Navi Title Agency
Navi Title Agency is a privately held title and escrow services company founded in 2021, providing title insurance, escrow, RON closings, and 1031 exchange intermediary services to residential and commercial real estate clients across Arizona and Texas through 9 office locations and a dedicated sales team.
- Company typePrivate
- Founded2021
- HeadquartersGlendale, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Navi Title Agency does
Navi Title Agency, LLC is a privately held title and escrow services company founded in 2021 by Ryan Banovac and headquartered in Arizona with operations across Arizona (8 offices) and Texas (1 main office in San Antonio). The company provides title insurance, escrow management, title searches and property reports, lender closing services, builder and commercial title services, 1031 exchange intermediary services, and digital/Remote Online Notarization (RON) closings. Its customer base spans residential homebuyers and sellers, builders and developers, mortgage lenders, commercial real estate professionals, and real estate investors executing 1031 exchanges. Major brokerage referral relationships include Keller Williams Realty, Compass, Realty ONE Group, LPT Realty, EXP Realty, West USA Realty, and others, with transaction-level revenue generated from title insurance premiums (typically 0.5%–1% of property value), escrow fees, per-report search fees (starting at ~$200), and 1031 exchange intermediary fees. The GTM motion is sales-led through dedicated state-level sales teams in AZ and TX, supplemented by direct-to-consumer online service requests and a network of nine physical offices.
Underlying the operation is a technology stack anchored by IVAN, a proprietary 24/7 text-based automated title closing assistant (SMS at 623-267-2414) that provides real-time transaction updates, document tracking, and Q&A across the closing lifecycle. Other technical components include RON capabilities for remote signings, Exchange Manager Pro (Wolters Kluwer) for 1031 exchange workflow management, and a secure wire transfer protocol with 24/7 network monitoring and multi-layered verification to mitigate wire fraud risk. Navi Title operates as an independent title agent underwritten by First American Title Insurance Company and First National Title Insurance Company, and maintains two sub-brands — Navi 1031 Exchange and Navi Commercial — to serve tax-deferred exchange and complex commercial transactions respectively. Reported cumulative scale since founding includes 30,000+ closed transactions, 57,000+ title policies issued, 26,000+ closed purchase transactions, 130+ full-time employees, and a stated 99% client satisfaction rate, with no disclosed external funding, acquisitions, or parent company.
Navi Title Agency firmographics
Firmographics- Name
- Navi Title Agency
- Legal name
- Navi Title Agency, LLC
- Website
- https://navititle.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Navi Title Agency is a privately held title and escrow services company founded in 2021, providing title insurance, escrow, RON closings, and 1031 exchange intermediary services to residential and commercial real estate clients across Arizona and Texas through 9 office locations and a dedicated sales team.
- Ownership category
- akta.pro rank
Navi Title Agency industry classification
Industry- Product category
- Title and Escrow Services
- NAICS
- Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Closing & Settlement Services (Settlement Agents) (BPAJAOAE)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), 1031 Exchange Intermediary Services (BPAJAOAL)
Keywords
Where Navi Title Agency is headquartered
LocationHeadquarters
- HQ city
- Glendale
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Navi Title Agency business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Title Insurance Premiums: Revenue generated from issuing title insurance policies (owner's policies and lender's policies) to protect against title defects. Title insurance is a one-time payment made at closing, typically costing 0.5% to 1% of the property's value.
- Escrow Services: Escrow fee revenue for managing real estate transactions, holding funds securely, clearing title defects, disbursing payments, and facilitating document signing and closing. Fees are typically split between buyer and seller.
- Title Searches and Property Reports: Revenue from conducting title searches and providing property information reports including chain of title, lien searches, ownership and encumbrance reports, and zoning letters.
