What OHV Vermogensbeheer does

OHV Vermogensbeheer is an independent Dutch wealth manager founded in 1932, headquartered in Amsterdam's Rembrandt Tower, with additional offices in Hoeven and Utrecht and a headcount of 55+ specialists. The firm serves private high-net-worth individuals (minimum €250,000), DGA's (directors-major shareholders), heirs, and institutional parties including pension funds, insurance companies, foundations, and municipalities. Core offerings span discretionary private wealth management in equities, bonds, and alternatives; institutional portfolio management aligned with Solvency II and DORA; brokerage services (Markets Execution & Solutions) intermediating daily between hundreds of borrowers and lenders; export and working capital financing for Dutch SMEs (€100,000–€10M+) backed by Atradius Dutch State Business and Invest International; and SME debt funds (Fresh Dutch SME Fund, Fresh Closed SME Fund II) managed through its subsidiary Fresh Funds.

The firm operates its own trading desk with direct market access, enabling distinct positioning as an intermediary in the international capital market. Technology is built around this proprietary trading floor and supporting infrastructure for both wealth management and brokerage/execution services; there are no public AI/ML, API, or self-service digital platform capabilities. Revenue is generated through multiple streams: recurring management fees on assets under management (private and institutional), transaction and brokerage commissions from intermediated deals, structuring and facilitation fees for export financing, and fund management fees for the Fresh Funds SME debt platform. Customers are acquired primarily through direct relationship-based sales — including a free introductory meeting at the Amsterdam office — supplemented by content marketing, thought leadership publications (IEXProfs, DFT.nl), professional referrals, and a dedicated financial-advisor channel.

OHV is privately held with no external funding rounds, no public listing, and no parent company. Its most significant recent strategic actions include the January 2025 appointment as external asset manager for mutual insurer SOM, the 2025 expansion of the Fresh Closed SME Fund II with €40 million in institutional commitments, and the 2022 launch of an export financing facility co-developed with Invest International. Strategic partnerships with Invest International, Atradius DSB, EIF, Invest-NL, De Goudse Verzekeringen, Social Finance NL, and Arcturus underpin product distribution, capital sourcing, and risk-insurance layers across the business.

Name

OHV Vermogensbeheer

Legal name

OHV BV

Website

https://ohv.nl

Company type

Private

Founded year

1932

Operating status

Operating

Headcount range

11–50 employees

Short description

OHV Vermogensbeheer is an independent Dutch wealth manager founded in 1932, serving high-net-worth private clients, DGA's, heirs, and institutional investors through discretionary portfolio management, brokerage intermediation, export and SME financing, and SME debt fund products from its Amsterdam headquarters.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Open-End Investment Funds (525910), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance and Employee Benefit Funds (5251), Pension Funds (525110)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Managed Accounts & Model Portfolios (SMA/UMA) (FSAAAAAG), Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL)

Keywords

• Wealth management services
• Institutional asset management
• Fixed income brokerage
• Export financing
• Private debt funds

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Discretionary Wealth Management (Vermogensbeheer): OHV manages assets for private individuals, DGAs, heirs, and institutional parties (pension funds, insurers, foundations). Revenue is generated through management fees on assets under management. Services include investment in equities, bonds, and alternatives such as SME loans.
2. Markets Execution & Solutions (Brokerage): OHV acts as intermediary daily bringing together hundreds of borrowers and lenders, brokering bespoke solutions in terms of tenor, repayment structure, and start dates. Revenue generated through transaction fees and commissions.
3. Export Financing Facilitation: Since 2015, OHV has offered export financing services for institutional investors. OHV facilitates application and documentation for export financing transactions, earning fees for structuring and arranging transactions backed by Dutch state guarantees.
4. SME Loan Investment Products: OHV (through subsidiary Fresh Funds) provides investment products enabling both institutional and private investors to participate in Dutch SME lending, including the Fresh Dutch SME Fund (daily tradability) and Fresh Closed SME Fund II.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

OHV Vermogensbeheer is an independent Dutch wealth manager that provides discretionary asset management for private individuals (from €250,000) and institutional clients (pension funds, insurers, foundations, municipalities) across equities, bonds and alternatives such as SME loans. It also runs an in-house brokerage/intermediary desk (Markets Execution & Solutions) brokering daily between capital seekers and providers, and facilitates Dutch SME export and working capital financing (€100,000–€10 million+) in cooperation with Invest International and Atradius Dutch State Business.

