LTCI Partners
LTCI Partners is a national Long-Term Care insurance brokerage distributing standalone and hybrid LTC products through financial advisors, benefit brokers, and consumer/affinity channels, representing 10+ carriers including Nationwide and Lincoln Financial.
- Company typePrivate
- Founded2001
- HeadquartersLake Forest, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What LTCI Partners does
LTCI Partners, LLC is a national insurance brokerage firm that distributes exclusively Long-Term Care (LTC) insurance solutions. Founded in 2001 and headquartered in Chicago (500 W. Madison Street, 32nd Floor) with a Wilmington, Delaware mailing address, the firm is a privately held subsidiary of National Financial Partners Corp (NFP, NYSE: NFP). It operates with 11-50 employees across three primary go-to-market motions: a Financial Advisor Network serving institutions, RIAs, and independent broker-dealers; a Benefit Broker/Employer Channel for worksite, voluntary, and executive LTC programs; and a Consumer/Affinity Channel via association relationships. LTCI Partners reports $500M+ in cumulative written LTC Individual and Group Insurance Premiums, 400+ employer-sponsored programs implemented, and 25 years of category experience.
The company's product portfolio spans Standalone LTC Insurance, Linked Life/LTC hybrid products (combining life insurance with LTC benefits), Linked Annuity LTC (annuities with LTC riders), Worksite/Group LTC, and Short-Term Care coverage. It represents 10+ insurance carriers including Nationwide, Lincoln Financial, Mutual of Omaha, John Hancock, OneAmerica, Securian, EquiTrust, Thrivent, Brighthouse, Global Atlantic, NGL, LifeSecure, Chubb, Allstate Worksite, Aetna, Trustmark, and Guarantee Trust Life. Adjacent senior-market exposure is provided through a partnership with eHealth Medicare for Medicare Supplement and Medicare Advantage products.
LTCI Partners earns revenue primarily via insurance distribution commissions (transaction-fee model) paid by its carrier partners. Its underlying technology is a conventional e-Apps electronic application platform, an online Generate a Quote tool, a cost-of-care calculator sponsored by Nationwide, an interactive state-level LTC Legislative Updates map, in-force policy review support, assisted-sale tooling, and an extensive content/marketing library with webinars. Distribution combines direct field sales (advisor and employer channels) with self-service enablement through the e-App platform and consumer referral routing through associations and affinity groups.
LTCI Partners firmographics
Firmographics- Name
- LTCI Partners
- Legal name
- LTCI Partners, LLC
- Website
- https://ltcipartners.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LTCI Partners is a national Long-Term Care insurance brokerage distributing standalone and hybrid LTC products through financial advisors, benefit brokers, and consumer/affinity channels, representing 10+ carriers including Nationwide and Lincoln Financial.
- Ownership category
- akta.pro rank
LTCI Partners industry classification
Industry- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Traditional Long-Term Care (LTC) Insurance (FSAIAJAA)
- akta.pro secondary industries
- Hybrid Life + LTC (Linked-Benefit) Insurance (FSAIAJAB), Annuity + LTC / Long-Term Care Riders (FSAIAJAC)
Keywords
Where LTCI Partners is headquartered
LocationHeadquarters
- HQ city
- Lake Forest
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
LTCI Partners business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Distribution Commissions: LTCI Partners operates as a national brokerage firm that earns commissions from insurance carriers for placing LTC insurance policies. They represent over 10 different insurance companies and distribute both Standalone and Hybrid Life/LTC Insurance products.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
LTCI Partners product offering
Product offeringCore offering
LTCI Partners is a national long-term care insurance brokerage firm that distributes Standalone and Hybrid Life/LTC Insurance products on behalf of more than 10 insurance carriers (including Nationwide, Lincoln Financial, Mutual of Omaha, John Hancock, OneAmerica, Securian, EquiTrust, Thrivent, Brighthouse, Global Atlantic and others). The firm provides end-to-end LTC planning support to financial advisors, benefit brokers, employers and consumers, including quoting, electronic applications, underwriting assistance, in-force policy reviews and case management.
