AcommeAssure
AcommeAssure is a French online insurance broker (founded 2011, Brest) operating as a brand of Média Courtage within Groupe VILAVI. It digitally distributes health, auto, home, and prévoyance policies from 20+ carrier partners to ~100,000 retail customers via a direct-to-consumer platform with advisor support.
- Company typePrivate
- Founded2011
- HeadquartersLe Relecq-kerhuon, France
- Headcount51–100
- GTM typeB2C
- OfferingServices
What AcommeAssure does
AcommeAssure is a French online insurance brokerage platform founded in 2011 and headquartered in Brest (Finistère, Brittany), operating as a commercial brand of Média Courtage within the diversified Groupe VILAVI conglomerate. The company combines three functional layers — insurance comparator, insurance consultant, and insurer-facing intermediary — to distribute retail insurance products across French consumers. Its core technology is an end-to-end digital workflow (online form → multi-carrier comparison → digital signature) with human advisor support via phone, chat, Messenger, and email. No proprietary AI/ML stack, API, or mobile application is referenced; the platform integrates instead through partner underwriting and care networks.
The product portfolio spans four categories: health/mutuelle insurance (Solo, Famille, Senior, TNS plans; Kéréon santé, Sérénité, Plénitude, Atout +, Essentiel TNS, Confort TNS, Tranquillité April, Apivia Vitamin, Mutuelle Entrain, Alptis); prévoyance/protection (hospitalisation Prévoyance, accidental death, funeral, borrower insurance via Life Square/Malakoff Humanis, legal protection); auto insurance (Autolity Tiers/Tiers étendu/Tous Risques for electric, hybrid, and thermal vehicles with Suravenir, Allianz, L'Équité Phenix); and home insurance (Domus for tenants/owners and Cosy PNO for non-occupying landlords with Acheel and Suravenir). Distribution is exclusively direct and digital through the company's own website.
Revenue is generated via three streams: (1) recurring commissions from partner insurers calculated as a percentage of the insurance premium (hors taxes), (2) recurring annual management fees collected through premium payments, and (3) one-time dossier fees charged at subscription. The customer base totals approximately 100,000 policyholders with a 94% reported satisfaction rate and 4.7/5 average rating from 2,082 reviews. AcommeAssure joined Euroassurance in 2025 to expand the broker's product access within the VILAVI group network. The company employs roughly 75–100 staff and operates exclusively in France.
AcommeAssure firmographics
Firmographics- Name
- AcommeAssure
- Legal name
- Média Courtage
- Website
- https://acommeassure.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- AcommeAssure is a French online insurance broker (founded 2011, Brest) operating as a brand of Média Courtage within Groupe VILAVI. It digitally distributes health, auto, home, and prévoyance policies from 20+ carrier partners to ~100,000 retail customers via a direct-to-consumer platform with advisor support.
- Ownership category
- akta.pro rank
AcommeAssure industry classification
Industry- Product category
- Online Insurance Brokerage (multi-line retail insurance distribution)
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)
- akta.pro secondary industry
- Embedded Insurance Distribution & Premium Financing (FSAGALAF)
Keywords
Where AcommeAssure is headquartered
LocationHeadquarters
- HQ city
- Le Relecq-kerhuon
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
AcommeAssure business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Insurance brokerage commissions: Commissions paid by insurance company partners, calculated as a percentage of the insurance premium (hors taxes). This is the primary revenue source as a courtage (broker).
- Management fees: Annual fees paid through insurance premium payments, covering ongoing contract management acts throughout the life of each insurance policy.
- Policy subscription fees: One-time dossier fees charged at the moment of contract subscription.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Solo health insurance — starting from €16/month |
| Subscription | Monthly | Family health insurance — starting from €59/month |
| Subscription | Monthly | Senior health insurance — starting from €39/month |
| Subscription | Monthly | TNS (self-employed) health insurance — starting from €31/month |
| Subscription | Monthly | Electric car insurance — starting from €15/month |
| Subscription | Monthly | Hybrid car insurance — starting from €15/month |
| Subscription | Monthly | Tenant home insurance — starting from €5/month |
| Subscription | Monthly | Owner home insurance — starting from €5/month |
| Subscription | Monthly | Non-occupant owner (PNO) home insurance — starting from €12/month |
| Subscription | Monthly | Hospitalization insurance — starting from €5/month |
| Subscription | Monthly | Accidental death insurance — starting from €5/month |
| Subscription | Monthly | Borrower insurance — competitive pricing |
| Subscription | Monthly | Legal protection — from €9 to €14/month |
| Subscription | Monthly | PNO legal protection — from €6/month |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
AcommeAssure product offering
Product offeringCore offering
AcommeAssure operates as a 100% online insurance broker (courtier) that compares and distributes insurance products from more than 20 partner insurers across health/mutuelle, auto, home, provident (hospitalization, accidental death, funeral, borrower), legal protection, and pet insurance. Customers compare quotes online, subscribe digitally, and receive ongoing contract management support via advisor-led phone, chat, and Messenger channels. AcommeAssure is a brand of Média Courtage within the Groupe VILAVI conglomerate.
