Integrity Appraisal Management

What Integrity Appraisal Management does

Integrity Appraisal Management is a residential appraisal management company (AMC) operating as a division of Nationwide Property & Appraisal Services (NPAS). Founded in 2009 through the acquisition of Encore Appraisal Group, Ltd (established 2004), the company is headquartered in Katy, Texas and serves lenders, credit unions, mortgage brokers and FHA lenders across all 50 states through its parent relationship with NPAS. The business acts as an intermediary that receives appraisal orders from lenders, assigns them to a vetted panel of local, certified and FHA-approved appraisers, and delivers compliance-checked reports back to clients.

The company operates a cloud-based appraisal management platform with electronic ordering, automated quality control reviews referencing over 2,000 rules for USPAP, HUD and GSE guideline adherence, real-time online order tracking, and Loan Origination System (LOS) integration. It supports multiple third-party portals including AppraisalScope, Etrac/VMSCloud and ValueLink, and processes payments through an Authorize.Net integration that is PCI DSS compliant with 128-bit SSL encryption. The product catalog spans conventional, FHA, condo, jumbo, investment property, drive-by, duplex/fourplex, desk review and field review appraisals, all carried under a transaction-based fee model with surcharges for rush orders, properties over 4,000 sqft and complex assignments.

Commercially, Integrity generates revenue on a per-appraisal transaction basis, with pricing varying by product type and complexity but not publicly disclosed. The go-to-market is direct sales to lender and mortgage professional clients supported by phone, email, web inquiry and portal-based ordering, with no external funding rounds, no public revenue disclosure and no publicly known cap table. The company emphasizes regulatory compliance (Fannie Mae, Freddie Mac, HUD, CFPB, Dodd-Frank, Appraiser Independence Requirements), quick turnaround, and the retention of a nationwide appraiser panel as its primary value proposition.

Name

Integrity Appraisal Management

Legal name

Integrity Appraisal Management, LLC

Website

https://integrityas.net

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Integrity Appraisal Management is a private, Texas-based residential appraisal management company and division of NPAS that orders, assigns, and quality-controls property appraisals for lenders, mortgage brokers, and FHA lenders across all 50 states.

Ownership category

akta.pro rank

Product category

Residential Appraisal Management

NAICS

Offices of Real Estate Appraisers (531320)

akta.pro primary industry

Property Valuation: Appraisal Management (AMC) & Appraiser Networks (FSALALAI)

akta.pro secondary industry

Residential Property Appraisal (BPAJAKAA)

Keywords

• Residential appraisal management
• Mortgage appraisal services
• Property valuation services
• Appraisal management company
• Lender appraisal services

Headquarters

HQ city

Katy

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Appraisal Management Services: The company manages residential appraisals for lenders and mortgage professionals, coordinating between clients and certified appraisers. Services include conventional, FHA, condo, investment property, jumbo loan appraisals, desk/field reviews, and final inspections. Rush fees, additional fees for homes over 4,000 sqft, and complex property fees may apply.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels2 records

Core offering

Integrity Appraisal Management is a residential appraisal management company that coordinates property valuation orders between lenders/mortgage professionals and a nationwide network of local, certified, FHA-approved appraisers. The company delivers a full menu of residential appraisal product types (conventional, FHA, condo, investment, jumbo, drive-by, duplex/fourplex) and review services (desk and field review) through a cloud-based platform with electronic ordering, online order tracking, LOS integration, and automated quality control referencing over 2,000 compliance rules, while ensuring adherence to Fannie Mae, Freddie Mac, HUD, CFPB, Dodd-Frank and Appraiser Independence Requirements.

