NT Neue Technologie

Name

NT Neue Technologie

Legal name

NT Neue Technologie AG

Website

https://nt.ag

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

NT Neue Technologie AG is a German software and IT services company that builds end-to-end digital real estate financing applications and BSI-certified data center services for banks and financial institutions across the DACH region.

Ownership category

akta.pro rank

Product category

Mortgage Lending Software

NAICS

Custom Computer Programming Services (541511), Software Publishers (513210), Computer Systems Design and Related Services (54151), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Programming Services (7371), Services-Prepackaged Software (7372)

akta.pro primary industry

Technology, Software & IT Services (FSABACAJ)

akta.pro secondary industries

Customer Experience (CX) & Digital Experience (BPAHAEAC), Software Engineering & Application Modernization (BPAHAEAD)

Keywords

• Mortgage lending software
• Real estate financing
• Digital banking solutions
• Property valuation tools
• Managed hosting services

Headquarters

HQ city

Erfurt

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations

Revenue model

1. Software Applications: Proprietary software applications for real estate financing processes including FinAdvisory, FINService, FinProcess, HomeStory, VisitCube, and other market and market-following applications for banks and financial institutions
2. Data Center Services: Managed housing, managed hosting, and managed services for IT infrastructure in their BSI-certified data center. Individual solutions tailored to customer requirements with IT security checks
3. Software Development Services: End-to-end software development including process analysis, UX design, agile development, testing, integration, rollout, and maintenance/support services

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

NT Neue Technologie AG develops and sells proprietary software applications that automate the entire real estate financing lifecycle for banks and financial institutions across self-service, advisor-assisted, and branch channels. The company also operates a BSI-certified data center providing managed housing, managed hosting, and managed services for IT infrastructure, alongside custom software development and IT outsourcing services.

Product overview

NT Neue Technologie AG provides a comprehensive portfolio of software applications and IT services for the banking and real estate finance sectors. The offering consists of two main pillars: (1) A suite of 13 named applications spanning the entire real estate financing lifecycle, from customer-facing self-service apps (HomeStory) and advisor tools (FinAdvisory, FINService) to back-office processing (FinProcess) and property inspection/valuation tools (VisitCube, ImmobilienDoku, SPOTLIGHT, LIEBE Suite, order & track); and (2) Data center and IT outsourcing services including Managed Housing, Managed Hosting, Managed Services, IT-Security Checks, and Individual Solutions. The applications are designed to work across three channels (self-service, advisor-supported, and branch) and are offered primarily to banks and financial institutions in the German-speaking market.

Differentiator

Problem solved

Functional benefit

Brands

• FinAdvisory: Modern consulting application for capturing and processing loan requests for construction and residential financing by advisors in branches or customers in self-service
• FINService
• FinProcess
• HomeStory
• VisitCube
• kundeninfo.online
• ImmobilienDoku
• SPOTLIGHT
• LIEBE Suite
• order & track
• Managementplattform
• Zulassung
• Elektronische Fakturierung

Products and services

• FinAdvisory Modern advisory application for capturing and processing complete loan applications for construction and residential financing by bank advisors in branches or customers in self-service mode.
• FINService Modern mobile application for capturing and processing complete loan applications for construction and residential financing, designed for referrers or mobile sales partners of banks with offline advisory functionality.
• FinProcess Modern back-office application for complete processing of loan applications for construction and residential financing for private and small business customers, including workflow management and electronic signing processes.
• HomeStory Customer self-service application for capturing loan applications for construction and residential financing, featuring virtual advisor, live feasibility check, direct credit application, and digital identification and signature services.
• VisitCube Web and mobile application for planning and conducting property inspections, supporting order organization, appointment scheduling, on-site documentation, video transmission, verification, and delivery with communication features for process participants.
• SPOTLIGHT Web application for value indication of houses and apartments in Austria, providing indicative market values with minimal input from property buyers.
• LIEBE Suite Web application for real estate valuation in Austria, supporting order management, object dashboard, market data and property entry, and valuation methods (income approach, comparative value, and cost approach).
• Managed Housing Data center housing service where customer IT systems operate within high-availability infrastructure, remaining customer property and often administratively managed by their own staff.
• Managed Hosting Individual managed hosting solutions combining virtual servers, dedicated resources, and managed services for optimized performance and cost efficiency, including hybrid cloud server projects.
• Managed Services Comprehensive managed IT concepts for companies wanting to focus on their own processes by outsourcing entire IT operations.
• IT-Security Check IT security assessment service creating current security posture analysis based on ISO 27001 and BSI IT-Grundschutz standards.
• Individual Solutions Customized consulting and support for IT projects with long-term experience, helping customers define goals and providing guidance throughout implementation.

Quantifiable outcome

• Digital end-to-end credit process from application to contract signature
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability11 records

Feature9 records

Partnerships

13 partnerships are on record, tiered core and minor.

