Remco Insurance Services

What Remco Insurance Services does

Remco Insurance Services, Inc. is an independent insurance agency founded in 2008 and headquartered at 44 Second Street Pike, Suite 100, Southampton, Pennsylvania. Operating as a commercial insurance broker, the firm is licensed to write business across more than 40 states and reports having placed coverage for over 3,000 businesses. Its go-to-market centers on licensed producers who compare multiple A-rated carriers and assemble tailored programs for each insured rather than off-the-shelf templates.

The agency’s product catalog is anchored in commercial lines and spans Bar & Restaurant, Business Owner’s Policy (BOP), Commercial Package Policy, Commercial Property, General Liability, Workers’ Compensation, Business Auto, Trucking, Cyber, Errors & Omissions, Directors & Officers, Employment Practices Liability, Liquor Liability, Product Liability, Event Liability, Flood, Bond, and Umbrella coverages. Personal lines (Homeowners, Auto, Renters, Life, Health) supplement the commercial book. Operational plumbing runs on Applied Systems’ Mobile Insured mobile apps (iOS and Android), the CSR24 client self-service portal, ePay Policy for premium payments, and Calendly for consultation scheduling; the firm holds appointments with 50+ carriers including Travelers, Chubb, Liberty Mutual, Progressive, Nationwide, Hartford, CNA, Cover Whale, Coterie, Hippo, and Openly, among others.

Remco monetizes exclusively through carrier commissions on placed policies (affiliate/referral revenue model), with no public pricing tiers because premiums are quote-driven and vary by class of business, geography, and carrier appetite. Distribution combines direct producer outreach, a self-service online quote request, and top-of-funnel content marketing anchored by the RealTalk Podcast (hosted by Jay Falconio) and an extensive educational blog. The company is privately held, has no disclosed parent or institutional investors, and operates with an 11–50 employee headcount.

Name

Remco Insurance Services

Legal name

Remco Insurance Services, Inc.

Website

https://remcoinsuranceservices.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Remco Insurance Services is an independent commercial insurance agency founded in 2008 in Southampton, Pennsylvania. Licensed producers place commercial and personal coverage for over 3,000 businesses across 40+ states through a network of 50+ A-rated carriers.

Ownership category

akta.pro rank

Headquarters

HQ city

Southampton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Remco earns commissions from insurance carriers for placing commercial and personal lines coverage. They compare rates from multiple top-rated carriers and build tailored programs for business clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Remco Insurance Services is an independent insurance agency that places commercial and personal insurance coverage by comparing rates from a network of 50+ A-rated carriers. The agency primarily sells commercial lines including Business Owner's Policies, General Liability, Workers' Compensation, Cyber Insurance, Trucking Insurance, and Bar & Restaurant Insurance, and also offers personal lines (auto, home, renters, life, health). Licensed producers build tailored coverage programs rather than off-the-shelf templates, with same-day reply on quote requests.

Product overview

Remco Insurance Services is an independent insurance agency offering a comprehensive portfolio of commercial and personal insurance products through a network of 50+ carrier partners. The agency operates as a broker model, comparing multiple A-rated carriers to find tailored coverage solutions for businesses in over 40 states. Commercial insurance products include specialized coverages such as Bar & Restaurant Insurance, Business Owner's Policy (BOP), Commercial Package Policy, Cyber Insurance, Trucking Insurance, and Workers' Compensation. Personal insurance offerings span Homeowners, Auto, Renters, Life, and Health Insurance. The agency also provides the Remco Portal, a proprietary customer self-service platform enabling policy management, document access, and claims reporting. Services are delivered through licensed producers who provide comparison-based recommendations and ongoing account servicing.

Differentiator

Problem solved

Functional benefit

Brands

• RealTalk Podcast: Podcast hosted by Jay Falconio featuring candid conversations about risk, coverage, and running a business.

