Sutherland Mortgage Services
- Company typePrivate
- Founded1998
- HeadquartersHouston, United States
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
Sutherland Mortgage Services firmographics
Firmographics- Name
- Sutherland Mortgage Services
- Legal name
- Sutherland Mortgage Services Inc.
- Website
- https://sutherlandmortgage.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Sutherland Mortgage Services industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Real Estate Credit (522292), Nondepository Credit Intermediation (5222)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro primary industry
- Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD)
- akta.pro secondary industries
- Call Center / Tele-Sales Mortgage Origination (FSALAAAC), First-Time Homebuyer (FTHB) Mortgage Origination (FSALAAAG)
Keywords
Where Sutherland Mortgage Services is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Sutherland Mortgage Services business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Mortgage Origination Fees: Revenue generated from originating mortgage loans for homebuyers, including origination fees, interest income, and closing costs associated with the loan transaction.
- Refinancing Services: Revenue from refinancing existing mortgages, helping homeowners get better terms, lower payments, or consolidate debt.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | 15-Year Fixed Rate Loans |
| Other | Monthly | 30-Year Fixed Rate Loans |
| Other | Monthly | Jumbo Loans |
| Other | Monthly | Other Loan Programs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Sutherland Mortgage Services product offering
Product offeringCore offering
Sutherland Mortgage Services originates residential mortgage loans for individual homebuyers, including home purchase financing and refinancing solutions. The company offers 15-year, 30-year, jumbo, and other specialized mortgage products through a nationwide network of loan consultants supported by a digital application platform. It also provides B2B lender solutions that extend its lending infrastructure to other lending institutions.
Product overview
Sutherland Mortgage Services is a residential mortgage lending company operating as a single-product platform offering multiple loan products. The core offering consists of mortgage financing products including 15-year loans, 30-year loans, jumbo loans, and other specialized loan programs. The company also provides refinance solutions for existing homeowners and offers lender solutions partnerships for other lending institutions. Supporting resources include a Home Loan Toolkit available in English and Spanish. The company leverages innovative technology to streamline the application-to-closing process for homebuyers across nearly every U.S. state.
Differentiator
Problem solved
Functional benefit
Products and services
- 15-Year Fixed Rate Mortgage
Companies that use Sutherland Mortgage Services
Customer profileNamed customers9 records
Segments4 records
Ideal customer profiles3 records
Sutherland Mortgage Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Sutherland Mortgage Services partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Sutherland Mortgage Services competitors and assessment
Company assessmentDirect peers
- CrossCountry Mortgage: Privately held, fast-growing mid-market retail mortgage originator with nationwide licensing and a hybrid digital + loan-officer channel. Closely comparable in product lineup, channel strategy, and estimated employee scale (sub-2,000 employees).
- Homebridge Financial Services: Privately held retail mortgage lender with nationwide licensing and a loan-officer-driven distribution model. Comparable in scale, customer segments (homebuyers + refi), and digital/phone channel mix.
- Guaranteed Rate: Direct-to-consumer retail mortgage lender with nationwide licensing and an online application portal backed by loan officers. Highly comparable product set (15/30-year, jumbo, refi) and GTM (digital + phone), at a similar mid-market scale.
- Fairway Independent Mortgage: Privately held, mid-market residential mortgage lender operating across nearly all US states with a decentralized loan-officer model. Closely comparable scale, channel mix (phone + retail + digital), and geographic licensing footprint.
Emerging players
- Better Mortgage: Digital-first direct-to-consumer mortgage lender offering purchase and refinance products in most US states. Competes for the same online-originating borrower, but with a much narrower loan-officer/digital-only model versus Sutherland's hybrid approach.
Broad incumbents
- LoanDepot: National retail mortgage originator with a hybrid direct-to-consumer + loan-officer model across the US. Closely comparable to Sutherland in retail loan-officer-driven origination and digital application stack, though at significantly larger funded volume.
- NewRez (formerly New Penn Financial): National residential mortgage lender operating both retail and wholesale channels across the US. Comparable retail direct-to-consumer offering but operates at substantially larger scale with broader product breadth.
- Caliber Home Loans: National direct-to-consumer and retail mortgage originator with a multi-channel platform spanning refinance, purchase, and jumbo products. Comparable in offering scope and nationwide reach, though materially larger.
- Rocket Mortgage: Operates as a direct-to-consumer mortgage lender originating via digital + phone channels across all 50 states. Most comparable in product offering and GTM motion, but orders of magnitude larger in volume, brand spend, and proprietary technology investment.
Regional players
- United Wholesale Mortgage (UWM): Largest US wholesale mortgage lender focused on the broker channel rather than retail/DTC. Indirectly comparable as a mortgage finance competitor (same products, same borrowers reached via brokers); does not compete head-to-head in retail DTC, limiting direct overlap.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Sutherland Mortgage Services social profiles
Digital presenceSutherland Mortgage Services compliance and trust
Trust signalCompliance1 record
Sutherland Mortgage Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sutherland Mortgage Services leadership team
Management profileNumber of profiles
Sutherland Mortgage Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sutherland Mortgage Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sutherland Mortgage Services
What does Sutherland Mortgage Services do?
Sutherland Mortgage Services originates residential mortgage loans for individual homebuyers, including home purchase financing and refinancing solutions. The company offers 15-year, 30-year, jumbo, and other specialized mortgage products through a nationwide network of loan consultants supported by a digital application platform. It also provides B2B lender solutions that extend its lending infrastructure to other lending institutions.
Is Sutherland Mortgage Services a public or private company?
Sutherland Mortgage Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Sutherland Mortgage Services founded?
Sutherland Mortgage Services was founded in 1998. It employs 501 to 1,000 people.
Where is Sutherland Mortgage Services based?
Sutherland Mortgage Services is headquartered in Houston, United States, in the North America region.
How does Sutherland Mortgage Services make money?
Two revenue lines are on record. Mortgage Origination Fees are the primary driver. The others are refinancing Services.
Who are Sutherland Mortgage Services's main competitors?
Direct peers on record are CrossCountry Mortgage, Homebridge Financial Services, Guaranteed Rate and Fairway Independent Mortgage. Better Mortgage is listed as an emerging player. Broad incumbents are LoanDepot, NewRez (formerly New Penn Financial), Caliber Home Loans and Rocket Mortgage. United Wholesale Mortgage (UWM) is listed as a regional player.
Does Sutherland Mortgage Services have an API?
No public API is recorded for Sutherland Mortgage Services.
What industry is Sutherland Mortgage Services in?
Sutherland Mortgage Services's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAD, Purchase Mortgage Origination (Homebuyer Focused), with a secondary code of FSALAAAC, Call Center / Tele-Sales Mortgage Origination. Its NAICS code is 522292 and its SIC code is 6162.