What JeChange does

JeChange is a French consumer price-comparison and brokerage platform operated by Selectra SAS (RCS Paris 499 807 147), serving the general public across five verticals: energy (electricity and gas), telecommunications (internet and mobile), insurance (home, auto, health, borrower, pet), credit (auto, personal, mortgage, debt consolidation), and banking/finance (accounts, cards, savings, life insurance). The company was founded in 2006–2007 by CEO Gael Duval and a co-founder as an energy/telecom price-comparison service and has since broadened into a multi-category brokerage, with the platform now referencing 15+ electricity suppliers, 19+ telecom operators, 25+ banking/fintech partners, and 20+ insurance partners. The technical platform is web-based and combines eligibility testing tools (leveraging operator and Arcep data for fiber and mobile), interactive consumer calculators (e.g., mortgage capacity, debt ratio), and the proprietary Selectra Score (A–E) quality-price rating across product categories, with a mobile extension via the MySelectra iOS/Android app for energy consumption tracking.

JeChange is 100% founder-owned with no external parent company and received investment from private equity firm Ardian in 2016; it is registered with ORIAS (number 16000020) as Courtier en Assurance and Mandataire Non Exclusif en Opérations de Banque, enabling regulated brokerage in insurance and banking. Headcount is reported in the 101–250 range, with corporate headquarters in Estillac (Alphagro 1, Agropole ZI de Lasserre) and a Paris registered office (66 rue Sébastien Mercier, 75015). The go-to-market is sales-led: a dedicated inside-sales call center staffed seven days a week across vertical-specific phone lines supplements self-service comparison on jechange.fr, with extensive content marketing, SEO, and earned media across BFMTV, Le Parisien, RTL, France Info, and Europe 1.

The revenue model is commission-based affiliate/referral: the service is free for consumers, and JeChange earns commissions from partner suppliers for each contract successfully subscribed through its call center or online subscription links. No subscription fees, lead fees, or consumer-facing pricing are charged. Distribution is exclusively single-country (France), with no disclosed international operations.

Name

JeChange

Legal name

Selectra

Website

https://jechange.fr

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

JeChange is a French consumer price-comparison and brokerage platform, operated by Selectra, that helps individual consumers reduce household bills across energy, telecom, insurance, credit, and banking, earning commissions from partner suppliers.

Ownership category

akta.pro rank

Product category

Price comparison and subscription brokerage (household services)

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Energy price comparison
• Telecom plan comparison
• Insurance brokerage services
• Household bill reduction
• Credit product comparison

Headquarters

HQ city

Estillac

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Partner Commission Revenue: JeChange (operated by Selectra) generates revenue by receiving commissions from partner suppliers for each contract successfully subscribed through their platform. The service is free for consumers with no additional cost for subscriptions made through their call center or website links.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

JeChange is a free, multi-vertical price-comparison and subscription-brokerage platform for French consumers, covering electricity, gas, internet, mobile, home/auto/health/borrower/pet insurance, credit (auto, personal, mortgage, debt consolidation), and banking/finance products. Its own call-center advisors compare offers on behalf of the consumer, handle subscription paperwork, and cancel previous contracts. Revenue comes from commissions paid by partner suppliers for each completed subscription.

Product overview

JeChange is a multi-category comparison and brokerage platform operated by Selectra, offering comparison tools across five core verticals: Energy (electricity and gas), Telecom (internet and mobile), Insurance (habitation, auto, santé, emprunteur, animaux), Credit (auto, personal, mortgage, consolidation), and Banking/Finance (accounts, cards, savings). The platform provides both free comparison tools and brokered subscription services, partnering with Selectra's call center advisors who assist users from quote comparison through contract subscription and cancellation. Core comparison tools include the energy comparator (15 suppliers, 52+ cheaper offers), telecom comparator (multiple operators including Free, Orange, SFR, Bouygues), insurance comparators via external partners (Mutuelle.fr for health, Comparadise for auto, Magnolia for loan insurance), and credit calculators. The MySelectra mobile app extends energy tracking functionality. Add-on services include moving assistance (address change, contract cancellation) and various FAQ resources.

Differentiator

Problem solved

Functional benefit

Products and services

• Énergie Comparator (Electricity and Gas) Comparison tool covering 15 electricity suppliers and 52 cheaper offers (plus 39 green offers), enabling French consumers to compare tariffs, switch electricity and gas providers, and reduce energy bills.
• Telecom Comparator (Internet and Mobile) Comparison platform for internet box and mobile plans from operators including Free, Orange, SFR, Bouygues, Sosh and RED by SFR, with eligibility testing for fiber and mobile coverage at a given address.
• Insurance Comparator Insurance comparison covering homeowners/renters home insurance, auto, health mutual (mutuelle santé), borrower insurance (assurance emprunteur), and pet insurance through partnered insurers; brokered under Selectra's ORIAS registration (number 16000020).
• Credit Comparator Comparison platform for credit products including auto credit, personal loans (crédit conso), mortgage (crédit immo), motorcycle loans, revolving credit, and debt consolidation (rachat de crédit).
• Banking and Finance Comparator Comparison of banking products covering bank accounts, credit cards, life insurance (assurance vie) and savings accounts (livrets d'épargne) with partners including BoursoBank, BforBank and Fortuneo.
• Moving Service (Déménagement) Service to help consumers transfer household contracts when moving home, covering address-change procedures, contract cancellation guides, and inventory (état des lieux) management.
• MySelectra Mobile App Mobile application available on iOS App Store and Google Play for tracking energy consumption, provided by parent company Selectra.
• Borrowing Capacity Calculator (Calculette de Capacité d'Emprunt) Interactive calculator that estimates how much a user can borrow based on income, charges, and debt ratio (capped at 35 percent), with monthly payment projections and mortgage planning features.

