First National Title Insurance Company

Title Insurancefnti.com

First National Title Insurance Company is a Plano, Texas-based title insurance underwriter founded in 2012 that underwrites policies and provides FLEX title production services, technology tools, and support to independent title agents and lenders across all 50 U.S. states.

Company typePrivate
Founded2012
HeadquartersPlano, United States
Headcount11–50
GTM typeB2B
OfferingServices

What First National Title Insurance Company does

First National Title Insurance Company (FNTI) is a privately held title insurance underwriter founded in 2012 and headquartered in Plano, Texas, that underwrites title insurance policies on behalf of independent title agents and lenders across all 50 U.S. states. Its core offering is risk-bearing title insurance underwriting backed by a team of regional and state-specific underwriting counsel, supplemented since 2021 by FLEX by FNTI, a flexible title production services line that delivers commitments, searches, examinations, policy production, and document retrieval to agents. FNTI generates revenue primarily on a transaction-fee basis through premiums on underwritten title policies and fees on production services, with title insurance rates regulated by individual state departments of insurance.

The company's technology stack centers on the FirstNet PRO online agent portal (policy ordering, tracking, forms, endorsements, over-limit requests, bulletins, and lender-facing agent/ICSL/CPL verification), a Paperless Closer digital closing tool, and pre-built integrations with the major third-party title production platforms (SoftPro 360, RamQuest, Qualia, TitleCapture, Flueid). Distribution runs through dedicated regional and state agency managers covering Southwest, Florida, Great Lakes, Mid-Atlantic, Southeast, and Western territories, supported by a Preferred Vendor Program of more than 15 vetted partners spanning wire fraud protection, escrow management, lien search, HOA documents, 1031 exchange, E&O insurance, and digital marketing (most recently via an exclusive partnership with JenesisDigital).

FNTI is founder-controlled, with no disclosed institutional or private equity ownership; co-founder Chris Phillips transitioned to CEO Emeritus in 2025, with David Hays assuming the President role. The company has earned Demotech A financial stability ratings, SOC 2 Type II certification, and has appeared on the Inc. 5000 list for seven consecutive years (2017-2023) and on the Dallas Business Journal Middle Market 50 for seven consecutive years (2016-2022), with reported three-year revenue growth rates ranging from 62% to 132% across those recognition years. It is licensed as a Texas-domiciled title insurance corporation and has expanded its operating footprint from Texas into New Mexico (2014), Florida (2016), and Utah (2020), with current coverage spanning 50+ states via its independent agent network.

First National Title Insurance Company firmographics

Firmographics

Name: First National Title Insurance Company
Legal name: First National Title Insurance Company
Website: https://fnti.com
Company type: Private
Founded year: 2012
Operating status: Operating
Headcount range: 11–50 employees
Short description: First National Title Insurance Company is a Plano, Texas-based title insurance underwriter founded in 2012 that underwrites policies and provides FLEX title production services, technology tools, and support to independent title agents and lenders across all 50 U.S. states.
Ownership category
akta.pro rank

First National Title Insurance Company industry classification

Industry

Product category: Title Insurance
NAICS: Direct Title Insurance Carriers (524127), Insurance Carriers (5241)
SIC: Title Insurance (6361)
akta.pro primary industry: Title Insurance (FSAJACAL)
akta.pro secondary industries: Title Insurance & Underwriting (BPAJAOAA), Title Search & Examination (BPAJAOAB)

Keywords

Title insurance underwriting
Title production services
Underwriting counsel
Real estate closing
Title agent support

Where First National Title Insurance Company is headquartered

Location

Headquarters

HQ city: Plano
HQ country: United States
HQ region: North America

Offices2 records

Markets served

First National Title Insurance Company business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

Title Insurance Underwriting: FNTI underwrites title insurance policies for real estate transactions, earning premiums from title agencies and agents. The company provides underwriting counsel and risk assessment for residential and commercial transactions nationwide.
Title Production Services: Flexible title production services (FLEX by FNTI) providing title commitments, searches, examinations, policy production, and document retrieval for independent agents, generating fees for these value-added services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

First National Title Insurance Company product offering

Product offering

Core offering

First National Title Insurance Company (FNTI) underwrites title insurance policies for residential and commercial real estate transactions nationwide, providing risk assessment, policy issuance, and underwriting counsel to independent title agents and agencies. The company also offers title production services under the FLEX by FNTI brand, including title commitments, searches, examinations, policy production, and document retrieval. Technology tools such as the FirstNet PRO agent portal and Paperless Closer support agents in ordering, tracking, and closing transactions electronically.

