Ebensburg Insurance Agency

What Ebensburg Insurance Agency does

Ebensburg Insurance Agency is an independent insurance agency headquartered in Ebensburg, Pennsylvania, founded in 1962 and operating under the legal entity EIA Group, LLC. The agency distributes personal, commercial, and employee benefits insurance products on behalf of more than 40 carrier partners, including national carriers (Erie, Nationwide, Liberty Mutual, Progressive, Travelers, Chubb) and regional providers (Penn National, Donegal, Encova, Cincinnati, and others). Its product portfolio spans homeowners, auto, life, renters, umbrella, ATV/recreational vehicle, boat, RV, wedding, flood (NFIP), and sewer backup coverage on the personal side, plus general liability, workers' compensation, commercial auto, professional liability, and bonds on the commercial side, with a separate employee benefits advisory line covering core health, income protection, and supplemental coverage.

The agency generates revenue through carrier commissions on placed and renewed policies, with premiums billed monthly or annually depending on policy terms. Pricing is quote-based and varies by carrier, coverage type, and individual risk factors, with no publicly disclosed rate cards. Distribution is sales-led and relationship-driven: customers engage via phone (814-472-9557), contact forms, or in-person visits across four office locations in Ebensburg, Bellwood, Carrolltown, and Northern Cambria, all within Cambria County, PA. Three of those offices operate under wholly-owned subsidiary brands — D B Mackey Insurance Agency, Lantzy Insurance Agency, and Jeff Lantzy Insurance — reflecting a roll-up of local Pennsylvania agencies under the EIA Group umbrella. The agency also operates an educational content marketing platform (blog) addressing homeowners, auto, life, business, and specialty insurance topics to support top-of-funnel customer acquisition, and maintains an active Google Business Profile for local discovery.

Go-to-market is segmented across personal/individual, business/commercial, and employee benefits customers, with personal and commercial lines identified as primary. The agency claims nationwide service capability through its carrier network while concentrating physical presence in central Pennsylvania. No external investors, parent company, or private equity ownership is indicated; the business is locally owned and operated with 11-50 employees.

Name

Ebensburg Insurance Agency

Legal name

EIA Group, LLC

Website

https://ebensburgins.com

Company type

Private

Founded year

1962

Operating status

Operating

Headcount range

11–50 employees

Short description

Ebensburg Insurance Agency is an independent, privately held insurance agency in Ebensburg, Pennsylvania, founded in 1962 and distributing personal, commercial, and employee benefits coverage through 40+ carrier partners across four Cambria County offices.

Ownership category

akta.pro rank

Headquarters

HQ city

Ebensburg

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Ebensburg Insurance Agency earns commissions from insurance carriers for placing and renewing policies. They represent multiple insurance companies, offering customers a choice of coverage options at competitive prices.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Ebensburg Insurance Agency is an independent insurance brokerage that places personal, commercial, and employee benefits coverage with more than 40 insurance carriers on behalf of individuals, families, and businesses. The agency earns commissions from carriers for policy placement and renewals, and supplements placement with advisory, comparison shopping, and claims support across home, auto, life, recreational, and business lines.

