Assurnet Insurance Agency

What Assurnet Insurance Agency does

Assurnet Insurance Agency is an independent insurance agency founded in 1986 and headquartered at 833 E Arapaho Rd. #107 in Richardson, Texas. The firm serves individuals, families, and business owners across Texas by distributing personal and commercial insurance products on behalf of multiple carriers including Aflac, AIG, Allstate, Chubb, Progressive, The Hartford, Travelers, Zurich, BlueCross BlueShield Texas, Texas Mutual, and insurtechs Hippo and Lemonade. Its personal lines span homeowners, auto, life, umbrella, earthquake, flood, renters, motorcycle, boat, powersports, RV, specialty dwelling, and high net worth coverage; commercial lines span general liability, commercial auto, commercial trucking, commercial property, professional liability, cyber liability, D&O, EPLI, bonds, builders risk, business interruption, cargo, group benefits, commercial umbrella, contractors, farm and crop, and cannabis insurance.

The company operates a traditional agency model with no disclosed proprietary technology stack, no API or SDK products, and no AI/ML capabilities. Distribution is conducted through phone-based consultative sales, in-person consultations at its Richardson office, and online quote request forms, supplemented by a website with educational content, blog articles, a Refer Friends and Family program, and social media presence across Facebook, Instagram, LinkedIn, X, and Yelp.

Assurnet earns revenue via insurance commissions paid by carriers for policies placed through the agency. Pricing is quote-based and varies by individual risk factors, coverage needs, and carrier selection, with no publicly disclosed pricing tiers. The firm is privately held with no external investment, no parent company, no subsidiaries, and no disclosed ownership changes. Headcount, revenue figures, and management team composition are not publicly disclosed in available materials.

Name

Assurnet Insurance Agency

Legal name

Assurnet Insurance Agency

Website

https://assurnet.biz

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

1–10 employees

Short description

Assurnet Insurance Agency is an independent insurance agency based in Richardson, Texas, founded in 1986, distributing personal and commercial insurance products from multiple carriers to individuals, families, and businesses across Texas.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

akta.pro secondary industries

Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ), Individual/Retail Critical Illness & Hospital Indemnity (FSAIAKAE), Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF), Accident Medical Expense Insurance (Supplemental Accident) (FSAIALAE), Professional Liability (Errors & Omissions) (FSAJADAB)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Multi-carrier insurance agent
• Texas insurance agency

Headquarters

HQ city

Richardson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commissions: As an independent insurance agency, Assurnet earns commissions from insurance carriers for policies placed. They represent multiple insurance companies and receive compensation when customers purchase policies through them.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

Assurnet Insurance Agency is an independent insurance agency that compares and places personal and commercial insurance policies on behalf of customers across multiple top-rated insurance carriers. The agency earns commissions by matching individuals, families, and businesses with appropriate coverage from carriers such as Progressive, Travelers, The Hartford, Chubb, AIG, Allstate, Zurich, and others, including specialty products like high net worth, cannabis, and farm insurance.

