What VNAB does

VNAB (Vereniging Nederlandse Assurantie Beurs), legally Coöperatieve Vereniging Nederlandse Assurantie Beurs u.a., is a Dutch cooperative association founded around 1986 and headquartered in Rotterdam (Boompjes 251). It functions as the central market steward for the Dutch co-insurance market for large commercial risks, connecting 100+ member organizations spanning insurance brokers (Aon, Howden, Marsh) and insurers/reinsurers (AEGON, AIG Europe, Allianz Global Corporate & Specialty, Chubb European Group, HDI Global Nederland, Hiscox, Swiss Re International, Zurich Insurance). Revenue is generated primarily through recurring membership fees under a cooperative governance model, with the organization controlled by its members via the general members' assembly.

The core offering is an integrated IT platform suite: e-ABS handles electronic placement and claims processing, iDOSplatform manages customer specifications and bulk prolongation with API-based data exchange, Co-polis drives standardized renewal workflows supporting the Contract Zekerheid initiative, Sanctieplatform provides sanctions screening for compliance with sanctions legislation, and MIS (Marktinformatiesysteem) delivers market reporting and analytics. Beyond technology, VNAB develops non-binding model policy conditions and clauses through its technical committees (covering fire, transport, engineering, POG, varia) and operates the VNAB Ontmoetingscentrum, a meeting facility in Rotterdam. It also runs talent programs (Young Talent Award, Match InSurance mentorship, Risk InSurance Traineeship, Introductie Coassurantie) and publishes the VNAB Visie magazine and the "Risk has the future" podcast.

Distribution is single-country (Netherlands) through the secure member portal and direct engagement, with strategic alliances including Verbond van Verzekeraars, FERMA, De Vereende, and KPMG. The go-to-market motion is community-led, relying on industry networking, educational programs, and member-driven standards development. The business model is subscription-recurring via cooperative membership, supplemented by ancillary revenue from events, venue rental, and publications. No funding rounds exist; the entity is member-owned and not venture-backed.

Name

VNAB

Legal name

Coöperatieve Vereniging Nederlandse Assurantie Beurs u.a.

Website

https://vnab.nl

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

VNAB is a Dutch cooperative association, founded circa 1986 and headquartered in Rotterdam, that provides IT platforms, industry-standard model clauses, market reporting, and member services to 100+ insurance brokers and insurers operating in the Dutch co-insurance market for large commercial risks.

Ownership category

akta.pro rank

Product category

Insurance Trade Association Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)

akta.pro primary industry

Risk, Controls & Governance (GRC) Platforms (FSAFAOAG)

akta.pro secondary industry

IT Governance, Risk & Compliance (IT GRC) Platforms (HDAEALAK)

Keywords

• Co-insurance market
• Insurance trade association
• Policy placement platforms
• Sanctions screening services
• Model policy clauses

Headquarters

HQ city

Rotterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Membership fees: VNAB operates as a cooperative association (Coöperatieve Vereniging) with members that include insurance brokers and insurers. Revenue is generated through membership fees from broker and insurer members.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

VNAB is a cooperative association (Coöperatieve Vereniging Nederlandse Assurantie Beurs) operating as the central hub for the Dutch co-insurance market. It provides integrated IT platforms (e-ABS for placement, iDOSplatform for policy administration, Co-polis for renewal management, Sanctieplatform for sanctions screening, and MIS for market reporting), develops non-binding model policy terms and clauses, organizes events and educational programs, runs talent development initiatives, and operates a meeting center in Rotterdam for its 100+ member brokers, insurers, and reinsurers.

Product overview

VNAB (Vereniging Nederlandse Assurantie Beurs) is a cooperative association serving the Dutch co-assurance market for large commercial risks. Its core offering is an integrated IT platform providing digital systems for market participants: e-ABS (electronic placement and claims management), iDOSplatform (customer specifications and bulk prolongation), Co-polis (renewal process management with API connectivity), Sanctieplatform (sanction screening), and MIS (market reporting). Beyond technology, VNAB facilitates market standards through model policy conditions/clauses, operates a meeting center in Rotterdam, publishes the VNAB Visie magazine and Risk has the future podcast, and runs talent development programs including the Young Talent Award, Match InSurance mentor-mentee program, and Risk Insurance Traineeship.

