CASDEN
CASDEN Banque Populaire is a French cooperative bank founded in 1952, exclusively serving over 2 million public sector employees (agents de la Fonction publique) with savings, loans, insurance, and mobility services through 108 departmental delegations and the Banque Populaire network, as a subsidiary of Groupe BPCE.
- Company typePrivate
- Founded1952
- HeadquartersChamps-sur-marne, France
- Headcount251–500
- GTM typeB2C
- OfferingServices
What CASDEN does
CASDEN Banque Populaire is a French cooperative bank (Société Anonyme Coopérative de Banque Populaire à capital variable) founded in 1952, exclusively serving agents de la Fonction publique — the employees of the French public sector across national education, healthcare, local government, armed forces, and justice. As a subsidiary of Groupe BPCE (the 2nd largest banking group in France), CASDEN operates 108 Délégations Départementales across metropolitan France and overseas departments, supplemented by the Banque Populaire branch network under 50-year partnership agreements, serving over 2 million Sociétaires (member-customers) with a workforce of 574 (414 HQ + 160 field, as of December 2021).
The bank's product portfolio spans savings products (Compte sur Livret CASDEN, Dépôt Solidarité), consumer loans (Prêt Projet, Prêt Entrée dans la Fonction Publique, Prêt Mobilité), real estate financing (Prêt Immobilier, Prêt Rénovation Énergétique, Prêt Starden Immobilier with free guarantee), and borrower insurance intermediation (ORIAS n° 07 027 138). Technology is built on standard cooperative banking infrastructure inherited from Groupe BPCE, with a web platform (casden.fr), mobile application, loan simulation tools, and the CASDEN MAG online content platform. A joint mortgage guarantee subsidiary, Parnasse Garanties (co-owned with MGEN, rated A1 by Moody's), underwrites the bank's real estate lending competitiveness.
CASDEN generates revenue through spread on deposits and loans, fees on banking services, and commissions on insurance intermediation, with profits partially redistributed to cooperative members. Distribution is hybrid: own field force via 108 departmental delegations, Banque Populaire branch network, ACCEO accessibility services, and digital channels. Recent strategic moves include the May 2025 launch of 'Ma Mobilité Facile' (housing relocation assistance with Muter Loger), the June 2026 Cohabilis intergenerational cohabitation partnership with MFP, and the 'Résolument CASDEN à horizon 2030' strategic plan with renewed executive leadership (François Brun, President, since May 2023; Isabelle Rodney, Directrice Générale, since February 2021).
CASDEN firmographics
Firmographics- Name
- CASDEN
- Legal name
- CASDEN Banque Populaire
- Website
- https://casden.fr
- Company type
- Private
- Founded year
- 1952
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- CASDEN Banque Populaire is a French cooperative bank founded in 1952, exclusively serving over 2 million public sector employees (agents de la Fonction publique) with savings, loans, insurance, and mobility services through 108 departmental delegations and the Banque Populaire network, as a subsidiary of Groupe BPCE.
- Ownership category
- akta.pro rank
CASDEN industry classification
Industry- Product category
- Cooperative Banking (Public Sector)
- NAICS
- Nondepository Credit Intermediation (5222)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination (FSALAAAM)
Keywords
Where CASDEN is headquartered
LocationHeadquarters
- HQ city
- Champs-sur-marne
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
CASDEN business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Banking services revenue: CASDEN generates revenue through interest income on loans (mortgage, consumer, mobility loans), fee income on banking services, and margin on savings products. As a cooperative bank, profits are partially redistributed to members.
- Loan products: Interest income from mortgage loans (Prêt Immobilier), consumer loans (Prêt Projet, Prêt Entrée Fonction Publique, Prêt Mobilité), and specialized loans including energy renovation financing.
- Savings products: Deposit-taking through savings accounts (Compte sur Livret CASDEN, Dépôt Solidarité) and related banking products, with interest paid to depositors.
