Gowrie Group
Gowrie Group is a U.S. insurance services firm that provides specialized claims management for injuries-on-duty affecting municipal firefighters and police officers in Massachusetts and Rhode Island, operating as a subsidiary within Brown & Brown's public sector platform.
- Company typePrivate
- Founded1974
- HeadquartersWestbrook, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Gowrie Group does
Gowrie Group, founded in 1974 and headquartered in Westbrook, USA, is a specialized insurance and risk management firm that operates as a subsidiary unit within Brown & Brown (NYSE: BRO). Its flagship offering, Gowrie Claims Services, delivers end-to-end claims management for injuries-on-duty (IODs) sustained by municipal firefighters and police officers in Massachusetts and Rhode Island. Services include claims eligibility review, document and data collection, treatment coordination and tracking, medical bill review and re-rating, medical fee negotiation, and expert guidance on complex claims handled under state-specific municipal statutes.
The firm serves a narrow but well-defined customer segment of cities and towns in Massachusetts and Rhode Island that are subject to the special state laws governing IOD claims for first responders. Its underlying technology is a sophisticated proprietary online claims portal that allows municipal customers to check the status of open claims, review documents, and monitor treatment from any location at any time. The CEO is Carter Gowrie, and the firm is staffed at 101-250 employees.
Gowrie's business model is best characterized as a fee-based specialized claims administration and advocacy service bundled within the broader Brown & Brown public sector insurance brokerage platform. Revenue mechanics, pricing model details, and contract structures are not publicly disclosed; the firm monetizes its municipal IOD expertise through its claims management service line rather than through direct insurance underwriting. No geographic footprint beyond New England is claimed, and no AI/ML capabilities, funding history, M&A activity, or standalone financials are disclosed in the source data.
Gowrie Group firmographics
Firmographics- Name
- Gowrie Group
- Legal name
- Gowrie Group
- Website
- https://gowrie.com
- Company type
- Private
- Founded year
- 1974
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Gowrie Group is a U.S. insurance services firm that provides specialized claims management for injuries-on-duty affecting municipal firefighters and police officers in Massachusetts and Rhode Island, operating as a subsidiary within Brown & Brown's public sector platform.
- Ownership category
- akta.pro rank
Gowrie Group industry classification
Industry- Product category
- Workers Compensation Claims Management
- NAICS
- Claims Adjusting (524291)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Claims Advocacy & Loss Recovery Services (FSAEADAH)
- akta.pro secondary industry
- Managed Workers’ Compensation (Loss Control, Claims & Return-to-Work Programs) (FSAJAEAH)
Keywords
Where Gowrie Group is headquartered
LocationHeadquarters
- HQ city
- Westbrook
- HQ country
- United States
- HQ region
- North America
Markets served
Gowrie Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Gowrie Group product offering
Product offeringCore offering
Gowrie Group provides specialized claims management services focused exclusively on injuries-on-duty (IODs) for municipal firefighters and police officers. Its core offering, Gowrie Claims Services, administers and processes these claims on behalf of cities and towns in Massachusetts and Rhode Island. The service is supported by a sophisticated online claims system that enables efficient case tracking and management for municipal clients.
Product overview
Gowrie Group operates as a specialized claims services provider focused on injuries-on-duty (IODs) for municipal first responders. The company's primary offering is Gowrie Claims Services, which provides a comprehensive online claims portal and managed services including claims eligibility review, document collection, treatment coordination, medical bill review and re-rating, fee negotiation, and guidance on complex claims. The service is specific to municipalities in Massachusetts and Rhode Island operating under special state laws governing IOD claims for firefighters and police officers.
Differentiator
Problem solved
Functional benefit
Products and services
- Gowrie Claims Services
Companies that use Gowrie Group
Customer profileSegments1 record
Ideal customer profiles1 record
Gowrie Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Gowrie Group partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights3 records
Gowrie Group competitors and assessment
Company assessmentDirect peers
- Crawford & Company: Global claims management and adjusting firm handling workers' compensation, property, and casualty claims for insurers, employers, and government entities — competing directly with Gowrie for municipal and public-sector claims administration mandates.
- CorVel Corporation: National managed-care and claims management firm specializing in workers' compensation — directly comparable to Gowrie on bill review, fee negotiation, and treatment coordination for employer and public-sector accounts.
- PMA Companies: Workers' compensation and casualty insurance/claims services provider serving public-sector and commercial employers; directly comparable on managed workers' comp claims handling for municipalities and first-responder pools.
- Helmsman Management Services: Third-party claims administrator within Liberty Mutual focused on workers' compensation and auto claims — comparable in managed-claims services for employer and government accounts.
- Broadspire: Workers' compensation and disability claims management arm of Crum & Forster — directly relevant peer for medical-bill review, return-to-work, and managed-care services sold to employer and government buyers.
- Sedgwick: One of the largest global third-party claims administrators, Sedgwick provides workers' compensation, casualty, and disability claims management for employers including public-sector and municipal clients — the closest scaled analog to Gowrie's TPA business.
- ESIS: Risk management and claims services arm of Chubb, providing workers' compensation, liability, and property claims administration — directly comparable claims-management services for employer and government clients.
- Gallagher Bassett: Third-party administrator subsidiary of Arthur J. Gallagher, focused on workers' compensation, liability and auto claims management — directly comparable in service mix, technology-enabled claims handling, and employer/government client base.
Broad incumbents
- Brown & Brown: Gowrie Group's parent company and one of the largest U.S. insurance brokerages (NYSE: BRO). A broad incumbent that competes in adjacent brokerage and risk-advisory markets while operating many sub-units like Gowrie in specialty claims administration.
- The Hartford: Major U.S. workers' compensation insurer and claims services operator with significant public-sector and municipal book — relevant broad incumbent for understanding how scaled carriers administer IOD/workers' comp claims.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Gowrie Group social profiles
Digital presenceGowrie Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gowrie Group leadership team
Management profileNumber of profiles
Profiles1 record
Gowrie Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gowrie Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gowrie Group
What does Gowrie Group do?
Gowrie Group provides specialized claims management services focused exclusively on injuries-on-duty (IODs) for municipal firefighters and police officers. Its core offering, Gowrie Claims Services, administers and processes these claims on behalf of cities and towns in Massachusetts and Rhode Island. The service is supported by a sophisticated online claims system that enables efficient case tracking and management for municipal clients.
Is Gowrie Group a public or private company?
Gowrie Group is a private company. It is classified as corporate owned and is currently operating.
When was Gowrie Group founded?
Gowrie Group was founded in 1974. It employs 101 to 250 people.
Where is Gowrie Group based?
Gowrie Group is headquartered in Westbrook, United States, in the North America region.
Who are Gowrie Group's main competitors?
Direct peers on record are Crawford & Company, CorVel Corporation, PMA Companies, Helmsman Management Services, Broadspire, Sedgwick, ESIS and Gallagher Bassett. Broad incumbents are Brown & Brown and The Hartford.
Does Gowrie Group have an API?
No public API is recorded for Gowrie Group.
What industry is Gowrie Group in?
Gowrie Group's product category is Workers Compensation Claims Management. Its primary akta.pro industry code is FSAEADAH, Claims Advocacy & Loss Recovery Services, with a secondary code of FSAJAEAH, Managed Workers’ Compensation (Loss Control, Claims & Return-to-Work Programs). Its NAICS code is 524291 and its SIC code is 6331.