Membrana

What Membrana does

Membrana operates NomadCard, a crypto debit card comparison and aggregation platform that helps cryptocurrency holders find, compare, and select cards for everyday spending. The platform indexes 59+ cards across the Visa and Mastercard networks — including issuers such as Crypto.com, Coinbase, Nexo, MetaMask, Gnosis Pay, Kraken (Krak), Tangem Pay, OKX, Tria, and 1inch — covering support for BTC, ETH, USDT, USDC, SOL, XRP, BNB, MATIC, TON, and other tokens. Cards are evaluated on a proprietary 0-10 composite score weighted across fees (30%), privacy (20%), trust (20%), community (20%), and rewards (10%), refreshed on a weekly cadence. The product surface includes advanced filtering by KYC requirement (No KYC / Email only / Full KYC), per-transaction limits, card type (Debit / Credit / Prepaid / Secured), network, supported coins, and features such as non-custodial architecture, IBAN availability, Apple/Google Pay support, and virtual vs. physical issuance.

The platform is distributed via a web-based self-serve interface with country-specific landing pages covering 25+ markets and 10 languages, including the US, UK, Germany, France, Spain, Italy, Canada, Australia, Japan, Brazil, Greece, Czechia, Finland, Denmark, Norway, and Ireland. The go-to-market motion is content-led: SEO-optimized card review pages, guides, blog content, and a published methodology drive organic top-of-funnel traffic, while affiliate referral links to card issuers convert that traffic at the bottom of the funnel. The end users are individual crypto holders seeking to spend digital assets at everyday merchants, with explicit segmentation toward privacy-focused consumers via the No-KYC category.

Membrana monetizes exclusively through affiliate commissions earned on successful card sign-ups referred to partner issuers. The service is free to end users, and the company states that rankings are editorially independent from commercial relationships. The asset-light model requires no card issuance, custody, or balance-sheet infrastructure; operating leverage comes from content production, SEO footprint, and the breadth of card-issuer partnerships. There are no disclosed funding rounds, headcount figures, or revenue figures in the available source material, and the legal entity, domicile, and ownership structure behind the platform are not confirmed in the input data.

Name

Membrana

Website

https://membrana.io

Company type

Private

Founded year

2017

Headcount range

11–50 employees

Short description

Membrana operates NomadCard, a free crypto debit card comparison platform covering 59+ cards across 25+ countries and 10 languages, monetized via affiliate commissions from card-issuer referrals for individual crypto-holding consumers.

Ownership category

akta.pro rank

Product category

Crypto Card Comparison Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)

akta.pro secondary industry

Card Issuing & Virtual Cards (lodge cards, single-use, tokenization) (THALAHAB)

Keywords

• Crypto debit cards
• Card comparison platform
• Cryptocurrency payments
• Card aggregator
• Crypto card rankings

Headquarters

HQ city

Grand Cayman

HQ country

Cayman Islands

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Marketing or Sales, Operations, Personnel

Distribution channels1 record

Marketing channels3 records

Core offering

Membrana operates NomadCard, a crypto debit card comparison and aggregation platform that ranks 59+ cards across fees, privacy, trust, community, and rewards using a composite 0–10 scoring methodology refreshed weekly. The platform provides country-specific rankings for 25+ countries and lets users filter by KYC level, network, supported coins, card type, and features such as non-custodial, IBAN, Apple Pay, and Google Pay. The service is free to consumers and monetized through affiliate commissions paid by card providers for successful referrals.

Differentiator

Problem solved

Functional benefit

Products and services

• NomadCard Crypto Debit Card Comparison Platform A free web-based comparison and aggregation platform that lets individual crypto holders browse, filter, and compare 59+ crypto debit cards across fees, KYC requirements, cashback, supported coins, card type, network, and features. Country-specific rankings are provided for 25+ countries and the service is monetized through affiliate commissions from card providers.
• NomadCard Finder (Card Discovery Tool) A guided card discovery interface within NomadCard that helps users narrow down crypto debit cards based on their country, KYC preference, supported coins, and spending features, leading to ranked recommendations.
• No-KYC Crypto Cards Directory

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Finder.com: Global financial product comparison platform earning revenue via affiliate referrals; directly comparable to NomadCard's SEO-driven, country-localized comparison and affiliate monetization model, just across a broader product set (cards, banking, insurance, crypto).

Broad incumbents

• Crypto.com: Operator of the Crypto.com Visa Card (ranked #1 on NomadCard at 7.8/10) and one of the largest crypto card issuers globally; comparable as a benchmark product on the platform and as the dominant scaled player in crypto card issuance.
• NerdWallet: Large U.S. financial product comparison site using affiliate-driven content to monetize user referrals across credit cards, banking, loans and increasingly crypto-adjacent products; demonstrates the scaled version of NomadCard's comparison/affiliate model.
• Coinbase: Issuer of the Coinbase Visa debit card covered on the platform (4% cashback); a major crypto-native company with its own card product and a much larger user base, comparable as a primary inventory item for the comparison site.
• Bankrate: Long-established financial comparison publisher with country-localized content and affiliate revenue from cards, deposits, and lending products; structurally similar to NomadCard's content + affiliate model, but focused on traditional finance.

Others

• MoneySupermarket: UK financial price comparison platform earning revenue primarily through affiliate commissions on cards, insurance, loans and utilities; comparable as a scaled, country-localized comparison/affiliate business model.
• Trivago: Hotel meta-search and comparison site monetized largely via referral fees; another scaled example of the SEO-led, affiliate-driven comparison model that NomadCard operates within crypto cards.
• KAYAK: Travel meta-search/aggregator that compares flights, hotels and car rentals via affiliate partnerships; the closest mainstream analog to NomadCard's SEO + comparison + affiliate model, demonstrating the scale such a model can reach.

Emerging players

• Nexo: Issuer of the Nexo Card (covered on the platform, 7.6/10) that lets users spend crypto as collateral; comparable as a featured product on the comparison site and as a peer crypto card issuer with a distinctive credit-against-collateral model.
• Wirex: Crypto debit card issuer with multi-currency support and a longstanding presence in the crypto card space; comparable as a featured card issuer on the platform and a peer in the broader crypto card ecosystem.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/membrana_io
• LinkedInlinkedin.com/company/membrana-io

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Membrana