- Insurance intermediation: CASDEN acts as insurance intermediary registered with ORIAS (n° 07 027 138), earning commissions on borrower insurance and other protection products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Standard banking services - fees and interest rates apply |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels7 records
CASDEN product offering
Product offeringCore offering
CASDEN Banque Populaire is a cooperative bank exclusively serving French public sector employees (Fonction publique), offering savings accounts (Compte sur Livret CASDEN, Dépôt Solidarité), personal and mortgage loans (Prêt Projet, Prêt Entrée Fonction Publique, Prêt Mobilité, Prêt Immobilier, Prêt Rénovation Énergétique), borrower insurance, and the Ma Mobilité Facile relocation assistance service.
Product overview
CASDEN Banque Populaire offers a comprehensive banking platform exclusively for public sector employees, comprising savings accounts (Dépôt Solidarité, Livret CASDEN), personal loans (Prêt Projet, Prêt Entrée Fonction publique, Prêt Mobilité), real estate financing (Prêt Immobilier, Prêt Rénovation Energétique, Prêt Starden Immobilier), borrower insurance, and digital services. The offering includes Ma Mobilité Facile for relocation assistance and CASDEN MAG for financial education. All products are accessible through the online banking portal and physical branch network in partnership with Banque Populaire.
Differentiator
Problem solved
Functional benefit
Products and services
- Compte épargne Dépôt Solidarité Solidarity deposit savings account with competitive interest rates, exclusively available to public sector employees who are CASDEN sociétaires.
- Compte sur Livret CASDEN
- Prêt Projet
- Prêt Entrée dans la Fonction publique
- Prêt Mobilité Fonction publique
- Prêt Immobilier
- Prêt Rénovation Énergétique
- Assurance Emprunteur
- Ma Mobilité Facile Housing search and relocation assistance service partnering with Muter Loger to help public sector employees find new housing during professional or personal mobility.
- Cohabilis Intergenerational Cohabitation Intergenerational shared housing solution for public sector employees under 30 seeking furnished rooms and seniors over 60 with available rooms, delivered in partnership with Cohabilis and Mutualité Fonction Publique (MFP).
- Espace Personnel (Online Banking Portal) Secure online banking portal providing 24/7 access to accounts, transactions, document management, and personalized banking services for sociétaires.
Quantifiable outcome
- 94% satisfaction rate for appointments at Délégations Départementales CASDEN (2024 survey, 96,000+ respondents)
- +2 more outcomes
Companies that use CASDEN
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles3 records
CASDEN technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature2 records
CASDEN partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core and minor.
- CohabiliscorePartnership signed with Cohabilis (alongside Mutualité Fonction Publique MFP) to offer intergenerational cohabitation housing solutions to public sector employees. Addresses housing challenges for those under 30 seeking rooms and those over 60 with available space.
- Mutualité Fonction Publique (MFP)coreCo-signatory with CASDEN on the Cohabilis intergenerational housing partnership, representing mutual health insurance organizations serving public sector employees.
- Banque Populaire networkcoreNational distribution partnership with Banque Populaire regional banks. 50-year anniversary celebrations with individual regional banks (Nord, Bourgogne Franche-Comté, Grand Ouest, Rives de Paris) in 2025.
- SNDGCT (Syndicat National des Directeurs Généraux des Collectivités Territoriales)minorThree-year renewal of partnership (2024-2026) with France's national union of local government chief executives, sharing values of proximity and public service.
- CEFIEC (Comité d'Entente des Formations Infirmières et Cadres)minorRenewed partnership supporting future healthcare professionals through CEFIREC, providing resources and support for nursing and healthcare management education.
- FNESI (Fédération nationale des étudiant·e·s en sciences infirmières)minorPartnership with France's national federation of nursing students (representing 100,000 students), offering mobile app for course revision and exam preparation for 2024 university year.
