MIS Insurance Services
MIS Insurance Services is an independent insurance agency that brokers SR-22, auto, motorcycle, commercial, and personal-lines policies across 168+ carriers for high-risk drivers and small businesses in California, Texas, and Arizona. It is a wholly owned subsidiary of Marsh Japan following the November 2025 acquisition.
- Company typePrivate
- Founded2009
- HeadquartersLos Angeles, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What MIS Insurance Services does
MIS Insurance Services is an independent insurance agency headquartered in Culver City, California, that brokers personal and small-commercial insurance products across 168+ appointed carriers and programs. The agency's core specialty is SR-22 insurance filing for high-risk drivers—those with suspended licenses, DUIs, or multiple violations—a market where standard carriers typically decline coverage and where same-day electronic certificate printing and DMV filing create a distinct service advantage. Beyond SR-22, the product catalog spans auto, motorcycle, commercial auto and truck, general liability, homeowners, renters, property, RV, watercraft/boat, life, and rideshare insurance, with regional SR-22 variants for Texas and Arizona alongside the California base. A self-described specialty is non-owner SR-22 policies for drivers without vehicles, and the agency advertises itself as the "#1 rated SR-22 agency in California" supported by 3,000+ five-star reviews across Google, Birdeye, and Verified Reviews.
The technology stack is a conventional independent-agency platform: online quote forms, phone sales (800-726-0640), carrier portal integrations for point-of-sale issuance, and a multi-carrier comparison engine that shops rates across the 168+ carrier relationships. Customers can complete applications online, purchase SR-22 coverage, and print certificates instantly for same-day license reinstatement. Distribution combines direct-to-consumer SEO and content marketing (insurance blog, social channels) with a referral network of 15+ California DUI defense attorneys that route post-conviction clients to the agency. Revenue is earned through standard insurance agency commissions from carriers and brokerage fees on policies placed; pricing is subscription-style monthly billing with starting prices ranging from $10/month for SR-22 to $89/month for general liability, with rates varying by driver and risk profile. The company was originally an insurance subsidiary of Mitsubishi Electric (operating as MEIS Insurance Services) and was acquired by Marsh Japan—a Marsh McLennan subsidiary—in November 2025, which made it a wholly owned subsidiary while preserving its operating identity as an independent agency.
MIS Insurance Services firmographics
Firmographics- Name
- MIS Insurance Services
- Legal name
- MIS Insurance Services
- Website
- https://mis-insurance.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- MIS Insurance Services is an independent insurance agency that brokers SR-22, auto, motorcycle, commercial, and personal-lines policies across 168+ carriers for high-risk drivers and small businesses in California, Texas, and Arizona. It is a wholly owned subsidiary of Marsh Japan following the November 2025 acquisition.
- Ownership category
- akta.pro rank
MIS Insurance Services industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- SR-22 / FR-44 Personal Auto Insurance (FSAJAAAJ)
Keywords
Where MIS Insurance Services is headquartered
LocationHeadquarters
- HQ city
- Los Angeles
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
MIS Insurance Services business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Agency Commissions: As an independent insurance agency, MIS Insurance earns commissions from insurance carriers for policies sold. The agency acts as an intermediary between customers seeking coverage and insurance companies providing the policies.
- Policy Brokerage Fees: Fees collected for placing insurance policies across their network of 168+ carrier relationships. The agency helps customers compare rates and payment options before purchasing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | SR-22 Insurance - Starting from $10/month |
| Subscription | Monthly | Auto Insurance - Starting from $39/month |
| Subscription | Monthly | Motorcycle Insurance - Starting from $29/month |
| Subscription | Monthly | Motorcycle Insurance - Starting from $6/month |
| Subscription | Monthly | Commercial Auto/Truck Insurance - Starting from $79/month or $999/year |
| Subscription | Monthly | General Liability Insurance - Starting from $89/month |
| Subscription | Monthly | Renters Insurance - Starting from $11/month |
| Subscription | Monthly | Rideshare Insurance - Starting from $95/month |
| Subscription | Monthly | Life Insurance - Starting from $14/month |
| Subscription | Monthly | Auto Insurance - Starting from $19/month |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
MIS Insurance Services product offering
Product offeringCore offering
MIS Insurance Services is an independent insurance agency that brokers personal and commercial insurance policies from 168+ carrier partners, with a specialization in SR-22 filings and coverage for high-risk drivers. The agency offers online quoting, instant SR-22 certificate printing with same-day DMV electronic filing, and licensed agent support across California, Texas, and Arizona.
Product overview
MIS Insurance Services operates as an independent insurance brokerage platform offering comparative insurance shopping across multiple product lines. The company functions as a unified agency rather than a modular platform, aggregating coverage options from 78+ insurance carriers to serve California drivers and business owners. Core products include SR-22 insurance (the company's specialty for high-risk drivers), auto insurance, motorcycle insurance, commercial auto insurance, and general liability insurance. The product portfolio extends to property-related coverage including homeowners, renters, condo, and property insurance; recreational coverage including RV, watercraft/boat, and motorcycle insurance; life insurance; and specialized rideshare insurance for Uber and Lyft drivers. Regional SR-22 products serve Texas and Arizona markets. The company differentiates through its carrier network breadth, same-day coverage activation, and specialization in non-standard risks including suspended licenses, DUIs, and high-risk drivers.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Average client saves $300-$800 per year on insurance by switching to MIS
- +2 more outcomes
Companies that use MIS Insurance Services
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles4 records
MIS Insurance Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
MIS Insurance Services partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and minor.
- ProgressivecoreMajor national insurance carrier available through MIS for auto, SR-22, and other insurance products. One of the companies explicitly mentioned as part of their 168+ carrier network.
