Cornhusker Bank
Cornhusker Bank is a privately held, FDIC-insured community bank founded in 1903, based in Lincoln, Nebraska, serving consumer and business customers with full-service banking, lending, mortgage, merchant processing, and wealth management.
- Company typePrivate
- Founded1903
- HeadquartersLincoln, United States
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
Cornhusker Bank firmographics
Firmographics- Name
- Cornhusker Bank
- Legal name
- Cornhusker Bank
- Website
- https://cornhuskerbank.com
- Company type
- Private
- Founded year
- 1903
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Cornhusker Bank is a privately held, FDIC-insured community bank founded in 1903, based in Lincoln, Nebraska, serving consumer and business customers with full-service banking, lending, mortgage, merchant processing, and wealth management.
- Ownership category
- akta.pro rank
Cornhusker Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- Credit Cards & Revolving Credit (FSABAAAC)
Keywords
Where Cornhusker Bank is headquartered
LocationHeadquarters
- HQ city
- Lincoln
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cornhusker Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income: Primary revenue from interest earned on loans including business loans, commercial real estate loans, personal loans, mortgages, and credit cards. Deposits fund these lending operations.
- Deposit & Service Fees: Fees from deposit accounts including checking and savings accounts, money market accounts, CDs, IRAs, and health savings accounts.
- Credit Card Revenue: Income from credit card transactions including interchange fees and interest charges on outstanding balances.
- Merchant Card Processing: Revenue from Clover merchant card processing services provided to business customers for payment acceptance.
- Mortgage Lending: Revenue from mortgage originations including home loans, construction loans, and refinancing through the mortgage division.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Credit Cards with 0% intro APR |
| Unit Pricing | Pay-as-you-go | Certificate of Deposit - 10 Month Special |
| Unit Pricing | Pay-as-you-go | Certificate of Deposit - 22 Month Special |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Cornhusker Bank product offering
Product offeringCore offering
Cornhusker Bank is a community bank offering a full suite of personal and business banking products including checking, savings, CDs, IRAs, HSAs, credit cards, personal and commercial loans, mortgage lending, merchant card processing, and wealth management services. The bank serves the Lincoln, Nebraska metropolitan area through physical branches, a digital banking platform, and a mobile app.
Product overview
Cornhusker Bank offers a comprehensive banking platform with products organized into Personal Banking, Business Banking, Mortgage/Lending, and Wealth Management divisions. The core Digital Banking platform serves as the unified access channel for both personal and business customers, enabling account management, transactions, check deposits, and bill payments. Personal Banking includes checking, savings, CDs with promotional rates (e.g., 10-month at 3.71% APY, 22-month at 4.00% APY), credit cards with introductory APR offers, home loans, personal loans, youth banking, and health savings accounts. Business Banking encompasses business checking, business savings, business CDs, business loans including commercial real estate lending, Clover-powered merchant card processing, ACH and deposit services, and business credit cards. Mortgage services include purchase loans and construction loans accessed through MortgageWebCenter. Wealth Management is offered as a separate division. The product portfolio is unified through digital banking access while differentiated by customer segment (consumer vs. business) and product type (deposits, lending, payments, wealth).
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Personal checking accounts with options to compare different account types and access current checking rates for individual customers.
- Personal Savings Savings account options including money market accounts, certificates of deposit, and individual retirement accounts for individual customers.
- Certificate of Deposit Term deposit accounts with monthly special rates such as 10-month and 22-month CD options with competitive APY.
- Credit Cards Credit card products featuring 0% intro APR for 21 billing cycles on purchases and balance transfers.
- Home Loans / Mortgage Mortgage lending services including purchase loans, construction loans, and refinancing options with online application capability.
- Personal Loans Consumer lending products for personal borrowing needs.
- Youth & Teen Banking Banking accounts designed for younger customers including youth and teen checking and savings options.
- Health Savings Accounts Tax-advantaged savings accounts for qualified medical expenses paired with high-deductible health plans.
- Business Checking Business checking accounts designed to support business financial operations and day-to-day banking needs.
- Business Savings Business savings options including business money market accounts, certificates of deposit, and health savings accounts.
- Business Loans Commercial lending products including general business loans and specialized commercial real estate financing.
- Clover Merchant Card Processing Payment processing integration using the Clover platform enabling businesses to accept card payments.
- Business Deposit Services Treasury management services including ACH, merchant capture, and Positive Pay services for business operations.
- Business Credit Cards Credit card products designed for business spending and expense management.
- Wealth Management Wealth management and advisory services offered through Cornhusker Wealth division.
