Valloire Habitat

What Valloire Habitat does

Valloire Habitat is a French social housing operator organized as a Société Anonyme d'Habitations à Loyer Modéré (SA d'HLM) and a wholly-owned subsidiary of the Action Logement group. Headquartered at 24 Rue du Pot de Fer in Orléans, the company manages a portfolio of approximately 19,000 housing units across more than 200 communes in the Centre-Val de Loire region, southern Île-de-France, and Yonne, serving over 40,000 tenants. Each year it brings roughly 2,500 units to market for rent, while also developing and selling properties through affordable homeownership programs (BRS, APM, ADA, PSLA). The company invests near €30M annually in rehabilitation and modernization and committed €93M to the local economy in 2020, with major ongoing projects including a €26M renovation of the Les Chaises neighborhood in Saint-Jean-de-la-Ruelle.

The company operates three primary revenue streams: regulated rental income from social housing stock (PLAI, PLUS, PLS), intermediate rentals under the LLI regime aimed at middle-income households ineligible for social housing but priced out of the private market, and property sales through homeownership programs — most notably the Bail Réel Solidaire (BRS) shared-equity scheme where units are priced 20-40% below market. BRS unit pricing spans from approximately €99,500 for smaller apartments to €215,000+ for houses, while new-construction houses range from €169,000 to €240,000. Distribution is conducted through a regional agency network, a self-serve property search portal on the corporate website, and a dedicated commune extranet for partner municipalities managing CALEOL attribution commissions.

Valloire Habitat's strategic positioning emphasizes sustainable construction innovation — including the first biobased-material and Passivhaus-certified social housing in Centre-Val de Loire, BBC Effinergie, NF Habitat HQE, and BEE+ certifications — and social cohesion programs (Atelier 21 energy pedagogy, ALOGIA senior wellness, RESPIRE waste recovery). The company became a Société à Mission in 2024, formally codifying its environmental and social charter. Capital structure rests on €62.2M of share capital, supplemented by €50M of debt facilities from Caisse d'Epargne Loire-Centre and €11M from Crédit Agricole Centre-Loire/BEI, with active ANRU partnership for urban renewal. Leadership comprises Director General Vincent Henneron (reconfirmed by the board) and President Jean-François Escudier.

Name

Valloire Habitat

Legal name

Valloire Habitat SA d'HLM

Website

https://valloire-habitat.com

Company type

Private

Founded year

1927

Operating status

Operating

Headcount range

251–500 employees

Short description

Valloire Habitat is a French social housing operator (SA d'HLM) and Action Logement subsidiary that manages roughly 19,000 rental units across 200+ communes in Centre-Val de Loire, southern Île-de-France, and Yonne, serving over 40,000 tenants while also developing and selling affordable homeownership properties through BRS, PSLA, APM, and ADA programs.

Ownership category

akta.pro rank

Product category

Social Housing

NAICS

Community Housing Services (62422), Community Food and Housing, and Emergency and Other Relief Services (6242)

SIC

Real Estate Agents & Managers (For Others) (6531), Services-To Dwellings & Other Buildings (7340), Services-Social Services (8300)

akta.pro primary industry

Affordable Housing Property Management (BPAJAGAJ)

akta.pro secondary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Social housing rentals
• Affordable housing programs
• Property management services
• Intermediate rental housing
• Homeownership assistance

Headquarters

HQ city

Tours

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain

Revenue model

1. Social Housing Rentals: Valloire Habitat generates primary revenue through rental income from approximately 19,000 social housing units managed across the Centre-Val de Loire region, southern Île-de-France, and Yonne. Rent is set according to social housing regulations.
2. Property Sales: The company generates revenue through sale of properties under various affordable homeownership programs including BRS (Bail Réel Solidaire), APM, ADA, PSLA, and new construction sales. Properties include apartments and individual houses.
3. Intermediate Rentals (LLI): Location Locative Intermédiaire (LLI) - rental units positioned between social housing and private market, targeting middle-income households.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Valloire Habitat is a French social housing operator (SA d'HLM) that manages approximately 19,000 housing units across more than 200 communes in Centre-Val de Loire, southern Île-de-France, and the Yonne department. It provides social rentals, intermediate rentals, and affordable homeownership pathways (BRS, APM, ADA, PSLA) to qualifying households, as well as property development, rehabilitation, and management services.

