What Saúde Service does

Saúde Service is a Brazilian payment solutions provider focused exclusively on healthcare professionals, founded in 2002 and operating as a product brand within EvoluServices Meios de Pagamento since 2013. The company sells card-acquiring services through three POS terminal variants (Super Máquina Multi, Fixa, and Móvel), alongside PIX instant-payment acceptance launched in 2025, and a 100% digital PJ banking product (Saúde Service Bank) delivered in partnership with Banco BS2. Core technical capabilities include PCI DSS-certified payment processing, QR-code-based PIX with daily settlement including weekends and holidays, scheduled collection by patient name or CPF, link-based remote charging, and integration with healthcare practice-management software such as OdontoWay. The platform also surfaces embedded credit products (Pronampe, FGI PEAC) and 100% CDI-yielding investment applications.

The company targets SMB healthcare practitioners and small clinics across Brazil — principally dentists and physicians, with expansions into physiotherapy, nutrition, biomedicine, aesthetics, and psychology practices. Its go-to-market is digital-first and consultative: a website registration portal, WhatsApp-led sales consulting, direct customer testimonials, partner referrals, and a free clinic financial-diagnostic lead offer. Brand identity leans heavily on 20+ years of healthcare-only specialization, leading to claims of market leadership in the vertical.

Revenue is generated through transaction-based merchant discount rates (1.98% debit, 4.39% credit à vista, tiered installment rates from 2.99% to 14.99% depending on brand and tenor), POS terminal rental (R$69.90/month, waived above R$10,000 monthly volume), hardware sales, PIX transaction fees, and managed-services / interest-income sharing from the Banco BS2 banking partnership. Legal entity is Evoluservices Meios de Pagamento (CNPJ 04.556.068.0001-02), headquartered at Av. Paulista 2202 in São Paulo, with 11–50 employees and no public external funding disclosed.

Name

Saúde Service

Legal name

Evoluservices Meios de Pagamento

Website

https://saudeservice.com.br

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

11–50 employees

Short description

Saúde Service provides card-acquiring POS terminals, PIX instant payments, digital PJ banking, and embedded credit exclusively to SMB healthcare professionals (dentists, physicians, and adjacent clinics) across Brazil, operating as a brand within parent EvoluServices.

Ownership category

akta.pro rank

Product category

Healthcare Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

Patient Billing, Statements & Payment Processing (HLACACAG)

akta.pro secondary industries

Payment Processing for Collections (Lockbox, ACH, Card, IVR) (FSAKAJAJ), Billing, Payments & Subscription Support (BPAAABAC), Bank-to-Bank Transfers & Pay-by-Bank (Consumer & Merchant) (FSAMAFAC)

Keywords

• Healthcare payment processing
• Card payment terminals
• PIX payment services
• Digital business banking
• Installment payment solutions

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Card Payment Processing Fees: Transaction fees charged on credit and debit card payments processed through the POS terminals. Rates vary by card type (debit 1.98%, credit vista 4.39%, installment 2.99%-14.99% depending on number of installments).
2. POS Terminal Rental: Monthly rental fees for card payment terminals. Rental is free if monthly transaction volume exceeds R$10,000, otherwise R$69.90/month for Multi machine.
3. POS Terminal Purchase: One-time purchase option for payment terminals in installment plans (12x R$69.90, 12x R$49.90, or 12x R$19.90 depending on model).
4. PIX Transaction Fees: Free activation with transaction-based fees on PIX payments. Users pay only operational fees on PIX transactions.
5. Digital Banking Services: Revenue from banking services through partnership with Banco BS2 including credit products (FGI PEAC, Pronampe, working capital, invoice discounting) with interest income sharing.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Saúde Service provides payment processing solutions tailored exclusively for healthcare professionals in Brazil, including credit and debit card terminals (Super Máquina Multi/Fixa/Móvel), PIX instant payments, appointment-based scheduled charge collection, and a 100% digital PJ bank account with credit access and 100% CDI-yielding investments. Services are sold directly to clinics, dentists, physicians, and other healthcare businesses through online registration, WhatsApp consulting, and a partner network.

Product overview

Saúde Service is a specialized payment processing company serving healthcare professionals for over 20 years. The product portfolio centers on three card terminal variants (Super Máquina Multi, Super Máquina Fixa, and Super Máquina Móvel) for in-person card payments, complemented by PIX as an instant payment alternative. The Saúde Service Bank digital account (offered in partnership with Banco BS2) serves as the financial hub, enabling account management, debit cards, billing, CDI-yielding investments, and access to credit products (Pronampe and FGI PEAC). The company operates exclusively for healthcare sector clients including dental, medical, physiotherapy, nutrition, and aesthetic practices.