Product overview
AcommeAssure is an online insurance broker operating as a multi-product distribution platform. The core offering centers on health/mutual insurance with multiple branded plans: Kéréon santé, Sérénité, and Plénitude for general health coverage; specialized Atout +, Essentiel TNS, and Confort TNS for self-employed; and dental-focused Tranquillité (April) and optical-focused Atout + (Malakoff Humanis) for specific care needs. Beyond health, the portfolio spans provident insurance (hospitalization, accidental death, funeral expenses, borrower insurance), legal protection (PNO and personal), auto insurance (Autolity Tiers/Tiers étendu/Tous Risques for electric, hybrid, and thermal vehicles), and home insurance (Domus for tenants/owners, Cosy PNO for non-occupying landlords). Products are distributed exclusively through the digital platform with partner insurers including VIASANTE Mutuelle, April, Malakoff Humanis, Mutuelle Entrain, Mutuelle Mieux-Être, Allianz, and others.
Differentiator
Problem solved
Functional benefit
Brands
- Média Courtage: The legal entity and parent company operating behind the AcommeAssure commercial brand.
Products and services
- Mutuelle Santé (Health Insurance) — Solo / Famille / Senior / TNS and by care need (Audiologie, Optique, Dentaire, Médecine douce) Multi-formula complementary health insurance (mutuelle) comparing and distributing plans from partner insurers (Malakoff Humanis, VIASANTE/AG2R La Mondiale, April, Mutuelle Mieux-Être, Mutuelle Entrain, Mutuelle Familiale, Apivia, Alptis, Acheel, UMC/Mutuance, etc.) for individuals, families, seniors and self-employed (TNS), with optional lens, dental, hearing-aid, and alternative-medicine (médecine douce) coverage and ITELIS/Kalixia care-network benefits.
- Hospitalisation / Indemnités Journalières (Hospitalization daily indemnity insurance) Daily-indemnity hospitalization insurance with 4 formulas paying €50 to €200/day; doubles coverage in case of traffic-accident-related hospitalization; no medical questionnaire required. Designed to compensate income loss or extra costs for individuals during hospital stays.
- Prévoyance Décès Accidentel (Accidental death coverage) Accidental-death insurance with 5 capital levels from €20,000 to €100,000, distributed through VIASANTE Mutuelle (AG2R La Mondiale group), with a fixed premium regardless of age.
- Assurance Obsèques (Funeral insurance) Funeral-expense insurance (capital or service contract) with options for repatriation, over-funding, and will management, distributed through partner Auxia.
- Assurance Emprunteur (Borrower / mortgage loan insurance) Mortgage-borrower insurance covering death, total permanent disability, incapacity, and unemployment, exclusively underwritten with Life Square (Groupe Malakoff Humanis), with worldwide coverage, 3 deductible options, and a 10% co-borrower discount.
- Protection Juridique (Personal legal protection insurance) Personal legal-protection insurance from €9 to €14/month covering disputes arising from daily life, auto, professional activity, real estate and healthcare; reimburses legal fees, lawyer fees, expert fees and court costs. Distributed through Groupama Protection Juridique.
- Protection Juridique PNO (Non-Occupant Owner / Landlord legal protection) Landlord / non-occupying-owner legal-protection insurance for €6/month covering unpaid rent, property damage and legal proceedings, with up to €20,000 refunded for legal procedure costs. Distributed through Groupama Protection Juridique.
- Assurance Auto — Autolity Tiers / Tiers étendu / Tous Risques (Auto insurance for electric, hybrid and thermal vehicles) Auto insurance in three tiers (Tiers, Tiers étendu, Tous Risques) covering electric, hybrid and thermal vehicles, with liability, theft, glass breakage, storm, vandalism, all-accident damage, content and equipment protection; battery and charging-cable coverage for EVs; three mileage packages; roadside assistance via Mondial Assistance.
