Volk Insurance Group

What Volk Insurance Group does

Volk Insurance Group LLC is a privately held, independent insurance agency founded in 1981 and headquartered in Milltown, New Jersey. The firm provides personal and commercial insurance products to individuals and small-to-medium businesses across New Jersey, New York, and Pennsylvania, operating from a single local office with in-person consultations, phone-based service, and online quote request forms. Its personal lines span auto, homeowners, condo, renters, motorcycle/ATV/snowmobile, watercraft, classic auto, personal umbrella, and flood coverage, while its commercial book covers offices (medical/dental/professional), retail/service businesses, building owners, manufacturing/wholesalers, contractors, auto services, apartments/condominiums, general liability, and several specialty liability products including lawyers professional liability, cyber liability, employment practice liability, and directors & officers liability.

The company's business model is an independent insurance agency commission structure: as a non-captive agency, Volk places policies with multiple carriers and earns commissions on new sales and renewals, producing a recurring, subscription-like revenue stream tied to in-force premium. Headcount is reported at 1-10 employees, indicating a small producer-led operation without disclosed institutional backing, funding, or parent company. Marketing relies on a combination of website content, Facebook, email newsletters, and referrals/testimonials rather than performance-driven paid acquisition.

The technology footprint is conventional for a local independent agency: a marketing/informational website (volkinsurance.com, built by Asenka) with online quote forms, claim info, FAQs, and educational articles. The data discloses no APIs, no integrations, no proprietary platforms, no patents, and no AI/ML capabilities. PIA (Professional Insurance Agents) association membership is the principal disclosed industry affiliation. Revenue is not publicly disclosed and there are no funding rounds, M&A activity, or regulatory actions associated with the company in the input data.

Name

Volk Insurance Group

Legal name

Volk Insurance Group LLC

Website

https://volkinsurance.com

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

1–10 employees

Short description

Volk Insurance Group is an independent insurance agency founded in 1981 and headquartered in Milltown, NJ, providing personal and commercial insurance products to individuals and small-to-medium businesses across New Jersey, New York, and Pennsylvania via carrier commissions.

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Personal Auto Insurance (FSAJAMAA)

akta.pro secondary industries

Real Estate / Lessors Risk BOP (FSAJAFAI), Renters Insurance (FSAJACAB)

Keywords

• Independent insurance agency
• Personal insurance products
• Commercial insurance brokerage
• Professional liability insurance
• Property and casualty insurance

Headquarters

HQ city

Milltown

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Volk Insurance Group earns commissions from insurance carriers for policies placed and renewed. Revenue is generated through commissions on new policy sales and renewal premiums across personal and commercial insurance lines.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Volk Insurance Group is an independent insurance agency that places personal and commercial insurance policies on behalf of customers across New Jersey, New York, and Pennsylvania. Personal lines cover auto, home, renters, watercraft, motorcycle/ATV/snowmobile, classic auto, umbrella, and flood. Commercial lines include general liability, professional liability for lawyers, cyber liability, employment practices liability, directors & officers liability, and industry-specific packages for medical/dental offices, retail/service businesses, building owners, manufacturers, contractors, auto services, and apartments/condominiums.