Product overview

Integrity Appraisal Management is a residential appraisal management company that serves as an intermediary between lenders and appraisers. The company operates a platform offering multiple appraisal product types (Conventional, FHA, Condo, Investment Property, Jumbo, Drive-by, Duplex/Fourplex) along with review services (Desk Review, Field Review). The platform includes order management features such as online order tracking, LOS integration, and automated quality control reviews that reference over 2,000 compliance rules. The core offering is the management of the residential appraisal workflow from ordering through delivery, ensuring regulatory compliance with Fannie Mae, Freddie Mac, HUD, CFPB, and Dodd-Frank requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Conventional Appraisal (1004 URAR) Standard residential appraisal using the 1004 Uniform Residential Appraisal Report for conventional mortgage loans, providing market value assessment of single-family properties. Offered to lenders and mortgage professionals.
• FHA Appraisal FHA-compliant residential appraisal meeting HUD requirements, including Form 1004 URAR and 1004MC for property condition and market analysis. Offered to FHA lenders.
• Condo Appraisal (Form 1073) Individual condominium unit appraisal using Form 1073, assessing value with consideration of condo-specific market conditions and HOA factors. Offered to lenders financing condo units.
• Final Inspection / Appraisal Update (Form 1004D) Final inspection and appraisal update service using Form 1004D for properties requiring completion certification or update to existing appraisals. Offered to lenders.
• Investment Property Appraisal Investment property valuation including 1004 URAR, Operating Income Statement, and Rent Schedule for rental and income-producing properties. Offered to lenders and real estate investors.
• Jumbo Loan Appraisal Residential appraisal for high-value jumbo loan mortgages exceeding conventional conforming loan limits. Offered to lenders originating jumbo mortgages.
• 2055 Drive-by Summary Exterior-only appraisal summary using Form 2055 for properties meeting specific criteria, providing a streamlined valuation. Offered to lenders.
• 2075 Drive-by Summary Exterior appraisal summary using Form 2075 for desktop review purposes, offering limited-property inspections. Offered to lenders.
• URAR Desk Review Desktop review service for Uniform Residential Appraisal Reports, verifying compliance and quality without a field inspection. Offered to lenders for appraisal quality assurance.
• Field Review On-site field review service for appraisal quality assurance and compliance verification, including a property inspection component. Offered to lenders.
• Full Duplex / Fourplex Appraisal Multi-unit residential property appraisal for duplex through fourplex configurations. Offered to lenders financing multi-family residential properties.

Quantifiable outcome

• Automated quality control referencing over 2,000 rules for USPAP, HUD & GSE adherence

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Nationwide Property & Appraisal Services (NPAS)coreStrategic or Co-development PartnerIntegrity Appraisal Management LLC is A Division of Nationwide Property & Appraisal Services (NPAS). This partnership enables Integrity to serve all 50 states and provides operational support and resources for the appraisal management business.
• Authorize.NetcoreTechnology or IntegrationIntegrity partnered with Authorize.Net, a leading payment gateway, to provide secure credit card and electronic check payment options for customers. Authorize.Net manages complex routing of sensitive customer information through electronic check and credit card processing networks.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• Reggora: Modern appraisal management software platform used by lenders and AMCs to manage the residential appraisal workflow end-to-end. Competes at the technology layer rather than as an AMC operator, but represents a potential platform risk to legacy-portal-dependent AMCs.
• Bowery Valuation: Tech-enabled commercial and residential appraisal management firm using proprietary workflow software. Comparable AMC model but with a stronger technology positioning that may pressure traditional AMCs on speed and cost.

Direct peers

• BPO Global: Property valuation services provider offering BPOs, appraisals, and inspection services to lenders and servicers. Comparable transaction-fee revenue model and lender client base, with partial overlap in residential appraisal.
• Clear Capital: Residential appraisal management and valuation technology company serving mortgage lenders with appraisal, review, and analytics products. Comparable product mix and lender-customer focus.
• Class Valuation: One of the largest US residential appraisal management companies, providing lender-focused appraisal ordering, AMC services, and valuation products nationwide. Closely comparable product mix (conventional, FHA, jumbo, condo) and lender customer base.
• Xome: Real estate services platform offering appraisal management, auction, and title services with direct overlap to Integrity's residential appraisal workflow offerings.
• Valuation Partners: Independent residential appraisal management company serving community banks, credit unions, and mortgage lenders. Comparable AMC business model and lender customer base, often competing for the same mid-market lender accounts.
• AMC Links (Cenlar): Residential appraisal management company serving mortgage lenders with full appraisal ordering, tracking, and quality control. Directly competes for the same lender-client wallet with overlapping appraisal product types.

Broad incumbents

• First American Mortgage Solutions: Division of First American providing residential appraisal management, title, and default services to mortgage lenders. Directly overlapping AMC offering but bundled within a much larger title/real estate services platform.
• ServiceLink: National provider of origination services including appraisal management, title, default, and closing services, owned by ICE Mortgage Technology (Black Knight). Overlaps with Integrity on residential AMC services but operates as part of a much broader mortgage services portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/integrity-appraisals-inc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Integrity Appraisal Management