What Newnote Solutions does

Newnote Solutions (NEWNOTE SOLUTIONS, S.A.) is a private Portuguese payment technology company headquartered in Lisbon with a regional office in Madrid, founded in 2016 and operating with 51-100 employees. The company designs and operates a proprietary software-centric platform, the NN Omnichannel Platform, that orchestrates payments across multiple rails, devices, and markets, and bundles it with an unusually broad hardware portfolio spanning payment terminals (SmartPOS such as N950 and X800, MiniPOS, countertop, PIN pads, Smart ECR, unattended terminals, QR payment devices) and banking self-service equipment (Virtual Teller Machines, ATM dispensers, cash recyclers, deposit machines, banknote sorters). It also provides technical services covering research, development, implementation, customization, logistics, shipping, certification, and regulatory compliance support.

The business model combines hardware sales (payment terminals and banking automation equipment), transaction-based payment processing fees, professional technical services, and accessories/consumables sold through an e-commerce store. Go-to-market is B2B, executed through direct sales to banks, acquirers, and payment operators, complemented by an integration-led channel partner network that includes SIBS (Multibanco), nexi, Redsys, truevo, nets, epay, Newland NPT (terminal OEM), and GRG-Banking (ATM OEM). Customers include large European banking groups (Santander, BBVA, CGD, Millennium-bcp, Novo Banco, ABANCA, Sabadell, Crédito Agrícola, Banco-Montepio) and payment processors/acquirers (Revolut, nexi, SIBS, REDUNIQ, Getnet, epay).

The company operates across roughly 14 countries spanning Europe (Portugal, Spain, France, Italy, UK, Ireland, Hungary, Poland, Romania), Africa (Angola, Mozambique, Sao Tome and Principe, Timor-Leste), and the Middle East (Saudi Arabia). Revenue is not publicly disclosed; the only external capital recorded is a €37,222.40 EU FEDER grant awarded under the Portugal 2020 programme (LISBOA-02-0853-FEDER-046312) for the NewNote INOV internationalization initiative (2020-2021). The company carries extensive payment-scheme certifications (PCI PTS 6.x/7.x, EMV L1/L2, PayPass, payWave, AMEX, UnionPay QuickPass, JCB, Discover D-PAS, SIBS, Redsys, Interac), as well as ECB and Banco de Portugal equipment certification for Financial Automation, and is GDPR compliant with TÜV Austria quality certification.

Name

Newnote Solutions

Legal name

NEWNOTE SOLUTIONS, S.A.

Website

https://newnote.pt

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

51–100 employees

Short description

Newnote Solutions is a Lisbon-based European payment technology company that builds proprietary payment orchestration software and a broad portfolio of certified payment terminals and banking self-service hardware for banks, acquirers, and payment operators across Europe, Africa, and the Middle East.

Ownership category

akta.pro rank

Product category

Payment Terminals and Banking Equipment

NAICS

Computer Terminal and Other Computer Peripheral Equipment Manufacturing (334118), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computer Systems Design Services (541512)

SIC

Computer Terminals (3575)

akta.pro primary industry

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

Keywords

• Payment terminals
• Payment orchestration
• Banking automation
• Smart POS hardware
• Fintech infrastructure

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Hardware or Manufacturing

Cost components

Technology or R&D, Supply Chain, Personnel, Operations, Marketing or Sales

Revenue model

1. Payment Terminal Hardware Sales: Sale of payment terminals including portable, countertop, MiniPOS, PIN pads, Smart ECR, and unattended devices for merchants.
2. Banking Solutions Hardware: Sale of ATM dispensers, VTM (Virtual Teller Machines), cash recyclers, deposit machines, and counting machines to banks and financial institutions.
3. Accessories and Consumables: Sale of accessories including batteries, car chargers, cables, power adapters, privacy shields, and thermal paper rolls through e-commerce store.
4. Technical Services: Research, development, implementation, customization, logistics, shipping, and customer service supporting payment solutions deployment.
5. Payment Processing: Transaction processing through payment terminals connecting to banks, acquirers and payment networks.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Newnote Solutions designs and operates the proprietary NN Omnichannel Platform for payment orchestration, gateway integration, and terminal management across multiple rails, devices, and markets. The company sells an extensive portfolio of certified payment terminals (SmartPOS, MiniPOS, countertop, PIN pads, unattended, and QR devices) and banking automation equipment (VTMs, ATMs, cash recyclers, deposit machines, and banknote counters), supported by technical services covering research, development, certification, customization, logistics, and customer support.

