OnPath Financial

What OnPath Financial does

OnPath Financial is a privately held independent wealth management and financial planning practice founded in 2003 by Daniel S. Tresemer (CFP®) and Kyle Witt and headquartered in St. Charles, Illinois, with a second office in Naperville. The firm operates a team-based model in which eleven partners — including co-founders Tresemer and Witt, Richard R. Kitick, David M. Kujawa (CFP®, ChFC®), Erin K. Brown-Carter, Kevin Brainerd (AAMS), Chris Breitenbach, Ed Marr (MBA), Mark Powell (CFP®, retired U.S. Army Lieutenant Colonel), Steve M. Visser, and Jeff Menough (CFP®) — each maintain an individual practice within a shared collaborative environment. This structure pools multidisciplinary expertise across investment management, commercial banking, insurance, and trust services, a positioning the firm explicitly contrasts with single-discipline advisory shops.

Name

OnPath Financial

Legal name

OnPath Financial

Website

https://onpathfinancial.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

OnPath Financial is a privately held independent wealth management and financial planning firm founded in 2003, serving individuals, families, and business owners from offices in St. Charles and Naperville, Illinois, with nationwide securities registration via LPL Financial.

Ownership category

akta.pro rank

Product category

Wealth Management & Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)

Keywords

• Wealth management services
• Financial planning services
• Investment advisory services
• Insurance planning services
• Retirement income planning

Headquarters

HQ city

Saint Charles

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Advisory Services: Fiduciary advisory services provided through HighPoint Advisor Group, a Hybrid Registered Investment Advisor. HighPoint provides oversight to fiduciary business and proactive compliance coordination with LPL Financial.
2. Securities Products: Securities offered through LPL Financial, a leading financial services company. Registered representatives discuss and transact securities business. LPL does not offer proprietary investment products.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

OnPath Financial is an independent wealth management and financial planning firm offering a unified suite of advisory services including wealth management, comprehensive financial planning, investment services, insurance services, and business owner planning. Founded in 2003, the firm delivers fiduciary advisory services through HighPoint Advisor Group (Hybrid RIA) and transacts securities through LPL Financial, leveraging integrated financial planning software that gives clients a complete, real-time view of their financial picture.

Product overview

OnPath Financial operates as a wealth management and financial planning firm offering a unified suite of services organized around six core areas: Wealth Management, Comprehensive Financial Planning, Investment Services, Insurance Services, Business Owner Planning, and Financial Technology (FinTech). The firm was founded in 2003 by Dan Tresemer and Kyle Witt and operates as a team-based practice providing independent, objective financial guidance. They leverage integrated financial planning software that enables clients to view their complete financial picture digitally. The firm is registered through LPL Financial for securities and HighPoint Advisor Group as their Hybrid Registered Investment Advisor.

Differentiator

Problem solved

Functional benefit

Brands

• OnPath Private Client: A service brand operating under OnPath Financial for client services, mentioned in legal disclosures alongside LPL Financial and HighPoint Advisor Group.

Products and services

• Wealth Management Comprehensive wealth management services focused on investment management, portfolio strategy, and long-term financial growth for individual clients.
• Comprehensive Financial Planning Integrated financial planning service that combines investment, tax, insurance, and estate planning through software that allows clients to view their entire financial lives at a click of a button.
• Investment Services Investment advisory and management services providing portfolio construction, asset allocation, and investment selection aligned with client objectives. Securities are offered through LPL Financial.
• Insurance Services Insurance planning and risk management services including life, health, long-term care, and property insurance analysis and recommendations.
• Business Owner Planning Specialized planning services for business owners including succession planning, business valuation, employee benefits, and tax optimization strategies.

Quantifiable outcome

• Nearly two decades of operation since 2003
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Nine partnerships are on record, tiered core and minor.

• HighPoint Advisor GroupcoreTechnology or IntegrationHighPoint Advisor Group is the Hybrid Registered Investment Advisor for OnPath Financial. They provide oversight to the fiduciary business, proactive compliance coordination with LPL Financial and oversight compliance bodies (FINRA and SEC). HighPoint manages and delivers disclosure documents on behalf of advisors.
• LPL FinancialcoreChannel Partner/ Reseller/ DistributorLPL Financial is one of the nation's leading financial services companies and a publicly traded company (ticker symbol LPLA). The firm provides tools and resources for financial advisors. LPL does not offer proprietary investment products or engage in investment banking activities, meaning advisors are not pressured to sell products. Securities are offered through LPL Financial.
• Chicagoland Zoological SocietyminorOthersCommunity charitable organization supported by OnPath Financial through time, talent, and resources.
• CASA Kane CountyminorOthersNonprofit organization advocating for abused and neglected children, supported by OnPath Financial.
• Lazarus HouseminorOthersHomeless shelter and supportive services organization in St. Charles, supported by OnPath Financial.
• Boys and Girls Club of ElginminorOthersYouth development organization supported by OnPath Financial.
• Northern Illinois FoodbankminorOthersRegional food bank serving Northern Illinois, supported by OnPath Financial.
• Community Foundation of the Fox River ValleyminorOthersCommunity foundation supporting local nonprofits in the Fox River Valley region.
• United WayminorOthersNational nonprofit supported by OnPath Financial through community giving programs.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Savant Wealth Management: Illinois-based Hybrid RIA with a team-based partner model offering wealth management, financial planning, and tax services to individuals and business owners — directly comparable in geography, service mix, and firm structure to OnPath.
• Mariner Wealth Advisors: Large national RIA offering comprehensive wealth planning, investment management, and business owner services through a team-based advisor model — same core service suite as OnPath but at significantly greater scale.
• Carson Group: Partnership-based wealth management firm supporting independent advisors with technology, compliance, and back-office services — directly comparable partner-led model targeting RIAs seeking to scale beyond solo practice.
• BlueRock Wealth Management: Mid-size independent RIA offering wealth management, financial planning, and business owner advisory — comparable in firm size, service suite, and target client segments to OnPath.
• Modera Wealth Management: Fee-only RIA providing comprehensive financial planning and investment management for individuals, families, and business owners — directly comparable service model and target market.
• Merit Financial Advisors: Independent RIA offering wealth management, financial planning, and tax services through a team-based model — comparable partner-led structure and service offerings.
• Wealth Enhancement Group: National RIA platform acquiring and partnering with independent advisory practices — similar in business model (RIAs), service mix, and client segments to OnPath.
• Halbert Hargrove: Long-tenured fee-only RIA providing wealth management, financial planning, and tax strategy for individuals and business owners — similar independent structure, decades-long history, and service composition.

Broad incumbents

• Creative Planning: One of the largest independent RIAs in the U.S. offering wealth management, financial planning, tax, and business owner services — broader scale, more national footprint, and richer in-house capabilities than OnPath.
• Edelman Financial Engines: National RIA providing comprehensive financial planning, investment management, and retirement income strategies — overlaps directly with OnPath's planning-led approach but at a much larger scale with proprietary planning technology.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/OnPathFinancial
• Facebookfacebook.com/onpathfinancial
• LinkedInlinkedin.com/company/onpath-financial-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OnPath Financial