All Claims USA Public Adjusters

What All Claims USA Public Adjusters does

All Claims USA Public Adjusters is a Florida-based public insurance adjusting firm that represents property owners in negotiations with their insurance carriers following property damage claims. Founded approximately 2010 and headquartered in Boca Raton, Florida, the firm operates four physical offices across the state in Boca Raton, Juno Beach, Cape Coral, and St. Petersburg. The company is owned and operated by Mark Petschulat (FL License #P110166) and Lori Larsen, and holds public adjuster licensure in seven states: Florida, Georgia, South Carolina, North Carolina, New Jersey, Tennessee, and Mississippi. The firm is accredited by the Better Business Bureau with an A+ rating and is a member of the Florida Association of Public Insurance Adjusters (FAPIA).

The company's core service is policyholder representation during the property insurance claims process, supplemented by an Xactimate Estimating & Consulting offering that targets attorneys and contractors. All Claims USA uses Xactimate, the industry-standard repair-cost estimating platform, to produce scope-of-loss documentation submitted in support of claim negotiations. Case-study settlements cited by the firm range from approximately $28,000 to $360,000, and the firm references an OPPAGA study indicating that policyholders using public adjusters receive settlements approximately 747% higher than those negotiating directly with carriers.

The business operates on a contingency-fee model, charging a percentage of the final insurance settlement rather than upfront fees, which lowers the engagement barrier for residential and small-commercial policyholders. Go-to-market is primarily referral-driven, supported by local office presence, third-party endorsements (BBB, FAPIA), and digital lead generation. The firm cites fifteen-plus years of operating experience and a track record of thousands of clients served, though no revenue, headcount beyond the 1-10 band, or growth-rate disclosures are available in the input data.

Name

All Claims USA Public Adjusters

Legal name

All Claims USA Public Adjusters, Inc.

Website

https://allclaimsusa.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

All Claims USA Public Adjusters is a Boca Raton, Florida-based public insurance adjusting firm representing residential and commercial property owners in claim negotiations across seven southeastern states, operating on contingency fees with four Florida offices.

Ownership category

akta.pro rank

Product category

Public Insurance Adjusting Services

NAICS

Claims Adjusting (524291)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Claims Administration & TPA Services (FNOL, Subrogation, Litigation Mgmt) (TLABANAH)

akta.pro secondary industry

Catastrophe Claims & Loss Adjustment Services (FSAOACAO)

Keywords

• Public insurance adjusting
• Property damage claims
• Residential claim representation
• Commercial claim representation
• Xactimate estimating services

Headquarters

HQ city

Boca Raton

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Contingency Commission on Insurance Settlements: All Claims USA operates on a contingency basis with no upfront fees. The firm is paid a percentage of the final insurance settlement only after the policyholder receives payment. There are no upfront fees and the firm does not get paid unless the client gets paid. This applies to residential and commercial claims.
2. Xactimate Estimating & Consulting Services: Adjacent offering of Xactimate estimating and consulting services listed on the services menu, providing third-party estimating work using industry-standard software.

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels10 records

Core offering

All Claims USA Public Adjusters is a licensed public adjusting firm that represents residential and commercial property owners in negotiating and maximizing property-damage insurance claim settlements. The firm handles fire, water, mold, storm/hurricane, roof, and denied or underpaid claims, producing detailed damage estimates using Xactimate and submitting them directly to insurance carriers. Engagements are contingency-based with no upfront fees — the firm is paid a percentage of the final settlement only if the policyholder is paid.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Insurance Claim Representation End-to-end representation of residential homeowners in property-damage insurance claims, including claim filing, documentation, damage estimation, direct negotiation with insurance carriers, and escalation of denied or underpaid claims. Contingency-based fee with no upfront cost.
• Commercial Insurance Claim Representation Representation of commercial property owners, condo associations, and businesses in commercial property-damage and business-interruption insurance claims, including denied claims and large-loss settlements, on a contingency basis.
• Xactimate Estimating & Consulting Standalone professional-services offering of Xactimate-based damage estimating and consulting, producing detailed structural estimates and personal/business property inventories for use in insurance-claim submissions and negotiations.