- 1031 Exchange Intermediary Services: Revenue from serving as a Qualified Intermediary for 1031 tax-deferred exchanges, facilitating the exchange process through Exchange Manager Pro software with insurance coverage (Fidelity Bond $50M, E&O $25M, Cyber Liability $20M).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Title Insurance (Owner's Policy) |
| Unit Pricing | Pay-as-you-go | Ownership & Encumbrance Report |
| Unit Pricing | Pay-as-you-go | Individual Lien Report |
| Unit Pricing | Pay-as-you-go | Nothing Further Cert |
| Unit Pricing | Pay-as-you-go | Chain of Title Report |
| Unit Pricing | Pay-as-you-go | City Planning Letter (Houston Area) |
| Other | Pay-as-you-go | Property Document Reports (Items 1-6) |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Navi Title Agency product offering
Product offeringCore offering
Navi Title Agency is a title and escrow services company that performs title searches, issues title insurance policies, manages escrow accounts, and facilitates real estate closings for residential, builder, commercial, and lender clients across Arizona and Texas. The company also serves as a Qualified Intermediary for 1031 tax-deferred exchanges, supported by its proprietary automated closing assistant (IVAN) and remote online notarization capabilities.
Product overview
Navi Title Agency is a title and escrow services company operating a multi-product portfolio across Arizona and Texas. The core offering consists of Residential Title & Closing services (title search, escrow, and digital closings for homebuyers/sellers), Builder & Commercial Title Services (title solutions for developers and commercial projects), Lender Title & Closing services (title reports, settlement, and RON for mortgage lenders), and Navi 1031 Exchange (tax-deferral intermediary for real estate exchanges). The company also maintains a dedicated Navi Commercial sub-brand for complex commercial transactions. A key differentiator is IVAN, an AI-powered Automated Title Closing Assistant that operates as a 24/7 text-based agent providing real-time transaction updates and guidance across all service lines.
Differentiator
Problem solved
Functional benefit
Brands
- Navi 1031 Exchange: Tax deferral service allowing clients to defer capital gains taxes on qualifying real estate transactions through a qualified intermediary, using Exchange Manager Pro workflow technology.
Products and services
- Residential Title & Closing Title search, escrow services, and digital closings for residential homebuyers and sellers, ensuring smooth, transparent property transactions. Includes title insurance policies, escrow fund management, and remote online notarization for closings.
- Builder & Commercial Title Services Title and closing services for builders, developers, and commercial real estate professionals, providing accuracy, compliance, and efficiency for new developments and large-scale projects. Includes clear and marketable title, lender coordination, zoning and lien expertise, and dedicated support for complex transactions.
- Lender Title & Closing Title reports, escrow and settlement services, fraud prevention, and Remote Online Notarization for mortgage lenders to ensure accurate and compliant loan closings. Includes title searches, ownership and encumbrance reports, and wire security protocols.
- Navi 1031 Exchange Tax-deferral intermediary service enabling sellers of qualifying real property to defer capital gains, depreciation recapture, and Net Investment Income Tax through 1031 exchanges. Powered by Exchange Manager Pro workflow technology, staffed by Certified Exchange Specialists and attorneys, and backed by $50M Fidelity Bond, $25M E&O, and $20M Cyber Liability insurance coverage.
- Navi Commercial Dedicated commercial title and escrow services brand for developers, investors, lenders, and commercial real estate professionals handling complex multifamily, retail, industrial, office, land, and development transactions. Includes commercial title services for acquisitions, refinances, large-scale developments, and investment properties.
Quantifiable outcome
- 30,000+ total closed transactions since 2021
- +2 more outcomes
Companies that use Navi Title Agency
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles4 records
Navi Title Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability2 records
Feature4 records
Navi Title Agency partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- First American Title Insurance CompanycoreFirst American Title Insurance Company is one of the industry's most reputable and established underwriters with a legacy spanning over a century. They provide title insurance underwriting backing Navi Title's transactions, with a commitment to innovation, financial strength, and superior service.
- First National Title Insurance CompanycoreFirst National Title Insurance Company is a leading independent underwriter delivering exceptional service and financial strength with a focus on personalized solutions. Their dedication to excellence and responsiveness makes them a valuable partner in securing real estate transactions.
