The 4i Insurance Group
Independent insurance agency in Carnegie, Pennsylvania, distributing personal and commercial policies through approximately two dozen represented carriers via three General Agents, with sales led through instant online quotes, phone, and in-person channels.
- Company typePrivate
- Founded-
- HeadquartersCarnegie, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What The 4i Insurance Group does
The 4i Insurance Group is an independent, full-service insurance agency headquartered at 600 North Bell Avenue, Suite 120, Carnegie, Pennsylvania, operating as a privately held LLC (legal entity: The 4 I Insurance Group, LLC). The firm is organized around three General Agents — Marcie Broskey, Dale Mancini, and Jamie Petrolias — whose combined industry tenure exceeds 100 years, with no parent company, subsidiaries, external investors, or public listing evident in the available material. The agency distributes a broad product portfolio spanning personal lines (auto, motorcycle, homeowners, life, recreational vehicles, personal umbrella) and commercial lines (general liability, workers' compensation, commercial auto, commercial umbrella, contractors, bonds) through approximately two dozen represented carriers including Farmers, Liberty Mutual, MetLife, Nationwide, Progressive, Travelers, Hiscox, Hagerty, and others.
The 4i Insurance Group firmographics
Firmographics- Name
- The 4i Insurance Group
- Legal name
- The 4 I Insurance Group, LLC
- Website
- https://4iinsurance.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Independent insurance agency in Carnegie, Pennsylvania, distributing personal and commercial policies through approximately two dozen represented carriers via three General Agents, with sales led through instant online quotes, phone, and in-person channels.
- Ownership category
- akta.pro rank
Where The 4i Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Carnegie
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
The 4i Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Commissions: As an independent insurance agency, The 4i Insurance Group earns revenue through commissions paid by insurance carriers for policies sold. They represent multiple insurance companies and earn a percentage of each premium as commission.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Quote-based insurance policies customized to individual needs |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
The 4i Insurance Group product offering
Product offeringCore offering
The 4i Insurance Group is an independent full-service insurance agency that represents multiple insurance carriers and helps customers shop for the best policy to suit their needs. They offer personal lines (auto, motorcycle, homeowners, life, recreational vehicle, personal umbrella) and commercial lines (business, commercial auto, contractors, general liability, workers' compensation, bonds, commercial umbrella) through three licensed General Agents operating from a single Carnegie, PA office.
Product overview
The 4i Insurance Group is an independent insurance agency offering a comprehensive portfolio of insurance products across personal and commercial lines. Their product portfolio includes personal insurance products (Auto, Motorcycle, Homeowners, Life, Recreational Vehicle Insurance, and Personal Umbrella), as well as commercial/business insurance products (Business Insurance with sub-products including Bonds, Commercial Auto, Commercial Umbrella, Contractors, General Liability, and Workers' Compensation Insurance). As an independent agency, they represent multiple insurance carriers to provide choice and competitive pricing. They also offer an Instant Insurance Quote feature for quick online quotes.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Auto insurance policy providing coverage against property damage, liability, and medical costs following accidents, including collision, liability, medical payments, uninsured/underinsured motorist, and comprehensive coverage options for individual vehicle owners.
- Motorcycle Insurance Insurance coverage for motorcycle owners including liability protections, uninsured/underinsured motorist coverage, property damage, theft, vandalism, roadside assistance, and specialized equipment.
- Homeowners Insurance Package policy insuring the home and personal belongings, covering property damage and liability for injuries and property damage caused to others, with optional endorsements and riders.
- Life Insurance Life insurance policies including term life (coverage for specific period) and whole life (lifetime coverage with cash value investment) options for individuals and families.
- Recreational Vehicle Insurance Insurance coverage for recreational vehicles including boats, motorcycles, RVs, ATVs, snowmobiles, travel trailers, campers, and coaches.
