Tasatop.com
Tasatop.com is a Peruvian fintech marketplace that runs an online auction connecting individual savers with 10+ affiliated financial institutions and SMB borrowers, offering fixed-term deposits, private investments, and real estate products in soles and dollars from a S/ 20,000 minimum.
- Company typePrivate
- Founded2016
- HeadquartersSan Isidro, Peru
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Tasatop.com does
Tasatop.com (legal entity MAQUINANDO FINTECH S.A.C, RUC 20601553334) is a Peruvian fintech marketplace founded in December 2016 and headquartered in San Isidro, Peru. The company operates an online auction platform that connects individual savers and SMB borrowers with a network of affiliated Peruvian financial institutions. Investors on the platform anonymously indicate desired savings amounts, and financial institutions compete by bidding interest rates, effectively turning deposit pricing into a competitive marketplace process. The platform operates as a two-sided intermediary serving both consumers (depositors/investors) and businesses (borrowers seeking financing) through separate login portals, and is accessible via web and WhatsApp with no public mobile application.
The product portfolio comprises four core offerings: (1) Depósito a Plazo Fijo, fixed-term deposits denominated in Peruvian soles or US dollars with a minimum of S/ 20,000; (2) Productos de Inversión, a suite of private investment products matched to three risk-based personas (La Semilla/conservative, El Cáctus/moderate, Planta Carnívora/aggressive) with annual returns up to 22% TEA; (3) Productos Inmobiliarios, real estate investment products aligned to the long-term El Árbol persona; and (4) a Simulador de Inversión, a rules-based calculator that estimates returns based on amount, period (12, 15, 18, or 24 months), currency, and risk profile. The underlying technology is a web-accessible auction marketplace with separate authentication domains for individual investors, companies, and financial institutions, supplemented by WhatsApp as the primary direct-customer contact channel.
Revenue is generated through transaction facilitation fees on investment connections between savers and participating financial institutions. The platform reports more than 10 affiliated institutions across SMB borrowers in agriculture, construction, technology, automotive, manufacturing, and finance (including Inkasberries, Agrisab, Tactical IT, AFD, DecorSac, Kikai, VF International, Smart Instruments, Dimos Peru, Digital Construction, gArage). Go-to-market combines self-service digital access with content marketing via TasaBlog, organic social, advisor referrals, and earned media in Peruvian business outlets. Tasatop raised more than S/ 3 million in funding by April 2019 and has received recognition including the NTT DATA Open Innovation Contest Peru 2019, the Visa Innovation Program, Startup Bootcamp, Startup Peru, and Fondecyt, but the company remains a Peru-only operator with no public mobile application or disclosed institutional VC/PE backing.
Tasatop.com firmographics
Firmographics- Name
- Tasatop.com
- Legal name
- MAQUINANDO FINTECH S.A.C
- Website
- https://tasatop.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tasatop.com is a Peruvian fintech marketplace that runs an online auction connecting individual savers with 10+ affiliated financial institutions and SMB borrowers, offering fixed-term deposits, private investments, and real estate products in soles and dollars from a S/ 20,000 minimum.
- Ownership category
- akta.pro rank
Tasatop.com industry classification
Industry- Product category
- Investment Marketplace
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231), Portfolio Management and Investment Advice (523940)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Loan Brokers (6163)
- akta.pro primary industry
- Agency & Supranational Bond Trading Platforms (FSAFACAD)
- akta.pro secondary industry
- Investment Management Advisory (RIA) (FSAEAAAB)
Keywords
Where Tasatop.com is headquartered
LocationHeadquarters
- HQ city
- San Isidro
- HQ country
- Peru
- HQ region
- Latin America
Markets served
Tasatop.com business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Investment facilitation fees: Tasatop acts as an intermediary platform connecting investors with financial institutions and companies. The platform earns revenue by facilitating investment transactions and connecting borrowers with lenders/investors through its auction marketplace.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Private investments with returns up to 22% TEA |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels9 records
Tasatop.com product offering
Product offeringCore offering
Tasatop operates an online auction marketplace that connects individual investors with Peruvian financial institutions and companies seeking financing. Investors register and indicate desired savings amounts, and financial institutions anonymously bid by offering interest rates. The platform distributes investment products including fixed-term deposits (Depósito a Plazo Fijo) from S/ 20,000 in soles or dollars, diversified investment products with annual returns up to 22% TEA, real estate investment offerings, and an interactive investment simulator. Separate portals serve individual investors, companies, and financial institutions.
Product overview
Tasatop is a Peruvian fintech investment marketplace operated by MAQUINANDO FINTECH S.A.C. (RUC: 20601553334) that connects individual investors with private investment opportunities. The platform runs an online auction model where investors indicate desired savings amounts anonymously and financial institutions compete by offering interest rates. The product portfolio consists of three core offerings: (1) Depósito a Plazo Fijo — a fixed-term deposit product in soles or dollars with a minimum of S/ 20,000; (2) Productos de Inversión — a broader investment product suite aligned to investor risk profiles (conservative 'La Semilla,' moderate 'El Cáctus,' and aggressive 'Planta Carnívora'), offering returns up to 22% TEA; and (3) Productos Inmobiliarios — real estate investment products for long-term investors ('El Árbol' profile). An investment simulator tool is also provided for return estimation.
Differentiator
Problem solved
Functional benefit
Products and services
- Depósito a Plazo Fijo A fixed-term savings product that generates interest at a fixed rate. Users can deposit funds in Peruvian Soles or US Dollars with a minimum investment amount starting at S/ 20,000, accessible through the Tasatop auction marketplace for individual savers.
- Productos de Inversión A suite of investment products selected for each investor profile (conservative La Semilla, moderate El Cáctus, aggressive La Planta Carnívora), offering fixed-term deposits and other private investment opportunities with annual returns up to 22% TEA depending on risk and period.