Product overview

Assurnet Insurance Agency is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products. The agency operates as a single platform providing access to multiple insurance carriers and product lines. Personal insurance offerings include Homeowners, Auto, Life, High Net Worth, Motorcycle, Boat, Powersports, Recreational Vehicle, Renters, Specialty Dwelling, Umbrella, Earthquake, and Flood coverage. Business insurance products encompass General Liability, Commercial Auto, Commercial Trucking, Commercial Package, Commercial Property, Professional Liability, Cyber Liability, Directors & Officers, EPLI, Bonds, Builders Risk, Business Interruption, Cargo, Group Benefits, Commercial Umbrella, Contractors, Farm & Crop, and Cannabis insurance. The agency serves both individual/family and business customers through multiple quote channels including online forms, phone, and in-person consultations.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeowners Insurance Homeowners insurance protecting the structure, personal property, liability, and other structures on the property against covered losses, offered to homeowners in Texas.
• Auto Insurance Auto insurance covering collision, comprehensive, property damage, bodily injury liability, and uninsured/underinsured motorist coverage for personal vehicles.
• Life Insurance Life insurance products including term life, whole life, universal life, and final expense insurance to protect beneficiaries financially.
• High Net Worth Insurance Specialized insurance coverage for high-value homes and vehicles, with concierge-level service and fully customizable policies for high net worth individuals.
• Motorcycle Insurance Insurance coverage for motorcycles including street cycles, Harley Davidsons, trike conversions, cruisers, classic bikes, touring bikes, dirt bikes, and ATVs.
• Boat Insurance Insurance protection for boats and personal watercraft covering liability, physical damage, medical payments, and navigational area coverage.
• Powersports Insurance Insurance coverage for ATVs and powersports vehicles with specialized protection for off-road enthusiasts.
• Recreational Vehicle Insurance Insurance for motorhomes, travel trailers, campers, and horse trailers with coverage options including stated value, agreed value, and replacement cost.
• Renters Insurance Insurance coverage for renters protecting personal property against theft or damage, with liability protection and medical payments coverage.
• Specialty Dwelling Insurance Insurance for rental properties, vacant homes, seasonal homes, older homes, and properties with credit challenges or under construction.
• Personal Umbrella Insurance Stand-alone personal liability policy providing additional coverage limits above underlying homeowners and auto insurance policies, typically $1 million to $5 million.
• Earthquake Insurance Stand-alone earthquake insurance policy protecting homes against earthquake damage with dwelling and personal property coverage.
• Flood Insurance Stand-alone flood insurance policy covering flood damage not included in homeowners insurance, required in certain flood zones.
• General Liability Insurance Commercial General Liability (CGL) insurance protecting businesses against claims involving bodily injury or property damage from business operations.
• Commercial Auto Insurance Insurance coverage for business vehicles including company cars, cargo vans, limos, taxis, buses, SUVs, and pickup trucks with liability and physical damage protection.
• Commercial Trucking Insurance Insurance for commercial trucks and trailers covering primary liability, physical damage, cargo insurance, truckers general liability, and occupational accident coverage.
• Commercial Package Insurance Customizable commercial insurance package combining multiple coverages including BOP, commercial auto, property, umbrella, and industry-specific coverages.
• Commercial Property Insurance Insurance covering company buildings and contents including lost income, business interruption, buildings, computers, money, and valuable papers.
• Professional Liability Insurance Errors and omissions (E&O) insurance protecting professionals from claims due to mistakes that cause financial loss to clients.
• Cyber Liability Insurance Insurance covering business liability for data breaches including sensitive customer information, legal fees, identity restoration, and system repair.
• Directors and Officers Insurance D&O liability insurance protecting individuals from personal losses if sued while serving as director or officer of a business or organization.
• EPLI Insurance Employment Practices Liability Insurance covering businesses against employee claims of sexual harassment, discrimination, wrongful termination, and other employment-related lawsuits.
• Bonds Various bond products including surety bonds, lost title bonds, contract surety bonds, and license/permit bonds for business compliance requirements.
• Builders Risk Insurance Course of construction insurance covering buildings being constructed or heavily remodeled, including materials on site.
• Business Interruption Insurance Insurance covering lost income if a company must vacate premises due to disaster-related damage covered under property insurance.
• Cargo Insurance Insurance coverage for goods in transit for manufacturers, importers, exporters, commodity traders, and logistics companies.
• Group Benefits Insurance Group insurance products including health, dental, and disability coverage for businesses seeking cost-effective employee benefits.
• Commercial Umbrella Insurance Commercial excess/umbrella coverage providing up to $10 million in additional funds beyond basic business liability insurance limits.
• Contractors Insurance Insurance for contractors including general liability, completed operations, advertising personal injury, and professional liability coverage.
• Farm and Crop Insurance Insurance coverage for farms including vehicles, trailers, buildings, machinery, livestock, rental value, personal property, crops, and liability.
• Cannabis Insurance Specialized insurance for cannabis businesses including product liability, auto, umbrella, workers compensation, property, D&O, EPLI, and professional liability.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

17 partnerships are on record, tiered minor.

• AflacminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Assurnet offering supplemental insurance products including accident, critical illness, and life insurance.
• AIGminorChannel Partner/ Reseller/ DistributorMajor insurance carrier represented for various commercial and personal insurance products.
• AllstateminorChannel Partner/ Reseller/ DistributorMajor national insurance carrier represented for auto, home, and other personal insurance products.
• ChubbminorChannel Partner/ Reseller/ DistributorPremier insurance carrier represented for high-value personal and commercial insurance coverages.
• ProgressiveminorChannel Partner/ Reseller/ DistributorMajor auto insurance carrier represented for vehicle insurance products.
• The HartfordminorChannel Partner/ Reseller/ DistributorInsurance carrier represented offering business insurance, workers compensation, and auto coverages.
• TravelersminorChannel Partner/ Reseller/ DistributorMajor commercial and personal insurance carrier represented for various coverage needs.
• ZurichminorChannel Partner/ Reseller/ DistributorGlobal insurance carrier represented for commercial and specialty insurance products.
• American ModernminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier represented for manufactured housing and specialty property coverages.
• HagertyminorChannel Partner/ Reseller/ DistributorSpecialty carrier represented for classic car and collector vehicle insurance.
• MarkelminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier represented for motorcycle,RV, and specialty vehicle coverages.
• BlueCross BlueShield TexasminorChannel Partner/ Reseller/ DistributorMajor health insurance carrier represented for group health and employee benefits.
• ForemostminorChannel Partner/ Reseller/ DistributorInsurance carrier represented for specialty products including mobile home and landlord coverages.
• HippominorChannel Partner/ Reseller/ DistributorTech-enabled insurance carrier represented for modern home insurance products.
• LemonademinorChannel Partner/ Reseller/ DistributorInsurtech carrier represented for renters, home, and pet insurance products.
• Texas Mutual Insurance CominorChannel Partner/ Reseller/ DistributorTexas-focused workers compensation insurance carrier represented for business insurance needs.
• Professional Insurance AgentsminorOthersIndustry association membership providing professional development, networking, and industry resources.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Goosehead Insurance: Goosehead operates an independent insurance agency model comparing multiple carriers for home, auto, and other personal lines; a direct peer in agency-based multi-carrier distribution, though at much larger scale.
• Higginbotham Insurance Agency: Higginbotham is a large Texas-headquartered independent insurance agency offering personal, commercial, and employee benefits products across multiple carriers — directly comparable to Assurnet's multi-carrier independent model and Texas footprint.
• Hilb Group: Hilb Group is a privately held insurance brokerage that acquires and partners with independent agencies to provide personal, commercial, and benefits products — a directly comparable aggregator of independent agencies.

Emerging players

• SelectQuote: SelectQuote is a direct-to-consumer insurance distribution platform comparing policies across carriers for life, auto, and home — an emerging digital peer competing for the same comparison-shopping customer.
• EverQuote: EverQuote is an online insurance marketplace connecting consumers with carriers and agents — an emerging digital competitor to traditional independent agencies for auto and home shoppers.
• Lemonade: Lemonade is a digital-first InsurTech carrier for renters, home, and pet — Assurnet represents Lemonade, and it competes for the same digital-native customer base Assurnet hopes to capture.

Broad incumbents

• Lockton Companies: Lockton is the world's largest privately held insurance brokerage, offering commercial and personal lines plus employee benefits across multiple carriers — comparable as a large-scale independent brokerage.
• USI Insurance Services: USI is a large insurance brokerage delivering commercial and personal lines and employee benefits through carrier partnerships — broadly comparable as a scaled multi-carrier brokerage.
• Brown & Brown Insurance: Brown & Brown is a national insurance brokerage and agency offering personal and commercial lines across many carriers — a broad incumbent illustrating the scaled version of Assurnet's independent agency model.
• Arthur J. Gallagher & Co. Gallagher is a global insurance brokerage and risk management firm providing commercial and personal insurance products across a wide carrier panel — a broad incumbent operating in the same distribution space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/assurnetins
• Facebookfacebook.com/AssurnetInsuranceAgency
• LinkedInlinkedin.com/company/assurnet-insurance-agency
• Instagraminstagram.com/assurnet

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Assurnet Insurance Agency