MKG Enterprises

What MKG Enterprises does

MKG Enterprises Corp. is a California-licensed mortgage broker (NMLS 1370394; California Financing Law License #60DBO-45224) headquartered in Fresno, operating in the residential, commercial, and Non-QM lending markets across the state, with an emphasis on California's Central Valley. Founded in 2013, the firm employs between 1 and 10 people and originates loans through a direct sales motion spanning its website, a 24/7 DealDesk One contact center, and a real estate partner network. Its product catalogue spans FHA, VA, USDA, Conventional, Jumbo, Reverse Mortgages, HELOC, Non-QM, DSCR, Bridge, Construction, and Commercial loans, alongside specialty products such as Foreign National/ITIN loans, Privacy Mortgages, 1031 Exchange alternatives, and FHA 203(k) rehab loans.

The company's technical backbone is the proprietary DealDesk One portal, a 24/7 web-based loan processing and status-update platform, supplemented by the Business Pro Connect mobile application for real estate partners and a Credit-Track credit simulator for borrowers. It also incorporates an Ava AI Agent Portal for partner workflow automation and integrates with LeadConnector (CRM), Wise (international payments), Gusto (payroll), Brightpath Life Insurance, and Simplicity Group (LifeLink) for mortgage protection. Distribution combines self-serve digital channels, inside sales via the DealDesk One contact center, a realtor/loan officer reseller channel with dedicated agent portal, and physical offices in Fresno, Clovis, and Sacramento. Marketing emphasises content (150+ blog articles, SEO), podcast content via 'Mortgage Brokers Are Better,' SMS/email automation, and referral programs through real estate partners.

MKG earns revenue primarily through transaction fees on originated residential, commercial, and Non-QM loans, with deals ranging from sub-$1MM residential products up to $30MM+ jumbo and commercial facilities. The company operates a CRA DRIVE initiative targeting equitable lending in underserved Fresno, Clovis, and Sacramento markets. In 2026 the company registered a Regulation A+ Tier Two securities offering with the SEC to raise up to $75 million to fund expansion across mortgage, tax, insurance, and fintech operations, having completed a PCAOB audit and obtained a legal opinion on its offering circular.

Name

MKG Enterprises

Legal name

MKG Enterprises Corp.

Website

https://mkgenterprisescorp.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

MKG Enterprises Corp. is a California-licensed mortgage broker originating residential, commercial, and Non-QM loans through a proprietary 24/7 DealDesk One platform, serving first-time homebuyers, self-employed borrowers, real estate investors, and commercial clients across California's Central Valley and major metros.

Ownership category

akta.pro rank

Product category

Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

akta.pro secondary industries

SME Commercial Real Estate (CRE) Lending (FSABABAG), Agency (GSE) Multifamily Lending (FSALADAD)

Keywords

• Residential mortgage lending
• Commercial real estate financing
• Non-QM mortgage solutions
• Mortgage brokerage services
• Investor property financing

Headquarters

HQ city

Clovis

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Mortgage Origination Fees: Revenue generated from originating residential, commercial, and Non-QM mortgage loans. As a mortgage broker, MKG earns fees from originating loans through their network of lenders.
2. Commercial Lending Fees: Fees from commercial and multifamily loans including permanent financing, bridge loans, and construction financing programs.
3. Non-QM Loan Origination: Specialized loan products for self-employed, 1099 earners, and borrowers with complex financials generating origination fees.
4. Regulation A+ Capital Raise: The company is preparing to raise up to $75 million through a Regulation A+ Tier Two securities offering to support growth across mortgage, tax, insurance, and fintech operations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

MKG Enterprises Corp. operates as a licensed mortgage broker originating residential, commercial, and Non-QM mortgage loans through a network of lender partnerships, supported by its proprietary 24/7 DealDesk One loan processing portal. The company specializes in government-backed loans (FHA, VA, USDA), jumbo, conventional, DSCR, bridge, construction, and specialized Non-QM products for self-employed and complex-income borrowers. Its CRA DRIVE initiative targets equitable access to homeownership in underserved California Central Valley markets, and it is pursuing a Regulation A+ Tier Two securities offering to fund growth.

Product overview

MKG Enterprises Corp. is a premier mortgage broker offering a comprehensive suite of residential, commercial, and non-QM mortgage solutions. The company's core platform centers on DealDesk One, a 24/7 loan processing portal, supplemented by a mobile app for real estate partners. Their loan product portfolio includes government-backed products (FHA, VA, USDA), conventional loans, jumbo loans, and specialized Non-QM products for self-employed borrowers and investors. The commercial lending division provides multifamily, construction, bridge, and permanent financing solutions. Additional offerings include down payment assistance programs, 1031 exchange alternatives, credit tracking tools, and a Regulation A+ equity offering for investors.