Product overview

First National Title Insurance Company (FNTI) is a title insurance underwriting company offering a unified product portfolio centered on title insurance underwriting and production services. The core offering consists of title insurance underwriting policies, supported by FLEX by FNTI for title production services. FNTI provides agents with technology tools including FirstNet PRO (online policy ordering and tracking portal), Paperless Closer (electronic closing), and TitleCapture calculators. The company operates a Preferred Vendor Program connecting agents with vetted partners across marketing, technology, legal, tax, and security categories. Educational programs, bulletins (agency and underwriting), and lender verification services (agent verification and ICSL/CPL verification) round out the service offerings. FNTI integrates with major title production platforms including SoftPro 360, Qualia, RamQuest, and Flueid for title verification capabilities.

Differentiator

Problem solved

Functional benefit

Brands

FirstNet PRO: Online agent portal for ordering and tracking policies, accessing forms, bulletins, and agent resources
FLEX by FNTI
Title Production Services

Products and services

Title Insurance Underwriting Core title insurance underwriting services providing risk assessment, policy issuance, and underwriting counsel for residential and commercial real estate transactions nationwide. Available to independent title agents and agencies across all 50 states.
FLEX by FNTI Title Production Services Flexible title production services offering a full suite of title-driven solutions customizable to fit agent workflows, including title commitments, searches, examinations, policy production, and document retrieval. Designed for independent agents needing overflow or year-round production support with fast turn times and expansive coverage.
FirstNet PRO

Quantifiable outcome

Recognized on Inc. 5000 Fastest Growing Private Companies list for 7 consecutive years (2017-2023)
+4 more outcomes

Companies that use First National Title Insurance Company

Customer profile

Named customers12 records

Segments2 records

Ideal customer profiles2 records

First National Title Insurance Company technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration19 records

Feature5 records

First National Title Insurance Company partnerships and signals

Strategic signal

Partnerships

Twelve partnerships are on record, tiered core and minor.

JenesisDigitalcoreGTM or Marketing Partner · 28 April 2026Strategic partnership with JenesisDigital, a division of Jenesis Software, to provide exclusive digital marketing services to FNTI's network of title insurance agencies nationwide. Services include SEO strategy, web design, reputation management, content marketing, social media marketing, and directory listings. Both companies cited the collaboration as a growth opportunity to help agencies improve visibility, engagement, and conversions in competitive local markets.
SoftProcoreTechnology or Integration · 22 January 2026SoftPro 360 integration announcement allowing FNTI services to be accessed directly within the SoftPro title production platform. Streamlines policy issuance for real estate closings.
FlueidcoreTechnology or Integration · 1 January 2024Integration partnership to bring verification of title capabilities to FNTI's agent network. Enables agents to access title verification services within their existing workflows.
United Tax ServicesminorOthersPreferred vendor partner providing tax certificate services for title searches.
First National Exchange CompanyminorOthersPreferred vendor partner providing 1031 exchange services for real estate transactions.
SSIS Select Specialty Insurance ServiceminorOthersPreferred vendor partner providing E&O (Errors and Omissions) insurance for title agents.
Signature XcelminorOthersPreferred vendor partner providing notary signing services.
Quality OutsourceminorOthersPreferred vendor partner providing policy production outsourcing services.
ProplogixminorOthersPreferred vendor partner providing HOA document retrieval services.
Network Transaction Solutions (NTS)minorOthersPreferred vendor partner providing lien search services.
FinCen Real Estate ReportingminorOthersPreferred vendor partner providing FinCEN real estate reporting compliance tools.
Aligned Escrow SolutionsminorOthersPreferred vendor partner providing three-way reconciliation services for escrow accounts.