- TravelerscoreMajor insurance carrier offering coverage through MIS Insurance agency for various insurance products.
- KempercoreInsurance carrier specializing in auto and SR-22 coverage for high-risk drivers, available through MIS Insurance.
- InfinitycoreNon-standard auto insurance carrier available through MIS for drivers who need SR-22 or have challenging driving histories.
- DairylandcoreMotorcycle and auto insurance carrier featured on MIS Insurance's important links page, specializing in high-risk coverage.
- Bristol WestcoreNon-standard auto insurance carrier available through MIS for drivers requiring SR-22 filings.
- National GeneralcoreInsurance carrier available through MIS for various auto and property coverage needs.
- SuncoastcoreInsurance carrier featured as partner providing coverage options through MIS Insurance agency.
- Foremost StarcoreInsurance carrier available through MIS Insurance for various coverage needs.
- Progressive / DrivecoreProgressive's specialty program for high-risk drivers available through MIS Insurance.
- Aspire GeneralcoreGeneral insurance carrier available through MIS for various coverage products.
- QualitascoreInsurance carrier available through MIS Insurance for coverage needs.
- Aegis GeneralcoreGeneral insurance carrier available through MIS for various insurance products.
- ProntocoreSpanish-language insurance carrier available through MIS for Spanish-speaking customers.
- McGraw Pacific SpecialtycoreSpecialty insurance carrier available through MIS for unique coverage needs.
- DUI Attorneys NetworkminorNetwork of DUI attorneys across California who refer clients needing SR-22 insurance. Attorneys include Elliot Silver (Oakland), Heather Monasky (Burbank), Cavallaro Criminal Law (Orange County), and 15+ others listed on the attorney referral page.
- California DMVcoreCalifornia Department of Motor Vehicles - electronic SR-22 filing partner who receives filed SR-22 certificates directly from MIS Insurance on behalf of customers.
Scale indicators10 records
Recent moves6 records
Expansion highlights5 records
MIS Insurance Services competitors and assessment
Company assessmentEmerging players
- SmartFinancial: Online insurance comparison and agency platform that shops multiple carriers for auto, home, and SR-22 coverage; an emerging digital competitor pursuing the same multi-carrier comparison angle as MIS.
- Insurify: AI-driven insurance comparison marketplace where consumers can shop auto and SR-22 rates across multiple carriers; an emerging player competing for the same top-of-funnel search demand.
Direct peers
- Elephant Insurance: Direct-to-consumer non-standard auto insurer operating in California and other states; competes for the same price-sensitive, high-risk drivers MIS targets, including SR-22 filings.
- Acceptance Insurance: Multi-state non-standard auto insurance retailer with storefronts and online quoting focused on minimum-liability and SR-22 drivers — a closely comparable agency-channel competitor.
- Freeway Insurance: Large California-based independent insurance agency chain specializing in non-standard auto and SR-22 coverage, with multi-state retail and online presence — the closest direct competitor to MIS's SR-22 and auto insurance model.
- Dairyland Insurance: Non-standard auto and motorcycle carrier (also part of Kemper) that writes SR-22 business direct and through agents; competes head-to-head with MIS for non-standard drivers and is also one of MIS's carrier partners.
- The General Insurance: Direct-to-consumer non-standard auto insurer owned by PGC Holdings (Kemper). Targets the same high-risk and SR-22 customer profile as MIS, with comparable online quote-and-bind flows.
- Bristol West: Non-standard auto carrier within the Farmers Insurance group; underwrites the same high-risk/SR-22 segment both directly and via appointed agents like MIS, making it both a partner and a competing channel.
Broad incumbents
- Progressive: National P&C carrier with a large non-standard auto book (including SR-22) and a 'Progressive Direct' online channel that competes with MIS for the same budget-conscious and high-risk auto shoppers.
- Kemper Corporation: Major non-standard auto and life insurance carrier that distributes through independent agents (including MIS) and through owned brands like The General and Dairyland; broader incumbent with overlapping product set and indirect channel overlap.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
MIS Insurance Services social profiles
Digital presenceMIS Insurance Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
MIS Insurance Services leadership team
Management profileNumber of profiles
MIS Insurance Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MIS Insurance Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MIS Insurance Services
What does MIS Insurance Services do?
MIS Insurance Services is an independent insurance agency that brokers personal and commercial insurance policies from 168+ carrier partners, with a specialization in SR-22 filings and coverage for high-risk drivers. The agency offers online quoting, instant SR-22 certificate printing with same-day DMV electronic filing, and licensed agent support across California, Texas, and Arizona.
Is MIS Insurance Services a public or private company?
MIS Insurance Services is a private company. It is classified as corporate owned and is currently operating.
When was MIS Insurance Services founded?
MIS Insurance Services was founded in 2009. It employs 11 to 50 people.
Where is MIS Insurance Services based?
MIS Insurance Services is headquartered in Los Angeles, United States, in the North America region.
How does MIS Insurance Services make money?
Two revenue lines are on record. Insurance Agency Commissions are the primary driver. The others are policy Brokerage Fees.
Who are MIS Insurance Services's main competitors?
Emerging players on record are SmartFinancial and Insurify. Direct peers are Elephant Insurance, Acceptance Insurance, Freeway Insurance, Dairyland Insurance, The General Insurance and Bristol West. Broad incumbents are Progressive and Kemper Corporation.
Does MIS Insurance Services have an API?
No public API is recorded for MIS Insurance Services.
What industry is MIS Insurance Services in?
MIS Insurance Services's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAJAAAJ, SR-22 / FR-44 Personal Auto Insurance. Its NAICS code is 52421 and its SIC code is 6411.