Quantifiable outcome

• 747% higher settlements on average for policyholders using a public adjuster vs. self-filed (per OPPAGA study cited)
• +4 more outcomes

Named customers16 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• FAPIA (Florida Association of Public Insurance Adjusters)coreOthersAll Claims USA is a licensed, bonded, and proud member of FAPIA. The firm links to FAPIA's "value of a public adjuster" educational content and displays the FAPIA logo on its home page. FAPIA membership is cited as a credibility marker across the firm's office pages and blog posts.
• Crush InteractiveminorImplementation/ SI/ Consulting PartnerWebsite footer credits Crush Interactive as the firm that "Designed and developed" the All Claims USA website (crush-interactive.com). Likely a one-time vendor relationship for website development.
• BBB (Better Business Bureau)minorOthersAll Claims USA is BBB A+ accredited; the BBB business seal is displayed on the homepage linking to its BBB profile. Used as a third-party credibility and trust signal.
• Partner Attorneys (insurance-claim litigation counsel)coreImplementation/ SI/ Consulting PartnerAll Claims USA maintains relationships with reputable attorneys for escalated/bad-faith claim matters. Multiple testimonials reference "All Claims connected us with a reputable attorney" and "All Claims, made an inspection and got a contractor…We then hired an attorney to sue them to force a settlement." Attorney partnerships are used when claims need to progress beyond standard negotiation to appraisal or litigation.
• Partner Contractors, Roofers, Restoration & Mold Remediation ProviderscoreImplementation/ SI/ Consulting PartnerAll Claims USA maintains a network of trusted emergency-services and restoration providers (roofing, mold remediation, dry-out, plumbing repair) that they refer clients to during the claims process. Referenced explicitly in Jacksonville service page: "We work with a network of honest and organized emergency services providers… mold remediation, dry out, plumbing repair, etc." and in client testimonials.

Scale indicators8 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Sedgwick (Claims Solutions): Large third-party claims administrator handling FNOL, adjusting, and claims management at scale across P&C lines. Not a public adjuster (works for carriers), but the dominant incumbent in adjacent claims-administration services — useful comparable for workflow and technology benchmarking.
• Eberl Claims Service: Independent insurance adjusting firm providing claims handling, including catastrophe response, across multiple states. Works on the carrier side rather than policyholder side, but offers a scaled, multi-state claims workflow comparison point for All Claims USA's regional operation.

Direct peers

• Citizens Public Adjusters: Florida-focused public adjuster representing homeowners and business owners on property damage claims. Closely comparable in target customer, contingency pricing, and reliance on Florida storm-driven demand.
• Continental Public Adjusters: Florida-based public adjusting firm serving residential and commercial property owners on property damage claims. Closely comparable service mix, contingency pricing, and hurricane-driven demand exposure.
• Sadler & Associates Public Insurance Adjusters: Multi-state public adjusting firm handling residential and commercial property claims on contingency. Comparable in policyholder-advocate model, multi-state licensing strategy, and Xactimate-based estimating workflow.
• Insurance Claim Recovery Support: Public adjuster firm focused on recovering denied or underpaid property insurance claims for residential and commercial policyholders. Closely comparable in core use case (claim denial recovery) and contingency economics.
• National Public Adjusters: Public adjusting firm operating across multiple states on residential and commercial property claims. Comparable in contingency model, multi-state licensing, and policyholder advocacy positioning.
• Adjusters International: One of the largest U.S. public adjusting firms representing policyholders on property insurance claims nationwide. Directly comparable in core service (policyholder advocacy, contingency fees) but with materially greater geographic reach and corporate scale.
• Globe Public Adjusters: Florida-headquartered public adjusting firm representing residential and commercial policyholders on a contingency basis. Closest direct competitor in geography, business model, customer segment, and contingency pricing.

Emerging players

• Five Star Public Adjusters: Smaller public adjusting firm focused on residential property damage claims in hurricane-exposed markets. Partial overlap — same service line and customer base, but typically smaller scale and narrower geographic footprint than All Claims USA.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/allclaimsusa
• Facebookfacebook.com/allclaimsusa
• LinkedInlinkedin.com/company/all-claims-usa

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about All Claims USA Public Adjusters