Lacomp Plc

What Lacomp Plc does

Lacomp Plc is a UK private limited company headquartered in Bagshot, Surrey, founded in 1985 by Peter Buxtorf. It operates as an FCA-regulated discretionary portfolio manager serving high-net-worth individuals, expatriates, trustees, pension funds, family firms, charities, and corporate entities, with a stated headcount of 1-10 employees. The firm positions itself explicitly against automated and AI-driven service models, emphasising personal, director-level client contact as its core delivery mechanism.

The firm's investment operations are delivered through third-party Wrap Platforms, including Abrdn, Fidelity, Quilter, Transact, and Novia Global, which provide custody, execution, and reporting infrastructure on top of which Lacomp overlays discretionary portfolio management. Its proprietary in-house fund rating model underpins fund selection, and the firm also offers a non-discretionary quarterly portfolio reporting service. A partnership with a Channel Islands Trust Company enables delivery of offshore investment structures for international and expatriate clients.

Lacomp's revenue model is built on recurring fees levied on assets under discretionary management, supplemented by professional services fees. The firm operates a referral-led go-to-market with no dedicated sales force or paid advertising, sourcing clients through long-standing relationships with solicitors, accountants, and other professional intermediaries. This capital-light, relationship-driven operating model has remained structurally unchanged since founding.

Name

Lacomp Plc

Legal name

Lacomp Ltd

Website

https://lacomp.co.uk

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

1–10 employees

Short description

Lacomp Plc is a UK-based FCA-regulated discretionary portfolio manager founded in 1985, serving high-net-worth individuals, expatriates, trustees, and pension clients via personalised director-level advisory and Wrap Platform-based investment management.

Ownership category

akta.pro rank

Headquarters

HQ city

Bagshot

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Discretionary Portfolio Management: Fee-based discretionary portfolio management services tailored to individual client investment objectives and risk profiles. Manages investment portfolios, ISA and pension scheme portfolios, onshore and offshore bonds, and tax efficient investments.
2. Financial Advisory Services: Restricted financial advice service covering savings, investments, life and pension business. The firm is FCA regulated and provides unbiased, impartial advice without ties to fund managers, investment houses, banks, or product providers.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Lacomp Plc provides fee-based discretionary portfolio management and FCA-regulated restricted financial advisory services for individual clients, families, expatriates, trustees, and corporate entities. The firm builds and manages bespoke investment portfolios across ISAs, pensions, onshore and offshore bonds, and tax-efficient investments, complemented by financial planning covering inheritance tax mitigation, retirement, long-term care, school fees, and trust/offshore structures.

Product overview

Lacomp is a discretionary portfolio management firm offering a unified suite of financial services centered on investment management and financial planning. The core product is Discretionary Portfolio Management, which provides individually designed investment portfolios for clients. This is complemented by Financial Advice Services operating under FCA 'Restricted' authorization, Financial Strategies & Planning (covering Inheritance Tax Mitigation, retirement planning, and tax-efficient investments), Trust & Offshore Structures Management through a Channel Islands partner, and specialized services for expatriates. The company also provides Quarterly Reporting & Valuation Services to clients and professional intermediaries. All services are delivered with a focus on confidentiality, personal service at director level, and long-term client relationships.

Differentiator

Problem solved

Functional benefit

Products and services

• Discretionary Portfolio Management The core service involving tailoring each portfolio to individual client investment objectives and risk profiles. Lacomp builds and manages bespoke investment portfolios across ISA, pension, onshore and offshore bonds, and tax-efficient investments.
• Financial Advice Services Restricted financial advice service focusing on planning and management of savings and investments, including life and pension business. The firm does not advise on every possible type of financial product and avoids certain recognised high-risk product areas.
• Financial Strategies & Planning
• Trust & Offshore Structures Management
• Inheritance Tax Planning
• Estate & Trust Planning
• Retirement Planning & Pension Investment Management
• Expatriate Financial Services
• Quarterly Reporting & Valuation Services

Quantifiable outcome

• Collective investments typically invest in at least 60 to 70 individual stocks, resulting in risk dilution

Named customers7 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Seven partnerships are on record, tiered core and supporting.

• Abrdn ElevatecoreTechnology or IntegrationWrap Platform provider used for administering client investment portfolios, ISA portfolios, and investment bonds to reduce client costs and provide greater investment flexibility and range.
• Abrdn WrapcoreTechnology or IntegrationWrap Platform provider for portfolio administration and management, providing access to a wide range of investment options for clients.
• FidelitycoreTechnology or IntegrationWrap Platform provider recommended as part of the filtered range of providers that meet Lacomp's criteria for client portfolio administration.
• QuiltercoreTechnology or IntegrationWrap Platform provider included in the recommended range for appropriate clients according to their situation and objectives.
• TransactcoreTechnology or IntegrationWrap Platform provider used for administering client investments, ISA portfolios, and pension investments, offering cost optimisation and flexibility.
• Novia GlobalcoreTechnology or IntegrationWrap Platform provider considered for client portfolio administration based on suitability to client situation and objectives.
• Channel Islands Based Trust CompanysupportingStrategic or Co-development PartnerTrusted partner for setting up and administering trusts, incorporating and managing companies (investment or trading) in various jurisdictions. Lacomp can manage the assets of trusts and offshore structures through this relationship.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Quilter Cheviot: UK discretionary investment manager serving private clients, charities, and trustees. Directly comparable on discretionary mandates, trustee/charity clients, and investment-led proposition.
• Killik & Co: London-based wealth manager offering discretionary portfolio management and financial planning to private clients. Similar HNW focus with a relationship-led model.
• JM Finn: Boutique UK discretionary investment manager serving private clients, with a similar focus on personalised portfolios and an institutional-style research overlay. Closest comparable by size and business model.
• Charles Stanley: UK wealth manager offering discretionary portfolio management, financial planning, and a broad HNW proposition. Comparable on service mix and target client.
• Hoxton Capital Management: UK wealth manager with a strong expatriate and cross-border financial planning proposition. Comparable to Lacomp on expat specialism and HNW advisory model.
• Psigma Investment Management: UK-based boutique discretionary wealth manager serving HNW individuals and families. Directly comparable on size, target client, and personalised discretionary mandate model.

Broad incumbents

• St. James's Place: Large UK wealth manager with a partner-led advice model serving HNW and mass-affluent clients. Adjacent rather than direct competitor given its tied-adviser network, but competes for the same discretionary investment management wallet.
• Brown Shipley: UK private bank and wealth manager offering discretionary portfolio management and financial planning to HNW clients. Overlapping service offering with a broader banking platform.
• Evelyn Partners: UK wealth management and professional services firm (formerly Smith & Williamson) offering investment management alongside tax, advisory, and accountancy services. Directly comparable on financial-planning-led HNW proposition but at much larger scale.
• Rathbones Group: Major UK listed wealth manager providing discretionary investment management and financial planning. Overlapping client base but materially larger scale and breadth of services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/lacomp-plc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments3 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lacomp Plc