RCPolizza

What RCPolizza does

RCPolizza (legal entity: RCPolizza.it Srl) is a regulated Italian insurance broker that operates a digital-first comparison platform for professional liability and related insurance products. Founded in 2012 as Italy's first digital insurance broker and IVASS-registered on 26 November 2014 under number B000488439, the company is headquartered at Via della Moscova 12 in Milan (legal seat) with operational headquarters in Potenza. The platform allows customers to select a profession, complete a 1-2 minute online questionnaire, and receive comparative quotes from multiple insurers, with a personal consultant assigned throughout the journey and a dedicated customer portal (Area Personale) for ongoing policy administration. Distributed exclusively in Italy, RCPolizza carries 100+ profession-specific product lines (lawyers, accountants, doctors, engineers, real estate agents, notaries, nurses and other healthcare roles, public employees, and SMEs) and offers add-on modules spanning cyber risk, legal protection, catastrophic natural disaster, drone, photovoltaic, travel, pet, auto and personal accident.

The underlying technology stack is a web-based broker platform featuring an online quote comparison engine that filters carriers by retroactivity and coverage limits, a CRM portal (crm.rcpolizza.it) for the agent/broker network, and the consumer-facing Area Personale. Distribution combines self-serve online acquisition with inside-sales phone/chat support and a geographically distributed agent/broker channel. The business model is intermediary commission: RCPolizza is remunerated by insurance carriers (including Allianz Direct, AXA, Generali, Unipol, Groupama, AmTrust, REVO, Berkshire Hathaway International Insurance Limited, ITAS, and YOLO-branded products) on policies placed via the platform, with no direct fee to customers. Pricing is subscription/billing-cadence based, with annualized premiums starting at approximately €85 for entry-level real-estate agent RC Professional and varying with mandatory coverage limits (€260k for individual firms, €520k for partnerships, €1.55M for corporations). RCPolizza operates as a subsidiary within Gruppo Yolo S.p.a., which shares the same Milan address and co-distributes YOLO retail products on the platform; reported headcount is 1-10 employees and revenue is not publicly disclosed.

Name

RCPolizza

Legal name

RCPolizza.it Srl

Website

https://rcpolizza.it

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

RCPolizza (RCPolizza.it Srl) is a IVASS-regulated Italian digital insurance broker that compares and distributes professional liability and business insurance from multiple carriers via an online platform serving Italian professionals and SMEs.

Ownership category

akta.pro rank

Headquarters

HQ city

Potenza

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure

Revenue model

1. Insurance Broker Commission: RCPolizza.it operates as a regulated insurance broker (IVASS registration B000488439). Revenue is generated through commissions paid by insurance companies for policies placed through the platform. The company is remunerated by insurers according to market practices, with no charges to customers for brokerage services.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

RCPolizza.it Srl operates as Italy's first digital insurance broker, running an online comparison platform that connects Italian professionals and small businesses with multiple insurance companies. The platform enables users to obtain comparative quotes for Professional Liability Insurance (RC Professionale) across more than 100 professional categories, as well as business, personal, and specialty insurance products (auto, travel, cyber, drone, photovoltaic, etc.), with a dedicated personal consultant assigned to each customer for assisted purchasing and ongoing policy management.

Product overview

RCPolizza.it is a digital insurance broker platform offering a comprehensive portfolio of insurance products. The core offering centers on Professional Liability Insurance (RC Professionale) across diverse professional categories including legal, medical, technical, healthcare, and commercial sectors. Additional products include business insurance (multirischi impresa, construction, transport, agricultural), personal insurance (auto, home, life, travel, pets), and specialized coverage such as Cyber Risk, Legal Protection, Catastrophic Natural Disasters, and Drone Liability. The platform operates as an online comparison and quote generation service, connecting customers with multiple insurance providers through a single digital interface.

Differentiator

Problem solved

Functional benefit

Products and services

• RC Professionale (Responsabilità Civile Professionale) Professional liability insurance covering lawyers, accountants, labor consultants, notaries, engineers, architects, surveyors, auditors, tax advisors, and many other economic-legal and technical professionals against claims for errors, omissions, and negligence.
• RC Professioni Mediche Professional liability insurance specifically designed for medical doctors, specialists, surgeons, dentists, and veterinarians, covering medical malpractice and professional conduct claims.
• RC Professioni Sanitarie Professional liability insurance for non-medical healthcare professionals including nurses, physiotherapists, pharmacists, psychologists, osteopaths, nutritionists, and biologists.
• RC Agente Immobiliare Professional liability insurance for real estate agents covering errors, omissions, or negligence arising from property transactions, with starting prices around €85/year for basic coverage.
• RC Agenzia di Viaggi Professional liability insurance for travel agencies covering damages to clients during the provision of travel services.
• Polizza Certificazioni Transizione 5.0 Insurance for certified technicians under the Transition 5.0 Plan, covering certification activities for energy efficiency projects.
• Polizze Impresa (Business Insurance) Business insurance solutions including multi-risk policies for small and medium industrial, commercial, agricultural, transport, construction, and service enterprises, covering property damage, third-party liability, product liability, and construction risks.
• RC Colpa Grave Gross negligence insurance for public employees, medical staff, and healthcare workers covering administrative liability.
• Cyber Risk Cybersecurity insurance protecting businesses from digital threats, data breaches, and cyber attacks.
• Tutela Legale Legal protection insurance covering legal expenses, lawyer fees, and court costs for various professional and personal situations.
• Polizza Condominio Multi-risk insurance specifically designed for condominiums, covering building damage and third-party liability.
• RC Auto e Veicoli Vehicle insurance including mandatory RC Auto liability, comprehensive coverage, legal protection, and roadside assistance.
• Assicurazione Viaggio Travel insurance covering medical expenses, trip cancellations, baggage loss, and travel assistance.
• Assicurazione Animali Domestici Pet insurance for dogs and cats covering veterinary expenses, third-party liability, and legal protection.
• Polizza Rischi Catastrofali Catastrophic natural disaster insurance for businesses covering earthquake, flood, and other catastrophic events, made mandatory under Legge 213/2023.
• RC Drone Drone liability insurance for technical professionals covering third-party damages from unmanned aerial vehicles.
• Polizza Impianti Fotovoltaici Insurance coverage for photovoltaic installations protecting against damage, theft, and natural events including hail.
• Infortuni Personal accident insurance covering injuries sustained during professional or personal activities.

