Chrisco
Chrisco is a privately held Australian e-commerce retailer that operates a Christmas layby service, allowing families across Australia and New Zealand to spread payments over up to 52 weeks on hampers, electronics, toys, furniture, and home goods without interest or fees.
- Company typePrivate
- Founded1986
- HeadquartersRegents Park, Australia
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Chrisco does
Chrisco is a privately held Australian e-commerce and mail-order retailer operating a Christmas layby (interest-free installment) service. Founded in 1986 with Australian operations commencing in 1997 under the legal entity Chrisco Hampers Australia Limited, the company is headquartered in Wetherill Park, NSW, employs 101–250 people, and serves "tens of thousands of families" across Australia and New Zealand. The core proposition is spreading the cost of Christmas shopping over up to 52 weeks with no interest, setup fees, or credit checks, with delivery contingent on full payment before the seasonal final payment deadline (e.g., 23 October 2026).
The product portfolio is organized into multiple annual catalogues covering food hampers, home and living goods, toys and gifts, consumer electronics (including Apple and Samsung), furniture, camping equipment, LEGO sets, gift cards, Mix & Match hampers, NRL rugby jerseys, and a Chrisco-branded Mastercard product. Customers pay via weekly, fortnightly, or monthly installments using BPay, Direct Debit, credit card, or cheque. The business also offers a HeadStart Plan (refundable advance payments toward next year's order) and a Budget Calculator tool. Channels include the chrisco.com.au e-commerce storefront, a 1800 830 830 telephone order line, and physical catalogues, with depot collection points enabling delivery to rural and remote areas.
Chrisco is a founder-owned or independently operated private limited company. There is no evidence of external venture capital, private equity backing, public listing, or disclosed revenue, headcount trend, or M&A activity. The technology stack is not disclosed; integrations are limited to mainstream social logins (Facebook, Google, Instagram) and standard Australian payment rails. A Liquor License (No. 724005030) supports regulated alcohol sales through the Mixology Guide and festive drinks categories.
Chrisco firmographics
Firmographics- Name
- Chrisco
- Legal name
- Chrisco Hampers Australia Ltd.
- Website
- https://chrisco.com.au
- Company type
- Private
- Founded year
- 1986
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Chrisco is a privately held Australian e-commerce retailer that operates a Christmas layby service, allowing families across Australia and New Zealand to spread payments over up to 52 weeks on hampers, electronics, toys, furniture, and home goods without interest or fees.
- Ownership category
- akta.pro rank
Chrisco industry classification
Industry- Product category
- Layby Retail
- NAICS
- Hobby, Toy, and Game Retailers (45912), Gift, Novelty, and Souvenir Retailers (45942)
- SIC
- Retail-Hobby, Toy & Game Shops (5945), Retail-Misc General Merchandise Stores (5399)
- akta.pro primary industry
- Seasonal & Occasion Specialty Department Stores (Holiday/Party) (CRAGAGAJ)
- akta.pro secondary industry
- Off-Price Toys, Games & Family General Merchandise Retail (CRAEACAG)
Keywords
Where Chrisco is headquartered
LocationHeadquarters
- HQ city
- Regents Park
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Chrisco business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Supply Chain, Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Product Sales (Layby): Chrisco generates revenue through layby sales of Christmas hampers, merchandise, toys, electronics, furniture, and home goods. Customers pay over time (weekly, fortnightly, or monthly) with no interest or setup fees, with products delivered upon full payment before Christmas.
- Gift Cards: Sale of gift cards as part of the product catalogue, subject to processing and handling fees.
- Delivery Fees: Additional revenue from delivery surcharges: Signature Required ($12.50), Heavy Items ($57.50), Super Heavy ($287.50), and onward forwarding freight charges for remote areas.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | 13-week layby plan with weekly payments starting from catalogue release date |
| Unit Pricing | Pay-as-you-go | Example product pricing: Heat & Eat hamper at $14.80/week for 13 weeks = $192.40 total |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Chrisco product offering
Product offeringCore offering
Chrisco is a Christmas layby retailer operating in Australia and New Zealand, selling Christmas hampers, toys, electronics, furniture, home goods, gift cards, and seasonal items on an installment payment plan. Customers pay weekly, fortnightly, or monthly over up to 52 weeks with no interest or setup fees, and products are delivered before Christmas once paid in full.