- Cancer@WorkminorPartnership to promote inclusion and job retention for people affected by cancer or chronic illness in the workplace, signed January 2023.
- Conservatoire d'espaces naturels de Nouvelle-AquitaineminorEnvironmental partnership for biodiversity protection, involving habitat restoration projects at military training sites.
- RICM (Régiment d'Infanterie - Chars de marine)minorMilitary partnership for biodiversity conservation at Montmorillon military camp (Natura 2000 site), restoring peatland habitats.
- Muter LogercorePartner for 'Ma Mobilité Facile' service helping public sector employees find new housing and assistance with relocation during career mobility transitions.
- Parnasse GarantiescoreJoint subsidiary with MGEN providing mortgage guarantee insurance. Rated A1 with stable outlook by Moody's. Enables CASDEN to offer competitive mortgage terms with free guarantees for eligible borrowers.
- MGENcoreCo-organizer of 'Prix de l'initiative laïque' and partner in anti-racism education program 'Nous Autres' alongside Fondation Lilian Thuram. Joint subsidiary Parnasse Garanties for mortgage guarantees.
- Fondation Lilian ThuramcoreCo-organizer of 'Nous Autres' national anti-racism education competition for school children (maternal to 6th grade), promoting deconstruction of racism through classroom activities.
- MAIFcoreCo-organizer of 'Prix de l'initiative laïque' award recognizing secular initiatives in education, alongside MGEN and CASDEN.
- Fondation de l'AvenirminorAnnual 'Prix CASDEN du jeune chercheur' award recognizing outstanding research by young healthcare researchers, promoting medical and scientific innovation.
- Action LogementminorHousing access partnership providing CASDEN employees access to Action Logement services for housing support.
- Nos Quartiers ont des TalentsminorEqual opportunities partnership supporting school and professional integration of young people from disadvantaged areas.
- Capital FillesminorEqual opportunities partnership supporting professional insertion of young women through mentoring and career guidance programs.
- Groupe BPCEcoreParent group providing IT infrastructure, security policies, and regulatory framework. CASDEN is a subsidiary operating within the BPCE cooperative banking group's systems and standards.
- Fédération Bancaire Française (FBF)minorMember of FBF, the professional organization representing the banking industry in France, adhering to industry standards and regulations.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
CASDEN competitors and assessment
Company assessmentMarket position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
CASDEN social profiles
Digital presenceCASDEN compliance and trust
Trust signalCompliance3 records
CASDEN financial estimates
Financial estimateRevenue estimate
Valuation estimate
CASDEN leadership team
Management profileNumber of profiles
Profiles4 records
CASDEN subsidiaries and ownership
Company hierarchySubsidiaries1 record
CASDEN funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CASDEN M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CASDEN
What does CASDEN do?
CASDEN Banque Populaire is a cooperative bank exclusively serving French public sector employees (Fonction publique), offering savings accounts (Compte sur Livret CASDEN, Dépôt Solidarité), personal and mortgage loans (Prêt Projet, Prêt Entrée Fonction Publique, Prêt Mobilité, Prêt Immobilier, Prêt Rénovation Énergétique), borrower insurance, and the Ma Mobilité Facile relocation assistance service.
Is CASDEN a public or private company?
CASDEN is a private company. It is classified as corporate owned and is currently operating.
When was CASDEN founded?
CASDEN was founded in 1952. It employs 251 to 500 people.
Where is CASDEN based?
CASDEN is headquartered in Champs-sur-marne, France, in the Europe region.
How does CASDEN make money?
Four revenue lines are on record. Banking services revenue is the primary driver. The others are loan products, savings products and insurance intermediation.
Does CASDEN have an API?
No public API is recorded for CASDEN.
What industry is CASDEN in?
CASDEN's product category is Cooperative Banking (Public Sector). Its primary akta.pro industry code is FSALAAAM, Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination. Its NAICS code is 5222 and its SIC code is 6162.