Fresh Funds

What Fresh Funds does

Fresh Funds is a Dutch investment management firm that operates as a brand under OHV Institutional Asset Management BV, a 100% subsidiary of OHV BV. Founded in 2016 and headquartered in Amsterdam (Amstelplein 1, 1096 HA), the firm manages three open-end funds — the Fresh Fixed Income Fund (corporate bonds, launched July 2016), the Fresh Essential Equity Fund (concentrated 25-stock global equity portfolio advised by Financiële Diensten Amsterdam), and the Fresh Dutch SME Fund (Dutch SME lending, launched January 2021) — plus closed-end SME vehicles (Fresh Closed SME Fund launched February 2022 and Fresh Closed SME Fund II launched July 2025). The company does not operate proprietary technology platforms; portfolio construction relies on active selection by specialist portfolio managers (Richard Abma, Otto Bazuin, Bart Vemer, Kors van der Werf) holding CFA/FRM/CAIA/CMT credentials.

The firm generates revenue through recurring management fees on its fund offerings, with disclosed return targets of 4–5% net annual for the Fixed Income Fund and Euribor + 3–3.5% for the Dutch SME Fund. The Fixed Income Fund achieved 6.49% net return in 2024 and over 13.5% cumulative outperformance versus benchmark since inception, earning LSEG Lipper Fund Awards (3- and 5-year) in 2025 and a Morningstar 5-Star rating in 2024. The Dutch SME Fund reached €110M AUM by Q2 2025 and became the first daily-tradable SME loan fund in the Netherlands in 2025.

Fresh Funds distributes its products directly to retail investors, wealth managers, financial advisors, and institutional investors through its own channels, online broker DeGIRO, and wealth platforms at ABN AMRO, Binck, InsingerGilissen, and Caceis. Institutional anchors include Invest-NL, the European Investment Fund, and De Goudse Verzekeringen for the SME vehicles. The firm employs between 1 and 10 people and has begun selective seed-stage co-investments in U.S. robotics and biotech ventures, signaling modest expansion beyond its core Dutch-focused credit and equity mandates.

Name

Fresh Funds

Legal name

OHV Institutional Asset Management BV

Website

https://freshfunds.nl

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Fresh Funds is a Dutch investment management firm (Amsterdam, est. 2016) operating under OHV Institutional Asset Management BV, offering actively managed fixed income, equity, and SME loan funds to retail, wealth-manager, and institutional investors, with over €110M AUM in its Dutch SME fund.

Ownership category

akta.pro rank

Product category

Investment Management / Asset Management

NAICS

Open-End Investment Funds (525910), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fixed Income Mutual Funds (FSAAAEAB)

akta.pro secondary industry

Global/International & Emerging Markets Mutual Funds (FSAAAEAK)

Keywords

• Investment management
• Fixed income funds
• Equity fund management
• SME loan fund
• Asset management

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Fund Management Fees: Fresh Funds generates revenue through management fees charged on its three investment funds. The Fresh Dutch SME Fund targets returns of Euribor + 3-3.5%, while the Fresh Fixed Income Fund aims for 4-5% net annual returns. The company operates as an asset manager under OHV Institutional Asset Management BV.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Fresh Funds is a Dutch investment management brand that manages and distributes actively managed investment funds providing retail and institutional investors access to markets typically reserved for professional investors. The firm offers three open funds — the Fresh Fixed Income Fund (corporate bonds and fixed income), the Fresh Essential Equity Fund (concentrated global equities), and the Fresh Dutch SME Fund (Dutch SME lending with daily tradability) — plus the closed-end Fresh Closed SME Fund / Fresh Closed SME Fund II.

Product overview

Fresh Funds is a Dutch investment management firm offering four distinct investment funds: Fresh Fixed Income Fund (actively managed fixed income/bonds), Fresh Essential Equity Fund (concentrated equity portfolio of 25 stocks), Fresh Dutch SME Fund (daily-tradable SME lending), and Fresh Closed SME Fund (closed-end SME financing). The funds are managed by OHV Institutional Asset Management BV and target both retail and institutional investors, providing access to financial markets and strategies that require specific knowledge, experience, and licenses. Three funds are currently active (Fixed Income, Essential Equity, Dutch SME), with one closed fund (Fresh Closed SME Fund II) in deployment.