Product overview

OHV Vermogensbeheer is an independent Dutch wealth management firm offering a comprehensive suite of services. The core offerings include private wealth management (starting from €250,000), institutional wealth management for pension funds and foundations, and brokerage services. The company also operates in export financing (€100,000 to €10,000,000) and working capital financing for Dutch SMEs through partnerships with Invest International and Atradius Dutch State Business. Through its subsidiary Fresh Funds, OHV manages the Fresh Dutch SME Fund allowing diversified investment in Dutch SME loans. The firm emphasizes sustainable investing through dedicated information services and maintains compliance infrastructure including CDD/KYC procedures.

Differentiator

Problem solved

Functional benefit

Brands

• Markets Execution & Solutions: Brokerage services where OHV acts as intermediary between capital seekers and providers, executing transactions in tailor-made tenors, repayment structures, and start dates.
• Exportfinanciering
• Werkkapitaalfinanciering
• Fresh Dutch SME Fund

Products and services

• Particulier vermogensbeheer (Private Wealth Management) Discretionary wealth management service for private individuals, DGA's and heirs, investing in equities, bonds and alternative investments on a fully tailored basis from a €250,000 minimum.
• Institutioneel vermogensbeheer (Institutional Asset Management) Discretionary asset management for pension funds, foundations, insurance companies, municipalities and other institutional parties, translating investment objectives into appropriate diversified portfolios aligned with regulatory frameworks such as Solvency II.
• Markets Execution & Solutions (Brokerage Services) Daily brokerage service in which OHV acts as intermediary bringing together hundreds of borrowers and lenders, brokering bespoke solutions on tenor, repayment structure and start dates.
• Beleggen in obligaties (Bond Investing) Customized bond investment strategies within wealth management, offering bespoke mandates with state-guaranteed bonds, flexible redeemable investments and short maturities, suitable for both box 2 and box 3 tax objectives, starting from €1 million.
• Exportfinanciering (Export Financing) Export financing facility for Dutch SME exporters of capital goods, providing financing from €100,000 to €10,000,000 for smaller supplier credits using trade bills, backed by Dutch state guarantees and Atradius Dutch State Business credit insurance. Above €10 million, OHV arranges financing via its institutional network.
• Werkkapitaalfinanciering (Working Capital Financing) Working capital financing facility for Dutch SMB exporters, provided in cooperation with Invest International and Atradius Dutch State Business, ranging from €100,000 to €3.5 million and always combined with export financing.
• Fresh Dutch SME Fund Investment fund managed by Fresh Funds (OHV subsidiary) enabling private and institutional investors to participate in diversified loans to Dutch SME companies, with daily tradability and transparent structure.
• Fresh Closed SME Fund II Closed-end SME private debt fund providing loans to Dutch SME companies with a clear focus on growth, innovation and sustainability, available to qualified and institutional investors.

Quantifiable outcome

• Recognition for bond fund over both 3-year and 5-year periods
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature1 record

