Clearedge
ClearEdge Title is a privately held, nationwide title insurance and escrow services provider founded in 2012, serving lenders, brokers, and real estate professionals across all 50 US states via a customized ResWare platform with integrated loan origination, signing, and default services.
- Company typePrivate
- Founded2012
- HeadquartersClearwater, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Clearedge does
ClearEdge Title (legal entity ClearEDGE title, Inc.) is a privately held, nationwide title insurance and escrow services provider founded in 2012 and headquartered in Clearwater, Florida. The company is licensed to operate in all 50 US states and the District of Columbia, serving lenders, mortgage brokers, banks, credit unions, real estate agents, and home equity product providers. Its core product portfolio spans Title and Escrow, Default Services, Signing and Scheduling, Home Equity Solutions, CET Property Protection Plus (a fraud prevention/identity monitoring add-on), and a client-specific GFE/Fee Calculator. The firm operates a customer portal powered by the ResWare platform from Adeptive Software, which it has customized for its own operational and security needs, and integrates directly with major loan origination systems (Encompass, Mortgage Cadence, Empower), property data providers (DataTrace, ValuTrust, West VM, RealEC), and electronic recording platforms (Simplifile). Five title insurance underwriters back its policies, including First American, Stewart, Westcor, DOMA, and North American Title.
The business operates a sales-led, enterprise-focused GTM model with dedicated account representatives providing a single point of contact for clients, supported by an exclusive network of mobile notaries and remote online notarization capabilities for nationwide closings. Pricing is primarily transactional (per-title fees via online calculators for refinance and custom quotes for purchase/HELOC) with a recurring subscription component for the Property Protection Plus monitoring service. Reported operational performance metrics include an average title commitment turnaround of less than 48 hours, a default lifecycle reduction of over 50% (and over 30 days on average since 2014), and average nationwide turnaround of three days or less.
The company has no disclosed institutional investors, parent company, or M&A history, and appears to be independently owned and operated. Leadership comprises CEO Chris Sketch and President Michael DeFrancesco, alongside senior vice presidents and vice presidents across processing, scheduling, funding, operations, and national business development. The firm maintains SSAE 18, ALTA Best Practices, SecureInsight verification, and regular independent penetration testing and disaster recovery certifications, with no disclosed regulatory actions, restructuring events, or leadership changes in the available data.
Clearedge firmographics
Firmographics- Name
- Clearedge
- Legal name
- ClearEDGE title, Inc.
- Website
- https://cetitle.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- ClearEdge Title is a privately held, nationwide title insurance and escrow services provider founded in 2012, serving lenders, brokers, and real estate professionals across all 50 US states via a customized ResWare platform with integrated loan origination, signing, and default services.
- Ownership category
- akta.pro rank
Clearedge industry classification
Industry- Product category
- Title Insurance and Escrow Services
- NAICS
- Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH)
Keywords
Where Clearedge is headquartered
LocationHeadquarters
- HQ city
- Clearwater
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Clearedge business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure
Revenue model
- Title Insurance Services: Title insurance policies including standard ALTA to short form, property reports, tax verification, and full title curative services for real estate transactions.
- Escrow and Closing Services: Complete closing/settlement and escrow services, including full disbursement, recording, and policy issuance.
- Home Equity Solutions: Both insured and uninsured solutions for Home Equity Line of Credits (HELOC) and Home Equity Investments (HEI), including title commitments and O&E reports.
- Default Services: Services for defaulted properties including REO title searches, DIL title searches, curative work, document preparation and execution, and property inspections.
- Property Protection Plus: Fraud prevention and monitoring services with identity theft expense reimbursement coverage up to $2 million.
- Signing and Scheduling Services: Nationwide loan closings with mobile notaries and remote online notarization services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Refinance Quote - Online Calculator |
| Transaction based/ take rate | Pay-as-you-go | Purchase/HELOC - Customized Pricing |
| Subscription | Monthly | Property Protection Plus Monitoring |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Clearedge product offering
Product offeringCore offering
ClearEdge Title underwrites and issues title insurance policies and provides full escrow and closing services for residential real estate transactions across all 50 U.S. states. Its offering extends to default and foreclosure title services, nationwide loan signing and remote online notarization, and home equity (HELOC/HEI) closing solutions. The company's services are enabled by a customized ResWare transaction platform that integrates with leading loan origination systems and property data vendors, supported by a dedicated account management model and a fraud prevention subscription add-on (CET Property Protection Plus).