Product overview

Volk Insurance Group is an independent insurance agency providing both personal and commercial insurance products across New Jersey, New York, and Pennsylvania since 1981. Their personal insurance portfolio includes auto, homeowners, condo-owners, tenant, motorcycle/ATV/snowmobile, yacht/boat/jet ski, classic car, umbrella, and flood coverage. Their commercial insurance offerings cover offices (medical/dental/professional), retail/service businesses, building owners, manufacturing/wholesalers, contractors, auto services, apartments/condominiums, general liability, and specialized professional liability products including lawyers professional liability, cyber liability, employment practice liability, and directors & officers liability insurance. The agency is headquartered in Milltown, NJ and provides free coverage evaluations to individuals and businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Auto Insurance Vehicle insurance coverage for personal automobiles offered to individuals and families across NJ, NY, and PA.
• Homeowners / Condo-owners Insurance Property insurance coverage for homeowners and condominium owners protecting against damage and liability.
• Tenant / Renters Insurance Insurance coverage for tenants and renters protecting personal belongings and personal liability.
• Motorcycle / ATV / Snowmobile Insurance Specialty vehicle insurance for motorcycles, ATVs, and snowmobiles.
• Yacht / Boat / Jet Ski Insurance Watercraft insurance coverage for yachts, boats, and jet skis.
• Classic / Antique Auto Insurance Specialized insurance for classic and antique automobiles.
• Personal Umbrella Insurance Excess liability coverage providing additional protection beyond standard policy limits for individuals and families.
• Flood Insurance Coverage for physical damage to property and contents as a result of defined flood conditions.
• Commercial Insurance for Medical / Dental / Professional Offices Commercial insurance coverage tailored for medical, dental, and professional offices.
• Commercial Insurance for Retail / Service Businesses Commercial insurance coverage for retail and service businesses.
• Commercial Insurance for Building Owners (Lessor's Risk) Insurance coverage for building owners and lessor's risk exposures.
• Commercial Insurance for Manufacturing / Wholesalers Commercial insurance coverage for manufacturing and wholesale businesses.
• Commercial Insurance for Contractors Commercial insurance coverage for contractors, both large and small.
• Commercial Insurance for Auto Services Commercial insurance coverage for auto repair shops, gas stations, body shops, and car washes.
• Commercial Insurance for Apartments / Condominiums Commercial insurance coverage for apartment complexes and condominiums.
• Commercial General Liability Insurance Standard liability coverage protecting businesses against third-party claims for bodily injury, property damage, and advertising injury.
• Lawyers Professional Liability Insurance Professional liability coverage for attorneys protecting against claims of negligence, errors, and omissions in legal services.
• Cyber Liability Insurance Insurance coverage helping cover costs like notification, identity protection solutions, public relations, legal, and liability expenses following a data breach or cyber attack.
• Employment Practice Liability Insurance Coverage for employers against claims made by employees and third parties alleging discrimination, wrongful termination, harassment, and other employment-related issues.
• Directors & Officers Liability Insurance Liability coverage for directors and officers of organizations protecting against claims related to management decisions.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Professional Insurance Agents (PIA)minorOthersVolk Insurance Group displays the PIA logo on their website indicating membership in the Professional Insurance Agents organization, which provides industry resources, education, and advocacy support for independent insurance agents.

Scale indicators2 records

Recent moves3 records

Expansion highlights4 records

Broad incumbents

• Hub International: Hub International is a major North American insurance brokerage that has grown primarily by acquiring regional independent agencies. It is a direct analog to Volk's independent-agency-plus-specialty-commercial model, just at much greater scale and geographic breadth.
• Brown & Brown: Brown & Brown is a large public insurance brokerage built through decades of acquiring independent agencies and specialty practices. While vastly larger, it shares Volk's commission-based independent agency DNA and similarly pursues commercial specialty niches (professional liability, cyber).
• A.J. Gallagher: A.J. Gallagher is a global insurance brokerage and risk management firm that operates through a network of regional offices delivering personal and commercial coverage. Its retail brokerage segment competes for the same SMB and middle-market accounts Volk serves, especially in specialty commercial liability lines.
• Marsh McLennan: Marsh McLennan is the world's largest insurance broker and a benchmark for the agency/brokerage model Volk operates in. While Volk serves much smaller accounts, both rely on intermediating between clients and carriers and competing on expertise in complex commercial lines.

Emerging players

• Policygenius: Policygenius is an online insurance marketplace that lets consumers compare and buy life, disability, home, and auto coverage directly. It bypasses independent agencies for the personal lines where Volk earns commission revenue, making it a direct substitute for part of the agency's customer base.
• Next Insurance: Next Insurance is a digital carrier targeting small businesses with streamlined commercial coverage including general liability, professional liability, and workers' comp. It competes directly with Volk's commercial book by offering SMBs a faster, fully online buying experience.
• Lemonade: Lemonade is a direct-to-consumer digital insurer offering renters, homeowners, auto, and pet insurance through a mobile-first experience. It is a structural competitor for the personal lines portion of Volk's book, particularly price-sensitive personal auto and renters customers.
• CoverWallet: CoverWallet (an Aon company) is a digital platform that helps small businesses identify, quote, and bind commercial insurance online. It targets the same SMB and contractor/office segments Volk serves, signaling where commercial insurance buying is heading digitally.

Direct peers

• World Insurance Associates: World Insurance Associates is a national insurance brokerage formed through aggressive acquisition of independent agencies, with strong East Coast presence and emphasis on commercial lines. It is one of the most plausible roll-up acquirers for an agency like Volk with multi-state personal and specialty commercial exposure.
• Acrisure: Acrisure is one of the most active acquirers of independent insurance agencies in the U.S., building a roll-up of regional shops like Volk. Its business model of consolidating independent agencies and layering specialty commercial capacity (including cyber, professional liability, and executive lines) maps directly onto Volk's mix of personal plus specialty commercial coverage.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/volk-insurance-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Volk Insurance Group