- Assurance Habitation Locataire / Propriétaire — Domus (Tenant and Owner home insurance) Home insurance from €5/month with multiple tiers (Domus Initial basic tenant/owner coverage with civil liability, fire, water damage, storm, natural disasters; Domus Intégral adds electrical damage and replacement-value options). Distributed through Acheel (and Suravenir under the TcommeToit brand). Covers personal liability, emergency home assistance via Europ Assistance, and customizable formulas/franchise levels.
- Cosy PNO — Assurance Habitation Propriétaire Non-Occupant (Non-Occupant Owner home insurance) Non-occupying owner (PNO) home insurance from €12/month covering civil liability, water damage, climate events, theft and vandalism, with 3 adjustable formulas; protects rental income and the condition of secondary/vacant properties.
- SantéVet — Assurance Santé Animale (Pet health insurance) Pet health insurance underwritten by SantéVet, reimbursing veterinary expenses for dogs and cats, distributed via the AcommeAssure platform.
Quantifiable outcome
- 94% of customers report being satisfied with services
- +2 more outcomes
Companies that use AcommeAssure
Customer profileNamed customers6 records
Segments9 records
Ideal customer profiles2 records
AcommeAssure technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AcommeAssure partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core and minor.
- AllianzcoreAllianz is a named insurance partner. Customers can subscribe to auto insurance contracts underwritten or distributed by Allianz via the AcommeAssure platform.
- Suravenir AssurancescoreSuravenir Assurances underwrites AcommeAuto (auto insurance) and TcommeToit (home insurance) products. Service contact: 0 970 809 407. Also handles borrower insurance through the Elan product.
- L'Équité (Phenix)minorL'Équité offers the Phenix auto insurance product distributed through AcommeAssure. Contact for claims: [email protected].
- AcheelminorAcheel underwrites the Domus tenant home insurance product available on AcommeAssure. Claims contact: [email protected].
- Malakoff HumaniscoreMalakoff Humanis is a major social protection player covering over 10 million people in France. Offers the Atout+ health insurance product on AcommeAssure with reinforced optical coverage up to €430 (€500 after 3 years loyalty). Also provides Life Square (a subsidiary) for borrower insurance.
- Mutuelle FamilialeminorMutuelle Familiale offers multiple health plans distributed through AcommeAssure: Déclic, LMF Campus, LMF Santé, Nova, Oméga, Solis Santé.
- Mutuelle Mieux ÊtreminorMutuelle Mieux Être offers Confort, Essentiel, Plénitude, and Sérénité health plans on AcommeAssure, including the Plénitude plan with €160/year natural medicine coverage.
- AprilminorApril offers health and prévoyance products distributed via AcommeAssure including Tranquillité (dental coverage up to 350% reimbursement, €2,500 ceiling), Globale, Senior, À la carte, Évolutive, and Essentielle.
- AlptisminorAlptis offers health insurance plans Plurielle, Claréa, Divinéa, and Sublima distributed through AcommeAssure.
- ApiviaminorApivia offers Vitamin, TNS Santé, and Exclusive health plans on the AcommeAssure platform.
- Mutuelle EntrainminorMutuelle Entrain offers Sémaphore and Sémaphore+ health plans through AcommeAssure, including Kéréon Santé with €300/equipment hearing aid coverage.
- VIASANTE Mutuelle (Groupe AG2R La Mondiale)coreVIASANTE Mutuelle, part of the AG2R La Mondiale group, offers hospitalization and accidental death insurance products through AcommeAssure. 4 hospitalization formulas, starting from €5/month, with double indemnity for traffic accident-related hospitalizations. Also offers 5 death accident coverage levels (€20,000–€100,000).
- Life Square (Groupe Malakoff Humanis)coreLife Square, a subsidiary of the Malakoff Humanis group, is the exclusive borrower insurance partner of AcommeAssure. Offers customizable plans for all borrower types with worldwide coverage and 3 deductible options. 10% co-borrower discount available.
- UMC / MutuanceminorUMC (Mutuance) offers the Mutuance health plan distributed through AcommeAssure. Service contact via TESSI.
- AuxiaminorAuxia offers the Prépar' Obsèques funeral insurance product through AcommeAssure. Contact: [email protected], 09 79 99 03 28.
- Groupama Protection JuridiqueminorGroupama Protection Juridique offers ScommeSerein and Intégrale legal protection plans through AcommeAssure. Also provides PNO bailiff legal protection. Contact: 01 41 43 78 65.
