What Bozzuto Group does

Bozzuto Group is a privately held, San Diego-headquartered commercial insurance brokerage (Bozzuto Group LLC, California) that specializes in placing coverage for businesses in emerging and high-risk industries that traditional insurers often decline or under-serve. The firm serves approximately 10 verticals — anchored by cannabis and hemp/CBD and extended across construction, life sciences and nutraceuticals, logistics and distribution, manufacturing, hospitality and restaurants, real estate, retail and e-commerce, and transportation and fleet — operating through licensed brokers across 31 U.S. states (36+ for cannabis-specific lines). Its product portfolio is organized in three tiers: 17 core commercial lines (Commercial Property, Business Owners Policy, Casualty, Product Liability, E&O, Cyber Liability, D&O, Cargo, Commercial Auto, etc.), 17+ industry-specific and cannabis-specialty variants (Cannabis Bonds, Cannabis Crop, Cannabis Commercial Auto, E&O for Cannabis, Stock Throughput for Cannabis, Captive Insurance), and an integrated surety bond purchasing platform plus a Loss Control Solutions advisory service.

Commercially, Bozzuto operates as a sales-led brokerage earning insurance carrier commissions on placed policies. Customer acquisition combines direct outreach, a website-based quote request tool (bozzutogroup.useindio.com), content-driven marketing (industry blog, LinkedIn, Facebook, Instagram), and conference-speaking visibility by CEO Stephanie Bozzuto, a recognized industry voice (former NCIA Insurance Committee Chair, five-time Acrisure Producer of the Year, Business Insurance Break Out Award recipient). Pricing is fully custom — quote-based engagement with no public rates or tiered structure, delivered through multi-year engagements rather than standardized SaaS billing. Notable logos disclosed include Flavrhouse, 1836, Cookies, Blum, Outco, US Cannabis, VetCBD, and select hospitality accounts (Mr. Lyons Steakhouse, Tack Room Tavern, F10 Catering), with the portfolio concentrated in regulated cannabis brands.

The team is approximately seven people — Co-founder/CEO Stephanie Bozzuto (MLIS, 20+ years), CFO/Principal Shaun Leach (licensed in CA + 26 states, 15+ years), Senior Commercial Account Manager Mandy Lavenduskey (20+ years, 5+ years cannabis-focused with MGA underwriting background), Commercial Insurance Broker Gillian Caballero (25+ years, UC Berkeley B.A., prior cannabis retail and spirits distribution experience), and customer service and social media roles. There are no disclosed funding rounds, no external investors, no parent company, and no subsidiaries; ownership remains with the founders. No proprietary technology platform is disclosed — operational tooling (client portal, quoting, bond purchasing, payments) runs on third-party vendor infrastructure.

Name

Bozzuto Group

Legal name

Bozzuto Group LLC

Website

https://bozzutogroup.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Bozzuto Group is a San Diego-based commercial insurance brokerage specializing in cannabis, hemp/CBD, and other emerging or high-risk industries, placing tailored coverage across 31-36+ U.S. states via licensed brokers and a founder-led team of approximately seven.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Small Business BOP (Main Street) (FSAJAFAA)

akta.pro secondary industries

Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Real Estate / Lessors Risk BOP (FSAJAFAI), Commercial Package / Business Owners Policies (BOP) (FSAJAMAG)

Keywords

• Commercial insurance brokerage
• Cannabis insurance programs
• Risk management services
• Specialty insurance solutions
• Hemp industry coverage

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Bozzuto Group operates as an insurance agency/brokerage, earning commissions from insurance carriers for placing commercial insurance policies. The company provides tailored insurance solutions across property, casualty, and specialty lines for businesses in emerging and high-risk industries.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Bozzuto Group is a specialized commercial insurance brokerage that places tailored property, casualty, specialty, and surety bond coverage for U.S. businesses, with deep focus on cannabis, hemp, CBD, nutraceuticals, and other emerging or regulated industries. The firm designs customized insurance programs that span the full supply chain of its clients and combines placement services with risk management advisory (Loss Control Solutions). It is licensed to operate across 31 to 36+ U.S. states and earns commissions from carriers as a licensed agency.