Product overview
Chrisco is a Christmas layby service operating in Australia since 1997, offering customers the ability to spread payments over up to 52 weeks for Christmas products. The company operates through multiple annual catalogues including Favourites, Hamper, Home & Living, Toy & Gift, Electronics, Furniture, LEGO, Camping, and Combo catalogues. Core offerings include food hampers, toys, electronics, appliances, furniture, and gift cards. The product portfolio is supported by the HeadStart Plan (advance payment planning module) and Budget Calculator (payment planning tool). The business model centers on layby purchasing where customers pay weekly, fortnightly, or monthly until the final payment date in October, with delivery occurring between November and mid-December.
Differentiator
Problem solved
Functional benefit
Products and services
- Christmas Hampers
Companies that use Chrisco
Customer profileSegments1 record
Ideal customer profiles1 record
Chrisco technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Chrisco partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights7 records
Chrisco competitors and assessment
Company assessmentDirect peers
- Zip Co: BNPL competitor operating in Australia and globally, offering point-of-sale instalment payments. Targets the same financially-stretched consumer segment as Chrisco's layby service but with broader merchant acceptance and digital-native UX.
- The Hamper Emporium: Australian specialist retailer of gift hampers and seasonal gift baskets. Directly competes with Chrisco's flagship hamper product line for the same Christmas gifting occasion and family customer segment.
- Afterpay: Australian-founded BNPL leader offering interest-free instalments at checkout across thousands of merchants. Directly competes with Chrisco for budget-conscious family shoppers seeking to spread Christmas purchase costs over time, but with instant gratification rather than delayed delivery.
- Humm Group: Australian BNPL provider offering interest-free instalments for both small-ticket and big-ticket purchases. Competes directly with Chrisco's no-interest payment positioning for larger Christmas purchases like furniture and electronics.
- Openpay: Australian BNPL focused on larger-ticket purchases with longer interest-free windows (up to 24 months). Directly competes with Chrisco's extended-payment, no-interest positioning for furniture, electronics and big Christmas gifts.
Broad incumbents
- Target Australia: Wesfarmers-owned general merchandise retailer (online-only since 2025 physical-store closures). Continues to compete with Chrisco for family Christmas purchases across toys, homewares and seasonal gifts, with national online reach.
- David Jones: Premium Australian department store with a major Christmas gifting campaign. Competes with Chrisco for family Christmas purchases in electronics, home and gift categories, but at a higher price tier and broader assortment.
- Big W: Woolworths-owned discount general merchandise retailer selling toys, electronics and homewares year-round. Competes with Chrisco's Toy & Gift and Electronics catalogues on price-sensitive family purchases, especially at Christmas.
- Myer: Australia's largest department store chain with a major Christmas trading period. Overlaps with Chrisco on Christmas gift purchasing across toys, electronics, homewares and hampers, but operates a broad-assortment store rather than a seasonal specialist.
- Kmart: Discount general merchandise retailer owned by Wesfarmers with strong Christmas family gift positioning. Overlaps with Chrisco across toys, homewares and seasonal gifts at lower price points.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Chrisco social profiles
Digital presenceChrisco compliance and trust
Trust signalCompliance2 records
Chrisco financial estimates
Financial estimateRevenue estimate
Valuation estimate
Chrisco leadership team
Management profileNumber of profiles
Profiles1 record
Chrisco funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Chrisco M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Chrisco
What does Chrisco do?
Chrisco is a Christmas layby retailer operating in Australia and New Zealand, selling Christmas hampers, toys, electronics, furniture, home goods, gift cards, and seasonal items on an installment payment plan. Customers pay weekly, fortnightly, or monthly over up to 52 weeks with no interest or setup fees, and products are delivered before Christmas once paid in full.
Is Chrisco a public or private company?
Chrisco is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Chrisco founded?
Chrisco was founded in 1986. It employs 101 to 250 people.
Where is Chrisco based?
Chrisco is headquartered in Regents Park, Australia, in the Oceania region.
How does Chrisco make money?
Three revenue lines are on record. Product Sales (Layby) is the primary driver. The others are gift Cards and delivery Fees.
Who are Chrisco's main competitors?
Direct peers on record are Zip Co, The Hamper Emporium, Afterpay, Humm Group and Openpay. Broad incumbents are Target Australia, David Jones, Big W, Myer and Kmart.
Does Chrisco have an API?
No public API is recorded for Chrisco.
What industry is Chrisco in?
Chrisco's product category is Layby Retail. Its primary akta.pro industry code is CRAGAGAJ, Seasonal & Occasion Specialty Department Stores (Holiday/Party), with a secondary code of CRAEACAG, Off-Price Toys, Games & Family General Merchandise Retail. Its NAICS code is 45912 and its SIC code is 5945.