Scale indicators9 records

Recent moves9 records

First National Title Insurance Company competitors and assessment

Company assessment

Broad incumbents

First American Title Insurance Company: Largest U.S. title insurance underwriter offering both owner and lender title insurance plus escrow and settlement services. Directly comparable to FNTI on core underwriting product but operates at vastly greater scale with national retail, agency, and direct channels.
Fidelity National Title: Major national title insurer under Fidelity National Financial, providing title insurance, escrow, and transaction services. Comparable on core underwriting product and similar customer base (agents and lenders), with significantly broader geographic reach and capital base than FNTI.
Stewart Title: Top-tier U.S. title insurance underwriter serving title agents, lenders, and consumers across all 50 states. Comparable to FNTI in issuing title insurance policies and serving independent agents but at substantially larger scale with broader ancillary offerings.
Old Republic National Title Insurance: Major U.S. title insurance underwriter within Old Republic International, issuing title insurance policies through agents nationwide. Comparable product, customer base (independent agents), and regulatory model to FNTI, with much greater financial scale.

Emerging players

Title Resources Guaranty Company: Title insurance underwriter focused on serving independent title agents with technology-enabled underwriting and production services. Comparable to FNTI's agent-first positioning and emerging-product overlap, particularly around technology integrations.

Direct peers

North American Title Insurance Company: National title underwriter providing owner and lender title insurance primarily through independent agents. Comparable to FNTI on product offering and agent-channel distribution model, at a similar mid-market scale.
WFG National Title Insurance Company: National title insurance underwriter serving independent title agents with a focus on responsiveness, education, and operational support. Closely comparable to FNTI's value proposition of agent-first service and technology-enabled underwriting.
Investors Title Insurance Company: Mid-market title insurance underwriter serving independent agents in the southeastern U.S. with title insurance and related services. Comparable on direct title underwriting through agents, though FNTI has broader national coverage.
Westcor Land Title Insurance Company: Mid-sized U.S. title insurance underwriter built around the independent agent channel, offering owner and lender policies and related services. Closely comparable to FNTI in scale, distribution model (agent-focused), and target customer segment.

Others

RamQuest Software: Title production software provider integrated with FNTI's underwriting platform. Not a competitor but a key technology partner comparable to FNTI's SoftPro 360, Qualia, and other integrated title production ecosystems that route transactions to FNTI's underwriting desk.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

First National Title Insurance Company compliance and trust

Trust signal

Compliance3 records

First National Title Insurance Company financial estimates

Financial estimate

Revenue estimate

Valuation estimate

First National Title Insurance Company leadership team

Management profile

Number of profiles

Profiles1 record

First National Title Insurance Company funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

First National Title Insurance Company M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First National Title Insurance Company

What does First National Title Insurance Company do?

Is First National Title Insurance Company a public or private company?

First National Title Insurance Company is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was First National Title Insurance Company founded?

First National Title Insurance Company was founded in 2012. It employs 11 to 50 people.

Where is First National Title Insurance Company based?

First National Title Insurance Company is headquartered in Plano, United States, in the North America region.

How does First National Title Insurance Company make money?

Two revenue lines are on record. Title Insurance Underwriting is the primary driver. The others are title Production Services.

Who are First National Title Insurance Company's main competitors?

Broad incumbents on record are First American Title Insurance Company, Fidelity National Title, Stewart Title and Old Republic National Title Insurance. Title Resources Guaranty Company is listed as an emerging player. Direct peers are North American Title Insurance Company, WFG National Title Insurance Company, Investors Title Insurance Company and Westcor Land Title Insurance Company. RamQuest Software is listed as an others.

Does First National Title Insurance Company have an API?

No public API is recorded for First National Title Insurance Company.

What industry is First National Title Insurance Company in?

First National Title Insurance Company's product category is Title Insurance. Its primary akta.pro industry code is FSAJACAL, Title Insurance, with a secondary code of BPAJAOAA, Title Insurance & Underwriting. Its NAICS code is 524127 and its SIC code is 6361.