High Risk Payment Pro's
High Risk Payment Pro's is a privately held payment processor specializing in merchant accounts for high-risk verticals, including adult, CBD/hemp, firearms, gaming, crypto, MRBs, and nutraceuticals. It offers a PCI-DSS compliant gateway, fraud prevention, and chargeback management with multi-bank underwriting.
- Company typePrivate
- Founded2019
- HeadquartersCalabasas, United States
- Headcount—
- GTM typeB2B
- OfferingServices
What High Risk Payment Pro's does
High Risk Payment Pro's is a privately held payment processor founded in 2019 and headquartered in Calabasas, California, specializing exclusively in merchant account services for businesses classified as high-risk by credit card brands and acquiring banks. The company serves a vertically diverse roster of high-risk segments including adult entertainment, airlines, CBD/hemp, collection agencies, cryptocurrency exchanges, firearms, online gaming, marijuana-related businesses (MRBs), nutraceuticals, short-term lenders, telecommunications, and B2B/eCommerce retailers with poor credit history. Its value proposition centers on obtaining account approvals through relationships with multiple acquiring banks willing to accept elevated risk, with stated pre-approval times of as little as 6 hours.
The company's product portfolio is anchored by a high-risk payment gateway built for card-not-present transactions, supported by tokenization, recurring billing, a customer vault, virtual terminal, inventory management, mobile and USB swiping, ACH processing with low fees, and QuickBooks export. Layered on top of the gateway are two specialized services — fraud prevention using proprietary transaction screening and anomaly detection, and chargeback management providing actionable data on chargeback ratios, reason codes, card-brand breakdowns, and reversal rates. The platform is PCI-DSS compliant, offers a straightforward API with hosted forms, and is marketed globally.
High Risk Payment Pro's monetizes via transaction-based fees, advertising rates as low as 2.49% on a pay-as-you-go cadence with final pricing determined by business type and risk profile. Its go-to-market is direct and lean: a website with vertical-specific landing pages, a toll-free sales line (1-800-746-3913), and a contact/application form, supplemented by in-house underwriting. The company holds no disclosed investors, patents, partnerships, leadership team bios, or headcount figures, and provides no public revenue, ARR, or GMV figures.
High Risk Payment Pro's firmographics
Firmographics- Name
- High Risk Payment Pro's
- Legal name
- High Risk Payment Pro's
- Website
- https://highriskpaymentpros.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Short description
- High Risk Payment Pro's is a privately held payment processor specializing in merchant accounts for high-risk verticals, including adult, CBD/hemp, firearms, gaming, crypto, MRBs, and nutraceuticals. It offers a PCI-DSS compliant gateway, fraud prevention, and chargeback management with multi-bank underwriting.
- Ownership category
- akta.pro rank
High Risk Payment Pro's industry classification
Industry- Product category
- High-Risk Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Fraud Prevention, Risk & Chargeback Management (CRAFALAE), Payments Fraud & Chargeback Prevention (HDADALAE)
Keywords
Where High Risk Payment Pro's is headquartered
LocationHeadquarters
- HQ city
- Calabasas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
High Risk Payment Pro's business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- High-Risk Merchant Account Services: Provides high-risk merchant accounts for businesses classified as high-risk by credit card brands and acquiring banks. Revenue is generated through transaction processing fees.
- Payment Gateway Services: Gateway payment services for authorizing debit and credit card purchases for online businesses. Supports eCommerce digital payments worldwide.
- Chargeback Management Services: Chargeback prevention and analysis services to help merchants deal with forced transaction reversals and recover funds.
- Fraud Prevention Services: Merchant account fraud protection and detection avoidance systems to prevent fraudulent transactions and chargebacks.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard high-risk merchant account rates |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels1 record
High Risk Payment Pro's product offering
Product offeringCore offering
High Risk Payment Pro's provides high-risk merchant accounts and a high-risk payment gateway that authorizes debit and credit card purchases for online, retail, and B2B businesses classified as high-risk by credit card brands and acquiring banks. The offering is paired with integrated fraud prevention tools, chargeback management and mitigation, and PCI-DSS compliant processing infrastructure to help merchants avoid account shutdowns and fund holds.
Product overview
High Risk Payment Pro's offers a unified payment processing platform for high-risk businesses, consisting of a core Payment Gateway that integrates recurring billing, tokenization, customer vault, virtual terminal, inventory management, mobile processing, and ACH processing capabilities. This core gateway is complemented by two specialized services: Fraud Prevention (for detecting and preventing fraudulent transactions) and Chargeback Management & Mitigation (for managing chargeback ratios and compliance). The company also provides High-Risk Merchant Accounts as the foundational account product. The platform supports B2B, eCommerce, and retail businesses with a stated API and hosted payment forms.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Gateway High-risk payment gateway that authorizes debit and credit card purchases for online businesses, including tools for automatic recurring billing, tokenization, customer vault, virtual terminal, inventory management, mobile processing, integrated swiping, ACH payment processing, and QuickBooks export.
