A Sun Country Insurance Agency

What A Sun Country Insurance Agency does

A Sun Country Insurance Agency, LLC is a privately held, family-owned independent insurance agency founded in 2007 by brothers Trevor and Evan Pearson. The firm operates as a multi-carrier brokerage/intermediary rather than an insurer, placing personal lines business with 19 Preferred-level carrier partners (including Progressive, Travelers, Nationwide, MetLife, Hartford, Mercury, and Mapfre), all of which hold at minimum an A rating from AM Best. Its core function is consolidating comparison quotes across this carrier panel into a single customer-facing experience, delivered through both online self-service quoting (via an EZLynx-powered online rating tool) and agent-assisted sales.

The agency's product surface spans seven lines — Auto, Home, Condo, Boat/Watercraft, Motorcycle, RV, and Umbrella insurance — served exclusively to Arizona consumers. The firm earns revenue through standard independent-agency commissions paid by carriers on placed policies; no subscription, fee-for-service, or premium-bearing revenue is disclosed. Technology is intentionally minimal: a website, an EZLynx-based comparison/quoting portal, phone and email channels, and no proprietary mobile app, API, or integration platform. The operating model is reinforced by a stated charitable-giving program (donations to Compassion International, Kiva, World Vision, Heifer International, and Abel Speaks) that is positioned as part of the brand story.

Structurally, the company is a single-state LLC with 1-10 employees, no disclosed funding, no parent entity, and no subsidiary relationships. Customer relationships are direct (consumer-to-agent or consumer-to-portal) with no enterprise or commercial-lines segment. The business is a classic small-scale independent agency: commission-dependent, geographically concentrated in Arizona, and operating on third-party carrier and tooling infrastructure rather than owned technology or balance sheet.

Name

A Sun Country Insurance Agency

Legal name

A Sun Country Insurance Agency, LLC

Website

https://suncountryins.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

A Sun Country Insurance Agency is a family-owned independent insurance agency in Arizona, founded in 2007, offering personal lines comparison quotes across 19 Preferred-level carriers for Auto, Home, Condo, Boat/Watercraft, Motorcycle, RV, and Umbrella insurance.

Ownership category

akta.pro rank

Product category

Personal Lines Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Personal Umbrella Insurance (FSAJANAA)

akta.pro secondary industry

Personal Excess Liability (High-Net-Worth) (FSAJANAF)

Keywords

• Independent insurance agency
• Personal lines insurance
• Auto home insurance
• Insurance comparison quotes
• Personal property insurance

Headquarters

HQ city

Surprise

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, they earn commissions from insurance carriers for policies placed. They work with 19 Preferred-level carriers who have at minimum an A rating from AM Best.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels2 records

Core offering

A Sun Country Insurance Agency is an independent personal lines insurance brokerage that places auto, home, condo, motorcycle, RV, boat/watercraft, and umbrella policies on behalf of Arizona consumers. The agency aggregates 19 Preferred-level insurance carriers (each rated A or better by AM Best) and provides both an online comparison quoting tool and licensed-agent guidance to help customers select coverage. Revenue is generated through carrier commissions on policies bound through the agency.

Product overview

A Sun Country Insurance Agency is an independent insurance agency offering a portfolio of seven core insurance products for Arizona residents: Auto Insurance, Home Insurance, Condo Insurance, Boat/Watercraft Insurance, Motorcycle Insurance, RV Insurance, and Umbrella Insurance. The agency operates as a comparison quoting service, working with 19 preferred-level insurance carriers to help clients find coverage tailored to their individual needs. All products are offered as standalone policies that can be purchased individually, with the agency's primary value being its ability to compare quotes across multiple carrier partners.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage for Arizona drivers that protects against car theft, medical expenses, and legal costs following accidents or fire damage, sourced from the agency's 19 carrier partners.
• Home Insurance Property insurance covering dwelling structures, other structures on the property, personal belongings, and liability protection for homeowners in Arizona, including trailer owners.
• Condo Insurance Coverage for condo units and personal belongings, including liability protection and protection against fire, water, and theft damage, including alterations and improvements covered under the condo association agreement.
• Boat/Watercraft Insurance Watercraft insurance covering damage to boats, other vessels, personal property damage, watercraft-related injuries, and theft protection for Arizona boat and watercraft owners.
• Motorcycle Insurance Insurance coverage for motorcycles and mopeds meeting Arizona liability requirements, including collision, comprehensive, and medical payment options for Arizona riders.
• RV Insurance Recreational vehicle insurance covering tent trailers through Class A motorhomes, protecting against theft, injuries, and accidents for Arizona RV owners.
• Umbrella Insurance Supplemental liability insurance providing additional protection when standard auto, home, or renter's insurance policy limits have been exhausted.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

19 partnerships are on record, tiered core and minor.

• American ModerncoreChannel Partner/ Reseller/ DistributorInsurance carrier partner offering coverage for various property and casualty insurance needs. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• American SummitcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• American Strategic (ASI)coreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• Austin MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• Badger MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• Civil Servant Employees (CSE)coreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• First AmericancoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• ForemostcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• HartfordcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• Hartford for SeniorscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in senior-focused insurance products. Part of the agency's network of 19 Preferred-level carriers.
• MapfrecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• MercurycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• MetLifecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• NationwidecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• ProgressivecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• SafecocoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• StillwatercoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Part of the agency's network of 19 Preferred-level carriers with A-rating from AM Best.
• Charitable OrganizationsminorStrategic or Co-development PartnerAgency donates a portion of profits to charitable organizations including Compassion International, Kiva, World Vision, Heifer International, and Abel Speaks.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• HUB International: Large multi-line insurance brokerage with independent agency and carrier relationships; comparable business model at significantly greater scale and geographic breadth.
• Brown & Brown: Diversified insurance brokerage with a personal lines segment; similar intermediary economics but broader portfolio, geographies, and acquisition-driven growth.
• Progressive: Direct-to-consumer auto carrier and one of Sun Country's 19 carrier partners; representative of the carrier-direct threat that competes with the brokerage value proposition.
• GEICO: Large direct-to-consumer auto and home carrier whose online buying experience is the primary substitute for an independent agency's quoting service.

Direct peers

• Goosehead Insurance: Independent insurance agency operating a multi-carrier comparison model across personal lines, structurally the closest scaled analog to A Sun Country's brokerage approach.
• Trusted Choice: Network brand for independent insurance agents offering multi-carrier choices; directly comparable business model of independent agency representation.
• SmartFinancial Insurance: Multi-carrier online comparison platform for auto, home, and other personal lines, competing for the same comparison-shopping consumer.

Emerging players

• Lemonade: Digital-first insurance carrier using app-based UX and AI-driven underwriting; representative of the insurtech disruption that pressures traditional agency distribution models.
• The Zebra: Insurance comparison marketplace where consumers can quote multiple carriers online; competes for the same digital comparison funnel Sun Country addresses with its rating tool.
• Policygenius: Online insurance marketplace aggregating multiple carriers across personal lines, increasingly competing for the same cross-sell motion across home, auto, and umbrella.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/A-Sun-Country-Insurance-Agency-LLC-107506759328962
• LinkedInlinkedin.com/company/a-sun-country-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about A Sun Country Insurance Agency