Harnish Insurance Group
Harnish Insurance Group is a privately held independent insurance agency in Mesa, Arizona, distributing personal, commercial, and contractor-specialty insurance through 24+ carrier partnerships to individuals, families, contractors, and small businesses across Arizona.
- Company typePrivate
- Founded1993
- HeadquartersMesa, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Harnish Insurance Group does
Harnish Insurance Group is an independent insurance agency headquartered in Mesa, Arizona, founded in 1993 and privately held by owner Bryan Harnish. The agency distributes personal, commercial, and specialty insurance products through representation of 24+ insurance carriers including Progressive, Travelers, Liberty Mutual, The Hartford, CNA, and others. Product breadth spans personal lines (auto, home, condo, renters, umbrella, motorcycle, boat, ATV/RV, life and health), commercial lines (business, restaurant, trucking, property, workers compensation), and a dedicated contractors vertical covering ten trade specialties.
The business operates as a traditional independent agency: revenue is generated through commissions paid by carriers on placed policies, with pricing individualized per client based on coverage type, risk profile, and carrier underwriting. No proprietary technology is developed; the agency relies on its website (theharnishgroup.com), social media presence, and carrier-direct quoting tools to support sales. Customer acquisition is primarily referral-driven, supported by a 4.7-star Google rating across 88 reviews and long-term client relationships frequently exceeding 10 years.
Growth has been achieved through a measured M&A strategy rather than organic scaling: the agency became independent through a Couri Insurance Associates partnership in 2006, absorbed Valles Insurance in 2018, and merged with Mohr & Associates effective January 1, 2026. The agency remains a small operation (1-10 employees) serving the local Arizona market, with no external investment, geographic expansion beyond Mesa, or indication of technology-driven product development.
Harnish Insurance Group firmographics
Firmographics- Name
- Harnish Insurance Group
- Legal name
- Harnish Insurance Group, Inc.
- Website
- https://theharnishgroup.com
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Harnish Insurance Group is a privately held independent insurance agency in Mesa, Arizona, distributing personal, commercial, and contractor-specialty insurance through 24+ carrier partnerships to individuals, families, contractors, and small businesses across Arizona.
- Ownership category
- akta.pro rank
Where Harnish Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Mesa
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Harnish Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Commissions: As an independent insurance agency, Harnish Insurance Group earns revenue through commissions paid by insurance carriers for placing and servicing insurance policies. They represent multiple insurance companies, allowing them to offer competitive pricing and a variety of products to their clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Customized insurance quotes based on individual client needs and risk profiles |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels7 records
Harnish Insurance Group product offering
Product offeringCore offering
Harnish Insurance Group is an independent insurance agency that places personal, commercial, and specialty contractor insurance policies on behalf of clients through multiple insurance carriers. The agency brokers coverage across auto, home, life and health, business, restaurant, trucking, workers compensation, and trade-specific contractor lines, earning commissions from carriers for placement and ongoing servicing.
Product overview
Harnish Insurance Group is an independent insurance agency (not a technology company) that offers a comprehensive portfolio of insurance products and services. The agency operates as a single unified offering with multiple insurance categories: Personal Insurance products include auto, home, condo, renters, umbrella, motorcycle, boat, ATVs/RVs/trailers, and life/health coverage; Commercial Insurance includes business, restaurant, trucking, property, and workers compensation coverage; and specialized Contractors Insurance covers general contractors, electrical, excavation, painting, framing, HVAC, plumbing, roofing, remodeling, and steel construction specialists. The agency represents multiple insurance carriers to provide competitive pricing options. In April 2026, Mohr & Associates will merge with the group, adding Dave Mohr's 40 years of experience and further expanding their carrier relationships.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Auto Insurance
Quantifiable outcome
- Long-term client relationships spanning 10+ years
Companies that use Harnish Insurance Group
Customer profileSegments3 records
Ideal customer profiles3 records
Harnish Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Harnish Insurance Group partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Mohr & Associates, Inc.coreMohr & Associates, Inc. officially merged with Harnish Insurance Group effective January 1, 2026. This merger expands their client base, carrier relationships, and service capabilities. The merged entity continues under the Harnish Insurance Group name with Dave Mohr joining the team.