- SantéVetminorSantéVet offers pet health insurance distributed through AcommeAssure. Contact: 04 51 58 01 26, [email protected].
- Groupe VILAVIcoreAcommeAssure is a brand of Média Courtage, which is part of Groupe VILAVI. VILAVI is described as a major recognized player in insurance brokerage. The group structure enables AcommeAssure's product development and distribution capabilities.
- Mondial AssistanceminorMondial Assistance provides roadside and travel assistance services for auto insurance policyholders (Allianz/L'Équité products). Various phone numbers referenced for assistance across products.
- Europ AssistanceminorEurop Assistance provides home and hospitalization assistance services for Suravenir and other home insurance products. Covers emergency accommodation, locksmith, childcare during hospitalization.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
AcommeAssure competitors and assessment
Company assessmentDirect peers
- Santiane: Major French online health insurance comparator and broker — directly comparable as a French online mutuelle broker with similar target segments and carrier partnership model.
- Luko: French insurtech providing home insurance via a digital platform with embedded sensors and subscription model — directly comparable in the French online home insurance category served by AcommeAssure's Domus/Cosy products.
- Alan: French insurtech offering individual and employer health insurance via a digital platform with personalized advisor support — directly comparable in target market (French health insurance) and D2C digital model.
- Leocare: French multi-line online insurance broker (home, auto, health, bike) selling its own policies through a mobile app — closely comparable in product breadth, French D2C model, and digital subscription experience.
- Hyperassur: French online insurance comparator offering multi-carrier quotes for health, auto, home, and life — directly comparable in online comparison/distribution model and French market focus.
- Lovys: French online insurance subscription platform offering home, auto, and pet coverage with a single monthly subscription — comparable as a French D2C multi-line digital insurer/broker.
Broad incumbents
- Lemonade: Public US/European D2C insurance platform using AI and mobile-first UX — a broader incumbent in the digital-native insurance category, comparable in distribution model though in different geographies and product lines.
- Direct Assurance: AXA-owned French direct-to-consumer insurance brand offering auto, home, and health online — a broader incumbent in the same digital insurance distribution category with much larger scale.
- Maif: Major French mutual insurer offering auto, home, health, and prévoyance — overlaps with AcommeAssure's product portfolio and is a key competitor for end-customers, though it underwrites its own products rather than distributing through a broker model.
Emerging players
- WeFox: European digital insurance platform serving brokers and customers with digital distribution and analytics — comparable as an emerging insurtech platform, though operating in different European geographies and with a broker-enabling model rather than a direct consumer brand.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
AcommeAssure social profiles
Digital presenceAcommeAssure financial estimates
Financial estimateRevenue estimate
Valuation estimate
AcommeAssure leadership team
Management profileNumber of profiles
AcommeAssure subsidiaries and ownership
Company hierarchySubsidiaries1 record
AcommeAssure funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AcommeAssure M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AcommeAssure
What does AcommeAssure do?
AcommeAssure operates as a 100% online insurance broker (courtier) that compares and distributes insurance products from more than 20 partner insurers across health/mutuelle, auto, home, provident (hospitalization, accidental death, funeral, borrower), legal protection, and pet insurance. Customers compare quotes online, subscribe digitally, and receive ongoing contract management support via advisor-led phone, chat, and Messenger channels. AcommeAssure is a brand of Média Courtage within the Groupe VILAVI conglomerate.
Is AcommeAssure a public or private company?
AcommeAssure is a private company. It is classified as corporate owned and is currently operating.
When was AcommeAssure founded?
AcommeAssure was founded in 2011. It employs 51 to 100 people.
Where is AcommeAssure based?
AcommeAssure is headquartered in Le Relecq-kerhuon, France, in the Europe region.
How does AcommeAssure make money?
Three revenue lines are on record. Insurance brokerage commissions are the primary driver. The others are management fees and policy subscription fees.
Who are AcommeAssure's main competitors?
Direct peers on record are Santiane, Luko, Alan, Leocare, Hyperassur and Lovys. Broad incumbents are Lemonade, Direct Assurance and Maif. WeFox is listed as an emerging player.
Does AcommeAssure have an API?
No public API is recorded for AcommeAssure.
What industry is AcommeAssure in?
AcommeAssure's product category is Online Insurance Brokerage (multi-line retail insurance distribution). Its primary akta.pro industry code is FSAGAGAL, Embedded Insurance & Affinity Distribution Platforms, with a secondary code of FSAGALAF, Embedded Insurance Distribution & Premium Financing. Its NAICS code is 52421 and its SIC code is 6411.