Product overview

Ebensburg Insurance Agency operates as an independent insurance agency offering a portfolio of insurance products organized into three core categories: Personal Insurance (covering home, auto, life, and specialty items like motorcycles), Business Insurance (including general liability, workers' compensation, and commercial auto), and Employee Benefits Assistance. The agency also provides specialized sub-products and add-on coverages including umbrella insurance for extended liability protection, ATV/recreational vehicle coverage, wedding insurance with cancellation and liability options, boat and RV insurance, renters insurance, and flood/sewer backup add-ons to standard homeowners policies. Working with multiple carrier partners, the agency presents multiple insurance options at competitive prices to serve local and nationwide clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal insurance coverage including home, auto, life, motorcycle, and specialty coverage for individuals and families, sourced through the agency's network of carrier partners.
• Business Insurance Business insurance coverage including general liability, workers' compensation, commercial auto, professional and specialty liability, financial protection, and bonds to protect business operations and teams.
• Employee Benefits Assistance Employee benefits advisory services including core health benefits, income protection, and supplemental coverage for businesses and their employees.
• Homeowners Insurance Coverage for the physical structure of homes against risks like wind and hail, plus personal property protection, liability, and temporary housing coverage for Pennsylvania homeowners.
• Auto Insurance Vehicle coverage including liability (required by Pennsylvania law), collision, comprehensive, uninsured/underinsured motorist, and medical payments or PIP coverage.
• Life Insurance Coverage including Whole Life Insurance (permanent coverage with cash value accumulation) and Term Life Insurance (affordable coverage for predetermined time periods).
• Renters Insurance Coverage for personal belongings, liability protection, and loss of use coverage for tenants renting apartments or homes, typically costing $10-20 per month.
• ATV and Recreational Vehicle Insurance Specialized coverage for ATVs, UTVs, snowmobiles, dirt bikes, and golf carts, including liability, collision, comprehensive, medical payments, and accessory coverage.
• Wedding Insurance Coverage including wedding cancellation/postponement insurance (reimburses nonrefundable deposits for covered events) and wedding liability insurance (protects against guest injuries and property damage).
• Boat Insurance Coverage for boats and watercraft including liability protection, physical damage, and protection against theft, vandalism, and weather damage.
• RV Insurance Coverage for motorhomes (Class A, B, or C) with specialty auto policies including living quarters and appliances, plus travel trailer coverage while being towed.

Quantifiable outcome

• Customers report saving up to 30% on bundled home and auto insurance

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

39 partnerships are on record, tiered core and minor.

