Life Settlement Solutions

What Life Settlement Solutions does

Life Settlement Solutions is a small, privately held for-profit insurance agency headquartered in San Diego, United States, with a stated headcount of 11-50 employees. The company operates in the life insurance and senior life settlement segments, functioning as a broker/agency that connects individual policyholders, particularly seniors, with life insurance policies and life settlement transactions. Its business model is consistent with a traditional insurance agency: it earns commissions on life insurance placements and/or fees/commissions on facilitating life settlement sales, where policyholders sell existing policies to third-party buyers for a lump sum that is less than the face value but greater than the cash surrender value. Revenue mechanics therefore depend on policy placement volume, policy size mix, and settlement transaction flow rather than on a software or platform subscription model; there is no evidence in the input of a proprietary technology platform.

The public web presence is minimal — the company's website (lss-corp.com) returns only a verification/loading page rather than substantive product, team, or service description content — and no management team, funding history, carrier partnerships, regulatory actions, product roadmap, or customer references are disclosed in the available data. Because the input lacks revenue, funding, transaction volume, or carrier-partner signals, the scale and momentum of the agency cannot be triangulated from disclosures alone; assessment rests almost entirely on the 11-50 employee range and the niche (life insurance and life settlement brokerage to seniors). There is no indication of geographic expansion beyond the San Diego base, no product diversification, and no technology differentiation, so the company appears to operate as a focused local/regional agency in a niche branch of the insurance value chain.

Name

Life Settlement Solutions

Website

https://lss-corp.com

Company type

Private

Headcount range

11–50 employees

Short description

Life Settlement Solutions is a privately held San Diego-based insurance agency with 11-50 employees that brokers life insurance policies and senior life settlement transactions for individual policyholders, primarily seniors.

Ownership category

akta.pro rank

Product category

Life Insurance & Settlements

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311)

akta.pro primary industry

Survivorship / Second-to-Die Life Insurance (FSAIABAE)

akta.pro secondary industry

Group Term Life Insurance (FSAIAAAJ)

Keywords

• Life insurance policies
• Senior life settlements
• Insurance brokerage services
• Life insurance agency
• Policyholder services

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Core offering

Life Settlement Solutions is an insurance agency that distributes life insurance policies to consumers and provides senior life settlement services, assisting eligible policyholders with selling or structuring existing life insurance policies. The firm operates as an intermediary between individual policyholders and carriers/institutional buyers in both primary policy placement and secondary-market settlement transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Policies

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• Life Equity LLC: Life Equity is one of the largest life settlement companies in the US, transacting directly with policyholders. It is a direct functional peer to Life Settlement Solutions in the senior life settlement market.
• Settlements for Seniors: Settlements for Seniors is a life settlement intermediary focused on helping seniors monetize existing life insurance policies, overlapping directly with Life Settlement Solutions' senior life settlement services offering.
• Abacus Settlements: Abacus Settlements is a specialized life settlement broker that helps seniors sell unwanted life insurance policies for cash. It is a direct peer in the senior life settlement intermediary layer.
• American Life Fund: American Life Fund is a direct life settlement provider that purchases existing life insurance policies from seniors, making it a direct peer in the senior life settlement niche that Life Settlement Solutions operates in.
• Harbor Life Settlements: Harbor Life Settlements is a direct life settlement company purchasing policies from seniors, comparable in function and customer base to Life Settlement Solutions.

Broad incumbents

• Lincoln Financial Group: Lincoln Financial is a major US life insurance carrier offering universal and indexed universal life products commonly underlying life settlements. It is a broad incumbent with overlapping customer base and product set.
• Mutual of Omaha: Mutual of Omaha is a large, established life insurance carrier that directly issues term, whole, and universal life policies to seniors. It is a broad incumbent against which Life Settlement Solutions' brokerage offering competes and sources leads for potential settlements.

Emerging players

• Policygenius: Policygenius is a digital life insurance brokerage and comparison platform serving consumers and seniors directly with term and permanent life products, representing a tech-enabled emerging competitor in the same insurance agency category as Life Settlement Solutions.
• Cotiviti (Aspire Financial): Cotiviti, through its Aspire Financial unit, has operated in the secondary life insurance market as an institutional buyer of life settlements. It is a peer in the life settlement transaction ecosystem, though it functions primarily as a buyer rather than a broker/agent.

Regional players

• Senior Insurance Agency: Senior Insurance Agency is a regional brokerage focused on life and supplemental health products for seniors, comparable in customer base and product mix though operating in different geographies with a different immediate service emphasis.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat1 record

Key risks6 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Life Settlement Solutions