Merchant Cashback
- Company typePrivate
- Founded2014
- HeadquartersDanville, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Merchant Cashback firmographics
Firmographics- Name
- Merchant Cashback
- Website
- https://merchantcashback.net
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Merchant Cashback industry classification
Industry- Product category
- Merchant Cash Advances
- NAICS
- Sales Financing (52222), Credit Card Issuing (52221)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)
- akta.pro secondary industries
- Price Comparison, Deals, Cashback & Loyalty Shopping Platforms (BPAMAGAH), Merchant / Closed-Loop Wallets (Retail & Marketplace) (FSAMAEAF)
Keywords
Where Merchant Cashback is headquartered
LocationHeadquarters
- HQ city
- Danville
- HQ country
- United States
- HQ region
- North America
Markets served
Merchant Cashback business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Merchant Cashback product offering
Product offeringCore offering
Merchant Cashback provides financial services centered on cash back rewards programs and merchant cash advances. The company combines rewards-based incentives with short-term working capital funding aimed at small and mid-sized business merchants. Its offering blends consumer-style cash back benefits with business-oriented financing products.
Differentiator
Problem solved
Functional benefit
Products and services
- Merchant Cash Advances
Companies that use Merchant Cashback
Customer profileIdeal customer profiles1 record
Merchant Cashback technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Merchant Cashback partnerships and signals
Strategic signalRecent moves1 record
Merchant Cashback competitors and assessment
Company assessmentBroad incumbents
- Lendio: Lendio is a small business loan marketplace connecting SMBs to multiple funding products including MCAs; it is a broad incumbent that aggregates the same type of merchant cash advance product that Merchant Cashback originates.
- Kapitus (formerly Strategic Funding): Kapitus is a broader small business funding provider offering MCAs, term loans, and SBA loans to US SMBs, providing overlapping merchant cash advance capabilities as part of a wider product portfolio.
Direct peers
- Credibly: Credibly originates merchant cash advances and small business working capital loans to US SMBs across multiple industries, directly overlapping with Merchant Cashback's core lending product.
- Can Capital: Can Capital is a long-standing direct merchant cash advance and small business working capital provider to US SMBs, making it the closest head-to-head comparable to Merchant Cashback's MCA business.
- Forward Financing: Forward Financing is a revenue-based financing provider to US small businesses, offering MCAs and working capital advances in the same product category and customer segment as Merchant Cashback.
- Rapid Finance: Rapid Finance is a direct MCA and small business funding provider serving US merchants, with a similar SMB target customer and revenue-based financing product set as Merchant Cashback.
- National Funding: National Funding provides merchant cash advances and small business loans to US SMBs, including retail and restaurant merchants, directly competing for the same customer profile as Merchant Cashback.
Emerging players
- Rakuten (cashback): Rakuten operates a scaled cashback and shopping rewards platform for consumers; it is a relevant adjacent peer to Merchant Cashback's cashback rewards offering, though focused on consumer rather than SMB economics.
- Fundbox: Fundbox provides working capital and invoice-based financing to small businesses via a digital platform, overlapping with Merchant Cashback's SMB working capital focus but with a more tech-forward delivery model.
- BlueVine: BlueVine offers working capital lines, invoice factoring, and SMB banking; an emerging fintech competitor in the small business working capital space adjacent to Merchant Cashback's MCA product.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
Merchant Cashback social profiles
Digital presenceMerchant Cashback financial estimates
Financial estimateRevenue estimate
Valuation estimate
Merchant Cashback leadership team
Management profileNumber of profiles
Profiles2 records
Merchant Cashback funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Merchant Cashback M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Merchant Cashback
What does Merchant Cashback do?
Merchant Cashback provides financial services centered on cash back rewards programs and merchant cash advances. The company combines rewards-based incentives with short-term working capital funding aimed at small and mid-sized business merchants. Its offering blends consumer-style cash back benefits with business-oriented financing products.
When was Merchant Cashback founded?
Merchant Cashback was founded in 2014. It employs 11 to 50 people.
Where is Merchant Cashback based?
Merchant Cashback is headquartered in Danville, United States, in the North America region.
Who are Merchant Cashback's main competitors?
Broad incumbents on record are Lendio and Kapitus (formerly Strategic Funding). Direct peers are Credibly, Can Capital, Forward Financing, Rapid Finance and National Funding. Emerging players are Rakuten (cashback), Fundbox and BlueVine.
Does Merchant Cashback have an API?
No public API is recorded for Merchant Cashback.
What industry is Merchant Cashback in?
Merchant Cashback's product category is Merchant Cash Advances. Its primary akta.pro industry code is FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing, with a secondary code of BPAMAGAH, Price Comparison, Deals, Cashback & Loyalty Shopping Platforms. Its NAICS code is 52222 and its SIC code is 6153.