Quantifiable outcome

• Potential savings of up to 15,000 euros per year for customers
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Alpiq, Antargaz, Butagaz, Ekwateur, Elmy, Engie, Plenitude, ilek, La Bellenergie, Mint Energie, Octopus Energy, Ohm energie, Primeo Energie, Primagaz, Elecocité, Wekiwi, TotalEnergies, VattenfallcoreChannel Partner/ Reseller/ DistributorEnergy supplier partners offering electricity and gas products. Selectra acts as a comparison and subscription intermediary, earning commissions for each successful subscription. Partners include major French energy providers and green energy specialists.
• Bouygues, La Poste Mobile, Nordnet, Prixtel, SFR, RED by SFR, Orange, Sosh, Free, NRJ Mobile, Auchan Telecom, Lycamobile, Lebara Mobile, Coriolis, Cdiscount Mobile, Onoff Business, Syma Mobile, Youprice, Source MobilecoreChannel Partner/ Reseller/ DistributorTelecom operator partners offering mobile plans, internet boxes, and related services. Selectra compares offers and facilitates subscriptions for these providers in exchange for commissions.
• BforBank, BNP Paribas, BoursoBank, bunq, Cetelem, Crédit Agricole, Corum L'Épargne, Degiro, eToro, Finom, Floa bank, Fortuneo, Franfinance, Goodvest, Hello bank!, Helios, Indy, Monabanq, Nalo, Nickel, Revolut, Shine, Société générale, Yomoni, Younited CreditcoreChannel Partner/ Reseller/ DistributorBanking and financial service partners including online banks, brokers, and investment platforms. Selectra provides comparison tools and subscription facilitation for these partners.
• Qivio, Lovys, Allianz, Direct Assurance, Apicil, April, Apivia, Luko, Acheel, Spring, Netvox, Miltis, HEYME, Néoliane, + Simple, Wazari, Flitter, Santé Vet, Digital Insure, Assurea, Simulassur, Swiss life, Afi Esca, Met life, IassurecoreChannel Partner/ Reseller/ DistributorInsurance partners across home, health, auto, borrower, and animal insurance. Selectra operates as an insurance broker (ORIAS registered, number 16000020) comparing and selling partner insurance products.
• Magnolia.fr (Simulassur)coreTechnology or IntegrationExternal insurance comparison tool provider for borrower insurance (assurance emprunteur). JeChange redirects customers to Magnolia's comparison platform for this specific product category.
• Ecojoko, Orange, Verisure, Arlo, Sector Alarm, VoltalisminorChannel Partner/ Reseller/ DistributorHome automation and domotics partners including energy management, security systems, and smart home solutions.
• BFMTV, France Info, Le Parisien, RTL, Europe 1minorGTM or Marketing PartnerMedia partnerships providing earned media coverage. JeChange appears in media segments discussing energy prices, consumer savings, and market trends, driving brand awareness and credibility.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Kelwatt: French energy comparison specialist focused on electricity and gas. Direct competitor in the energy vertical; smaller scope but comparable affiliate economics and SEO-driven GTM.
• Mutuelle.fr: French health-insurance (mutuelle) comparison platform explicitly referenced by JeChange as a partner for health insurance. Closely comparable vertical-specialist; primary direct competitor in mutual health comparison.
• Hello Pomelo: French startup offering bill management and energy switching. Comparable in energy/telecom switching but with a tech-led, B2C SaaS tilt; emerging player operating in the same consumer-switching space as JeChange's energy vertical.
• Comparateur Energie (UFC-Que Choisir): Consumer-association energy comparison tool in France. Competes for the same comparison traffic on energy vertical but is non-commercial; useful benchmark for organic visibility and consumer trust dynamics.

Direct peers

• Papernest: French multi-vertical subscription management and switching platform covering energy, telecom, insurance. Closely comparable business model — free consumer service monetized via supplier commissions — with stronger focus on subscriptions/move events.
• Meilleurtaux: Leading French mortgage and credit broker with comparison platform and physical branches. Closely comparable on credit brokerage and mortgage intermediation, with similar regulatory licensing (MOBSP/IOBSP).
• Assurland: Long-standing French insurance comparison site. Comparable on insurance lead-gen brokerage across auto, home, health, and borrower insurance; competes for the same organic insurance comparison intent.
• LesFurets.com: Major French price-comparison platform covering insurance, banking, and credit, with ORIAS-registered broker status. Most direct head-to-head competitor in French multi-vertical comparison, sharing the same call-center-plus-D2C GTM motion.
• LeLynx.fr: Leading French insurance comparison platform (auto, home, health, borrower), part of the same UK heritage as GoCompare. Directly comparable on insurance brokerage, lead generation, and affiliate economics.

Broad incumbents

• Boursorama Banque: Société Générale's online bank. Listed as a JeChange partner but increasingly operates captive comparison and subscription flows internally; represents the broader incumbent-bank threat of disintermediating independent comparators.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/jechangefr
• Facebookfacebook.com/jechange.fr
• LinkedInlinkedin.com/company/jechange-fr-sa

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JeChange