FABCO

What FABCO does

FABCO Tenant Screenings & Rental Collections is a privately held, Columbus, Ohio-based B2B services company that has operated continuously since 1943, focused exclusively on the U.S. multi-housing industry. It serves landlords and property managers through a membership model that gates access to its tenant screening reports and rental debt collection services via an online member portal (member.fabcogroup.com). The company also operates a consumer-facing debt resolution portal (fabcocollect.com) that allows tenants to settle accounts and select payment plans directly.

The core technology stack combines a proprietary FAB Rental Report database — built from over 80 years of nationwide eviction filings, rental collections, notices to vacate, and landlord inquiry history — with a TransUnion integration for national credit data and FICO/Vantage scoring, multi-state criminal records, and an in-house skip-tracing capability. Screening is delivered as the three-part InstaRent report; collections are supported by "Advanced AI Tools" for tenant communication, automated skip tracing, and credit bureau reporting to Experian, Equifax, and TransUnion. Integrations with Yardi and ResMan property management platforms are surfaced as partner logos on the corporate site.

FABCO's revenue model is hybrid: screening is sold on a recurring subscription basis with monthly billing per report run, while collections operate on contingency with a standard 60/40 client-FABCO split (50/50 when legal action is pursued) and no upfront cost to place accounts. The company holds BBB accreditation, ACA International membership, and operates under FCRA and FDCPA compliance frameworks, positioning compliance expertise as a core differentiator in a regulated vertical.

Name

FABCO

Legal name

FABCO Tenant Screenings & Rental Collections

Website

https://fabcogroup.com

Company type

Private

Founded year

1943

Operating status

Operating

Headcount range

11–50 employees

Short description

FABCO is a privately held, Columbus, Ohio-based B2B services company, founded in 1943, that provides tenant screening reports and contingency-based rental debt collection exclusively to U.S. landlords and property managers through a membership model and member portal.

Ownership category

akta.pro rank

Product category

Tenant Screening and Rental Collections Services

NAICS

Collection Agencies (561440), Investigation and Personal Background Check Services (561611)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI)

akta.pro secondary industry

Compliance, Audit & Regulatory Services for Collections (FSAKAJAL)

Keywords

• Tenant screening services
• Rental collections
• Background checks
• Credit reporting
• Eviction tracking

Headquarters

HQ city

Columbus

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Tenant Screening Membership: Property owners/management companies pay for screening reports through a membership model. Clients are billed monthly for reports run under their account, with hard copy invoices mailed on the first of every month and online bill pay available.
2. Rental Collections - Contingency Fees: FABCO charges contingency-based collection fees: 60-40 split (client receives 60%, FABCO retains 40%) for standard collections, and 50-50 split when legal action is pursued. No upfront costs or contracts required to place accounts. A 40% standard commission applies to all monies recovered, except accounts requiring litigation.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

FABCO provides tenant screening reports and rental debt collection services to landlords and property management companies in the U.S. multi-housing industry. Its screening reports combine a proprietary FAB Rental Report (eviction filings, prior rental collections, notices to vacate), a TransUnion National Credit Report, and a multi-state criminal background check. Its collections service recovers unpaid rent on a contingency basis (60-40 or 50-50 split), with skip tracing, AI-enabled tenant communication, credit bureau reporting, and no upfront costs.

Product overview

FABCO is a B2B SaaS platform providing tenant screening and rental collections services to landlords and property managers. The core product is the InstaRent Tenant Screening service, a three-part report combining the FAB Rental Report, National Credit Report (via TransUnion), and Multi-state Criminal Report. FABCO also offers a specialized Rental Collections service for debt recovery with skip-tracing and credit bureau reporting. Supporting modules include Notice to Vacate forms, Adverse Action Letters for FCRA compliance, and the Resident Approval Program for automated tenant decisioning. All services are delivered through a Member Portal accessible 24/7. The company focuses exclusively on the multi-housing industry since 1943.

Differentiator

Problem solved

Functional benefit

Brands

• FABCO Collect: Online debt resolution portal allowing tenants to review accounts and choose payment plans