- Valles InsuranceminorValles Insurance merged and became part of The Harnish Group as of April 29, 2018. The Valles Insurance location continues to operate with the same agents and staff, maintaining continuity for existing Valles clients.
- Couri Insurance AssociatescoreHarnish Insurance Group became an independent agency through association with Couri Insurance Associates in 2006. This partnership enables them to represent multiple insurance carriers and access competitive products and pricing for their clients.
- Insurance Carrier PartnerscoreAs an independent agency, Harnish Insurance Group represents multiple insurance carriers including Acuity, American Collectors, Branch, Employers, Grundy, National General, West Bend, Next, Philadelphia Insurance Companies, Progressive, RLI, Secura, State Auto Insurance Companies, The Hartford, Travelers, Main Street America, Liberty Mutual, Hagerty, AFLAC, American Modern, ASI, Badger Mutual, Berkshire Hathaway Homestate Companies, CBIC, CNA, and Foremost. This multi-carrier representation enables competitive quoting for clients.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Harnish Insurance Group competitors and assessment
Company assessmentEmerging players
- Patriot Growth Insurance Services: PE-backed roll-up of independent agencies focused on personal, commercial, and specialty lines — directly comparable M&A playbook and multi-carrier agency model.
- Branch Insurance: InsurTech-enabled independent agency offering bundled home and auto across multiple carriers in a digital experience — relevant comparison for the digital-disruption threat facing traditional agencies like Harnish.
Broad incumbents
- HUB International: Large global insurance brokerage with deep personal and commercial lines across multiple carriers — relevant scaled-incumbent comparison for an independent-agency business model.
- Acrisure: Tech-enabled insurance brokerage with rapid roll-up history across personal and commercial lines — analogous multi-carrier agency model but at vastly larger scale.
- Integrity Marketing Group: Insurance distribution platform supporting independent agents and agencies through carrier partnerships and back-office services — comparable agency-distribution ecosystem.
Direct peers
- Hilb Group: Middle-market independent insurance brokerage built via roll-up of regional agencies, with multi-carrier representation across personal and commercial lines — directly comparable M&A-driven growth model to Harnish.
- AssuredPartners: Independent insurance brokerage operating through regional agency partners offering personal and commercial coverage across many carriers — analogous multi-carrier agency and acquisition model.
- Burns & Wilcox: Specialty insurance brokerage placing complex commercial and personal risks across multiple carriers — comparable distribution model emphasizing carrier breadth and broker expertise.
- Alera Group: PE-backed roll-up of independent insurance agencies offering multi-line personal and commercial coverage through carrier partnerships, mirroring Harnish's independent-agency positioning and acquisition strategy.
- RPS Insurance (Risk Placement Services): Independent wholesale and retail insurance brokerage offering multi-carrier placement for personal and commercial lines — comparable intermediary role with similar revenue model.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Harnish Insurance Group social profiles
Digital presenceHarnish Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Harnish Insurance Group leadership team
Management profileNumber of profiles
Profiles3 records
Harnish Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Harnish Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Harnish Insurance Group
What does Harnish Insurance Group do?
Harnish Insurance Group is an independent insurance agency that places personal, commercial, and specialty contractor insurance policies on behalf of clients through multiple insurance carriers. The agency brokers coverage across auto, home, life and health, business, restaurant, trucking, workers compensation, and trade-specific contractor lines, earning commissions from carriers for placement and ongoing servicing.
Is Harnish Insurance Group a public or private company?
Harnish Insurance Group is a private company. It is classified as family owned and is currently operating.
When was Harnish Insurance Group founded?
Harnish Insurance Group was founded in 1993. It employs 1 to 10 people.
Where is Harnish Insurance Group based?
Harnish Insurance Group is headquartered in Mesa, United States, in the North America region.
How does Harnish Insurance Group make money?
One revenue line is on record: insurance Commissions.
Who are Harnish Insurance Group's main competitors?
Emerging players on record are Patriot Growth Insurance Services and Branch Insurance. Broad incumbents are HUB International, Acrisure and Integrity Marketing Group. Direct peers are Hilb Group, AssuredPartners, Burns & Wilcox, Alera Group and RPS Insurance (Risk Placement Services).
Does Harnish Insurance Group have an API?
No public API is recorded for Harnish Insurance Group.