Hans John Versicherungsmakler

Name

Hans John Versicherungsmakler

Legal name

Hans John Versicherungsmakler GmbH

Website

https://haftpflichtexperten.de

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Professional Liability Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Professional Liability (Errors & Omissions) (FSAJADAB)

akta.pro secondary industries

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD), Professional Liability (E&O) (FSAJAGAC)

Keywords

• Professional liability insurance
• Insurance brokerage services
• Legal expenses insurance
• Directors and officers coverage
• Cyber liability insurance

Headquarters

HQ city

Hamburg

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance Brokerage Commissions: The company operates as an insurance broker (Versicherungsmakler) offering specialized VSH (Vermögensschaden-Haftpflichtversicherung) concepts through multiple insurance partners (ALLCURA, Allianz, ERGO, R+V). Revenue is generated through commissions (Courtage/Provision) from placing insurance policies with their partner insurers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Hans John Versicherungsmakler GmbH is an insurance broker specializing in Vermögensschaden-Haftpflichtversicherung (VSH) professional liability coverage concepts for insurance brokers and intermediaries, acting as a "broker of brokers." It places coverage through four major insurance partners (ALLCURA, Allianz, ERGO, R+V) and offers complementary products including modular legal expenses insurance via Auxilia, office liability, cyber, D&O, and bespoke solutions, supported by an in-house claims management team.

Product overview

Hans John Versicherungsmakler GmbH is an insurance broker specializing in professional liability (Vermögensschaden-Haftpflicht – VSH) insurance for insurance brokers — acting as a 'broker of brokers.' Its core product is a portfolio of VSH coverage concepts offered through four insurance partners (ALLCURA, Allianz, ERGO, R+V), layered with a 25 million EUR group excess for insurance intermediaries. This is supplemented by a modular legal expenses insurance framework agreement with Auxilia (covering commission/fee claims, criminal law, commercial activity, and portfolio purchase disputes), plus optional add-on modules including office liability (Bürohaftpflicht), cyber insurance, and D&O coverage. The company also provides an online premium calculator (john-vsh.de and john-rs.de) for self-service quote and purchase. All offerings are supported by an in-house claims management team of qualified lawyers and insurance professionals, providing full-service claims handling from risk analysis through claims settlement.

Differentiator

Problem solved

Functional benefit

Brands

• ALLCURA VSH Konzept: VSH coverage solution through ALLCURA with specific focus on professional liability insurance for insurance intermediaries.
• Allianz VSH Konzept
• ERGO VSH Konzept
• R+V VSH Konzept
• Auxilia Rechtsschutz Rahmenvertrag
• HVH-Versicherungsmakler

Products and services

• Vermögensschaden-Haftpflicht (VSH) – Deckungskonzepte Flagship professional liability insurance coverage concept for insurance brokers and intermediaries, providing protection against financial loss claims arising from professional errors. Acted as a broker for insurance brokers, placing coverage through multiple partner insurers (ALLCURA, Allianz, ERGO, R+V) with a 25 million EUR group excess layer for insurance intermediaries, plus optional modules such as psychological support in claims, defense cost coverage, and best-performance guarantees.
• Rechtsschutz Rahmenvertrag Auxilia Modular legal expenses insurance framework agreement with Auxilia, tailored to the specific risks of insurance broker operations. Coverage includes protection for commission, provision, and fee claims; specialized criminal law legal protection; protection for commercial activity disputes; and a partial coverage module for portfolio purchases. An online calculator at john-rs.de supports transparent premium calculation and direct purchase.
• Bürohaftpflicht (Office Liability Insurance) Office liability insurance covering physical damage to third-party property in the broker's business premises, such as broken fixtures or fittings caused by office operations. Can be integrated as a module within the VSH insurance concept or purchased standalone.
• Cyberversicherung Cyber insurance coverage for insurance brokers, protecting against digital risks and cyber-related losses as part of the broader product portfolio addressing modern broker operational risks.
• D&O – Directors & Officers Liability Insurance Directors and Officers liability insurance covering management-level professional liability exposures for the leadership of broker firms.
• Sonderlösungen (Special Solutions) Customized or bespoke insurance solutions for specialized broker needs not covered by the standard product modules.
• Schadenabteilung (Claims Management Service) Internal claims management and handling service supporting brokers through reporting and management of claims, providing legal competence and customer support via an in-house team of fully qualified lawyers (Volljuristen) and Versicherungskaufleute (insurance sales professionals).
• Online-Rechner (VSH-Rechner / Rechtsschutz-Rechner) Online premium calculator tools for VSH insurance (john-vsh.de) and legal expenses insurance (john-rs.de), enabling brokers to calculate premiums and purchase coverage directly online, powered by the supersonics comparison engine.