Product overview

Bozzuto Group is a specialized commercial insurance brokerage offering a broad portfolio of insurance products organized into three tiers: core commercial lines (property, casualty, specialty), industry-specific bundles, and cannabis/hemp specialty products. The core product set includes Commercial Property, Equipment Breakdown, Builders Risk, Business Interruption, Business Owners Policy, Casualty, Product Liability, Errors and Omissions, Comprehensive Excess, Cyber Liability, Directors and Officers, Specialized Crime, Cargo, Comprehensive Stock Throughput, Commercial Auto, Agriculture and Cultivation, and Boiler and Machinery insurance. These are complemented by 17+ industry-specific and cannabis-specialty variants that layer additional coverage nuances on top of the core products. The company further differentiates through Loss Control Solutions — an advisory service providing risk assessments, safety program development, and regulatory compliance support — and a Surety Bond purchasing portal. Bozzuto Group's primary value proposition is deep expertise in emerging and regulated industries (cannabis, hemp, nutraceuticals, life sciences) where traditional insurers have limited appetite, supported by nationwide coverage across 31 states (36+ for cannabis-specific lines).

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Property Insurance Protects commercial buildings, equipment, inventory, and business property from covered perils including fire, theft, and natural disasters for businesses across Bozzuto Group's verticals.
• Equipment Breakdown Insurance Covers five main categories of equipment failure including property damage from mechanical breakdown, electrical failure, boiler incidents, computer/electronic equipment, and refrigeration systems.
• Builders Risk Insurance Covers property damage during construction projects, protecting structures, materials, and equipment on-site during the building process for contractors and developers.
• Business Interruption Insurance Covers loss of income and extra expenses for temporary relocation when businesses cannot operate due to a covered property event.
• Business Owners Policy (BOP) A bundled package combining general liability and commercial property insurance into a single, cost-effective policy designed for small to mid-sized businesses.
• Casualty Insurance Broad casualty coverage protecting businesses against liability claims from third-party injuries, property damage, and unforeseen events.
• Product Liability Insurance Covers product defects, adverse effects, and recalls across the supply chain for businesses that manufacture, distribute, or sell physical products.
• Errors and Omissions (E&O) Insurance Protects professionals and businesses against claims of negligence, mistakes, or failure to deliver promised services.
• Comprehensive Excess Insurance Additional liability coverage above and beyond primary policies, providing an extra layer of protection for businesses facing significant exposure.
• Cyber Liability Insurance Structured for complex, regulated, and emerging industries; covers data breaches, ransomware, regulatory fines, and other cyber threats.
• Directors and Officers (D&O) Insurance Protection against management-related claims including shareholder lawsuits, regulatory investigations, and employment practices disputes.
• Specialized Crime Insurance Covers burglaries, employee theft, fraud, and other criminal activities that can impact a business, protecting assets from internal and external threats.
• Cargo Insurance Covers high-value goods in transit by land, sea, or air, protecting against loss or damage during transportation across supply chains.
• Comprehensive Stock Throughput Insurance Seamless coverage for goods from point of origin to final destination, including storage; eliminates gaps between property, cargo, and inland marine policies.
• Commercial Auto Insurance Comprehensive auto coverage for business vehicles, from single vehicles to large fleets; protects drivers, vehicles, and cargo while on the road.
• Agriculture and Cultivation Insurance Specialized coverage for cannabis, hemp, and nutraceutical cultivation including crop insurance, farm property, product liability, pollution liability, workers' compensation, and equipment breakdown.
• Boiler and Machinery Insurance Covers repair and replacement costs of machinery and associated income loss from equipment breakdowns, including boiler explosions and pressure vessels.
• Cannabis Bonds Specialized surety bonds for cannabis businesses to meet state and local licensing and regulatory requirements.
• Construction and Contracting Insurance Bundle Comprehensive insurance package for contractors, subcontractors, and developers including general liability, builder's risk, and surety bonds.
• Life Sciences and Nutraceuticals Insurance Bundle Insurance coverage for pharmaceutical, biotech, and nutraceutical companies including clinical trials and product liability.
• Logistics and Distribution Insurance Bundle Comprehensive coverage for supply chain, warehousing, and distribution networks.
• Manufacturing and Production Insurance Bundle Coverage for manufacturers including workers' compensation, liability, product recall, and business interruption.
• Retail and E-Commerce Insurance Bundle Insurance solutions for physical stores and online marketplaces covering general liability, cyber liability, and commercial property.
• Transportation and Fleet Services Insurance Bundle Fleet and transportation insurance protecting vehicles, drivers, and cargo for logistics operations.
• Commercial Real Estate Insurance Bundle Coverage for commercial real estate including property and casualty, general liability, environmental liability, and tenant risk management.
• Captive Insurance Alternative risk financing solution for businesses seeking greater control over their insurance program.
• Surety Bonds Standalone surety bond purchasing service enabling businesses to secure bonds quickly through an integrated third-party portal.
• Loss Control Solutions Risk management advisory services including on-site and virtual risk assessments, safety program development, regulatory compliance support, and business continuity planning.