Product overview
LTCI Partners is a national LTC insurance brokerage offering a portfolio of long-term care insurance solutions distributed through financial advisors, benefit brokers, employers, and direct-to-consumer channels. The product portfolio includes Standalone LTC Insurance, Linked Life/LTC Insurance (hybrid life insurance with LTC benefits), Linked Annuity LTC (annuities with LTC riders), Worksite LTC (employer-sponsored group plans), and Short-Term Care coverage. The company represents over 10 insurance carriers including Nationwide, Lincoln Financial Group, Mutual of Omaha, John Hancock, OneAmerica, Securian, EquiTrust, Thrivent, Brighthouse, and others. A complementary Medicare Solutions service is offered through an eHealth partnership. The company also provides advisor-facing digital tools including e-Apps for electronic applications, webinars, marketing materials, and educational resources.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- $500M+ of written LTC Individual and Group Insurance Premiums
- +2 more outcomes
Companies that use LTCI Partners
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
LTCI Partners technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
LTCI Partners partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core and secondary.
- NationwidecoreNationwide is one of the major insurance carriers partnered with LTCI Partners for LTC distribution. They offer products including Nationwide CareMatters II (linked-benefit solution) and Nationwide CareMatters Annuity. Nationwide provides cost of care tools and maps for advisor use.
- Lincoln Financial GroupcoreLincoln Financial Group is a key carrier partner offering advice and solutions for financial planning including LTC. They provide products like MoneyGuard II with Designer Studio tools.
- Mutual of OmahacoreMutual of Omaha is a major carrier partner offering MutualCare Solutions with comprehensive LTC products. They have a long-term commitment to the LTC market with in-force rate adjustment communications managed through LTCI Partners.
- John HancockcoreJohn Hancock offers LifeCare hybrid indexed universal life with LTC benefits. They provide both indemnity and reimbursement options and have ongoing in-force rate actions communicated through LTCI Partners.
- OneAmericacoreOneAmerica provides innovative alternatives to LTC insurance including Annuity Care and Annuity Care II products. They offer Care Solutions products with interest rate updates and sales incentives managed through LTCI Partners.
- Securian FinancialcoreSecurian (including Minnesota Life) offers long-term approach to insurance, investment and retirement solutions through affiliates.
- ThriventcoreThrivent offers federally tax-qualified, guaranteed renewable, dividend-eligible LTC insurance products along with CareForward competitive comparison guides.
- EquiTrustcoreEquiTrust offers Bridge fixed index annuity with LTC benefits, NeverStop Wellness Program, and competitive annuity products through a national network of independent sales representatives.
- Brighthouse FinancialcoreBrighthouse Financial offers SmartCare hybrid life/LTC products with enhancements and pricing improvements, focused on helping people achieve financial security.
- Global AtlanticcoreGlobal Atlantic offers ForeCare products and is a leading U.S. retirement and life insurance company with competitive and innovative products.
- NGL Insurance CompanysecondaryNGL offers innovative long-term care plans with limited pay options.
- LifeSecuresecondaryLifeSecure Insurance Company founded in 2006 as Michigan-based insurance company with national presence, dedicated to providing different insurance experiences.
- ChubbsecondaryChubb offers Lifetime Benefit Term workplace benefit products backed by global industry leader experience.
- Allstate WorksitesecondaryAllstate is one of the largest insurance providers in the U.S. and the largest publicly held, offering worksite LTC solutions.
- AetnasecondaryAetna offers Recovery Care short-term care solution providing up to one year of benefits.
- TrustmarksecondaryTrustmark offers a range of options for brokers to provide life insurance with affordable long-term care protection to employer groups.
- Guarantee Trust LifesecondaryGuarantee Trust Life offers Home Life Secure, an innovative whole life based insurance solution integrating cash benefits with advocacy and care navigation support.
- CareScoutsecondaryCareScout helps older adults and their families navigate the aging journey, find, and fund quality care. A wholly owned subsidiary of Genworth Financial, Inc.
