Wampei

What Wampei does

Wampei is a privately held, Colorado-based fintech that operates a non-custodial stablecoin payment platform spanning three product surfaces: a consumer Venmo-style wallet at app.wampei.com, a white-label offering called Wampei for Brands for communities wanting branded stablecoin infrastructure, and Wampei Register — a merchant acceptance terminal targeting the "alternative wellness economy" (cannabis dispensaries, supplement brands, and other merchants excluded by Stripe and PayPal) with launch slated for July 2026. The core technology is a smart-account wallet that abstracts seed phrases behind email, Google, phone, or passkey sign-in, supports four stablecoins (USDC, USDT, USGLO, PYUSD) and three chains (Base, Polygon, Ethereum) under unified balances, and settles on-chain in approximately two seconds; the architecture is non-custodial by design, meaning Wampei never holds customer funds.

The business model combines a freemium consumer tier with per-transaction fees described as "pennies per send," supplemented by monthly subscription plans for power users. Go-to-market is hybrid: product-led growth via self-serve signup at app.wampei.com for consumers, and waitlist-driven acquisition via Google Forms for both Wampei for Brands (white-label) and Wampei Register (merchant). No funding rounds, revenue figures, named customers, patents, certifications, or partnerships are disclosed in available materials; headcount is reported at 1-10 and Matt Skoda is identified as CTO.

The founding team is anchored by the principal behind MyColorado (Colorado's consumer digital ID app) and the prior eGovernment for Hawaii program, which reportedly shipped 100+ applications processing $2B/year at state scale. The company is intentionally positioning against what it calls "the legal economy the card networks abandoned," and the non-custodial architecture is presented as a structural defense against processor deplatforming — since there is no bank in the loop to lose.

Name

Wampei

Legal name

Wampei

Website

https://wampei.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Wampei operates a non-custodial stablecoin payment platform enabling peer-to-peer transfers, white-label branded wallets, and merchant acceptance for businesses excluded from traditional card networks. It serves consumers, communities, and alternative-wellness merchants including cannabis dispensaries via email-signup smart wallets.

Ownership category

akta.pro rank

Product category

Stablecoin Payment Infrastructure

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Wallet Infrastructure (SDKs, Wallet-as-a-Service) (FSADACAD), POS, QR & In-Person Acceptance Infrastructure (Crypto) (FSADAIAI), Digital Wallet Infrastructure (Tokenization, Wallet-as-a-Service) (FSAMAEAI)

Keywords

• Stablecoin payment platform
• Non-custodial crypto wallet
• Peer-to-peer payments
• White-label payment infrastructure
• Merchant crypto acceptance

Headquarters

HQ city

Centennial

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Supply Chain

Revenue model

1. Transaction fees: Per-transaction fees charged at 'pennies per send' rate for each payment processed through the platform.
2. Subscription plans: Subscription options for power users providing predictable pricing for high-volume senders.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Wampei provides a non-custodial stablecoin payment platform that enables consumers to send and receive dollar-pegged payments without a bank account or seed phrase, with on-chain settlement in approximately two seconds. The company offers three products: a Venmo-style consumer wallet (Wampei), a white-label solution for brands and communities (Wampei for Brands), and a merchant payment terminal targeting businesses excluded by traditional card networks (Wampei Register). All products run on a shared smart-account wallet infrastructure supporting USDC, USDT, USGLO, and PYUSD across Base, Polygon, and Ethereum.

Product overview

Wampei is a unified stablecoin payment platform offering three integrated products: Wampei (consumer peer-to-peer wallet), Wampei for Brands (white-label solution for communities), and Wampei Register (merchant payment terminal for underserved markets). The platform supports multi-token (USDC, USDT, USGLO, PYUSD) and multi-chain (Base, Polygon, Ethereum) operations with non-custodial smart wallet infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• Wampei for Brands: White-label solution allowing brands to offer Wampei functionality under their own logo, domain, and branding. Targeted at communities requiring stablecoin payment capabilities.
• Wampei Register

Products and services

• Wampei A Venmo-style non-custodial consumer wallet for stablecoins. Users can send peer-to-peer payments, generate QR codes and shareable payment links, and settle transactions on-chain in approximately two seconds. Signup is via email, Google, phone, or passkey with no seed phrase required and no bank account needed. Supports USDC, USDT, USGLO, and PYUSD across Base, Polygon, and Ethereum. Targeted at individual consumers seeking fast, bank-free stablecoin payments and cross-border transfers.
• Wampei for Brands White-label stablecoin payment solution that lets brands and communities deploy Wampei's wallet and payment functionality under their own logo, domain, and branding, with control over customer relationships and fee structures. Targeted at community platforms and brand operators seeking a branded stablecoin payment experience.
• Wampei Register Stablecoin payment acceptance terminal for businesses in the alternative wellness economy, including cannabis dispensaries, supplement brands, and other legitimate merchants that traditional payment processors like Stripe and PayPal will not serve. Differentiators include no bank requirement, no chargebacks, and no rolling reserves. Creators and personal brands are positioned as the next adjacent segment.

Quantifiable outcome

• Funds settle on-chain in approximately 2 seconds

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators3 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Coinbase Wallet: Coinbase's self-custody wallet for consumers, supporting multiple chains and stablecoins. Directly comparable to Wampei's consumer wallet, with substantially larger distribution and capital but a heavier onboarding flow.
• Strike: Bitcoin and stablecoin payments app targeting consumer and merchant use cases. Closest direct analog to Wampei's no-friction consumer-plus-merchant stablecoin model.
• BitPay: Established crypto payment processor for merchants. Comparable in enabling merchant crypto/stablecoin acceptance, but operates as a custodial processor rather than Wampei's non-custodial model.
• Phantom Wallet: Leading consumer crypto wallet with multi-chain support and an emphasis on simplified UX. Comparable consumer-wallet positioning to Wampei, though primarily Solana-centric.
• Trust Wallet: Binance-owned multi-chain consumer wallet. Comparable multi-chain, multi-asset wallet positioning, with a much larger installed base but heavier onboarding than Wampei.

Broad incumbents

• Venmo: Incumbent consumer P2P payment app owned by PayPal. Wampei explicitly positions itself as a Venmo-style experience for stablecoins, including cross-border flows Venmo cannot serve.
• Cash App: Block's consumer P2P and merchant payment app with bitcoin functionality. Comparable consumer brand and merchant footprint to Wampei's ambitions, but with custodial rails and US-only focus.

Emerging players

• MoonPay: Crypto payments and on-ramp infrastructure provider expanding into consumer wallet and merchant checkout. Comparable in targeting stablecoin payment UX, though with custodial underpinnings.
• Circle: USDC issuer and increasingly a wallet and payment-platform operator. Highly relevant to Wampei given USDC support, and a potential upstream partner or competitor as Circle builds its own consumer and merchant surfaces.
• Alchemy Pay: Crypto payment gateway enabling merchant acceptance of crypto and stablecoins globally. Comparable in merchant stablecoin acceptance ambitions, though at a more infrastructure/aggregator layer than Wampei's consumer-first approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/wampei

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Wampei