What Flanagan Associates does

Flanagan Associates is a full-service insurance agency headquartered in North Haven, Connecticut, United States. The firm is structured as a privately held, for-profit business with a reported headcount of 1-10 employees, indicating a small, locally focused operation. Its web presence is maintained at flanaganassociates.com, and the firm operates from a single North Haven location within the United States.

The available source material does not specify which lines of insurance the agency places (commercial, personal, life, health, or property and casualty), which carriers it is appointed with, its licensing footprint, or whether it operates as a captive agent for a single carrier or as an independent broker accessing multiple markets. No proprietary technology platforms, digital distribution channels, integrations, or AI/ML capabilities are described in the input data. The aggregated records for investments, M&A activity, leadership changes, contact details, management team, and regulatory actions are all empty, leaving the agency's strategic, operational, and governance details substantially undisclosed.

At a sub-10-employee scale, the firm's typical economics would be commission-based revenue on placed premiums, with possible supplemental contingent or bonus commissions from carriers, modest fee income from advisory or risk services, and a client base concentrated in personal lines or small commercial accounts within southern Connecticut. The absence of disclosed revenue, customer logos, carrier partnerships, headcount trends, or pricing structure prevents any deeper triangulation on book quality, retention, or growth trajectory from the supplied data.

Name

Flanagan Associates

Legal name

World Insurance Associates LLC

Website

https://flanaganassociates.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Flanagan Associates is a privately held full-service insurance agency based in North Haven, Connecticut, operating with 1-10 employees and serving local clients. Detailed product, carrier, revenue, and management information is not publicly disclosed in the available source material.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

Keywords

• Insurance agency services
• Commercial insurance brokerage
• Personal insurance solutions
• Employee benefits consulting
• Risk management advisory

Headquarters

HQ city

North Haven

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: World Insurance Associates operates as a licensed insurance broker earning commission-based compensation. Their fees are customarily calculated as a percentage of the premium collected by the insurer and are paid directly by the insurer. Additional compensation (monetary and non-monetary) may be received from insurers and insurance intermediaries based on volume of business and/or profitability of insurance contracts, with some agreements including financial incentives to grow business.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Flanagan Associates is a full-service independent insurance agency that brokers business insurance, employee benefits, personal insurance, private client coverage, wealth management, retirement plan consulting, payroll and HR services, and risk management solutions from all major insurance providers. As part of the World Insurance Associates network, it pairs local advisory service with access to a national brokerage portfolio, claims advocacy, and a customer self-service portal.

Product overview

World Insurance Associates LLC is an independent insurance brokerage and financial services organization that operates as a multi-product platform. The company offers a comprehensive portfolio of insurance and financial solutions organized across several core product lines: Business Insurance, Employee Benefits, Retirement Plan Consulting, Payroll & HR Services, Personal Insurance, Private Client Group, Wealth Management, and Risk Services. The company also provides industry-specific solutions covering Construction, Healthcare, Manufacturing, Real Estate, Transportation, and Private Equity sectors. As an independent broker, they work for their clients rather than any single insurance company, offering products from all major providers. The platform includes a customer portal (MyWorld Connect) and supplementary resources like Weather Crisis Resources. The various products work together to address risk management, employee benefits, and retirement and wealth management needs for both business and individual clients.

Differentiator

Problem solved

Functional benefit

Brands

• World Advisors: Retirement plan consulting and wealth management services offered through worldadvisors.com, an affiliated brand of World Insurance Associates LLC.
• MyWorld Connect

Products and services

• Business Insurance Independent brokerage offering a large portfolio of commercial insurance products from all major providers, with risk management and claims advocacy teams to protect businesses across multiple industries.
• Employee Benefits Holistic approach to modernizing employee benefit programs and improving employee experience through industry-leading expertise in benefits design and administration.
• Retirement Plan Consulting Consulting services for retirement plan management, helping employers design and manage effective retirement strategies.
• Payroll & HR Services Comprehensive payroll and human resources services for businesses, supporting workforce administration alongside insurance and benefits.
• Personal Insurance Tailored personal insurance programs for individual needs and budgets, providing service from first interaction through claims resolution.
• Private Client Group Specialized protection for affluent lifestyles requiring higher coverage limits, with access to carriers that have greater capacity for complex, high-value risks.
• Wealth Management Accessible advisors, custom solutions, deep industry expertise, and performance-based investment strategies for individuals.
• Risk Services Risk management services to help protect business reputation and operations through proactive identification and mitigation of exposures.
• MyWorld Connect Customer portal for clients to access their accounts, manage policies, and interact with services online.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Hub International: A leading North American insurance brokerage that has grown predominantly by acquiring mid-sized and local independent agencies. Its model of preserving the local agency brand and producer relationships makes it one of the most natural strategic acquirers for a Flanagan-shaped book of business.
• USI Insurance Services: A national insurance brokerage and consulting firm providing commercial, personal, employee benefits, and retirement solutions. Comparable as a scaled, multi-line independent broker that competes for the same mid-market accounts an aspiring full-service agency would target.
• Arthur J. Gallagher & Co. A global insurance brokerage and risk-management firm with a sizable retail brokerage arm (Gallagher) and a dedicated agency-channel acquisitions program. Comparable to Flanagan through its independent, multi-line retail broker model and its well-documented appetite for acquiring community agencies.
• Marsh & McLennan Agency: The U.S. middle-market arm of Marsh, focused on commercial property/casualty, employee benefits, and private client services for businesses and individuals. Comparable to Flanagan through its full-service, multi-line delivery to commercial and personal clients — but operating at materially greater scale.
• Acrisure: A rapidly scaled insurance and financial services platform built largely through acquisition of independent agencies across the U.S. Sets the benchmark for what an aggregation-of-local-agencies broker can become, and represents another plausible exit pathway for a small Connecticut shop.
• Brown & Brown, Inc. One of the largest independent insurance brokerages in the U.S., distributing commercial, personal, benefits, and specialty lines through a national network of local offices. It is a relevant incumbent because its growth-by-acquisition model means it actively acquires Main Street agencies like Flanagan and defines the upper bound of what an insurance agency can scale into.

Direct peers

• Hilb Group: A specialty agency and brokerage acquirer that builds a national footprint by acquiring and operating local independent agencies, brokerages, and benefit consultancies. Highly comparable to Flanagan as a similarly-positioned local agency in Hilb's acquisition universe.
• World Insurance Associates LLC: An independent insurance brokerage offering a multi-line portfolio (business, personal, employee benefits, retirement/wealth). Despite the very different scale, it is the most directly comparable peer because it operates the same independent-broker, multi-product, commission-revenue model that defines a full-service agency.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xtwitter.com/worldinsur
• Facebookfacebook.com/worldinsur
• LinkedInlinkedin.com/company/flanagan-associates-inc
• Instagraminstagram.com/worldinsuranceassociates

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Flanagan Associates