- eHealth MedicaresecondaryLTCI Partners has teamed up with eHealth Medicare who offers a variety of Medicare Supplement and Medicare Advantage products. The eHealth platform allows for online quotes and access to Medicare experts.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
LTCI Partners competitors and assessment
Company assessmentEmerging players
- MediaAlpha: Public insurance customer acquisition and distribution technology platform enabling carrier-to-consumer and carrier-to-advisor customer flows; provides parallel technology infrastructure for insurance distribution channels.
- SelectQuote: Public, tech-enabled online insurance distribution platform focused on senior market products (Medicare, life) with multi-carrier representation; an emerging tech-enabled competitor in adjacent consumer distribution flows.
Broad incumbents
- NFP: NYSE-listed parent of LTCI Partners; diversified insurance brokerage and financial services firm operating across life, benefits, P&C, and wealth with a national advisor network; relevant as the platform context for LTCI Partners.
- Lincoln Financial Group: Major U.S. carrier offering MoneyGuard II hybrid Life/LTC products; core distribution partner of LTCI Partners, representing the carrier side of the linked-benefit LTC distribution chain.
- Hub International: Large North American insurance brokerage with benefits and life/disability practices; competes for employer group benefits placements and advisor relationships overlapping with LTCI Partners' employer and worksite channels.
- Nationwide: Major U.S. insurance carrier offering CareMatters II (hybrid Life/LTC) and CareMatters Annuity; long-standing distribution partner of LTCI Partners and representative of the carrier side of the LTC value chain.
Direct peers
- Senior Market Sales: National insurance marketing organization (FMO/IMO) distributing LTC, Medicare, and senior market insurance products from multiple carriers to financial advisors and consumers; runs the same multi-carrier specialty brokerage model as LTCI Partners.
- Ritter Insurance Marketing: National senior market FMO distributing LTC, Medicare, life, and annuity products from multiple carriers to financial advisors and consumers; closely mirrors LTCI Partners' distributor-to-advisor model and product portfolio overlap.
- GoldenCare: Insurance marketing organization specializing in LTC and Medicare products distributed nationally through partnered carriers; operates a parallel specialty-distributor model targeting seniors and financial advisors.
Others
- CareScout: Wholly-owned Genworth subsidiary providing LTC care navigation, quality provider data, and care journey services; an LTC ecosystem partner and referral destination adjacent to LTCI Partners' planning offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
LTCI Partners social profiles
Digital presenceLTCI Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
LTCI Partners leadership team
Management profileNumber of profiles
Profiles3 records
LTCI Partners funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LTCI Partners M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LTCI Partners
What does LTCI Partners do?
LTCI Partners is a national long-term care insurance brokerage firm that distributes Standalone and Hybrid Life/LTC Insurance products on behalf of more than 10 insurance carriers (including Nationwide, Lincoln Financial, Mutual of Omaha, John Hancock, OneAmerica, Securian, EquiTrust, Thrivent, Brighthouse, Global Atlantic and others). The firm provides end-to-end LTC planning support to financial advisors, benefit brokers, employers and consumers, including quoting, electronic applications, underwriting assistance, in-force policy reviews and case management.
Is LTCI Partners a public or private company?
LTCI Partners is a private company. It is currently operating.
When was LTCI Partners founded?
LTCI Partners was founded in 2001. It employs 11 to 50 people.
Where is LTCI Partners based?
LTCI Partners is headquartered in Lake Forest, United States, in the North America region.
How does LTCI Partners make money?
One revenue line is on record: insurance Distribution Commissions.
Who are LTCI Partners's main competitors?
Emerging players on record are MediaAlpha and SelectQuote. Broad incumbents are NFP, Lincoln Financial Group, Hub International and Nationwide. Direct peers are Senior Market Sales, Ritter Insurance Marketing and GoldenCare. CareScout is listed as an others.
Does LTCI Partners have an API?
No public API is recorded for LTCI Partners.
What industry is LTCI Partners in?
Its primary akta.pro industry code is FSAIAJAA, Traditional Long-Term Care (LTC) Insurance, with a secondary code of FSAIAJAB, Hybrid Life + LTC (Linked-Benefit) Insurance. Its NAICS code is 52421 and its SIC code is 6411.