What Cunningham Group does

Cunningham Group is an independent medical malpractice insurance brokerage founded in 1947 and headquartered in Elmwood Park, Illinois. The firm serves individual physicians, physician groups, medical directors, and allied healthcare professionals (physician assistants, nurse practitioners, CRNAs, telemedicine practitioners) across all 50 U.S. states, providing access to quotes from approximately 30 medical liability carriers including ProAssurance, Coverys, The Hartford, CNA, Travelers, Zurich, Lloyd's of London, Markel, and several surplus lines and risk retention groups. The company reports a cumulative base of approximately 50,000 physicians served and a 97% client retention rate.

The firm's operating technology consists of standard insurance brokerage systems — quote management platforms, customer relationship management software, and web-based quote-processing tools — with no proprietary technology products or AI/ML capabilities disclosed. Core offerings include medical malpractice insurance, tail coverage (extended reporting period endorsements) and a Tail Coverage Calculator, specialty products for surgeons, OBGYNs, medical directors, telemedicine providers, and weight-loss/bariatric practices, Errors and Omissions coverage for adjacent professionals, and the ALL MD network connecting providers with medical defense attorneys.

Revenue is generated through standard insurance brokerage commissions earned when policies are placed with carriers. The go-to-market model is sales-led, combining direct website quote requests, phone-based consultation (866-824-0137), email inquiry, referral networks from existing clients and professional societies, and a content-marketing operation targeting physicians through SEO-optimized state pages, educational guides, and social channels (LinkedIn, Twitter, Facebook, YouTube). The firm is privately held with no disclosed external investment, parent company, or acquisition history.

Name

Cunningham Group

Legal name

Cunningham Group

Website

https://cunninghamgroupins.com

Company type

Private

Founded year

1947

Operating status

Operating

Headcount range

11–50 employees

Short description

Cunningham Group is an independent medical malpractice insurance brokerage founded in 1947, serving individual physicians and allied healthcare professionals across all 50 U.S. states by shopping coverage across approximately 30 major liability carriers.

Ownership category

akta.pro rank

Product category

Medical Malpractice Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Medical malpractice insurance
• Physician liability coverage
• Insurance brokerage services
• Tail coverage insurance
• Healthcare professional liability

Headquarters

HQ city

Elmwood Park

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Cunningham Group generates revenue as an independent insurance broker by earning commissions from insurance carriers when they place malpractice insurance policies for physicians. The company shops coverage across multiple major insurance providers and receives compensation from the selected carrier. This is a standard insurance distribution model where the broker acts as an intermediary between physicians seeking coverage and insurance companies providing policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Cunningham Group is an independent insurance brokerage that specializes in medical malpractice insurance for physicians and healthcare professionals across all 50 U.S. states. The company shops coverage to every major malpractice carrier and delivers tailored quote comparisons, specialty coverage solutions (surgeons, OBGYNs, telemedicine, etc.), and tail/extended reporting period coverage. Revenue is generated via commissions earned from the insurance carriers selected for each client.

Product overview

Cunningham Group is an independent medical malpractice insurance brokerage offering a portfolio of insurance products centered on medical professional liability coverage. The core product is medical malpractice insurance for physicians, supported by tail coverage (extended reporting period endorsements) for claims-made policies. Specialty products address specific practitioner types including surgeons, OBGYNs, medical directors, telemedicine providers, physician assistants, nurse practitioners, and weight-loss specialists. The company also offers Errors and Omissions coverage for legal and professional firms, and operates ALL MD, a network connecting healthcare providers with medical defense attorneys. Supporting tools include a tail coverage cost calculator and custom program options for healthcare organizations.

Differentiator

Problem solved

Functional benefit

Brands

• ALL MD: Association of Liability Lawyers in Medical Defense - a nationwide organization established by Cunningham Group to connect healthcare providers with lawyers who specialize in healthcare defense