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• AuxiliacoreStrategic or Co-development Partner · 12 May 2026Legal protection insurance partner for the improved framework contract offering modular coverage including partial section coverage for portfolio acquisitions, courtage protection, and criminal defense.
• ALLCURAcoreStrategic or Co-development PartnerInsurance concept partner providing one of four VSH coverage concepts with different risk profiles for insurance brokers.
• AllianzcoreStrategic or Co-development PartnerInsurance concept partner; recently added cost module for defense protection when disputed whether activity falls within licensed insured activity scope.
• ERGOcoreStrategic or Co-development PartnerMajor insurance concept partner with most extensive coverage extensions including psychological support, extended commercial transactions module, and Best-Leistungs-Garantie.
• R+VcoreStrategic or Co-development PartnerInsurance concept partner; historically developed the 'Kündigungsverzicht' (waiver of termination) clause in 2009.
• BVK (Bundesverband der Versicherungsberater)minorOthersIndustry association membership for insurance brokers.
• Hamburger VersicherungsbörseminorOthersRegional insurance industry association membership.
• Bundesverband Finanzdienstleistung (AfW)minorOthersIndustry association membership; Hans John contributed to AfW's VSH checklist.
• BDVM (Bundesverband Deutscher Versicherungsmakler)minorOthersIndustry association membership for insurance brokers.
• IGVM (Institut für Gewerbe und Versicherungsmakler)minorOthersIndustry association membership for insurance intermediaries.
• VEEK HamburgminorOthersRegional industry association membership in Hamburg.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Marsh GmbH (Marsh Germany): Global insurance broker's German operation offering financial lines, professional liability, and risk advisory. Comparable as a broad incumbent operating in the same financial lines category with a wider portfolio.
• Willis Towers Watson Deutschland: Global advisory and brokerage firm with significant German operations in financial lines and professional liability. Comparable as a broad incumbent with overlapping specialty broker capabilities.
• Aon Versicherungsmakler Deutschland: Global insurance broker with German operations offering professional liability, financial lines, and risk management. Comparable as a broad incumbent with overlapping professional liability capabilities across all client sizes.
• HDI Vertriebs AG / HDI Deutschland: Major German insurance carrier and distribution group offering professional liability products directly and through brokers. Comparable as an incumbent in the German professional liability space with broader product portfolio.

Direct peers

• BCA AG: German insurance broker specializing in commercial and financial lines insurance for SMEs and mid-market clients. Comparable as a specialty broker competing for similar professional liability and D&O mandates in Germany.
• Funk Gruppe: Hamburg-based specialty insurance broker and risk consultant with deep expertise in professional liability and financial lines. Directly comparable as a German specialty broker serving professional service firms with sophisticated coverage needs.
• MRH Trowe: German specialty insurance broker focused on financial lines, professional indemnity, and complex corporate risks. Comparable as a German specialty broker competing for similar mid-market and enterprise professional liability mandates.
• Ecclesia Gruppe: Large German specialty insurance broker with deep expertise in professional liability for healthcare, church, and care sectors. Comparable as a German specialty broker with in-house claims and legal expertise targeting professional verticals.

Others

• Auxilia Rechtsschutz-Versicherungs-AG: German legal expenses insurance specialist that is Hans John's framework agreement partner for Rechtsschutz products. Comparable as a co-distribution partner rather than a competitor.
• ALLCURA Versicherungen: German specialty insurance carrier that is one of Hans John's four VSH concept partners. Comparable as a VSH insurance carrier partner embedded in the broker's product platform, not a direct competitor.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/haftpflichtexperten.de
• LinkedInlinkedin.com/company/hans-john-versicherungsmakler-gmbh
• Instagraminstagram.com/haftpflichtexperten

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hans John Versicherungsmakler