Segments6 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• YOLO Group S.p.A.coreTechnology or IntegrationRCPolizza.it Srl is part of the YOLO Group S.p.A. The Mandato di Brokeraggio document explicitly states that the exploratory mandate is granted to 'RCPolizza.it SRL - Gruppo Yolo S.p.a.' The YOLO brand is also used for specific insurance products offered on the platform (e.g., YOLO Tutela Legale Famiglia, YOLO Viaggio, YOLO for Pet insurance for pets). The companies share the same registered office address in Milan.
• Allianz Direct Società per AzioniminorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione with RCPolizza.it Srl as the broker (type 'O' - intermediary ex art. 22 L. 221/12). RCPolizza.it distributes Allianz Direct products.
• YOLO S.r.l.minorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione as an intermediary (type 'I') for Allianz Società per Azioni products, and sharing the same Via della Moscova, 12 address as RCPolizza.it, indicating a corporate affiliation under the YOLO Group.
• AXA Assicurazioni S.p.A.minorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione. RCPolizza.it distributes AXA insurance products through its comparison platform.
• Generali Italia S.p.A.minorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione. RCPolizza.it distributes Generali insurance products through its comparison platform, working with Fercal Servizi Assicurativi Srl (Potenza) as the local agency.
• Unipol S.p.A.minorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione. RCPolizza.it distributes Unipol insurance products, working with regional agencies including Assilucania S.r.l. and Al Sicuro S.r.l. in the Potenza area.
• Groupama Assicurazioni Società per AzioniminorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione. RCPolizza.it distributes Groupama insurance products, working with regional partner Assicuratore Amico Srl in Catania.
• AmTrust Assicurazioni S.p.A.minorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione with multiple intermediaries including BSA S.r.l., Underwriting Agency S.r.l., Centro Servizi Assicurativi Spa, Smart Insuring S.r.l., and Poly MGA S.p.A. RCPolizza.it distributes AmTrust products.
• Berkshire Hathaway International Insurance LimitedminorChannel Partner/ Reseller/ DistributorListed as a foreign insurer (with secondary office in Italy at Corso Italia 13, Milan) with an intermediation relationship via BFB Insurance Broker Srl. RCPolizza.it distributes Berkshire Hathaway specialty insurance products.
• ITAS - Istituto Trentino-Alto Adige per Assicurazioni Società Mutua di AssicurazioneminorChannel Partner/ Reseller/ DistributorListed in the Elenco Rapporti di Intermediazione. ITAS is a mutual insurance company based in Trento; RCPolizza.it distributes ITAS products through its platform.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Prima Assicurazioni: Italian digital-first auto insurance company offering personalized policies through an online/mobile channel. While primarily an insurer rather than broker, it competes for the same digital-first Italian customer seeking convenient online policy purchase.
• Facile.it: Italy's largest insurance and utility comparison platform, helping consumers compare and purchase insurance, broadband, and financial products online. Comparable to RCPolizza as a direct digital insurance intermediary operating across multiple Italian insurance categories.
• Segugio.it: Italian insurance and financial product comparison platform owned by Gruppo MutuiOnline. Operates a similar online brokerage model comparing home, auto, life, and professional insurance quotes across multiple carriers, closely matching RCPolizza's digital broker model.
• Brokerassicurativo.it: Italian online insurance brokerage providing comparison and brokerage services for retail and professional customers. Comparable to RCPolizza as a digital insurance intermediary operating across multiple carriers and product lines.
• SOStariffe.it: Italian comparison platform for insurance, utility, and financial products. Operates an online brokerage model similar to RCPolizza's, helping Italian consumers compare quotes across multiple insurance providers.

Broad incumbents

• Direct Line Italia: Italian arm of Direct Line Group, offering direct motor and home insurance online in Italy. Comparable as a digital-first insurance distributor competing for the same self-serve consumer in the Italian market.
• ConTe.it: Italian online insurance brand (Admiral Group), focused on direct digital motor and home insurance. Comparable to RCPolizza's digital distribution model targeting Italian consumers preferring online purchase.
• Verti Assicurazioni: Direct online insurance brand backed by MAPFRE, offering motor and home insurance in Italy via digital channels. Comparable as a digital direct insurer competing for Italian self-serve insurance buyers.
• Genertel: Generali Group's direct online insurance brand offering motor, home, and personal lines direct to Italian consumers. Represents the direct-carrier channel that competes with brokers like RCPolizza by enabling customers to bypass intermediaries.

Others

• YOLO Group: RCPolizza's parent group and a digital insurance distribution and product platform in Italy. Relevant as the affiliated ecosystem provider of YOLO-branded insurance products marketed through RCPolizza's platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/rcpolizza

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RCPolizza