Differentiator

Problem solved

Functional benefit

Products and services

• e-ABS Electronic placement system for brokers and insurers to manage insurance placements, claims processing, and clearing/bookings in the Dutch co-assurance market.
• iDOSplatform Platform for managing customer specifications and bulk prolongation processes for brokers, with API-based data exchange capabilities.
• Co-polis Digital platform supporting renewal processes between brokers and insurers, enabling standardized interactions, cancellation management, prolongation proposals, and API integration for system connectivity.
• Sanctieplatform Sanction screening platform for compliance with sanction legislation, allowing users to conduct and repeat sanction investigations.
• MIS Management Information System providing market reporting and analytics for members of the co-assurance market.
• VNAB Ontmoetingscentrum Meeting center in Rotterdam offering conference rooms, hybrid meeting facilities, studio for podcast/webinar recordings, and event spaces for 6-350 persons.
• VNAB Visie Magazine Professional magazine covering insurance-technical and industry-wide topics for and by members of the co-assurance market.
• Risk has the future Podcast Podcast series discussing trends, challenges, and developments in the co-assurance market, featuring brokers, insurers, external experts, and young professionals. Available on Spotify, SoundCloud, and Apple Podcast.
• VNAB Modelvoorwaarden en clausules Non-binding model policy conditions and clauses for fire, transport, POG, engineering, and varia categories, developed by VNAB technical committees.
• Risk Insurance Traineeship Traineeship program for attracting and developing talent in the co-assurance market, including kick-off events and structured learning.
• Match InSurance Mentor-mentee program pairing senior professionals with young professionals to share knowledge, experience, and inspiration across generations.
• Young Talent Award Annual award recognizing young professionals in the co-assurance market who have achieved impressive results through innovative approaches, culminating in a final presentation event.

Named customers11 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Verbond van VerzekeraarscoreStrategic or Co-development Partner · 1 June 2026Collaboration on the Position Paper regarding insurability of the energy transition, presented by four industry organizations including VNAB and the Verbond.
• KPMGminorStrategic or Co-development PartnerKPMG conducted labor market research in partnership with VNAB, exploring gender inflow (zij-instroom) as a solution to labor market shortages in the co-insurance market. Research findings were discussed in VNAB podcast episode 27.
• The Cre8ion.LabminorOthersWebsite development partner responsible for VNAB's corporate website design and maintenance.
• Verbond van VerzekeraarscoreStrategic or Co-development PartnerJoint collaboration on model clauses and industry standards, including the Voorbeeldclausule Zonnestroominstallaties (solar panel clause) and Position Paper on insurability of the energy transition.
• De VereendeminorStrategic or Co-development PartnerCollaboration on NHT (Terrorism Insurance Pool) information sessions, working together with the Vereende and the Verbond van Verzekeraars.
• FERMA (European Federation of Risk Management Associations)minorStrategic or Co-development PartnerVNAB participates in the Dutch delegation to FERMA Forum and organizes the Holland Insurance House Dutch Evening at FERMA events.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Verbond van Verzekeraars: Dutch Insurance Association representing the broader Dutch insurance industry. While VNAB focuses specifically on the co-insurance market, Verbond covers all Dutch insurers across all lines; they are also a strategic partner collaborating on model clauses (e.g., Solar Panel clause 2026) and Position Papers, making them an adjacent incumbent.
• Insurance Europe: European insurance industry federation representing insurers across Europe. Comparable as an insurance industry association serving a member base of carriers, with analogous functions in market representation, standards, and policy advocacy, but at the pan-European rather than national/co-insurance level.
• LIMRA: Global insurance and financial services industry trade association providing research, benchmarking, and education to member companies. Comparable as a membership-based insurance industry association focused on shared data, training, and standards, though with a research/education emphasis rather than VNAB's IT-platform stewardship.

Regional players

• The Council of Insurance Agents & Brokers (CIAB): US trade association representing the largest commercial insurance brokerages. Functionally comparable to VNAB as an industry association serving commercial brokers and facilitating market infrastructure, but operating in the United States rather than the Netherlands.
• International Underwriting Association (IUA): London-based trade association for international and wholesale insurance and reinsurance companies. Comparable to VNAB as a specialty insurance industry association with a member-driven governance model and focus on commercial/wholesale insurance markets, though centered on the London market.
• BIBA (British Insurance Brokers' Association): UK trade association for insurance brokers, providing representation, training, and market infrastructure support. Functionally analogous to VNAB as a brokers' trade association within a single national market, though broader in scope than co-insurance alone.
• GDV (Gesamtverband der Deutschen Versicherungswirtschaft): German insurance industry association representing insurers across all lines of business. Comparable to VNAB as a national insurance association with member-driven governance, standards-setting, and policy advocacy, though Germany-wide and broader in scope.

Emerging players

• Applied Systems: Leading insurance agency management software and platform provider offering policy administration, client management, and carrier connectivity tools. Comparable to VNAB's e-ABS, iDOSplatform, and Co-polis as an insurance workflow platform, though commercially-driven and serving multiple geographies rather than association-owned for a single national co-insurance niche.
• Vertafore: Insurance technology provider offering agency management, rating, and carrier-connectivity platforms (e.g., AMS, Sagitta, PL Rating). Overlaps with VNAB's IT platform portfolio in policy administration and broker-insurer connectivity functions.
• Duck Creek Technologies: Provider of SaaS core systems for the insurance industry, including policy administration, billing, and claims. Comparable to VNAB's platform suite in addressing insurer operational workflows, though targeting a broader and more commercial P&C segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks2 records

Key highlights7 records

Customer concentration

• YouTubesoundcloud.com/user-255115527
• Facebookfacebook.com/VNAB-kennis-en-ontmoetingscentrum-1472421486333361
• LinkedInlinkedin.com/company/vnab

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about VNAB