Products and services

• Medical Malpractice Insurance Core malpractice insurance brokerage for physicians and healthcare providers, providing access to quotes from every major malpractice insurance carrier across all 50 U.S. states.
• Tail Coverage Extended reporting period (ERP) coverage that protects physicians from claims filed after a claims-made malpractice policy ends, covering incidents that occurred during the active policy period.
• Medical Director Insurance Specialized malpractice coverage for medical directors overseeing clinical operations, regulatory compliance, and risk management in healthcare settings.
• Telemedicine Malpractice Insurance Coverage specifically designed for physicians providing telehealth services across state lines, addressing virtual care liability risks.
• Physician Assistant Malpractice Insurance Malpractice coverage tailored for physician assistants working in various healthcare settings.
• Nurse Practitioner Malpractice Insurance Coverage for nurse practitioners providing patient care services.
• CRNA Malpractice Insurance Malpractice coverage for Certified Registered Nurse Anesthetists.
• Moonlighting Malpractice Insurance Coverage for physicians who work supplementary shifts or additional shifts outside their primary employment.
• Surgeon Malpractice Insurance Specialized high-limit malpractice coverage for surgical specialists including general, orthopedic, neurosurgery, and cardiovascular surgeons.
• OBGYN Malpractice Insurance Specialized coverage for obstetrics and gynecology practitioners with tailored risk solutions.
• Weight Loss Specialty Coverage Tailored malpractice coverage for physicians and practices specializing in weight management and bariatric medicine.
• Errors and Omissions (E&O) Coverage Professional liability insurance protecting legal professionals, healthcare providers, and other businesses from claims of negligence, inadequate work, or failure to deliver services.
• Custom Med-Mal Programs Bespoke insurance programs designed for specific healthcare organizations, group practices, or facilities with unique coverage requirements.

Quantifiable outcome

• 97% client retention rate demonstrating strong customer satisfaction
• +2 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

31 partnerships are on record, tiered core and supporting.

• ProAssurancecoreOthersMajor medical malpractice insurance carrier providing coverage options for physicians. ProAssurance is one of the leading medical liability insurers in the United States, offering both claims-made and occurrence policies to healthcare providers.
• CoveryscoreOthersLeading medical liability insurance carrier specializing in coverage for physicians and healthcare facilities. Coverys provides comprehensive malpractice insurance products and risk management services.
• The HartfordcoreOthersMajor commercial insurance carrier offering medical malpractice insurance products. The Hartford provides various coverage options for healthcare professionals and institutions.
• CNA InsurancecoreOthersEstablished commercial insurance company providing medical malpractice coverage. CNA offers tailored insurance solutions for physicians across various specialties.
• TravelerscoreOthersMajor insurance carrier offering medical malpractice products. Travelers provides comprehensive coverage options for healthcare providers.
• Zurich Insurance CompanycoreOthersGlobal insurance carrier providing medical malpractice coverage. Zurich offers various liability insurance products for healthcare professionals.
• Lloyd's of LondoncoreOthersGlobal insurance marketplace providing specialized medical malpractice coverage. Lloyd's offers access to multiple syndicates for complex or specialized insurance needs.
• Markel Insurance CompanycoreOthersSpecialty insurance carrier offering medical malpractice coverage. Markel provides coverage options for physicians including hard-to-place risks.
• AspensupportingOthersInsurance carrier providing medical malpractice insurance products for healthcare providers.
• ACEsupportingOthersInsurance carrier (now part of Chubb) providing medical liability coverage for physicians.
• National IndemnitysupportingOthersInsurance carrier (Berkshire Hathaway subsidiary) providing medical malpractice coverage options.
• Kinsale Insurance CompanysupportingOthersSurplus lines insurer providing medical malpractice coverage, particularly for higher-risk or specialty situations.
• General Star Insurance CompanysupportingOthersInsurance carrier providing medical malpractice insurance products for healthcare providers.
• STAR Insurance CompanysupportingOthersMedical malpractice insurance carrier serving healthcare providers.
• Darwin Insurance CompanysupportingOthersMedical malpractice insurance carrier providing coverage for physicians.
• EMPAC Insurance CompanysupportingOthersMedical malpractice insurance provider serving healthcare professionals.
• PMSLIC InsurancesupportingOthersMedical malpractice insurer serving physicians in various states.
• Professional SolutionssupportingOthersInsurance carrier providing professional liability coverage for physicians.
• The Fairway Insurance GroupsupportingOthersInsurance group providing medical malpractice coverage options.
• Foremost InsurancesupportingOthersInsurance carrier providing medical professional liability coverage.
• CenturionsupportingOthersMedical liability insurance carrier serving healthcare providers.
• CatlinsupportingOthersInsurance carrier (now part of AXA XL) providing medical malpractice coverage.
• Care RRGsupportingOthersRisk Retention Group (RRG) providing medical malpractice insurance for physicians.
• AdmiralsupportingOthersInsurance carrier providing medical professional liability coverage.
• AMSsupportingOthersInsurance carrier providing medical malpractice insurance products.
• TDCsupportingOthersInsurance carrier providing medical liability coverage for healthcare providers.
• Mid ContinentsupportingOthersInsurance carrier providing medical malpractice insurance coverage.
• FreedomsupportingOthersInsurance carrier providing medical professional liability coverage.
• CAPsupportingOthersInsurance carrier providing medical malpractice coverage.
• HI-RessupportingOthersInsurance carrier providing medical liability insurance.
• ALL MD (Association of Liability Lawyers in Medical Defense)coreStrategic or Co-development PartnerALL MD is a nationwide organization established by Cunningham Group to connect healthcare providers with lawyers specializing in healthcare defense. The organization provides a directory of defense-only medical liability lawyers by state, offers discounted Medical Liability Monitor subscriptions to members, and creates opportunities for defense lawyers to write and present educational webinars to physicians. ALL MD serves as a free resource provided by Cunningham Group to help physicians navigate risk corridors and find appropriate legal counsel when needed.