Differentiator

Problem solved

Functional benefit

Products and services

• DealDesk One Loan Processing Portal 24/7 web-based loan processing, document submission, status tracking, and borrower support portal for residential, commercial, and Non-QM loan origination.
• Residential Mortgage Loans Residential mortgage products including FHA, VA, USDA, Conventional, Jumbo, Luxury/Super Jumbo up to $30MM+, and Reverse Mortgages for first-time homebuyers, owner-occupants, and homeowners seeking purchase or refinance financing.
• Non-QM Mortgage Solutions Non-QM mortgage products for borrowers who fall outside traditional lending guidelines, featuring bank statement, 1099, and asset-based qualification, with loan amounts up to $30MM+.
• DSCR Investment Property Loans DSCR loans for real estate investors that qualify based on rental property cash flow rather than personal tax returns, enabling financing without traditional income documentation.
• Bridge and Construction Loans Bridge loans from $3MM+ and construction loans from $10MM+ for transitional projects, with stretch bridge programs up to 75% LTV, LTC up to 55%, and terms of 12-36 months.
• Commercial Real Estate Loans Permanent commercial real estate financing for multifamily (5+ units), mixed-use, office, retail, industrial, and hospitality properties, with loan amounts starting at $1MM+, rates starting at 6.875%, maximum 70% LTV, and recourse and non-recourse options.
• HELOC (Home Equity Line of Credit) Revolving credit lines secured by home equity allowing homeowners to access funds as needed with variable interest rates.
• Closed-End Second Mortgage One-time lump sum second mortgage loans with fixed terms and payments providing additional financing for homeowners.
• Asset Qualifier DSCR Loans Investment property loans that qualify borrowers based on personal assets rather than income documentation, available for self-employed and high-net-worth individuals.
• FHA 203(k) Rehab Loan Government-backed FHA loans that combine home purchase and renovation costs into a single mortgage for properties needing improvement.
• Down Payment Assistance Program Programs that bridge the gap to homeownership for first-time buyers and underserved populations through down payment assistance.
• 1031 Exchange Alternative Tax-deferred exchange structures and installment sale alternatives enabling real estate investors to maximize tax savings during property transitions.
• Foreign National & ITIN Mortgage Loans Mortgage products designed for foreign nationals and individuals using an Individual Taxpayer Identification Number (ITIN), supporting immigrants and non-citizens in homeownership and investment property financing.
• Reverse Mortgages Home equity conversion mortgages allowing eligible homeowners aged 62 and older to convert home equity into cash while retaining home ownership.
• Regulation A+ Tier Two Securities Offering SEC-registered Regulation A+ Tier Two securities offering of up to $75 million enabling investors to participate in MKG Enterprises Corp.'s equity capital raise to support growth across mortgage, tax, insurance, and fintech operations.
• Credit Track Credit Simulator Online tool that helps borrowers simulate credit scenarios and understand factors affecting their credit scores for mortgage qualification.

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered minor.

• Wise (TransferWise)minorOthersInternational payments integration for cross-border transactions and foreign national borrower services.
• GustominorOthersPayroll services integration for business borrowers and partner referral program for SMB clients.
• Brightpath Life InsuranceminorOthersLife insurance solutions partner providing mortgage protection and insurance products to borrowers.
• Simplicity Group (LifeLink)minorOthersMortgage protection insurance products integration for borrower referrals.
• NinjaTrader (NDTCO SDIRA)minorOthersSelf-directed IRA account services for real estate investment and 1031 exchange alternative structures.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Rocket Mortgage: Largest U.S. retail mortgage lender and a benchmark for digital, self-service consumer-direct origination. Overlaps with MKG on FHA, VA, conforming, and jumbo origination and competes for the same California consumer demand, but at vastly larger scale and with balance-sheet lending.
• loanDepot: Public, multi-channel mortgage lender and broker (零售, wholesale, and partner channels). Comparable to MKG on product breadth (FHA, VA, conforming, jumbo, Non-QM) and on consumer-direct digital origination, but operates at far larger national scale.
• NewRez (Shellpoint Mortgage Servicing): National mortgage originator and servicer offering conventional, government, jumbo, and Non-QM products through retail, wholesale, and correspondent channels. Comparable to MKG on multi-channel origination and Non-QM reach, with far broader geographic footprint.
• United Wholesale Mortgage (UWM): Leading wholesale mortgage lender that originates exclusively through a broker channel, making it the most direct competitive counterparty for any broker including MKG. Comparable on broker partnership economics and broad product menu, but operates at national wholesale scale.

Direct peers

• Paramount Residential Mortgage Group (PRMG): Large independent mortgage banker and broker with broad residential and government loan product coverage across multiple states. Highly comparable to MKG on multi-channel residential and government-backed origination, though larger and more geographically diversified.
• Guild Mortgage: Independent mortgage company with strong West Coast presence including California. Comparable to MKG on residential, government-backed, and FHA/VA focus, and on serving underserved and first-time homebuyer segments, though with substantially larger scale.
• Plaza Home Mortgage: Independent mortgage banker with retail, wholesale, and correspondent channels offering conforming, government, jumbo, and Non-QM products. Comparable to MKG on broker/wholesale partner model and product breadth, including Non-QM specialization.
• Caliber Home Loans: Independent mortgage lender with strong retail and broker presence across multiple states, including significant California volume. Comparable to MKG on broad product menu (FHA, VA, Non-QM, jumbo) and on serving underserved communities, though at substantially larger scale.

Emerging players

• Kind Lending: Growing retail and wholesale mortgage lender offering conventional, government, and Non-QM products. Comparable to MKG on Non-QM specialization, retail/broker hybrid model, and growth-stage scale.
• Better.com: Digital-first mortgage lender competing in consumer-direct purchase and refinance. Comparable to MKG on technology-led borrower experience and self-service application flow, and a key competitor for tech-savvy California borrowers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/CorpMKG
• Facebookfacebook.com/810678255632312

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MKG Enterprises