Differentiator

Problem solved

Functional benefit

Brands

• Fresh Essential Equity Fund: Equity fund investing in globally operating companies with defensible competitive advantages, concentrated portfolio of up to 25 companies targeting above-average long-term growth
• Fresh Fixed Income Fund
• Fresh Dutch SME Fund
• Fresh Closed SME Fund
• Fresh Closed SME Fund II

Products and services

• Fresh Fixed Income Fund Actively managed fixed income fund investing in bonds, loans, and fixed-income securities across corporate bonds, high yield, government bonds, and state-guaranteed export financing. Diversified portfolio of over 150 issuers with a balanced mix of Investment Grade and selective High Yield positions, targeting net returns of 4–5% annually. For retail, wealth manager, institutional, and advisor channels.
• Fresh Essential Equity Fund Concentrated equity fund holding up to 25 stocks of globally operating companies with defensible competitive advantages. Managed in collaboration with FDA (Financiële Diensten Amsterdam), focusing on structural growth themes including AI, medical technology, and chip equipment supported by demographic trends. Classified as Article 8 ESG fund. For retail and institutional investors seeking long-term capital growth.
• Fresh Dutch SME Fund Open-end fund investing in carefully selected Dutch SME loans, providing daily tradability — the first SME loan fund in the Netherlands with this feature. Stable returns since 2020 with over €100 million in assets under management, broad sector and regional diversification, professional risk management, and entry/exit flexibility for investors. Available via DeGIRO and major wealth manager platforms.
• Fresh Closed SME Fund / Fresh Closed SME Fund II

Quantifiable outcome

• Fresh Fixed Income Fund achieved 6.49% net return in 2024, exceeding the 4-5% annual target
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Financiële Diensten Amsterdam (FDA)coreStrategic or Co-development Partner · 1 April 2022FDA serves as investment advisor for the Fresh Essential Equity Fund since April 2022. FDA, founded in 1986, provides independent equity research with over 25 full-time analysts and manages the Essential Equity portfolio of 25 stocks expected to outperform.
• DeGIROcoreChannel Partner/ Reseller/ DistributorDeGIRO online broker provides distribution channel for Fresh Dutch SME Fund, enabling direct investor access to the fund through the broker platform.
• BT Capital PartnersminorGTM or Marketing PartnerBT Capital Partners co-organized the investor lunch between Fresh Dutch SME Fund and De Goudse Verzekeringen on private credit market developments.
• FinancieringsgildeminorChannel Partner/ Reseller/ DistributorFinancieringsgilde connects SME entrepreneurs with financing solutions, including the Fresh Dutch SME Fund. The firm works with entrepreneurs like Saffraan Catering to facilitate financing arrangements.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Actiam: Dutch asset manager serving institutional and retail investors with fixed income, equity, and responsible investment funds. Directly comparable to Fresh Funds in target customer segments and Dutch retail/intermediary distribution channels.
• Voordegroei: Dutch SME lending platform co-founded by Bart Vemer (now Senior Portfolio Manager at Fresh Funds). Direct comparable given its focus on private debt to Dutch SMBs and its role as the lending platform underlying the Fresh Dutch SME Fund.
• Triodos Investment Management: Dutch boutique asset manager focused on sustainable and impact investing across multiple asset classes including listed bonds and private debt. Comparable to Fresh Funds given its Dutch roots, multi-fund structure, and ESG/sustainability orientation.
• Kempen Capital Management: Dutch boutique asset manager offering fixed income, equities, and alternative investment strategies to institutional and wealth management clients. Highly comparable to Fresh Funds as a Dutch-based multi-strategy boutique with similar institutional and intermediary distribution.
• Cardano: Dutch fiduciary asset manager and investment solutions provider serving pension funds and institutional clients. Comparable to Fresh Funds in serving Dutch institutional investors with multi-asset solutions, including private debt and fixed income mandates.

Broad incumbents

• ASR Nederland: Major Dutch insurance company with a large internal asset management operation. Directly comparable as both a potential investor in Dutch SME debt (similar to De Goudse Verzekeringen) and as a competitor for institutional investment mandates in the Netherlands.
• Robeco: Major Dutch-based global asset manager with broad fixed income, equity, and alternatives offerings. Operates in the same Dutch institutional and retail distribution ecosystem but at vastly larger scale than Fresh Funds.
• NN Investment Partners: Large Dutch asset manager offering fixed income, equity, multi-asset, and alternative strategies globally. Operates within the same Dutch institutional and retail ecosystem but at materially larger AUM scale than Fresh Funds.
• Van Lanschot Kempen: Dutch private bank and wealth manager with an affiliated institutional asset management arm (Kempen). Competes with Fresh Funds in the Dutch high-net-worth and institutional segments and operates across fixed income and equity strategies.

Emerging players

• Funding Circle: Publicly listed SME lending platform operating across the UK, US, and Europe. Comparable to Fresh Funds' SME lending thesis via its technology-enabled marketplace model providing loans to small businesses, though at much larger scale and broader geographic reach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/fresh_funds
• Facebookfacebook.com/freshfunds.nl
• LinkedInlinkedin.com/company/fresh-funds

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fresh Funds