Scale indicators5 records

Recent moves1 record

Expansion highlights6 records

Broad incumbents

• MedPro Group: Leading medical malpractice insurance carrier serving physicians, dentists, and other healthcare professionals nationwide, with strong specialty-specific underwriting expertise. Comparable to Cunningham Group as a major medical malpractice coverage provider physicians might choose, operating as a carrier counterpart to Cunningham's brokerage.
• ProAssurance Corporation: Specialty property and casualty insurance company with a major medical professional liability business serving physicians and healthcare facilities. Comparable to Cunningham Group as one of its core carrier partners and a major medical malpractice coverage alternative physicians might select independently.
• MagMutual Insurance Company: Physician-owned medical professional liability insurer offering malpractice coverage and risk management services, with strong specialty-specific programs. Comparable to Cunningham Group as a major medical malpractice carrier serving the same physician customer base, operating with both direct and broker channels.
• Coverys: Medical liability insurance carrier specializing in coverage for physicians, hospitals, and healthcare facilities, with strong risk management and patient safety services. Comparable to Cunningham Group as a key carrier partner and major direct competitor for medical malpractice placement decisions.
• Marsh McLennan Agency: Large national insurance brokerage with a healthcare professional liability practice serving physicians, group practices, and healthcare systems. Comparable to Cunningham Group as a multi-carrier broker for medical malpractice and healthcare professional liability, but with a much broader portfolio and institutional focus.
• The Doctors Company: The largest physician-owned medical malpractice insurance carrier in the U.S., providing both occurrence and claims-made coverage to physicians and healthcare professionals. Comparable to Cunningham Group as a major source of medical malpractice coverage, though it operates as a carrier rather than an independent broker.

Direct peers

• Brown & Riding Insurance Services: Specialty wholesale insurance broker focused on professional liability, healthcare, and hard-to-place risks with access to domestic and London market carriers. Comparable to Cunningham Group as a specialty insurance intermediary that places niche healthcare professional liability business with multiple carrier partners.
• RPS (Risk Placement Services): Specialty insurance brokerage placing professional liability, healthcare, and other complex lines with both admitted and surplus lines markets. Comparable to Cunningham Group as a specialty broker that places difficult and niche professional liability risks with multiple carrier partners.
• Healthcare Providers Service Organization (HPSO): Provider of professional liability insurance and risk management resources for individual healthcare professionals including nurses, allied health, and private practice providers. Comparable to Cunningham Group as a specialty insurance intermediary serving healthcare professionals with professional liability coverage.
• Woodruff-Sawyer & Company: Independent specialty insurance brokerage providing professional liability, healthcare, and other specialty coverage with access to multiple carriers. Comparable to Cunningham Group as an independent broker distributing specialty liability products from multiple carriers rather than underwriting directly.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/CunninghamGrp
• YouTubeyoutube.com/user/malpracticeinsurance
• Facebookfacebook.com/CunninghamGroupINS
• LinkedInlinkedin.com/company/cunningham-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cunningham Group