Products and services

• Bar & Restaurant Insurance Specialized insurance coverage tailored for bars and restaurants, covering liquor liability, property damage, and business interruption.
• Bond Insurance Surety bonds and fidelity bonds to secure business contracts and protect against employee dishonesty.
• Business Auto Vehicle insurance for business-owned cars, trucks, and fleets covering liability, collision, and comprehensive damages.
• Business Owner's Policy (BOP) Bundled commercial insurance package combining general liability and commercial property coverage designed for small businesses.
• Commercial Package Policy Customizable multi-coverage insurance package combining various commercial coverages to meet specific business needs.
• Commercial Property Insurance Coverage for commercial buildings, equipment, inventory, and other physical assets against fire, theft, vandalism, and natural disasters.
• Cyber Insurance Protection against data breaches, cyberattacks, and electronic data loss covering liability and recovery costs.
• Directors & Officers (D&O) Insurance Coverage protecting corporate directors and officers from personal losses arising from negligent acts in their managerial capacity.
• Employment Practices Liability (EPLI) Protection against employee lawsuits claiming wrongful termination, discrimination, harassment, or other employment-related issues.
• Errors & Omissions (E&O) Insurance Professional liability coverage protecting businesses from claims of negligence, inadequate work, or failure to deliver promised services.
• Event Liability Insurance Short-term coverage for events protecting organizers from bodily injury, property damage, and liquor liability claims.
• Flood Insurance Coverage for property damage caused by flooding, offered through the National Flood Insurance Program and private carriers.
• General Liability Insurance Core liability coverage protecting businesses from third-party claims of bodily injury, property damage, and personal injury.
• Liquor Liability Insurance Coverage for businesses that sell or serve alcohol, protecting against claims from alcohol-related incidents.
• Product Liability Insurance Protection for businesses against claims arising from defective products that cause injury or property damage.
• Trucking Insurance Specialized coverage for trucking operations including primary liability, motor truck cargo, and physical damage protection.
• Umbrella Insurance Excess liability coverage that supplements primary policies when claim limits are reached, providing additional protection.
• Workers' Compensation Insurance Coverage for workplace injuries and illnesses, providing medical benefits and wage replacement to employees.
• Homeowners Insurance Coverage for homeowners protecting against property damage, liability, and loss of personal belongings.
• Auto Insurance Vehicle coverage including liability, collision, comprehensive, and optional protections for personal automobiles.
• Renters Insurance Coverage for tenants protecting personal belongings, liability, and additional living expenses.
• Life Insurance Term, whole, universal, and final expense life insurance policies providing financial security for beneficiaries.
• Health Insurance Individual and family health coverage including marketplace plans and supplemental health products.

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Three partnerships are on record, tiered minor and core.

• Insurance Agents & Brokers (IAB)minorOthersProfessional affiliation organization for independent insurance agencies. Membership reflects Remco's place in the independent agency community.
• Trusted Choice Independent AgentsminorOthersBrand representing independent insurance agents committed to serving clients with choice and advocacy. Membership reflects their place in the independent agency community.
• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorNetwork of 50+ insurance carriers including: Agency Insurance Company, Allstate, AMIG, American Specialty, Amwins, Guard, bi berk, OurBranch, CNA, CRC Group, Chubb, Coterie Insurance, Cover Whale, EMC Insurance, Employers, Farmers of Salem, Foremost, GEICO, Grange Insurance, Nationwide, Hippo, Jimcor, JJins, Kemper, Lemonade, Liberty Mutual, Mainstreet, MSA Insurance, National Indemnity, Nationwide, Openly, Penn National Insurance, PHLY, PIE Insurance, Plymouth Rock, PPIC, Progressive, RT Specialty, US Rainbow, StateAuto, CinFin, The General, Hanover, Hartford, Tokio Marine HCC, Travelers, Tuscrano, USLI, Vacant Express, Westfield Insurance, Zurich, Isurity

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Brown & Brown: One of the largest U.S. independent insurance brokerages, operating a decentralized model across multiple regions and product lines. Directly comparable as an independent agency distributing commercial and personal lines through multiple carriers; Remco is a much smaller-scale version of the same model.
• Acrisure: PE-backed mega-broker formed through the roll-up of hundreds of independent insurance agencies. Comparable as an aggregator of independent agency capacity; Remco represents the kind of agency Acrisure historically targets for acquisition.
• Hub International: Large North American insurance brokerage built through acquisition of independent agencies across the U.S. and Canada. Comparable multi-carrier commercial distribution model with broad geographic reach, though at significantly larger scale than Remco.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with substantial U.S. retail commercial insurance operations. Comparable in offering multi-carrier commercial lines (property, casualty, workers' comp, cyber) to mid-market businesses.
• USI Insurance Services: Large U.S. insurance brokerage and consulting firm serving mid-to-large commercial clients. Comparable commercial multi-line distribution model; Remco operates at a meaningfully smaller scale with similar product breadth.

Direct peers

• INSURICA Insurance Network: Mid-sized independent commercial insurance agency network operating across multiple U.S. states with specialized industry verticals (transportation, hospitality, construction). Closely comparable size and multi-state independent agency structure to Remco.
• Heffernan Insurance Brokers: Mid-market independent commercial insurance brokerage serving businesses across multiple U.S. states with industry-specialized practice groups. Comparable in targeting commercial lines for SMBs and middle-market clients through multi-carrier distribution.
• Hilb Group: Mid-Atlantic-based independent insurance brokerage built via roll-up of regional agencies, with strength in commercial property/casualty. Geographic proximity to Remco (Pennsylvania-based) and overlapping commercial lines make it a close peer.
• TrueNorth Companies: Mid-sized independent insurance and risk management agency serving commercial clients across multiple industries and states. Comparable size and structure as a multi-line independent commercial agency.

Regional players

• The Insurance Shoppe: Smaller independent commercial insurance agency serving local and regional business clients with multiple carrier relationships. Comparable independent agency / broker model at a similar or smaller scale than Remco.

Market position

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC_cBvmCK3_Tb7rP4C6dnaqg
• Facebookfacebook.com/remcoinsuranceservices
• LinkedInlinkedin.com/company/remco-insurance-services-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Remco Insurance Services