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Social Finance NL (SFNL)coreStrategic or Co-development Partner · 8 April 2024SFNL is the executor of the SIF (Sociaal Innovatiefonds), initiated by the Dutch Ministry of Social Affairs. SFNL helps employers create inclusive workplaces for people with a distance to the labor market. OHV and ApGen co-invest with SFNL in impact investments (e.g., Yespers, A Beautiful Mess), with OHV translating financing structures into institutional-grade investment products.
• SOM SchadeverzekeraarcoreStrategic or Co-development Partner · 1 January 2024SOM is a mutual non-life insurer serving private individuals, farmers, and SMEs in the Netherlands with €33 million in premiums. OHV was appointed as SOM's external asset manager effective January 1, 2025, managing SOM's investment portfolio aligned with Solvency II requirements. OHV also supported the redesign of SOM's investment policy.
• Invest InternationalcoreStrategic or Co-development PartnerOHV and Invest International jointly launched an export financing facility for smaller supplier credits (from €100,000) supporting Dutch SME exporters. Transactions involve trade bills and must contribute to SDG 8 and 13 (decent work and climate action). Invest International provides financing solutions for foreign investments and export finance.
• Atradius Dutch State Business (ADSB)coreStrategic or Co-development PartnerAtradius DSB serves as the official Dutch export credit agency (ECA) since 1932, providing insurance and guarantees against risks of international trade. OHV uses ADSB's credit insurance to support working capital and export financing for Dutch SMEs. ADSB covers the credit risk for transactions facilitated by OHV.
• Fresh Funds (subsidiary)coreStrategic or Co-development PartnerFresh Funds is OHV's subsidiary platform that manages SME loan investment products. It launched the Fresh Dutch SME Fund (daily tradable) and the Fresh Closed SME Fund II. The platform sources, analyzes, and structures loans to Dutch SMBs, making them accessible to institutional and qualified investors.
• Apostolisch GenootschapcoreStrategic or Co-development PartnerThe Apostolisch Genootschap is a religious/humanistic organization and OHV's advisory client for fiduciary wealth management. With OHV's support, ApGen invested €1.7 million (alongside SFNL) in two impact investments targeting social inclusion and sustainable employment. OHV acts as fiduciary advisor and translated the investments into institutional-grade structures.
• Ministerie van Sociale Zaken en Werkgelegenheid (SZW)minorStrategic or Co-development PartnerThe Dutch Ministry of Social Affairs and Employment initiated the SIF (Sociaal Innovatiefonds) which SFNL executes. The fund helps employers remove barriers for investing in an inclusive workforce. While not a direct OHV partner, the ministry's SIF enables the impact investment framework in which OHV participates.
• Stichting Refugee CompanyminorOthersStichting Refugee Company runs A Beautiful Mess hospitality locations where people with a refugee background work. OHV (via ApGen and SFNL) provided €1.7 million in financing to enable expansion of A Beautiful Mess to the Booking.com headquarters, creating 24 sustainable and 425 learning workplaces.
• Arcturus Actuarieel AdviesbureaucoreStrategic or Co-development PartnerArcturus is an actuarial consultancy and data science firm providing technical provisions calculations, Solvency Capital Requirement (SCR) calculations, and Solvency II reporting for SOM. Arcturus works alongside OHV in the tri-party partnership managing SOM's investments and risk management. OHV describes the collaboration with Arcturus as a 'complementary partnership' with seamless alignment between Solvency II knowledge and investment approach.
• VoordegroeicoreStrategic or Co-development PartnerVoordegroei is OHV's financing platform for Dutch SMB companies, separate from Fresh Funds. De Goudse holds a 10% stake in Voordegroei. The platform provides bespoke financing to SMBs, including in niches such as export finance. OHV and Voordegroei jointly serve DGA clients with both wealth management and SMB financing needs.
• Booking.comminorOthersBooking.com hosts A Beautiful Mess, a hospitality social enterprise, at its Amsterdam headquarters. This partnership enabled A Beautiful Mess to open a new location in the Booking.com office, creating employment for people with refugee backgrounds.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Brand New Day: Dutch digital asset manager / wealth platform offering low-cost index and sustainable investment solutions to retail and HNW clients via a scalable, technology-led model. Represents the digital-native competitive pressure on traditional managers like OHV.
• Meesman: Dutch index-focused investment fund provider offering low-cost passive strategies to retail investors. Adjacent competitor in the Dutch wealth market, primarily serving smaller-ticket clients who are outside OHV's €250K minimum.
• Triodos Investment Management: Dutch sustainable investment manager offering impact-focused funds to institutional and retail clients. Overlaps with OHV in Dutch institutional impact investing (e.g., Social Finance NL mandate) and sustainable wealth mandates.
• Nordia Capital: Specialized European private debt and asset manager with Dutch presence, focused on mid-market lending. Adjacent competitor to OHV's Fresh Funds SME lending platform and export/working capital financing business.

Direct peers

• InsingerGilissen: Dutch private wealth manager serving HNW individuals, families, and foundations with discretionary portfolio management and advisory services. Closely comparable to OHV in client profile, service breadth, and domestic focus.
• ACTIAM: Dutch responsible investment manager serving institutional clients (pension funds, insurers, foundations). Directly comparable to OHV's institutional asset management franchise, particularly in fiduciary and sustainable mandates.
• Van Lanschot Kempen: Largest independent Dutch wealth manager serving private and institutional clients with discretionary asset management. Directly comparable to OHV's independent, full-service model with similar HNW/UHNW client focus and Dutch institutional relationships.

Broad incumbents

• Rabobank Private Banking: Major Dutch cooperative bank with substantial private banking and wealth management operations. Competes with OHV in the Dutch HNW and institutional segment and benefits from extensive domestic branch distribution.
• APG Asset Management: Largest Dutch pension fund asset manager managing assets for ABP and other Dutch pension funds. Competes with OHV in the Dutch institutional pension asset management market with much greater scale and AUM.
• ABN AMRO Private Banking: Universal bank with significant Dutch private banking and institutional asset management franchises. Competes with OHV across both HNW private clients and institutional mandates, with broader product suite and balance sheet capacity.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/ohv_beleggen
• Facebookfacebook.com/OHVAmsterdam
• LinkedInlinkedin.com/company/ohv-vermogensbeheer

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OHV Vermogensbeheer