- Productos Inmobiliarios Real estate investment products targeting long-term investors, particularly aligned with the El Árbol investor persona seeking growth through property assets over time.
Quantifiable outcome
- Annual profitability up to 22% TEA (Tasa Efectiva Anual)
- +1 more outcomes
Companies that use Tasatop.com
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles3 records
Tasatop.com technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Tasatop.com partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered minor.
- InkasberriesminorAffiliated institution that offers investment products through the Tasatop marketplace platform.
- AgrisabminorAffiliated agricultural company offering investment products through the Tasatop marketplace.
- Tactical ITminorTechnology company affiliated with Tasatop offering investment products.
- AFDminorFinancial services company offering products through the Tasatop platform.
- DecorSacminorManufacturing company with investment products available on Tasatop.
- KikaiminorTechnology company affiliated with Tasatop marketplace.
- VF InternationalminorInternational trade company offering investment products through Tasatop.
- Smart InstrumentsminorTechnology instruments company affiliated with Tasatop.
- Dimos PeruminorPeruvian company offering investment products via the Tasatop marketplace.
- Digital ConstructionminorConstruction company affiliated with Tasatop for investment offerings.
- gArageminorAutomotive startup offering investment products through the Tasatop platform.
Scale indicators5 records
Recent moves5 records
Expansion highlights6 records
Tasatop.com competitors and assessment
Company assessmentDirect peers
- Kuspit: Mexican fintech investment platform that aggregates mutual funds, CETES, and other fixed-income products for retail investors. Comparable to Tasatop as a LATAM digital marketplace that simplifies access to fixed-income and managed investment products for mass-affluent retail.
- Nuinvest: Brazilian digital investment platform from Nubank that offers fixed income, stocks, ETFs, and structured products to retail investors. Comparable to Tasatop as a profile-matched LATAM investment marketplace that aggregates multiple yield-bearing products for retail savers.
- GBM: Mexico's largest retail investment broker, offering stocks, ETFs, mutual funds, and fixed-income products through a digital platform. Comparable to Tasatop as a LATAM investment marketplace that aggregates multiple financial products and channels them to retail savers.
- Warren: Brazilian investment platform offering diversified portfolios, fixed-income products, and personalized wealth management to retail and SMB customers. Comparable to Tasatop as a profile-matched investment marketplace in LATAM that routes retail capital into multiple asset classes.
- Kambista: Peruvian fintech platform offering currency exchange and remittance services, and more recently investment products, to retail and SMB customers. Comparable to Tasatop as a Peruvian consumer fintech marketplace focused on yield and FX-related opportunities for retail savers.
- Flink: Mexico-based mobile investment platform that allows users to buy fractional shares, ETFs, and fixed-income products with low minimums. Comparable to Tasatop as a LATAM digital investment marketplace democratizing access to yield-bearing and investment products for retail customers.
- Hapi: Argentina-rooted, LATAM-focused investment app that gives retail users access to US stocks, ETFs, and crypto with profile-matched portfolios. Comparable to Tasatop as a multi-asset LATAM investment platform offering USD-denominated exposure and risk-profiled onboarding.
Broad incumbents
- Klar: Mexico-based digital bank offering deposits, payments, credit, and investment products to consumers and SMBs. Comparable to Tasatop as a LATAM consumer fintech that bundles deposit placement and investment options on a single platform, with broader product scope.
- Albo: Mexican neobank offering deposits, payments, credit, and investment products to consumers through a mobile-first platform. Comparable to Tasatop as a LATAM digital bank with an investment marketplace component, competing for the same underbanked retail saver segment.
Regional players
- Tienda Pago: Peruvian fintech offering working-capital lending to small retailers and SMBs through a digital marketplace. Comparable to Tasatop as a Peruvian fintech marketplace that connects SMBs with capital providers, sharing the same single-country ecosystem and target SMB customer base.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Tasatop.com social profiles
Digital presenceTasatop.com financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tasatop.com leadership team
Management profileNumber of profiles
Profiles2 records
Tasatop.com funding detail
Funding detailFunding overview
Funding rounds1 record
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tasatop.com M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tasatop.com
What does Tasatop.com do?
Tasatop operates an online auction marketplace that connects individual investors with Peruvian financial institutions and companies seeking financing. Investors register and indicate desired savings amounts, and financial institutions anonymously bid by offering interest rates. The platform distributes investment products including fixed-term deposits (Depósito a Plazo Fijo) from S/ 20,000 in soles or dollars, diversified investment products with annual returns up to 22% TEA, real estate investment offerings, and an interactive investment simulator. Separate portals serve individual investors, companies, and financial institutions.
Is Tasatop.com a public or private company?
Tasatop.com is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Tasatop.com founded?
Tasatop.com was founded in 2016. It employs 11 to 50 people.
Where is Tasatop.com based?
Tasatop.com is headquartered in San Isidro, Peru, in the Latin America region.
How does Tasatop.com make money?
One revenue line is on record: investment facilitation fees.
Who are Tasatop.com's main competitors?
Direct peers on record are Kuspit, Nuinvest, GBM, Warren, Kambista, Flink and Hapi. Broad incumbents are Klar and Albo. Tienda Pago is listed as a regional player.
Does Tasatop.com have an API?
No public API is recorded for Tasatop.com.
What industry is Tasatop.com in?
Tasatop.com's product category is Investment Marketplace. Its primary akta.pro industry code is FSAFACAD, Agency & Supranational Bond Trading Platforms, with a secondary code of FSAEAAAB, Investment Management Advisory (RIA). Its NAICS code is 5231 and its SIC code is 6211.