Product overview
ClearEdge Title offers a unified title insurance and settlement services platform built around ResWare transaction processing technology. The core product portfolio centers on Title and Escrow services with integrated Default Services, Signing & Scheduling, and Home Equity Solutions. Add-on modules include CET Property Protection Plus (fraud prevention), Fee Quote/GFE Calculator, Mobile App (iOS/Android in development), and Property Profile Reports. The company operates with a centralized processing team supporting nationwide coverage across all 50 states, with an average title commitment turnaround of under 48 hours.
Differentiator
Problem solved
Functional benefit
Brands
- CET Property Protection Plus: Industry-leading fraud prevention solution that monitors and safeguards clients' personal and property information, including home title monitoring, identity monitoring, and up to $2 million home title identity theft expense reimbursement.
- Home Equity Solutions
Products and services
- Title and Escrow Core title insurance and escrow service for lenders, mortgage brokers, banks, credit unions, and real estate professionals, providing nationwide coverage with sub-48-hour title commitment turnaround, in-house underwriting, full closing/settlement, escrow, disbursement, recording, and policy issuance across all 50 U.S. states.
- Default Services Title and closing services for defaulted and foreclosed residential properties, including REO title searches, deed-in-lieu (DIL) title searches, curative work, document preparation and execution, property inspections, and recording. Targeted at servicers, lenders, and investors managing default portfolios, with processes designed to reduce the average default life cycle by more than 50%.
- Signing & Scheduling Nationwide loan signing service providing flexible scheduling for closings via an exclusive network of mobile notaries and remote online notarization, enabling borrower-chosen closing locations and fully virtual closings for lenders and title customers.
- Home Equity Solutions Dedicated title closing solutions for Home Equity Line of Credit (HELOC) and Home Equity Investment (HEI) products, offering both insured (ALTA Title Policy, O&E Report with E&O Wrapper) and uninsured options, with seamless data and document delivery into client platforms via the Home Equity API. Targeted at lenders and fintech platforms offering HELOC and HEI products.
- CET Property Protection Plus Fraud prevention and identity protection service providing home title monitoring, dark web identity monitoring, high-risk transaction monitoring, social media monitoring, caller ID monitoring, 24/7 fraud resolution assistance, and up to $2 million in home title identity theft expense reimbursement. Available as a recurring subscription to protect borrowers and homeowners.
Quantifiable outcome
- Average title commitment turnaround of less than 48 hours
- +3 more outcomes
Companies that use Clearedge
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Clearedge technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature5 records
Clearedge partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core.
- Encompass by Ellie MaecoreIntegration with Encompass loan origination system enabling seamless data exchange and automated workflow for mortgage professionals using Ellie Mae's platform.
- ValutrustcoreIntegration partnership for valuation and property data services supporting the title and escrow workflow.
- West VMcoreIntegration with West VM for valuation management and property valuation data integration.
- EmpowercoreIntegration with Empower loan origination system for streamlined mortgage processing.
- DataTracecoreIntegration for title search and property data services.
- SimplifilecoreIntegration for electronic document recording and filing services.
- Mortgage CadencecoreIntegration with Mortgage Cadence loan origination system for automated title and closing workflows.
- RealECcoreIntegration for electronic closing and recording services.
- First American Title InsurancecoreTitle insurance underwriter providing backing for title policies issued by ClearEdge Title.
- North American Title InsurancecoreTitle insurance underwriter providing backing for title policies issued by ClearEdge Title.
- DOMA Title InsurancecoreTitle insurance underwriter providing backing for title policies issued by ClearEdge Title.
- WestcorcoreTitle insurance underwriter providing backing for title policies issued by ClearEdge Title.