- Exchange Manager Pro (by Wolters Kluwer)coreExchange Manager Pro is the industry-leading 1031 exchange workflow technology used by Navi Title's exchange intermediary services. It keeps clients and advisors informed of transaction timelines, funds available, and other pertinent information throughout the exchange process.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Navi Title Agency competitors and assessment
Company assessmentEmerging players
- Snapdocs: Digital closing and e-mortgage platform used by lenders and title agents. Snapdocs overlaps with Navi's RON/digital closing proposition and represents a technology-first competitor (and potential partner) reshaping the closing stack.
- Notarize: Remote Online Notarization platform that competes with Navi's RON capability at the technology layer. Comparable on the digital notarization user experience but operates as infrastructure rather than a full-service title agency.
Broad incumbents
- First American Title Insurance Company: One of the largest national title insurers and underwriters. While First American also underwrites Navi Title's policies, it directly competes with Navi via its own national direct title operations, lender channel, and proprietary technology, making it the most consequential competitive reference point.
- Stewart Title: Major title insurance underwriter and agency with strong presence in Texas and active agency network. Directly comparable to Navi's AZ/TX focus, especially in Texas where Stewart has historically been a dominant agency brand.
- Title Resources Guaranty: Title underwriter focused on independent agents, often competing for the same builder and residential relationships as Navi. Comparable in serving agent-driven channels but with a narrower geographic footprint.
- WFG National Title: National title insurance underwriter with an agent-based distribution model. Competes head-to-head with Navi for independent agents and lender accounts across AZ/TX, though at significantly greater scale.
- Fidelity National Title: A leading national title insurance underwriter and agency operator under FNF. Competes with Navi for the same real estate agents, builders, and lenders in AZ/TX, but at massive national scale with captive underwriter economics.
- Amrock (now Rocket Closing): Title and settlement operation owned by Rocket Mortgage. Competes with Navi primarily on lender-direct closings, leveraging captive loan origination volume that Navi does not have.
- Old Republic Title: Large national title underwriter with agency operations. Competes for the same builder, lender, and agent relationships as Navi, with broader geographic reach but less technology-led differentiation.
Regional players
- Title Alliance: Multi-state title agency operator with an agent/franchise model. Comparable in size and growth orientation to Navi, though geographically concentrated in different regions (Northeast/Mid-Atlantic).
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Navi Title Agency social profiles
Digital presenceNavi Title Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Navi Title Agency leadership team
Management profileNumber of profiles
Profiles9 records
Navi Title Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Navi Title Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Navi Title Agency
What does Navi Title Agency do?
Navi Title Agency is a title and escrow services company that performs title searches, issues title insurance policies, manages escrow accounts, and facilitates real estate closings for residential, builder, commercial, and lender clients across Arizona and Texas. The company also serves as a Qualified Intermediary for 1031 tax-deferred exchanges, supported by its proprietary automated closing assistant (IVAN) and remote online notarization capabilities.
Is Navi Title Agency a public or private company?
Navi Title Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Navi Title Agency founded?
Navi Title Agency was founded in 2021. It employs 11 to 50 people.
Where is Navi Title Agency based?
Navi Title Agency is headquartered in Glendale, United States, in the North America region.
How does Navi Title Agency make money?
Four revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow Services, title Searches and Property Reports and 1031 Exchange Intermediary Services.
Who are Navi Title Agency's main competitors?
Emerging players on record are Snapdocs and Notarize. Broad incumbents are First American Title Insurance Company, Stewart Title, Title Resources Guaranty, WFG National Title, Fidelity National Title, Amrock (now Rocket Closing) and Old Republic Title. Title Alliance is listed as a regional player.
Does Navi Title Agency have an API?
No public API is recorded for Navi Title Agency.
What industry is Navi Title Agency in?
Navi Title Agency's product category is Title and Escrow Services. Its primary akta.pro industry code is BPAJAOAE, Closing & Settlement Services (Settlement Agents), with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 541191 and its SIC code is 6361.