Product overview

Valloire Habitat is a social housing company (SA d'HLM) and subsidiary of Action Logement group, managing approximately 19,000 housing units across more than 200 communes. The company offers three main pathways: renting (logements sociaux and logements intermédiaires), becoming a homeowner through various programs (BRS, new construction), and specific ownership solutions (APM, ADA, PSLA). Products include social rental housing, intermediate rental housing, and new construction programs. BRS (Bail Réel Solidaire) programs allow property purchase at 20-40% below market rates. Services include housing applications, municipal extranet, client portal, and quality engagement programs. The portfolio spans Centre-Val de Loire, southern Île-de-France, and Yonne regions.

Differentiator

Problem solved

Functional benefit

Products and services

• Social Rental Housing Below-market rental housing allocated to households meeting French HLM income ceilings, delivered across the operator's portfolio of approximately 19,000 units in Centre-Val de Loire, southern Île-de-France, and Yonne.
• Intermediate Rental Housing Rental housing at prices between social and market rates, aimed at middle-income households who do not qualify for social rental but face affordability constraints in the private market.
• BRS Affordable Homeownership (Bail Réel Solidaire) Affordable homeownership scheme separating land ownership from building ownership, enabling eligible households to buy the dwelling at a discounted price through a long-term land lease.
• PSLA Homeownership (Prêt Social Location-Accession) Rent-to-own program allowing tenants to occupy a new unit under a transitional lease before exercising an option to purchase at a regulated price.
• APM and ADA Homeownership Pathways Additional affordable homeownership schemes providing eligible households with subsidized purchase options as part of Valloire Habitat's integrated accession program.
• Housing Development and Rehabilitation Services Development, construction, and rehabilitation of social housing stock delivered for municipalities and public partners across the operator's regional territory.
• Property and Tenant Management Services Ongoing property management, tenant relations, allocations, and maintenance services for the operator's housing portfolio across more than 200 communes.

Quantifiable outcome

• Annual rehabilitation investment of approximately 30 million euros
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

15 partnerships are on record, tiered core, minor and strategic.

• ALOGIAcoreStrategic or Co-development Partner · 13 April 2023Partnership for senior housing support and wellness-at-home programs. Alogia is an expert in aging well at home. Joint initiative with EDF for senior tenant support and prevention campaign.
• EDFcoreStrategic or Co-development Partner · 13 April 2023EDF Commerce Grand Centre partnered with Valloire Habitat and ALOGIA for a senior tenant support and prevention campaign, addressing energy management and wellness for elderly residents.
• Association RESPIREminorStrategic or Co-development Partner · 20 November 2019Partnership for waste recovery and valorization from Valloire Habitat agencies and headquarters. RESPIRE is a social enterprise managing a solidarity garage. Additional donations of vehicle and professional equipment made.
• Action LogementcoreStrategic or Co-development PartnerAction Logement is the parent group of Valloire Habitat. As a subsidiary, Valloire Habitat operates within the Action Logement framework, benefiting from institutional backing and national strategic direction for social housing provision.
• ATARAXIA Promotion ImmobilièrestrategicStrategic or Co-development PartnerDevelopment partner for multiple projects including L'Égérie residence (Saint-Avertin) and Les Australes de Tours (first BRS program in Tours). Co-development of mixed social housing and homeownership projects.
• Bouygues ImmobilierstrategicStrategic or Co-development PartnerPartnership for development of 282 housing units under economic stimulus program. Also partner in naO program (60 units) and rehabilitation projects.
• LinkcitystrategicStrategic or Co-development PartnerDevelopment partner for projects including Agrion residence (Chambray-lès-Tours), O' de Loire residence, and other programs.
• Eiffage ImmobilierstrategicStrategic or Co-development PartnerPartner for Symbiose residence (Saran) - 53 apartments including LLI and social housing. Also involved in Farman and Wibault residences.
• Sully PromotionstrategicStrategic or Co-development PartnerDevelopment partner for biosourced housing projects including Nuances d'Ingré and Clos Aubert (first Passivhaus social housing in region).
• Nexity IR CentrestrategicStrategic or Co-development PartnerPartner for Les Bréanes housing program (Alleville, Saint-Jean-de-la-Ruelle) - 27 wooden frame houses in social housing.
• Bouygues Bâtiment Centre-Sud OueststrategicImplementation/ SI/ Consulting PartnerConstruction partner for major rehabilitation projects including Les Chaises neighborhood renewal (26 million euros, 4 years) and Le Jeudy rehabilitation.
• SEMDOminorStrategic or Co-development PartnerCharter signed to strengthen cooperation. SEMDO is a local development company for municipalities in the Saran area.
• Association DURAMENminorStrategic or Co-development Partner5-year patronage agreement to support sylvicultural (forestry) activity in Centre-Val de Loire region, reflecting environmental commitments.
• Municipalities and Local AuthoritiescoreStrategic or Co-development PartnerPartnerships with over 200 communes across Loiret, Indre-et-Loire, Yonne, and southern Île-de-France for housing development, urban renewal, and community development.
• PIMMS MédiationminorStrategic or Co-development PartnerPartnership to support Atelier 21, a pedagogical house in Montargis helping tenants manage energy expenses through educational workshops.