Products and services

• InstaRent Tenant Screening Three-part tenant screening report combining the FAB Rental Report (nationwide eviction filings, prior rental collections, notices to vacate, landlord inquiry history, FAB Alerts for aliases and SSN discrepancies), a National Credit Report (public records, trade lines, Vantage 4.0 score with FICO available for additional cost, OFAC Advisor on request), and a Multi-state Criminal Report covering Department of Corrections, Municipal court, and Common pleas records across multiple states, plus a National Sex Offender Report on request. Designed for landlords and property managers evaluating prospective tenants.
• Rental Collections Specialized rental debt collection service for the multi-housing industry, featuring skip tracing, AI-powered tenant communication, credit bureau reporting (Experian, Equifax, TransUnion for seven years), and contingency-based pricing: 60-40 standard split (60% to client, 40% to FABCO) or 50-50 when legal action is pursued. No upfront costs or contracts required to place accounts. Collection checks are issued monthly with a breakdown of payments received.
• FABCO Member Portal Secure online portal available 24/7/365 that allows approved FABCO members to run tenant screenings, view and download screening reports, generate action letters, manage applicant processing, set up Resident Approval Program profiles, view member resources, and manage billing and account settings. Membership approval and a contract are required to obtain login credentials.
• Notice to Vacate Service Online legal form service for landlords to formally serve a tenant a notice to vacate and begin the eviction process. Once submitted online, the notice is also recorded on the tenant's FABCO Rental Report, extending its visibility across FABCO's screening database. Provided at no charge to FABCO members.
• Adverse Action Letters FCRA-required written notification for landlords denying a housing applicant based on credit history. Available online to members at no charge, and includes the specific denial reasons and credit bureau contact information required by the Fair Credit Reporting Act.
• Resident Approval Program Automated applicant decisioning engine that lets property management companies configure custom approval profiles per property and season, with instant profile changes applied to the underlying approval system for consistent, rule-based tenant selection.
• Collection Assignment Form Standardized PDF intake form for landlords and property managers to place delinquent tenant accounts into FABCO rental collections, capturing tenant identification, lease details, rent owed, late charges, utility bills, court costs, and security deposit disposition.
• FABCO Collect Online Debt Resolution Portal Secure online debt resolution portal (fabcocollect.com) that allows tenants to review their account with FABCO and choose a payment plan that works for them, providing a direct, self-service channel to resolve outstanding rental debt.

Quantifiable outcome

• Recovery rates above the national average for rental collections
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability2 records

Feature5 records

Partnerships

Two partnerships are on record, tiered minor and core.

• American Collectors Association (ACA)minorOthersFABCO is a proud member of the American Collectors Association, an international trade organization for credit and collection professionals. This membership demonstrates commitment to professional standards and provides access to industry best practices.
• TransUnioncoreTechnology or IntegrationFABCO integrates TransUnion national credit reports into their screening platform. The credit report includes public records (bankruptcies), collection accounts, trade lines, credit inquiries, and Vantage 4.0 Credit Scores (FICO available for additional cost).

Scale indicators2 records

Recent moves1 record

Expansion highlights4 records

Emerging players

• Buildium: Buildium is a property management platform serving small and mid-sized landlords with integrated screening and rental collection tooling. It overlaps FABCO's customer base and embeds similar workflows into a modern SaaS platform.
• Checkr: Checkr is a modern background check platform that has expanded into tenant screening via partnerships with PMS providers. Its modern API-first architecture and engineering investment represent the kind of technology direction that could pressure legacy screening providers like FABCO.

Broad incumbents

• CoreLogic: CoreLogic provides property data, screening, and risk analytics across the real estate lifecycle. It overlaps with FABCO on screening for mortgage and rental decisions and represents a scaled incumbent with broader data assets.
• AppFolio: AppFolio is a leading property management software platform that embeds tenant screening directly into its onboarding workflow. It competes with FABCO at the integration layer by making screening a native PMS feature rather than a third-party service.
• Equifax: Equifax supplies credit data to FABCO via the screening product and competes as one of the three major credit bureaus offering tenant screening. Its Work Number and consumer credit products intersect with FABCO's screening use cases.
• Experian (RentBureau / Connect): Experian provides credit reports and rental history data (RentBureau) used across the screening industry, including by competitors to FABCO. As a Big-Three bureau, Experian competes both as a data supplier and increasingly as a direct screening provider.
• RealPage (Resident Screening): RealPage is a large multifamily software platform with an embedded Resident Screening offering. It overlaps FABCO on screening and competes indirectly on collections-adjacent workflows, while bundling screening into a much broader property management suite.

Direct peers

• TransUnion SmartMove: TransUnion's direct-to-landlord tenant screening product. SmartMove bundles credit, criminal, and eviction data with self-serve onboarding — the same use cases FABCO addresses — and benefits from TransUnion's data scale and balance sheet.
• AmRent: AmRent is a tenant screening provider serving landlords and property managers with credit, criminal, and eviction reports. It is a close functional peer to FABCO's screening product line with similar SMB landlord customers.
• RentGrow (Credit Information Corp.): RentGrow specializes in resident screening and lease fraud detection for the multifamily industry. Its product scope and customer base closely mirror FABCO's screening offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/fabcogroup

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FABCO