Product overview

NewNote Solutions is a European payment technology company that designs and operates software-centric platforms orchestrating payments across multiple rails, devices and markets. The company's product portfolio consists of the NN Omnichannel Platform (the core software platform), complemented by extensive hardware product lines: Payment Devices (portable SmartPOS terminals like N950, X800, S90, N950S, N950K, SP550; MiniPOS devices S30, N750, ME60, ME30S; countertop terminals SP880; PIN pads P180, P300; Smart ECR systems X70, CPOS X5; unattended terminals U200, U1000, U2000, U900; QR payment devices VB80P) and Banking Solutions (Virtual Teller Machines I60, I64A, NTM-G68; ATM Dispensers H22V, H22N; Cash Recyclers TCR71, H68V; Deposit Machines P2600, P2600S; Counting Machines CM100V, CM200V, CM400). The offering also includes Technical Services covering software development, payment certification, and regulatory compliance. NewNote enables banks, acquirers and payment operators to launch, control and scale complex payment ecosystems.

Differentiator

Problem solved

Functional benefit

Products and services

• NN Omnichannel Platform Proprietary omnichannel platform that orchestrates payments across multiple rails, devices, and markets, providing gateway integration and terminal management for banks, acquirers, and payment operators.
• N950 Portable SmartPOS Next generation portable SmartPOS with state-of-the-art processor and high-performance chipset, combining point-of-sale and value-added services with fast payment acceptance by card or mobile wallet; PCI PTS 6.x, SIBS, Redsys, Interac, and ATEX certified.
• X800 Portable ECR POS Portable Android-based ECR POS system featuring dedicated merchant and customer displays, a wide variety of payment and business-management applications, and high-speed transaction processing; certified EMV L1/L2, Contactless L1, PayPass, payWave, AMEX, Discover D-PAS, UnionPay QuickPass, JCB, FeliCa, TQM, CE, RoHS, FCC, BIS, Rupay, MCCS, Saber, WEEE & VOC.
• S90 Smart Terminal Cutting-edge smart terminal with Octa-Core processor, high-capacity flat battery, and large immersive touchscreen with auto-brightness; EMV L1/CL1/L2, PCI 7.x, PayPass, PayWave, AMEX, D-PAS, JCB, UnionPay QuickPass, TQM, ROHS, CE, FCC, and ATEX certified.
• N950S Android SmartPOS Portable Android SmartPOS running Android 12 with cashless payment acceptance and fast, intuitive QR code reading via rear camera.
• N950K Android SmartPOS with Physical Keyboard Android SmartPOS with physical keyboard designed to support the visually impaired, running Android 12 with rich charging interfaces; EMV L1/CL1/L2, PayPass, PayWave, AMEX, QuickPass, D-PAS, ANATEL, ABECES, TQM, ROHS, CE, CB certified.
• SP550 Portable Classic Terminal Portable classic terminal with high-speed thermal printer, integrated contactless card reader, high-resolution display, and state-of-the-art security features.
• SP880 Desktop Classic Terminal Desktop classic terminal with large multi-touch screen and various communication options, designed for stable, compact, and secure services in busy transaction environments.
• P180 Retail PIN Pad Retail PIN pad with 3.5-inch capacitive touchscreen, customer-facing design integrated with ECR, and PCI PTS 6.x security certification.
• P300 Multilane SmartPOS Multilane SmartPOS running Android 11 for smart retail solutions, efficient check-out in high volume transactions, and enhanced customer engagement.
• X70 Integrated POS Integrated POS with adaptive flexible workspace expansion and an integrated modular card reader hub, delivering a luxury-grade commerce experience; GMS, FCC, CE, CB, ROHS, and EN18031 certified.
• CPOS X5 Smart Cash Register Smart cash register running Android 14 with a high-speed stable printing module, suitable for supermarkets, bakeries, clothing shops, restaurants, and shopping malls.
• S30 Smart MiniPOS Smart MiniPOS with compact and ultra-thin design and powerful performance, suitable for convenience stores, food trucks, and taxis.
• N750 Mobile SmartPOS Mobile SmartPOS designed to transform customer interaction in-store or on the go, with compact slim and light design and a professional item code scanner.
• ME60 Mini POS Mini POS accepting all payment types from cards to mobile wallets, with compact slim-line ergonomics and multiple wireless communication options.
• ME30S mPOS Handy, powerful, and flexible mPOS for micro-merchants, accepting all payment types with one compact device.
• VB80P QR Payment Sound Box Sound box for QR payments, an ideal QR code generator for small merchants with secure signature for QR code generation and large storage memory.
• U200 Unattended Terminal Compact unattended terminal with Android 12 system, PCI 7.0 certified for superior security, with top protection for extreme environments.