• OnVal GmbHcoreTechnology or IntegrationPart of the NT.AG corporate group network. OnVal provides valuation services integration with the NT.AG real estate financing platform.
• InstantService AGcoreTechnology or IntegrationProvides property inspection network management integrated with VisitCube and kundeninfo.online applications. NT.AG developed these applications for InstantService.
• RealEvaluecoreTechnology or IntegrationAustrian property valuation company providing LIEBE Suite application integrated with NT.AG platform for property value determination in Austrian market.
• Rechenzentrum MitteldeutschlandcoreTechnology or IntegrationSubsidiary data center company operating BSI-certified infrastructure supporting NT.AG cloud services and hosting offerings.
• HomeStorycoreTechnology or IntegrationCustomer self-service application for construction financing, developed by NT.AG, providing digital mortgage application platform for banks.
• Digital Service GmbHminorStrategic or Co-development PartnerPart of the NT.AG corporate network, providing digital services support.
• GAIA-X European Cloud InitiativecoreStrategic or Co-development PartnerNT.AG actively participates as domain node operator in GAIA-X, the European data infrastructure initiative. The company's data center is being developed as a GAIA-X node, contributing to European data sovereignty.
• BIMKIT Project ConsortiumcoreStrategic or Co-development PartnerOne of 22 project partners in BIMKIT (Building Information Modeling), funded by BMWi. NT.AG drives digitalization using AI and cloud technologies to generate digital twins of buildings and infrastructure.
• NaLamKI Project ConsortiumcoreStrategic or Co-development PartnerCloud-based SaaS platform project for sustainable agriculture. NT.AG defines GAIA-X services and is responsible for system architecture as part of this initiative.
• Bauhaus.MobilityLabminorStrategic or Co-development PartnerAI real laboratory in central Germany where NT.AG participates in research projects focused on digitalization and AI.
• Thüringer SporthilfeminorOthersNT.AG serves as kuratorium member supporting Thüringen sports development.
• Stiftung Bildung für ThüringenminorOthersNT.AG is founder and investor in this Thuringia education foundation.
• KI macht Schule (Thüringen)minorOthersNT.AG sponsors AI education initiative in Thuringia schools.

Scale indicators7 records

Expansion highlights6 records

Direct peers

• Hypoport: Hypoport operates the Europace mortgage platform connecting banks, brokers, and consumers across Germany. It is the most direct competitor in DACH digital mortgage infrastructure, with overlapping bank customers and a similar focus on real estate financing process automation.
• Interhyp: Interhyp is a major German mortgage broker with proprietary technology for consumer-facing real estate financing. It competes in the same self-service and advisor-assisted channels that NT.AG serves for bank customers, particularly in digital mortgage application and offer generation.

Broad incumbents

• Atruvia: Atruvia is the IT service provider for the German cooperative banking sector (Volksbanken/Raiffeisenbanken), serving hundreds of banks with core banking and lending software. It is a broad incumbent with overlapping lending workflow capabilities though focused on broader core banking rather than real estate-specific.
• msg (msg systems): msg is a large German IT services and software firm with significant banking practice, offering lending and mortgage solutions among a broad portfolio. It competes for similar bank-IT modernization contracts, particularly with larger regional banks.
• Fiducia & GAD IT (Fiducia): Fiducia & GAD IT (now part of Atruvia following merger) serves German savings banks (Sparkassen) with core banking and lending platforms. As the dominant IT partner for the Sparkassen network, it represents a powerful incumbent that competes in retail mortgage processing workflows.
• DATEV: DATEV is a major German IT provider for tax advisors, auditors, and small businesses, with growing financial-services software offerings. While broader in scope, it touches loan-adjacent workflows and serves many of the same Mittelstand and bank customers in Germany.

Emerging players

• CALCASA: CALCASA provides automated property valuation models (AVMs) and valuation data for European mortgage lenders, comparable to NT.AG's SPOTLIGHT and LIEBE Suite valuation applications. It is a specialist valuation-data provider rather than full-stack platform.
• Europace (subsidiary of Hypoport): Europace is the core transaction platform of Hypoport, connecting banks and brokers in real estate financing. It competes in the same credit-application-to-offer workflow that NT.AG's FinAdvisory and HomeStory address, but as part of the broader Hypoport ecosystem.

Regional players

• MoneyPark: MoneyPark is a Swiss digital mortgage broker and platform serving Swiss banks and consumers. It is comparable in offering mortgage process digitization, though operating in a different geography and primarily as a broker rather than bank software vendor.
• LBS (Landesbausparkassen): The LBS group operates German regional building savings banks with proprietary customer-facing real estate financing technology. It competes in consumer mortgage channels and is regionally organized but serves an overlapping customer base in Germany.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/nt-neue-technologie-ag

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NT Neue Technologie