- Fraud Prevention Credit card fraud protection service using proprietary detection and avoidance systems that screen for unusual and suspicious transaction behavior to prevent fraudulent transactions, theft, and scams for high-risk merchant accounts.
- Chargeback Management & Mitigation Chargeback protection service that provides actionable data on chargeback ratios, analysis of reason codes, card brand breakdowns, and reversal rates to help high-risk merchants ensure card brand compliance and recover funds.
- High-Risk Merchant Accounts Merchant account solutions for businesses classified as high-risk by credit card brands and acquiring banks, with pre-approval times as fast as 6 hours and rates starting at 2.49%, supported by relationships with multiple acquiring banks willing to accept the liability for high-risk businesses.
Quantifiable outcome
- Pre-approval in as little as 6 hours for high-risk merchant accounts
- +1 more outcomes
Companies that use High Risk Payment Pro's
Customer profileSegments14 records
Ideal customer profiles3 records
High Risk Payment Pro's technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability1 record
Feature12 records
High Risk Payment Pro's partnerships and signals
Strategic signalScale indicators2 records
Recent moves6 records
Expansion highlights4 records
High Risk Payment Pro's competitors and assessment
Company assessmentDirect peers
- PaymentCloud: Direct high-risk merchant account specialist offering accounts, gateway, chargeback, and fraud tools across similar high-risk verticals (adult, CBD, firearms, nutraceuticals, etc.). Closest head-to-head competitor for High Risk Payment Pro's.
- HighRiskPay.com: Direct peer offering high-risk merchant accounts and processing for the same hard-to-place verticals. Competes on speed of underwriting and rate, mirroring High Risk Payment Pro's value proposition.
- Easy Pay Direct: Direct high-risk payments competitor offering merchant accounts, gateway, and chargeback management with specialization in similar restricted industries.
- Durango Merchant Services: Direct competitor focused on high-risk eCommerce merchant accounts, chargeback mitigation, and gateway services for adult, CBD, supplements, firearms, and similar industries.
- National Processing: Direct peer providing high-risk merchant account underwriting, gateway, and chargeback prevention for eCommerce and retail merchants across regulated verticals.
Broad incumbents
- Stripe: Global payments incumbent whose Radar fraud product and expanding underwriting capabilities increasingly encroach on the high-risk merchant segment, serving many of the same eCommerce merchants.
- PayPal: Mass-market payments incumbent with merchant services that sometimes overlap with high-risk eCommerce and provides reference pricing/feature baseline for gateway and chargeback tooling.
- Block (Square): Broad incumbent in merchant payments whose processors and seller offerings touch many of the same eCommerce and retail merchants; benchmark for transaction-fee economics.
Others
- Kount (Equifax): Adjacent fraud and chargeback prevention vendor whose technology often underpins high-risk processors; a relevant ecosystem participant rather than direct competitor.
- Chargebacks911: Specialized chargeback management and mitigation service that competes with High Risk Payment Pro's chargeback offering and is often used as either partner or competitor by high-risk merchants.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
High Risk Payment Pro's compliance and trust
Trust signalCompliance1 record
High Risk Payment Pro's financial estimates
Financial estimateRevenue estimate
Valuation estimate
High Risk Payment Pro's leadership team
Management profileNumber of profiles
High Risk Payment Pro's funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
High Risk Payment Pro's M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about High Risk Payment Pro's
What does High Risk Payment Pro's do?
High Risk Payment Pro's provides high-risk merchant accounts and a high-risk payment gateway that authorizes debit and credit card purchases for online, retail, and B2B businesses classified as high-risk by credit card brands and acquiring banks. The offering is paired with integrated fraud prevention tools, chargeback management and mitigation, and PCI-DSS compliant processing infrastructure to help merchants avoid account shutdowns and fund holds.
Is High Risk Payment Pro's a public or private company?
High Risk Payment Pro's is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was High Risk Payment Pro's founded?
High Risk Payment Pro's was founded in 2019.
Where is High Risk Payment Pro's based?
High Risk Payment Pro's is headquartered in Calabasas, United States, in the North America region.
How does High Risk Payment Pro's make money?
Four revenue lines are on record. High-Risk Merchant Account Services are the primary driver. The others are payment Gateway Services, chargeback Management Services and fraud Prevention Services.
Who are High Risk Payment Pro's's main competitors?
Direct peers on record are PaymentCloud, HighRiskPay.com, Easy Pay Direct, Durango Merchant Services and National Processing. Broad incumbents are Stripe, PayPal and Block (Square). Others are Kount (Equifax) and Chargebacks911.
Does High Risk Payment Pro's have an API?
Yes. The company offers a straightforward API for processing card-not-present transactions, along with hosted forms. No public documentation, SDK, or developer portal is referenced in the available materials.
What industry is High Risk Payment Pro's in?
High Risk Payment Pro's's product category is High-Risk Payment Processing. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of CRAFALAE, Fraud Prevention, Risk & Chargeback Management. Its NAICS code is 522320.