Jade Finance Australia

What Jade Finance Australia does

Jade Finance Australia is a privately held Australian financial services provider founded in 2013 and headquartered in Coalstoun Lakes, Queensland. According to its listed firmographic profile, the company offers loan approvals, interest rate comparisons, and boat financing solutions, positioning it as a specialist in the niche marine-asset lending vertical alongside broader retail lending intermediation.

The company operates with a headcount of 51-100 employees, indicating a small-to-mid-scale operation. Its go-to-market appears to be a brokerage-style model that connects borrowers with lenders, leveraging rate-comparison functionality and a dedicated boat finance product line. However, the actual company website (jade.finance) returned only a loading/verification page at the time of source capture, so no primary-source detail on product mechanics, lender partnerships, underwriting criteria, fee structure, or technology architecture was obtainable.

Material data gaps significantly constrain due diligence: no disclosed revenue, no funding rounds, no management team bios, no named lender or borrower counterparties, no pricing model, no marketing or distribution channels, and no certifications or regulatory disclosures (e.g., Australian Credit Licence) were present in the input material. The company description above therefore relies solely on the short_description field and firmographic metadata; deeper operational, financial, and structural intelligence would require direct access to the live website content, ASIC registry filings, or proprietary credit industry data.

Name

Jade Finance Australia

Website

https://jade.finance

Company type

Private

Founded year

2013

Headcount range

11–50 employees

Short description

Jade Finance Australia is a privately held Australian lender founded in 2013 that offers loan approvals, interest rate comparisons, and specialist boat financing solutions to retail and marine-asset borrowers.

Ownership category

akta.pro rank

Product category

Consumer Marine Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Direct Lending — Specialty Finance (Consumer/SME Lending Platforms) (FSAHAJAF)

Keywords

• Consumer finance broker
• Boat financing
• Marine lending
• Interest rate comparison
• Loan approval services

Headquarters

HQ city

Coalstoun Lakes

HQ country

Australia

HQ region

Oceania

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Core offering

Jade Finance Australia is an Australian finance provider offering loan approvals, interest rate comparisons, and specialized boat and marine financing solutions. The company helps individual borrowers obtain asset-backed personal finance through its direct lending and comparison services delivered online via jade.finance.

Differentiator

Problem solved

Functional benefit

Products and services

• Boat Financing Specialized marine financing solutions for purchasing boats and other watercraft, available to Australian consumers as secured asset finance.
• Loan Approval Services Loan application processing and approval services for Australian consumers seeking personal or asset-backed financing through Jade Finance Australia.
• Interest Rate Comparison Consumer-facing comparison service that allows customers to evaluate interest rates across lending options for boats and other financed assets.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Direct peers

• RateCity: Australian rate-comparison platform across financial products. Comparable to Jade Finance's interest rate comparison service line and online lending aggregator role.
• MoneyPlace: Australian consumer lending marketplace originating unsecured personal loans. Comparable on digital intermediation, rate discovery, and non-bank consumer credit in Australia.
• Finance One: Australian non-bank consumer and asset lender serving near-prime and non-prime borrowers. Comparable on niche consumer and asset-finance origination in Australia.
• Plenti: Australian peer-to-peer and consumer asset lender offering auto, renewable energy, and personal loans. Operates as a digital marketplace lender in Australia, comparable to Jade Finance on the consumer asset-finance origination and intermediation axis.
• Nimble Australia: Australian online consumer lender offering personal loans via a digital origination platform. Comparable on digital-first consumer lending and credit decisioning for non-bank borrowers in Australia.
• Stratton Finance: Australian asset-finance broker specialising in car, boat, and equipment finance. Highly comparable to Jade Finance given shared boat/asset finance focus and broker-led origination model in the Australian market.

Broad incumbents

• ANZ: One of Australia's four major banks offering marine and asset finance products. Comparable as a large incumbent competitor with boat finance offerings, against which specialty non-banks like Jade Finance position on service and speed.
• Latitude Financial Services: Major Australian consumer finance provider across personal loans, credit cards, and asset finance. Comparable as a large-scale non-bank competitor serving similar consumer credit customers in Australia.
• Liberty Financial: Australian non-bank lender offering consumer, mortgage, and asset finance. Comparable as a broader incumbent non-bank credit provider competing in adjacent consumer-finance verticals including asset finance.

Emerging players

• Athena Home Loans: Australian digital mortgage lender with a tech-led origination platform. Comparable as a digital-native non-bank lender in Australia pursuing borrowers via direct origination rather than branch-based bank channels.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Facebookfacebook.com/cheaperloans
• LinkedInlinkedin.com/company/jade-finance-australia

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jade Finance Australia