- Digital Banking Online and mobile banking platform enabling customers to check balances, view transactions, deposit checks, pay bills, and manage accounts from any device.
Companies that use Cornhusker Bank
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
Cornhusker Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature3 records
Cornhusker Bank partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ClovercoreClover merchant card processing platform integrated into Cornhusker Bank's business services, enabling business customers to accept card payments through a comprehensive point-of-sale solution.
Scale indicators1 record
Recent moves6 records
Expansion highlights5 records
Cornhusker Bank competitors and assessment
Company assessmentDirect peers
- Pinnacle Bank (Nebraska): Pinnacle Bank is a Lincoln, Nebraska-headquartered community bank offering personal and business banking, lending, mortgage, and treasury services across Nebraska. It is the closest direct comparable, competing head-to-head with Cornhusker Bank in the same metro and product categories.
- Union Bank & Trust (Nebraska): Lincoln-based community bank providing consumer, business, mortgage, and wealth management services with comparable scale and product breadth to Cornhusker Bank in the same regional market.
- Adams Bank & Trust: Nebraska-rooted community bank offering personal, business, and agricultural banking across the state. Comparable in operating model, scale, and community-bank positioning to Cornhusker Bank.
- Stockmen's Bank (Stockmens): Independent community bank serving Nebraska with personal and business banking, lending, and treasury services. Comparable as a similarly sized Nebraska community bank with overlapping customer segments.
Regional players
- Great Plains State Bank: Nebraska-based community bank with similar consumer and business banking products. Comparable as a peer community bank serving rural and mid-sized Nebraska markets adjacent to Cornhusker Bank's Lincoln footprint.
- Cornerstone Bank (York, NE): Nebraska-based community bank with personal and business banking products. Comparable as a Nebraska-headquartered community bank serving similar consumer and small-business customers, but not directly competing in Lincoln proper.
- Bank of the Valley (Bellwood, NE): Independent Nebraska community bank offering deposit, loan, and digital banking services. Comparable in scale and product mix to Cornhusker Bank, primarily serving Nebraska markets outside of Lincoln.
Broad incumbents
- Heartland Financial USA / Dubuque Bank and Trust: A multi-bank holding company operating community banks across several Midwestern states, including Nebraska. Comparable as a larger community-banking franchise with overlapping deposit and loan products but broader geographic reach.
- First Interstate BancSystem: Multi-state community-banking franchise headquartered in the Western/Midwestern U.S. providing consumer, business, and mortgage banking. Comparable in offering a similar full-service community-bank product suite, but at materially larger scale and broader geographic footprint.
- Great Western Bank: Mid-size community and commercial bank with significant Nebraska presence, offering consumer and business banking, mortgage, and wealth services. Comparable in product mix and community-bank positioning, though operating at a larger, multi-state scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Cornhusker Bank social profiles
Digital presenceCornhusker Bank compliance and trust
Trust signalCompliance2 records
Cornhusker Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cornhusker Bank leadership team
Management profileNumber of profiles
Profiles3 records
Cornhusker Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cornhusker Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cornhusker Bank
What does Cornhusker Bank do?
Cornhusker Bank is a community bank offering a full suite of personal and business banking products including checking, savings, CDs, IRAs, HSAs, credit cards, personal and commercial loans, mortgage lending, merchant card processing, and wealth management services. The bank serves the Lincoln, Nebraska metropolitan area through physical branches, a digital banking platform, and a mobile app.
Is Cornhusker Bank a public or private company?
Cornhusker Bank is a private company. It is classified as unknown and is currently operating.
When was Cornhusker Bank founded?
Cornhusker Bank was founded in 1903. It employs 51 to 100 people.
Where is Cornhusker Bank based?
Cornhusker Bank is headquartered in Lincoln, United States, in the North America region.
How does Cornhusker Bank make money?
Five revenue lines are on record. Interest Income is the primary driver. The others are deposit & Service Fees, credit Card Revenue, merchant Card Processing and mortgage Lending.
Who are Cornhusker Bank's main competitors?
Direct peers on record are Pinnacle Bank (Nebraska), Union Bank & Trust (Nebraska), Adams Bank & Trust and Stockmen's Bank (Stockmens). Regional players are Great Plains State Bank, Cornerstone Bank (York, NE) and Bank of the Valley (Bellwood, NE). Broad incumbents are Heartland Financial USA / Dubuque Bank and Trust, First Interstate BancSystem and Great Western Bank.
Does Cornhusker Bank have an API?
No public API is recorded for Cornhusker Bank.
What industry is Cornhusker Bank in?
Cornhusker Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAC, Credit Cards & Revolving Credit. Its NAICS code is 5221 and its SIC code is 6022.