Augusta Mortgage

What Augusta Mortgage does

Augusta Mortgage was a mortgage lending firm headquartered in Augusta, Georgia, founded in 1976. The company offered conventional, non-conforming, and jumbo mortgage products, along with mortgage consulting services, primarily serving borrowers in the Central Savannah River Area (CSRA) of Georgia. It operated with a small team sized at 11-50 employees and functioned as a local retail originator rather than a national or technology-driven lender; no proprietary technology stack, AI capabilities, or digital platform components are disclosed in the available data.

The business model centered on originating residential mortgages for individual borrowers in a defined regional market, monetizing through standard loan origination economics (fees, points, and secondary-market sale of loans) supplemented by mortgage consulting services. No pricing, revenue figures, or unit economics have been publicly disclosed, consistent with the company's small private footprint.

The company has ceased operations. Its website is no longer active, and ongoing mortgage assistance for former customers has been absorbed by Blanchard and Calhoun Real Estate Company, into which the Augusta Mortgage function appears to have been transitioned. As a result, Augusta Mortgage no longer operates as an independent going concern, and the entity is effectively in run-off.

Name

Augusta Mortgage

Legal name

Augusta Mortgage

Website

https://augustamortgage.com

Company type

Private

Founded year

1976

Operating status

Closed

Headcount range

11–50 employees

Short description

Augusta Mortgage was a defunct Augusta, Georgia-based retail mortgage lender, founded in 1976, that offered conventional, non-conforming, and jumbo loans plus mortgage consulting to borrowers in the CSRA region before ceasing operations.

Ownership category

akta.pro rank

Product category

Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Mortgage lending
• Jumbo mortgages
• Conventional mortgages
• Non-conforming loans
• Mortgage consulting

Headquarters

HQ city

Augusta

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations

Core offering

Augusta Mortgage provided residential mortgage lending services to individual borrowers in the Augusta, Georgia market, including conventional, non-conforming, and jumbo mortgages, along with mortgage consulting. The firm's standalone mortgage assistance program has been discontinued and is now handled through Blanchard and Calhoun Real Estate Company.

Product overview

Augusta Mortgage was a mortgage lending product offering mortgage assistance to customers in the Augusta, Georgia area. The product has been discontinued and is no longer operational. Former customers seeking mortgage assistance are now directed to contact Blanchard and Calhoun Real Estate Company at 706-722-7331.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgage Assistance

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Blanchard and Calhoun Real Estate CompanycoreStrategic or Co-development PartnerFollowing the closure of Augusta Mortgage's website, Blanchard and Calhoun Real Estate Company has assumed responsibility for providing mortgage assistance to Augusta Mortgage customers. Former Augusta Mortgage customers can now access mortgage assistance services by contacting Blanchard and Calhoun at 706-722-7331. Blanchard and Calhoun serves the Central Savannah River Area (CSRA) with offices in Evans, Augusta, Waynesboro, Lincolnton, and Aiken.

Recent moves1 record

Direct peers

• Cardinal Financial: Retail and wholesale mortgage lender focused on conventional, jumbo, and non-QM products through local branches — comparable in product breadth and broker-channel origination to Augusta Mortgage.
• Fairway Independent Mortgage: Branch-based retail mortgage lender offering conventional, jumbo, and non-conforming products through a broker/loan officer channel — closely aligned with the residential mortgage brokerage model Augusta Mortgage operated.
• PrimeLending: National retail mortgage lender offering conventional, jumbo, and government loans via local branches, mirroring the diversified residential product mix Augusta Mortgage provided to its Augusta, GA customers.

Broad incumbents

• NewRez: Large non-bank mortgage lender and servicer offering agency and non-agency (jumbo/non-QM) products, representative of the broader incumbent competition that small regional brokers like Augusta Mortgage faced.
• Wells Fargo Home Mortgage: Major bank-affiliated mortgage originator offering conventional, jumbo, and refinance products nationwide, including the Augusta, GA market that Augusta Mortgage served.
• Guaranteed Rate: National direct-to-consumer and retail mortgage lender with conventional, jumbo, and refinance products, reflecting the scaled competition that displaced local mortgage brokers.
• loanDepot: Large retail and wholesale mortgage lender offering purchase and refinance products across conventional and non-conforming segments, comparable to Augusta Mortgage's diversified product set at national scale.
• Rocket Mortgage: Largest direct-to-consumer mortgage lender in the U.S., competing for the same Augusta-area purchase and refinance customers Augusta Mortgage historically served.

Regional players

• Movement Mortgage: Large U.S. mortgage lender with significant Southeast regional presence and branch-based origination model, directly comparable to Augusta Mortgage's residential broker/lender activity in the Augusta, GA / CSRA market.

Emerging players

• Better.com: Digital-first mortgage lender targeting consumers seeking streamlined purchase and refinance experiences, representing the emerging fintech competition pressuring traditional local mortgage brokers.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat1 record

Key risks4 records

Key highlights4 records

Customer concentration

• Xx.com/AugMortgageCo

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Augusta Mortgage