- Stewart Title InsurancecoreTitle insurance underwriter providing backing for title policies issued by ClearEdge Title.
- ResWare by Adeptive SoftwarecoreCore transaction processing platform licensed from Adeptive Software, which ClearEdge Title has customized and modified to suit their operational and security needs beyond the industry standard.
- Qualia Labs, Inc.coreProvider of the ResWare platform powering ClearEdge Title's customer login portal and transaction management system.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
Clearedge competitors and assessment
Company assessmentBroad incumbents
- First American Title Insurance Company: One of the largest U.S. title insurance underwriters with a national agency network and direct-to-consumer subsidiaries. Directly comparable as a national title and settlement provider, and also named as one of ClearEdge's title underwriters.
- Fidelity National Title: Operating within FNF, Fidelity National Title is one of the largest U.S. title insurers with broad agency and direct operations. Comparable as a national title and settlement competitor at scale.
- Stewart Title: Large national title insurance underwriter offering title insurance, escrow, and closing services nationwide. Comparable to ClearEdge's core offering and is also one of ClearEdge's underwriting partners.
- Westcor Land Title Insurance: National title underwriter with a major agent network serving residential and commercial transactions. Comparable peer and a named underwriting partner of ClearEdge.
- North American Title Insurance Company: National title underwriter with agency operations across the U.S. providing title, escrow, and closing services. Comparable peer and a named underwriting partner of ClearEdge.
- Old Republic Title: National title insurance underwriter offering agents, escrow, and closing services across all 50 states. Direct competitor in the same nationwide title and settlement space ClearEdge operates in.
Direct peers
- WFG National Title Insurance Company: National title insurance underwriter and agent network offering title, escrow, and default services across the U.S. Closely comparable to ClearEdge's nationwide title, escrow, and default services portfolio.
- Title Resources Group: Multi-state title agency providing title insurance, escrow, and closing services to lenders and real estate professionals. Closely mirrors ClearEdge's agent-based, multi-state service model.
Emerging players
- Doma Title Insurance: Technology-forward title and escrow provider (formerly States Title) pursuing digital transformation of closings. Comparable as a modern, tech-enabled title competitor and a named ClearEdge underwriter.
Others
- Qualia: Digital closing and title production platform provider powering ClearEdge's customer portal via the ResWare platform. Included as an ecosystem enabler for technology peers in the title and settlement stack.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Clearedge social profiles
Digital presenceClearedge compliance and trust
Trust signalCompliance4 records
Clearedge financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clearedge leadership team
Management profileNumber of profiles
Profiles9 records
Clearedge funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clearedge M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clearedge
What does Clearedge do?
ClearEdge Title underwrites and issues title insurance policies and provides full escrow and closing services for residential real estate transactions across all 50 U.S. states. Its offering extends to default and foreclosure title services, nationwide loan signing and remote online notarization, and home equity (HELOC/HEI) closing solutions. The company's services are enabled by a customized ResWare transaction platform that integrates with leading loan origination systems and property data vendors, supported by a dedicated account management model and a fraud prevention subscription add-on (CET Property Protection Plus).
Is Clearedge a public or private company?
Clearedge is a private company. It is classified as unknown and is currently operating.
When was Clearedge founded?
Clearedge was founded in 2012. It employs 101 to 250 people.
Where is Clearedge based?
Clearedge is headquartered in Clearwater, United States, in the North America region.
How does Clearedge make money?
Six revenue lines are on record. Title Insurance Services are the primary driver. The others are escrow and Closing Services, home Equity Solutions, default Services, property Protection Plus and signing and Scheduling Services.
Who are Clearedge's main competitors?
Broad incumbents on record are First American Title Insurance Company, Fidelity National Title, Stewart Title, Westcor Land Title Insurance, North American Title Insurance Company and Old Republic Title. Direct peers are WFG National Title Insurance Company and Title Resources Group. Doma Title Insurance is listed as an emerging player. Qualia is listed as an others.
Does Clearedge have an API?
No public API is recorded for Clearedge.
What industry is Clearedge in?
Clearedge's product category is Title Insurance and Escrow Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 541191 and its SIC code is 6361.