What ASSU 2000 does

ASSU 2000 is a French independent insurance brokerage (courtier) founded circa 1980, operating as a brand within the Vilavi Group. The company intermediates policies from multiple insurance carriers across the personal and professional lines — auto (including voiture sans permis, camping-car, and mileage-based tiers for low-mileage drivers), two-wheelers (scooter, moto, quad, 50cc and 125cc variants), electric mobility (e-scooters, hoverboards, gyroroues), habitation (primary, secondary, student, non-occupying owner), santé/mutuelle, prévoyance, and professional lines (multirisque professionnelle, RC professionnelle, décennale). It reports ~265,000 insured customers and is self-described as the largest French insurance brokerage network, supported by 300+ physical agencies, 650+ expert advisers, an online quote-and-purchase flow, and a 7-day telephone contact center.

The underlying technology stack is a brokerage distribution platform: SEO-optimized product pages (/tdvauto/, /devis-assurance-deux-roues, /tdvmrh, /tdvnvei) deliver quote flows, with policy administration outsourced to underlying carriers. Pricing modules include annual subscriptions, a usage-based mileage tier (4,000/6,000/8,000 km/year bands), and a 10% multi-policy discount applied across auto, moto, santé, and habitation. There is no evidence of telematics-based tracking, native AI/ML risk scoring, or proprietary underwriting models — product positioning is built on breadth of distribution, hard-to-insure profile coverage (malussé drivers, young drivers, license-free vehicles from age 14), and operational multi-channel reach.

ASSU 2000 earns commissions on premiums written through its brokerage, structured as recurring annual revenue. Go-to-market is sales-led, blending a physical-agency field force with self-serve online quoting and inside-sales phone support. Customer concentration is diffuse, with 265,000 individual insureds as the primary segment and a smaller professional segment; customers are segmented horizontally by product line and acquisition is driven by web quote flows and agency footfall. Distribution is exclusively domestic (France); there are no reported international operations, M&A, or funding activity in the data.

Name

ASSU 2000

Website

https://assu2000.fr

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

11–50 employees

Short description

ASSU 2000 is a French independent insurance brokerage network, founded circa 1980 and now a brand of Vilavi Group, selling auto, two-wheeler, habitation, santé, prévoyance, and professional insurance to individuals and small businesses via 300+ agencies, online quote flows, and a call center.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Personal Auto Insurance (FSAJAMAA)

akta.pro secondary industries

Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA), Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Insurance brokerage
• Auto insurance
• Home insurance
• Motorcycle insurance
• Health insurance

Headquarters

HQ city

Noisy-le-sec

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Insurance premiums: ASSU 2000 operates as a brokerage (courtier), earning commissions on insurance policies sold from multiple insurance carriers. Revenue is derived from policy premiums across auto, two-wheelers, habitation, health, and professional lines.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

ASSU 2000 is an independent French insurance brokerage (courtier) that distributes personal and professional insurance products on behalf of multiple partner insurance carriers. Its core offering spans auto, motorcycle, scooter/cyclo, quad, license-free vehicle, electric urban mobility, home (habitation), health/mutuelle, prévoyance, school, and professional liability/multi-risk insurance, sold through 300+ physical agencies, online quote flows, and a telephone sales center. Revenue is generated via commissions on policies placed with partner carriers.

Product overview

ASSU 2000 is a French insurance brokerage network offering a comprehensive portfolio of personal and professional insurance products. The offering consists of multiple core insurance categories: auto/motor vehicle insurance (auto, moto, scooter, quad, camping-car, vehicle without permit, and electric mobility), home/property insurance (primary residence, secondary residence, student housing, and non-occupying landlord), health insurance (mutuelle, prévoyance, and school insurance), and professional insurance (décennale, multirisque professionnelle, and RC professionnelle). The company operates as a brokerage (courtier), being independent from any insurance company, and negotiates customized offers for clients. The product line includes tiered formula structures (Tiers, Tiers Confort, Tous Risques) with add-on modules for multi-policy discounts, mileage-based pricing, and specific driver profiles (young, malussé, senior).