Scale indicators9 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• CDC Habitat: France's largest social housing operator, managing approximately 500,000 units nationwide as a subsidiary of Caisse des Dépôts. Directly comparable as a major SA d'HLM providing social and intermediate rental housing across multiple French regions, operating under similar regulatory frameworks as Valloire Habitat.
• ICF Habitat: Social housing subsidiary of SNCF group managing approximately 100,000 housing units across France. Comparable as a large-scale ESH (Entreprise Sociale pour l'Habitat) providing rental, intermediate, and homeownership solutions under the same French social housing regulatory regime.
• Immobilière 3F: Major French social housing operator managing around 250,000 units, part of the Action Logement group alongside Valloire Habitat. Directly comparable as a sister subsidiary operating under the same parent, with similar rental and homeownership product offerings and institutional framework.
• Batigère: French social housing group operating across multiple regions with over 80,000 units managed. Comparable as a regional-to-national HLM operator with mixed rental and homeownership programs serving similar low-to-middle income households under French social housing regulations.
• Logirep: ES HLM (Entreprise Sociale pour l'Habitat à Loyer Modéré) operating primarily in Île-de-France with approximately 90,000 units. Comparable as a French social housing operator focused on the Paris region with similar rental housing and homeownership programs targeting affordable housing seekers.
• Polylogis: French social housing group comprising multiple ES HLM entities operating across France with around 80,000 units. Comparable as a multi-regional HLM operator providing similar affordable housing products and services to those offered by Valloire Habitat.
• Paris Habitat: Municipal social housing operator for the City of Paris, managing over 120,000 units. Comparable as a French HLM providing social rental housing, intermediate housing, and homeownership programs, though operating at much larger scale within a single metropolitan area.
• Groupe Arcade: French social housing group with nationwide presence managing approximately 200,000 units across multiple ES HLM entities. Comparable as a major HLM operator providing social rental, intermediate rental, and homeownership pathways under similar French regulatory frameworks.
• Clésence: Regional HLM operator in northern France (formerly Logement Français) with approximately 85,000 units. Comparable as a regional French social housing operator providing similar affordable rental and ownership products to those in Valloire Habitat's portfolio.

Regional players

• Val de Loire Habitat: Regional HLM operator (OPH - Office Public de l'Habitat) covering the Val de Loire region of France. Comparable as a regional social housing provider operating in geographic proximity to Valloire Habitat with similar rental and homeownership offerings, though structured as a public office rather than SA d'HLM.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCQP8mczL4hKRIcW0VeCN6ZA
• LinkedInfr.linkedin.com/company/valloire-habitat
• Instagraminstagram.com/valloirehabitat
• Xx.com/ValloireHabitat

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Valloire Habitat