banking (minibond, basket bond, direct lending, M&A and IPO advisory), Securitisation Services as Italy's leading Master Servicer, Asset Management through Finint Investments SGR (approximately €6 billion AUM), Wealth Management & Private Banking, Non-Performing Exposures advisory and lending, and Credit & RE Management via Finint Revalue. The group serves mid-to-large enterprises, institutional investors and high-net-worth individuals through 62 Italian offices, 180+ financial consultants and a recently authorized Luxembourg banking entity.
Is Banca Finint a public or private company?
Banca Finint is a private company. It is classified as family owned and is currently operating.
When was Banca Finint founded?
Banca Finint was founded in 2014. It employs 251 to 500 people.
Where is Banca Finint based?
Banca Finint is headquartered in Conegliano, Italy, in the Europe region.
How does Banca Finint make money?
Four revenue lines are on record. Fee and Commission Income is the primary driver. The others are asset Management, corporate Advisory and interest Income.
Who are Banca Finint's main competitors?
Credito Emiliano (Credem) is listed as a regional player. Broad incumbents are Intesa Sanpaolo, UniCredit and Banca Akros (Banco BPM Group). Direct peers are Illimity Bank, Mediobanca, Equita Group, Banca IFIS and Banca Profilo. Anima Holding is listed as an emerging player.
Does Banca Finint have an API?
Yes. Banca Finint provides PSD2-compliant Open Banking APIs that enable Third Party Providers (TPPs) to access account information and payment services. The APIs are managed by Cabel Holding S.p.A. as the IT service provider for Banca Finint. From March 2019, certified TPPs have access to a testing environment to verify correct integration with exposed services. APIs are available in production from June 1, 2019. Developer documentation is at www.cabel.it/wp-content/uploads/2019/04/Documentazione_Tecnica_API_v.1.2.pdf.
What industry is Banca Finint in?
Banca Finint's product category is Investment Banking. Its primary akta.pro industry code is FSANADAJ, Large-Cap / Sponsor Finance Direct Lending. Its NAICS code is 52211 and its SIC code is 6021.