- Personal Umbrella Insurance Excess liability coverage protecting personal assets by covering claims that exceed the limits of existing home, auto, renters, or watercraft policies.
- Business Insurance Commercial insurance coverage designed for businesses including general liability, business property, business interruption, commercial auto, professional liability, and workers' compensation policies.
- Commercial Auto Insurance Insurance for business vehicles covering liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverage with optional endorsements like roadside assistance and rental reimbursement.
- Commercial Umbrella Insurance Excess liability coverage that helps cover claims exceeding the limits of commercial auto, employer's liability, or general liability insurance policies for businesses.
- Contractors Insurance Comprehensive business insurance for contractors including commercial property, builder's risk, tools and equipment, commercial auto, liability, umbrella, and workers' compensation coverage.
- General Liability Insurance Commercial general liability coverage protecting against third-party property damage, bodily injury, and personal/advertising injury claims, including legal fees for businesses.
- Workers' Compensation Insurance Business insurance providing medical benefits, wage-loss benefits, vocational rehabilitation, and death/dependent benefits for employees with work-related injuries or illnesses.
- Bonds Surety and fidelity bonds for businesses, including surety bonds that guarantee contract fulfillment and fidelity bonds protecting against employee dishonest acts.
Quantifiable outcome
- Successfully served thousands of customers
Companies that use The 4i Insurance Group
Customer profileSegments2 records
Ideal customer profiles2 records
The 4i Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
The 4i Insurance Group partnerships and signals
Strategic signalPartnerships
23 partnerships are on record, tiered minor.
- AIC (Agency Insurance Company)minorInsurance carrier represented by The 4i Insurance Group. Customers can purchase AIC auto and other insurance products through the agency.
- American ModernminorInsurance carrier represented by The 4i Insurance Group for specialty insurance products.
- Bristol WestminorInsurance carrier represented by The 4i Insurance Group for auto insurance.
- DairylandminorInsurance carrier represented by The 4i Insurance Group for motorcycle and auto insurance.
- DonegalminorInsurance carrier represented by The 4i Insurance Group.
- Farmers InsuranceminorMajor insurance carrier represented by The 4i Insurance Group for auto, home, and business insurance.
- ForemostminorInsurance carrier represented by The 4i Insurance Group for specialty insurance products.
- GrangeminorInsurance carrier represented by The 4i Insurance Group.
- GrinnellminorInsurance carrier represented by The 4i Insurance Group for farm and commercial insurance.
- HagertyminorClassic car and motorcycle insurance carrier represented by The 4i Insurance Group.
- HiscoxminorInsurance carrier represented by The 4i Insurance Group for business and professional liability insurance.
- Liberty MutualminorMajor insurance carrier represented by The 4i Insurance Group for auto, home, and business insurance.
- Main Street AmericaminorInsurance carrier represented by The 4i Insurance Group for small business insurance.
- MetLifeminorMajor insurance carrier represented by The 4i Insurance Group for auto, home, and life insurance.
- MillVille MutualminorInsurance carrier represented by The 4i Insurance Group.
- National GeneralminorInsurance carrier represented by The 4i Insurance Group for auto insurance.
- NationwideminorMajor insurance carrier represented by The 4i Insurance Group for auto, home, and business insurance.
- OpenlyminorInsurance carrier represented by The 4i Insurance Group for homeowners insurance.
- Plymouth RockminorInsurance carrier represented by The 4i Insurance Group for auto insurance in select states.
- ProgressiveminorMajor insurance carrier represented by The 4i Insurance Group for auto and motorcycle insurance.
- RLIminorInsurance carrier represented by The 4i Insurance Group for specialty insurance products.
- SafecominorInsurance carrier represented by The 4i Insurance Group for auto and home insurance (Liberty Mutual subsidiary).
- TravelersminorMajor insurance carrier represented by The 4i Insurance Group for auto, home, and business insurance.