Named customers20 records

Segments10 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and supporting.

• National Cannabis Industry Association (NCIA)coreOthersBozzuto Group is a proud member of the National Cannabis Industry Association, the largest cannabis trade association in the U.S. This membership demonstrates the company's commitment to the cannabis industry and provides access to industry resources, networking, and advocacy initiatives.
• Naturally NetworksupportingOthersBozzuto Group maintains membership in Naturally Network, an industry organization supporting natural products businesses. This affiliation aligns with the company's focus on hemp, nutraceuticals, and wellness-related insurance markets.
• CCIM InstitutesupportingOthersAs a member of the CCIM Institute, Bozzuto Group gains access to commercial real estate industry resources and professional development, supporting their real estate sector insurance offerings.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• CannGen Insurance Services: Cannabis-only insurance program manager and brokerage providing package policies to licensed operators. Closely comparable business model and product set to Bozzuto's cannabis-specialty line.
• Vortex Insurance: Cannabis-focused insurance brokerage and MGA offering commercial coverage tailored to dispensaries, cultivators, and infused-product manufacturers. Direct peer because it competes for the same cannabis-insurance wallet with comparable specialty lines.
• GreenWave Advisors: Insurance and risk-management advisory serving cannabis, hemp, and CBD businesses. Comparable niche specialization, similar verticalized go-to-market, and overlapping product set (GL, product liability, crop, cyber).
• IFA Insurance: Independent commercial insurance agency with a dedicated cannabis industry practice. Comparable because it sells similar lines (BOP, product liability, D&O, workers' comp) to the same emerging-industry client base.
• CannaCoverage (formerly CannaPac): Specialty insurance brokerage dedicated exclusively to cannabis operators across cultivation, manufacturing, distribution, and retail. Most direct competitor to Bozzuto's cannabis book, serving multi-state cannabis operators with similar hard-to-place commercial lines.
• Mission Cannabis Insurance: Boutique insurance brokerage focused on licensed cannabis businesses, offering general liability, product liability, crop, and property coverage. Direct peer in the same cannabis-insurance niche.

Broad incumbents

• Embroker: Digital-first commercial insurance brokerage targeting venture-backed and complex-risk businesses with streamlined BOP, cyber, D&O, and E&O placement. Comparable on product set and target client profile; potential disruptor to traditional specialty brokers like Bozzuto.
• Acrisure: One of the world's largest commercial insurance brokers, and the firm that previously awarded Stephanie Bozzuto five consecutive Producer-of-the-Year honors. Relevant because it is both a potential acquirer and an incumbent channel for the same emerging-industry book.
• Woodruff Sawyer: National commercial insurance brokerage with deep specialty-industry practices serving complex and regulated businesses. Comparable on commercial lines, industry-vertical approach, and client profile (mid-market to enterprise).
• Newfront Insurance: Tech-enabled, full-service commercial insurance brokerage serving high-growth and complex-risk industries including cannabis-adjacent businesses. Comparable on commercial-lines product set and modern service model, though not cannabis-specialized.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/thebozzutogroup
• Facebookfacebook.com/bozzutogroup
• LinkedInlinkedin.com/company/thebozzutogroup
• Instagraminstagram.com/thebozzutogroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bozzuto Group