Differentiator

Problem solved

Functional benefit

Brands

• Saúde Service Bank: Digital business account (Conta Digital PJ) offered in partnership with Banco BS2, providing financial management, credit access, and investment options for healthcare clinics and practices.

Products and services

• Super Máquina Multi (Super POS) Standalone credit/debit card payment terminal with built-in chip and free data plan. Connects via WiFi, Bluetooth, and GPRS, prints or sends SMS receipts, and accepts major credit/debit card brands. Sold to healthcare professionals and clinics in Brazil.
• Super Máquina Fixa (Pinpad) Fixed PIN pad card terminal that connects to a Windows computer via the internet for in-person card payments. Sends receipts via SMS or email and accepts the main credit and debit card brands. Sold to healthcare professionals and clinics in Brazil.
• Super Máquina Móvel (Mobile) Portable Bluetooth card terminal that pairs with a cell phone or tablet for in-person card payments. Supports Visa, Master, Visa Electron, Maestro, and Elo card brands and sends receipts via SMS or email. Sold to healthcare professionals and clinics in Brazil.
• Saúde Service Bank (Conta Digital PJ) 100% digital PJ corporate bank account offered through partnership with Banco BS2. Provides TED transfers, physical and digital debit cards, a billing platform, applications yielding 100% of CDI, and access to credit products (Pronampe, FGI PEAC, working capital, invoice discounting) for healthcare clinics, offices, and practices with active CNPJ.
• PIX Saúde Service PIX instant-payment integration that lets healthcare professionals accept QR-code based PIX transfers from patients. Free activation with per-transaction fees, settlement daily including weekends and holidays, and tracking via the desktop system and mobile app. Sold to healthcare professionals and clinics in Brazil.

Quantifiable outcome

• Up to 24x installment payments with 2-day settlement
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Three partnerships are on record, tiered minor and core.

• AtheneuminorGTM or Marketing PartnerEducational content partner offering exclusive benefits and discounts to Saúde Service customers. Provides healthcare professional development resources.
• Modulo Security SolutionscoreTechnology or IntegrationPCI DSS certification auditor authorized by PCI Security Standards Council. Conducted comprehensive audit of headquarters and data processing center to certify payment solutions.
• EvoluServicescoreStrategic or Co-development PartnerParent company (EvoluServices Meios de Pagamento) that acquired Saúde Service in 2013. EvoluServices operates multiple payment brands including Saúde Service, Evo, and Finpet. CNPJ: 04.556.068/0001-02.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Cielo: Brazil's largest legacy card acquirer offering POS terminals and payment processing across all SMB verticals. Competes head-to-head in card acquiring but lacks healthcare-specific features like patient-CPF tracking and appointment-based billing.
• PagSeguro: Brazilian acquirer and digital payments platform owned by UOL, serving SMBs with POS terminals and online payments. Competes on price and product breadth but does not specialize in healthcare workflows.
• Rede (Itaú): Acquiring arm of Itaú Unibanco, one of Brazil's largest banks. Competes in card acquiring for SMBs and can leverage banking cross-sell similar to Saúde Service's BS2 partnership strategy.
• Stone Co. Brazil's largest independent acquirer serving SMBs with POS terminals, banking, and credit. Competes with Saúde Service across the SMB acquiring market broadly; Saúde Service's differentiation is vertical focus on healthcare professionals.
• Mercado Pago: Fintech arm of Mercado Livre offering POS, PIX, credit, and merchant services across Latin America. Increasingly competes in Brazilian SMB acquiring and could push into vertical niches.

Others

• Banco BS2: Banking partner that supplies the regulated infrastructure underlying Saúde Service Bank (PJ account, credit, CDI yield). Functions as a strategic partner but is also a potential competitor if BS2 launched its own vertical payment brand.
• Conta Azul: Brazilian SMB financial-management platform offering accounting, banking, and payments to service businesses including clinics. Adjacent competitor for healthcare SMB wallet share, especially on financial-management workflows.

Emerging players

• InfinitePay: Brazilian fintech offering POS terminals, digital account, and credit to SMBs with a digital-first GTM. Comparable product mix (POS + banking + credit) but without healthcare vertical specialization.
• Ton: Stone's micro-merchant acquiring brand targeting smaller SMBs with simplified POS and lower fees. Comparable in size and customer profile to Saúde Service's healthcare SMB base, though without vertical specialization.
• SafraPay: Banco Safra's acquiring business offering POS terminals and payment solutions for Brazilian SMBs. Competes on price and banking integration similar to Saúde Service's BS2-linked model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/saudeservicepagamentos
• Facebookfacebook.com/SaudeService
• LinkedInlinkedin.com/company/saudeservice
• Instagraminstagram.com/saude_service
• Xx.com/SaudeService

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Saúde Service