• Erie InsurancecoreChannel Partner/ Reseller/ DistributorMajor regional insurance carrier providing personal and commercial insurance products. Erie Insurance is one of the largest property/casualty insurers in the United States, offering auto, home, and business coverage.
• Keystone National Insurance CompanycoreChannel Partner/ Reseller/ DistributorRegional insurance carrier offering various commercial and personal insurance products, aligned with the agency's focus on serving Pennsylvania communities.
• NationwidecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier providing wide range of personal and commercial insurance products including auto, home, and business coverage.
• Liberty Mutual InsurancecoreChannel Partner/ Reseller/ DistributorNational insurance carrier offering personal and commercial insurance products. Liberty Mutual provides auto, home, and business coverage options.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor national carrier known for auto insurance, offering competitive rates and wide coverage options for personal insurance customers.
• TravelerscoreChannel Partner/ Reseller/ DistributorNational insurance carrier offering comprehensive personal and commercial insurance products including auto, home, and business coverage.
• ChubbcoreChannel Partner/ Reseller/ DistributorPremium insurance carrier specializing in high-value personal insurance and commercial coverage for businesses with complex risk management needs.
• Acuity InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing personal and commercial insurance products in the Midwest and Northeast regions.
• American Collectors InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty carrier focusing on collector vehicle insurance for classic cars and collections.
• AmerisafeminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in workers' compensation and property/casualty coverage for small to medium businesses.
• AmTrust FinancialminorChannel Partner/ Reseller/ DistributorCommercial insurance carrier providing workers' compensation, general liability, and other business coverage options.
• Applied UnderwritersminorChannel Partner/ Reseller/ DistributorInsurance carrier providing workers' compensation and other commercial insurance products through independent agents.
• Berkley Mid-Atlantic GroupminorChannel Partner/ Reseller/ DistributorRegional commercial insurance carrier providing workers' compensation and business insurance products in the Mid-Atlantic region.
• Berkshire Hathaway GuardminorChannel Partner/ Reseller/ DistributorCommercial insurance carrier backed by Berkshire Hathaway providing workers' compensation and business coverage.
• BrickStreet Insurance (Encova)minorChannel Partner/ Reseller/ DistributorRegional insurance carrier (now part of Encova) providing workers' compensation and commercial insurance products.
• Cincinnati InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing personal and commercial insurance products with focus on small to medium businesses.
• Donegal Insurance GroupminorChannel Partner/ Reseller/ DistributorRegional mutual insurance company providing personal and commercial insurance products in the Mid-Atlantic region.
• Eastern AllianceminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in workers' compensation and employer liability coverage.
• EMC InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing commercial and personal insurance products.
• Encova InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier (formerly BrickStreet) providing commercial and personal insurance products.
• Grinnell MutualminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in commercial insurance and reinsurance products.
• ICW GroupminorChannel Partner/ Reseller/ DistributorInsurance carrier providing workers' compensation and commercial insurance products.
• iSurityminorChannel Partner/ Reseller/ DistributorInsurance technology company providing innovative insurance products and distribution solutions.
• Key RiskminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in workers' compensation coverage for employers.
• Lackawanna Insurance GroupminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing commercial insurance products.
• MarkelminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in specialty insurance products including coverage for difficult-to-place risks.
• Merchants Insurance GroupminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing commercial and personal insurance products in the Northeast.
• Motorists Insurance Group (Encova)minorChannel Partner/ Reseller/ DistributorInsurance carrier providing commercial insurance products, part of Encova Insurance.
• Mutual Benefit GroupminorChannel Partner/ Reseller/ DistributorRegional mutual insurance company providing personal and commercial insurance products.
• Omaha NationalminorChannel Partner/ Reseller/ DistributorInsurance carrier providing workers' compensation and employer coverage products.
• Penn National InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing personal and commercial insurance products in Pennsylvania and surrounding states.
• Philadelphia Insurance CompaniesminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in commercial insurance products including general liability and professional liability coverage.
• RockwoodminorChannel Partner/ Reseller/ DistributorInsurance carrier providing various commercial insurance products.
• Safeco InsuranceminorChannel Partner/ Reseller/ DistributorNational insurance carrier (part of Liberty Mutual) providing personal insurance products including auto and home coverage.
• Secura Insurance CompaniesminorChannel Partner/ Reseller/ DistributorRegional insurance carrier providing commercial and personal insurance products in the Midwest.
• Selective InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier providing commercial and personal insurance products with focus on regional markets.
• Universal PropertyminorChannel Partner/ Reseller/ DistributorInsurance carrier providing property insurance products.
• Utica National Insurance GroupminorChannel Partner/ Reseller/ DistributorInsurance carrier providing personal and commercial insurance products with regional presence.
• VFISminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in coverage for emergency services organizations including fire departments and EMS.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Acrisure: One of the largest insurance brokerage roll-up platforms globally, having acquired hundreds of independent agencies. Acrisure represents the primary consolidation acquirer profile for a multi-office independent agency like Ebensburg.
• Hilb Group: PE-backed insurance brokerage actively acquiring mid-Atlantic independent agencies. Comparable as a strategic acquirer with similar carrier relationships and an established roll-up playbook.
• Hub International: Large North American insurance brokerage with a significant Pennsylvania and Mid-Atlantic presence. Comparable as both a competitor for commercial accounts and a likely acquirer of multi-office independent agencies.
• Erie Insurance: Major regional property/casualty carrier that is also a core carrier partner of Ebensburg Insurance Agency. Comparable as both a supply-side partner and a competitive direct/captive alternative in the same PA geography.
• USI Insurance Services: Large national insurance brokerage and employee benefits consultancy. Comparable as a competitor for mid-market commercial and benefits accounts and a potential acquirer of established independent agencies.
• Donegal Insurance Group: Regional mutual insurance company offering personal and commercial lines across the Mid-Atlantic, listed as one of Ebensburg's carrier partners. Comparable as both a carrier relationship and a competitive writing carrier in the same geography.
• Lockton Companies: Largest independent insurance brokerage in the US, active in commercial and benefits lines. Comparable as a larger-scale competitor for commercial accounts and benefits advisory work.
• Penn National Insurance: Pennsylvania-focused regional carrier offering personal and commercial lines. Comparable as a core carrier partner of Ebensburg and a direct-writing competitor for PA personal lines customers.

Regional players

• Glatfelter Insurance Group: Pennsylvania-based independent insurance agency and brokerage serving commercial and personal lines across the Mid-Atlantic. Directly comparable as a same-region independent agency with multi-carrier access.
• Murray Insurance Associates: Pennsylvania-based independent insurance agency offering personal and commercial coverage through multiple carriers. Closely comparable as a similarly-sized Mid-Atlantic independent agency competing for the same customer base.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/EbensburgIns
• LinkedInlinkedin.com/company/ebensburg-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ebensburg Insurance Agency