Named customers15 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered core and minor.

• SIBScoreTechnology or IntegrationStrategic integration partner for Multibanco payment infrastructure in Portugal. Enables NewNote payment terminals to process Multibanco, MB WAY, and ATM transactions across the Portuguese payment network.
• nexicoreTechnology or IntegrationPayment processor integration partner for European payment acceptance. Enables connection to nexi's payment processing network for card transactions.
• GRG-BankingcoreTechnology or IntegrationSupplier partner for banking automation equipment including ATM dispensers, VTMs, cash recyclers, deposit machines, and counting machines.
• Newland NPTcoreTechnology or IntegrationTechnology partner supplying payment terminal hardware including SmartPOS devices, portable terminals, and unattended payment solutions.
• RedsyscoreTechnology or IntegrationSpanish payment gateway integration partner for processing card transactions across the Redsys payment network in Spain and internationally.
• European Union (Portugal 2020)minorOthersEU Portugal 2020 funded innovation project (LISBOA-02-0853-FEDER-046312) supporting NewNote INOV initiative for internationalization and market expansion with €37,222.40 FEDER funding.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Worldline: Europe's largest payment terminal and merchant acquiring provider (incorporating the former Ingenico franchise); directly competes with Newnote in payment terminals, terminal management software, and acquiring-related services across European markets where Newnote operates.
• Verifone: Global payment terminal manufacturer with strong European and emerging-market presence; offers overlapping payment terminal hardware and gateway services targeting the same bank, acquirer, and merchant customer base as Newnote.
• PAX Global Technology: Hong Kong-listed global payment terminal manufacturer; competes directly with Newnote across SmartPOS, Android POS, and unattended terminal categories, with comparable certification breadth and global sales reach.
• Castles Technology: Taiwan-based payment terminal manufacturer offering SmartPOS, unattended, and ECR solutions; competes head-to-head with Newnote's N950, X800, and U-series hardware in similar European and emerging-market accounts.
• Newland Payment Technology: Chinese payment terminal manufacturer that is both a Newnote hardware supplier partner and a direct competitor in SmartPOS and ECR POS segments globally, especially across EMEA distribution channels.

Broad incumbents

• Nexi: Largest European payment processor and acquirer; both a Newnote integration partner and a broad incumbent that bundles terminals, processing, and software — competing across multiple layers of Newnote's stack rather than a single product line.

Emerging players

• Sunmi: Android-based SmartPOS and commercial IoT device maker with a developer-focused ecosystem; competes in the same Android SmartPOS category as Newnote's N-series and S-series terminals, especially among smaller merchants and ISVs.
• Stripe Terminal: Software-led payment terminal offering from Stripe that competes with Newnote's orchestration and gateway proposition from a developer-first, cloud-centric angle, targeting acquirers and platforms modernizing their payment stacks.

Regional players

• SIBS: Portuguese payment processor operating the Multibanco network; both a Newnote integration partner for Multibanco/MB WAY acceptance and a regional payment infrastructure incumbent in Portugal where Newnote's HQ is based.
• Redsys: Spanish payment processor and gateway provider; both a Newnote integration partner for card acceptance across Spain and a regional payment infrastructure incumbent competing with Newnote in the Iberian market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance65 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Newnote Solutions