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance (Assurance Auto) Personal auto insurance offered with four coverage tiers (Tiers, Tiers Bris de Glace, Tiers Confort, Tous Risques) including optional mileage-based pricing, young-driver formulas, and malussé-driver coverage; available to individual consumers across France.
• License-Free Vehicle Insurance (Assurance Voiture Sans Permis) Insurance for voiturettes and license-free vehicles (VSP) with three formula options (Tiers, Tiers Confort, Tous Risques) covering drivers from age 14.
• Camping-Car Insurance (Assurance Camping-Car) Specialty motorhome insurance with three formula options (Tiers, Tiers + Vol/Incendie, Tous Risques) covering drivers aged 23-75.
• Malussé Driver Auto Insurance (Assurance Auto Malussé) Specialized auto insurance for drivers with poor driving records or bonus-malus penalties, including coverage for suspended-license drivers across all driver profiles.
• Motorcycle Insurance (Assurance Moto) Motorcycle insurance with three formula tiers (Tiers illimité, Tiers illimité + Vol, Dommages Tous Accidents) including helmet and airbag coverage.
• Scooter and Cyclo Insurance (Assurance Scooter et Cyclo) Scooter and cyclo insurance covering all cylinder capacities from 50cc to 125cc and above, including a helmet guarantee and 0 km assistance. Awarded Label d'Excellence 2025 by Les Dossiers de l'Épargne.
• Scooter 50cc Insurance (Assurance Scooter 50cc) Cyclomoteur insurance for scooters under 50cc, available from age 14 with two formula options (Tiers and Tiers Confort), starting from approximately 20 €/month for the base formula.
• Scooter 125cc Insurance (Assurance Scooter 125cc) 125cc scooter insurance with equipment and accessory coverage up to 6,000 euros, including new-value guarantee and replacement vehicle options.
• Quad & Buggy Insurance (Assurance Quad & Buggy) Insurance for quads, buggies, and SSVs (Side by Side Vehicles) for road and off-road use, covering drivers aged 16 and above.
• Electric Urban Mobility Insurance (Assurance Trottinette Électrique et NVEI) Electric-mobility insurance covering e-scooters, hoverboards, gyroroues, and gyropodes up to 10,000 euros with three formula options from age 14; awarded the Label d'Excellence 2024 for the 5th consecutive year in the new electric mobility category.
• Home Insurance (Assurance Habitation) Primary residence home insurance with two formulas (Basic'HOME and Modul'HOME) covering civil liability, legal defense, 24/7 assistance, water damage, fire, natural catastrophes, and optional glass/theft/vandalism protection.
• Secondary Residence Insurance (Assurance Résidence Secondaire) Secondary residence insurance with a dedicated formula covering all risks including weather events, catastrophes, and the Pack Sérénité upgrade.
• Student Housing Insurance (Assurance Logement Étudiant) Student housing insurance with a Start'Home formula covering basic needs plus connected-device protection and assistance services.
• Non-Occupying Owner Insurance (Assurance PNO) Landlord insurance for non-occupying property owners covering rental properties with optional loss-of-rent, veranda, and pool coverage.
• Health Insurance (Mutuelle Santé) Health insurance (complémentaire santé) with specialized offers for students, families, seniors, retirees, young workers, and self-employed individuals.
• Life and Disability Insurance (Prévoyance) Life and disability insurance providing capital for families in case of death or disability resulting from accidents.
• School Insurance (Assurance Scolaire) School insurance covering children during school activities and commutes to and from school.
• Decennial Liability Insurance (Assurance Décennale) Professional liability insurance for construction and trades professionals covering 10-year post-completion defects under French décennial liability law.
• Business Multi-Risk Insurance (Multirisque Professionnelle) Multi-risk business insurance covering professional premises, equipment, and civil liability for small businesses and self-employed professionals.
• Professional Civil Liability Insurance (RC Professionnelle) Professional civil liability insurance covering damages caused to third parties in the course of business activities.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered minor and core.

• UlysminorGTM or Marketing Partner · 29 June 2026ASSU 2000 partners with Ulys, a mobility solution providing a toll badge subscription. Through this partnership, customers receive 14 months of free toll subscription with their ASSU 2000 insurance policy.
• SpeedwayminorGTM or Marketing PartnerSpeedway (motorcycle gear retailer) offers ASSU 2000 customers exclusive discounts: 15% off public retail price with code SPASSU15, and 5% off all products including promotions with code SPASSU5.
• Life-StickminorGTM or Marketing PartnerLife-Stick offers an innovative security solution for motorcyclists, cyclists, and e-scooter users. ASSU 2000 customers receive 25% off the Life-Stick RIDE offer with code ASSU25.
• Vilavi GroupcoreOthersASSU 2000 is a brand of the Vilavi Group (une marque du groupe Vilavi), as indicated on its website and quote flow pages.

Scale indicators7 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• AcommeAssure: French online insurance broker (courtier) offering auto, moto, home, and health products by comparing multiple carriers. Closely mirrors ASSU 2000's broker model but with a digital-first GTM, making it a relevant competitor for the same customer segments.
• LeLynx: French insurance price-comparison aggregator (owned by Adéo) that lets consumers compare auto, home, and health insurance quotes online. It competes with ASSU 2000 for the same French personal-lines customer journey, but monetizes via lead-gen rather than broker commissions.
• LesFurets: Leading French insurance comparison platform (subsidiary of Octopus Energy Group) covering auto, home, health, and moto. Competes for the same French consumer and pressures broker economics by driving price transparency across carriers that ASSU 2000 also distributes.

Broad incumbents

• Direct Assurance: AXA's direct-to-consumer online insurance brand offering auto, home, and health policies in France. Competes with ASSU 2000 across the same product categories but bypasses the broker, representing both a carrier partner and a structural threat to brokerage economics.
• Crédit Agricole Assurances: Insurance arm of Crédit Agricole, distributing auto, home, and health policies through the bank's branch network. Competes with ASSU 2000 across P&C and santé but leverages banking distribution and customer base that ASSU 2000 cannot match.
• Matmut: French mutual insurer with a large agency network offering auto, home, health, and professional insurance. Highly comparable to ASSU 2000 in product mix and physical-distribution model but operates as a carrier rather than an independent broker.
• Groupama: Major French mutual insurance group with deep regional agency network, offering auto, home, health, and professional lines. Overlaps heavily with ASSU 2000's product portfolio and physical-distribution strategy but operates as a carrier with regional caisses.

Emerging players

• Luko: French insurtech focused on home insurance and home energy/connected devices, expanding into adjacent personal lines. Represents the digital-first brokerage model competing for the same French household insurance wallet that ASSU 2000 targets with its Habitation line.
• Ornikar: French insurtech originally built on driving-school services, now offering auto insurance targeting young and new drivers. Competes with ASSU 2000 for the same malussé/young-driver niche but with a digital-first acquisition model.
• Acheel: French insurtech online broker (courtier en ligne) offering auto, home, and health insurance powered by carrier partnerships and digital UX. Targets the same mass-market French consumer with a lower-cost structure than ASSU 2000's agency-heavy model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCxYh91YhQOw2qznRL5wc7AA
• Facebookfr-fr.facebook.com/assu2000
• Xx.com/assu2000

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ASSU 2000