Scale indicators2 records
Recent moves5 records
Expansion highlights2 records
The 4i Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Erie Insurance Group: Regional P&C insurer headquartered in Erie, PA that distributes exclusively through a network of independent agents across the mid-Atlantic and Midwest. Directly comparable because both 4i and Erie's agency force compete for the same Pittsburgh-area personal and small-commercial customers via a multi-carrier/multi-line independent agency chassis.
- Brown & Brown, Inc. Large national insurance brokerage that consolidates independent agencies and books business across personal, commercial, and specialty lines. Comparable as both a competitor and a potential acquirer of small independent agencies like 4i that operate on multi-carrier commission revenue.
- Hub International Limited: Large North American insurance brokerage that aggregates independent agencies and competes for commercial accounts. Comparable as both an aggregator (potential acquirer) and a competitor in small-commercial and personal-lines placement.
- Progressive Insurance: Major P&C carrier that sells both direct-to-consumer and through independent agents, and is one of 4i's appointed carriers. Comparable because Progressive's direct channel competes with 4i for the same personal auto and homeowners customers in the Pittsburgh market.
- GEICO: Direct-to-consumer auto and home insurer that bypasses independent agents. Comparable because it competes with 4i for the same personal-lines customers in Pennsylvania but sells directly, putting pressure on the agent-channel value proposition.
- Acrisure: Fast-growing insurance brokerage platform built by acquiring independent agencies and brokerages nationwide. Comparable in business model (multi-carrier distribution) and as a likely roll-up acquirer for small agencies like 4i Insurance Group.
- Allstate Insurance: National P&C insurer that distributes primarily through a captive agency force but also works with some independent channels. Comparable as a competing distribution model targeting the same personal and small-commercial customers in Pennsylvania.
Regional players
- Frankenmuth Insurance: Mutual insurance company distributing exclusively through independent agents across the Midwest and mid-Atlantic. Comparable as a regional carrier whose independent-agent model mirrors 4i's relationship with its ~20 carrier appointments.
- Auto-Owners Insurance: Mutual P&C carrier that sells exclusively through independent agents in the eastern and midwestern U.S. Comparable because its independent-agent distribution overlaps with 4i's appointed-carrier model in personal, commercial, and life lines.
Emerging players
- Lemonade Inc. Insurtech carrier using an AI-driven, mobile-first direct model for renters, homeowners, and pet insurance. Comparable as a disruptive direct-to-consumer alternative attacking 4i's personal-lines book and adjacent consumer segments.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
The 4i Insurance Group social profiles
Digital presenceThe 4i Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
The 4i Insurance Group leadership team
Management profileNumber of profiles
Profiles3 records
The 4i Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The 4i Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The 4i Insurance Group
What does The 4i Insurance Group do?
The 4i Insurance Group is an independent full-service insurance agency that represents multiple insurance carriers and helps customers shop for the best policy to suit their needs. They offer personal lines (auto, motorcycle, homeowners, life, recreational vehicle, personal umbrella) and commercial lines (business, commercial auto, contractors, general liability, workers' compensation, bonds, commercial umbrella) through three licensed General Agents operating from a single Carnegie, PA office.
Is The 4i Insurance Group a public or private company?
The 4i Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The 4i Insurance Group founded?
The 4i Insurance Group was founded in -1. It employs 11 to 50 people.
Where is The 4i Insurance Group based?
The 4i Insurance Group is headquartered in Carnegie, United States, in the North America region.
How does The 4i Insurance Group make money?
One revenue line is on record: insurance Commissions.
Who are The 4i Insurance Group's main competitors?
Broad incumbents on record are Erie Insurance Group, Brown & Brown, Inc., Hub International Limited, Progressive Insurance, GEICO, Acrisure and Allstate Insurance. Regional players are Frankenmuth Insurance and Auto-Owners Insurance. Lemonade Inc. is listed as an emerging player.
Does The 4i Insurance Group have an API?
No public API is recorded for The 4i Insurance Group.