Minnesota Employers Insurance Services
Minnesota Employers Insurance Services is an independent insurance agency in Maplewood, Minnesota, representing 18+ carriers to deliver 24 personal and 33 commercial insurance products to SMBs and individuals across Minnesota and Wisconsin. Revenue is generated through carrier commissions on policies sold and renewed.
- Company typePrivate
- Founded2010
- HeadquartersMaplewood, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Minnesota Employers Insurance Services does
Minnesota Employers Insurance Services (MEIS) is an independent insurance agency headquartered in Maplewood, Minnesota, operating as an LLC with 1-10 employees. The agency is structured as a multi-carrier brokerage, representing 18+ insurance carriers including Travelers, Hartford, Liberty Mutual, Zurich, Progressive, Acuity, AmTrust, Foremost, Hagerty, and SFM Mutual. MEIS distributes roughly 57 insurance products across two segments: 24 personal lines (auto, homeowners, motorcycle, boat, RV, ATV, snowmobile, renters, condo, high net worth, pet, travel, wedding, and various specialty coverages) and 33 commercial lines (general liability, workers' compensation, commercial property, commercial auto, BOP, cyber liability, professional liability, EPLI, D&O, restaurant/bar, hotel/hospitality, contractors, manufacturers, garage, farm, vineyard/winery, and surety bonds). The agency specializes in trade-intensive commercial verticals — contractors, hospitality, manufacturing, retail, and wood products — and also serves individual consumers in Minnesota and Wisconsin.
MEIS generates revenue exclusively through insurance commissions: initial commissions on new policies and renewal commissions on in-force book, paid by the underlying carriers. The agency is BBB-accredited and operates a sales-led GTM model combining in-person service at its Maplewood office, phone-based sales, online quote request forms, a Refer-a-Friend program, and an active content marketing blog covering personal and commercial insurance topics. Distribution is regional across Minnesota, Wisconsin, and surrounding states, with no geographic expansion beyond the Midwest, no mobile apps, no proprietary technology stack, and no APIs or integrations. The technology foundation is standard agency tooling — carrier rating platforms, website CMS, and secure contact forms — with no documented AI/ML, data, or platform capabilities.
The business is bootstrapped with no external institutional investment, no parent company, no subsidiaries, and no disclosed funding history. Customer acquisition is driven primarily by local reputation, referrals, and SEO, serving a long-tail of SMB and individual customers. The agency competes on the breadth of carrier appointments, local service, and in-person claims advocacy rather than on technology or pricing differentiation characteristic of larger national brokerages or digital-first insurers.
Minnesota Employers Insurance Services firmographics
Firmographics- Name
- Minnesota Employers Insurance Services
- Legal name
- Minnesota Employers Insurance Services LLC
- Website
- https://mneis.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Minnesota Employers Insurance Services is an independent insurance agency in Maplewood, Minnesota, representing 18+ carriers to deliver 24 personal and 33 commercial insurance products to SMBs and individuals across Minnesota and Wisconsin. Revenue is generated through carrier commissions on policies sold and renewed.
- Ownership category
- akta.pro rank
Minnesota Employers Insurance Services industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF)
Keywords
Where Minnesota Employers Insurance Services is headquartered
LocationHeadquarters
- HQ city
- Maplewood
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Minnesota Employers Insurance Services business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Insurance Commissions: As an independent insurance agency, MEIS earns commissions from insurance carriers for policies sold and serviced. Commission structure includes initial policy commissions and renewal commissions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Customized insurance packages tailored to individual and business needs |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Minnesota Employers Insurance Services product offering
Product offeringCore offering
Minnesota Employers Insurance Services is an independent insurance agency that brokers personal and commercial insurance coverage on behalf of customers. The agency represents multiple national and regional carriers (Acuity, AmTrust, Foremost, Hagerty, Liberty Mutual, Progressive, Travelers, The Hartford, Zurich, and others) and places policies including auto, homeowners, commercial property, general liability, workers' compensation, contractors, hospitality, manufacturing, and many specialty lines. Revenue is generated through initial and renewal commissions paid by the carriers.
Product overview
Minnesota Employers Insurance Services is an independent insurance agency offering a comprehensive portfolio of personal and business insurance products through multiple carrier partnerships. The agency provides 24 personal insurance products including auto, homeowners, motorcycle, boat, ATV, snowmobile, renters, condo, high net worth, pet, travel, and various specialty coverages. For business clients, the agency offers 33 commercial insurance products covering general liability, workers' compensation, commercial property, commercial auto, builders risk, cyber liability, professional liability, restaurant/bar, hotel/hospitality, contractors, and numerous other industry-specific coverages. The company serves as an independent agent representing multiple insurance carriers including Acuity, AmTrust, Foremost, Hagerty, Integrity, Liberty Mutual, Pennsylvania Lumbermens Mutual, Philadelphia Indemnity, Progressive, Travelers, Hartford, Secura, SFM Mutual, Westfield, West Bend, and Zurich American, enabling them to match clients with optimal coverage options.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Vehicle insurance covering families and corporate fleets, with options for various coverage levels, deductibles, and uninsured/underinsured driver protection.
- Homeowners Insurance Protection for homes and personal property against damage, theft, vandalism, and liability for injuries on the property.
- Motorcycle Insurance Protection for motorcycles including collision/comprehensive damages, medical bills, bodily injury, and coverage for custom parts or classics.
- Boat & Marine Insurance Coverage for watercraft including speed boats, yachts, and sailboats with options like Agreed Hull Value and Actual Cash Value policies.
- ATV Insurance Insurance coverage for all-terrain vehicles protecting against financial loss from damage, theft, fire, flood, bodily injury, and uninsured/underinsured motorists.
- Personal Umbrella Insurance Extra liability coverage above and beyond auto, boat, ATV, and homeowners insurance to protect assets against major claims.
- Renters Insurance Coverage for personal possessions, liability, and additional living expenses for renters of homes, apartments, condos, or duplexes.
- Commercial Property Insurance Protection for business facilities, equipment, inventory, fixtures, and signage against storms, fires, natural disasters, theft, and vandalism.
- General Liability Insurance Protection against claims from bodily injury, property damage, damage to rented premises, medical payments, advertising errors, and reputation harm.
- Workers' Compensation Insurance State-mandated coverage providing medical treatment and partial wage reimbursement for work-related injuries or illnesses.
- Commercial Auto Insurance Coverage for business vehicles including liability, medical costs, comprehensive, collision, and protection for employee-operated vehicles.
- Business Owners Package Insurance (BOP) Bundled policy combining property and general liability coverage designed for small and medium-sized businesses.
- Contractor's General Liability Insurance Coverage protecting contractor business assets, helping ensure business survival, and providing protection against claims from injury or property damage.
- Commercial Umbrella Insurance Additional liability coverage providing $1 million to $5 million in protection above base business policies.
- Cyber Liability Insurance Protection against costs associated with data breaches including customer notification, first-party and third-party coverage, and business interruption from cyberattacks.
- Professional Liability (Errors & Omissions) Insurance Coverage protecting businesses against claims of negligence, mistakes, or failure to deliver services as promised.
- Restaurant & Bar Insurance Coverage for hospitality establishments including liquor liability, property damage, and business interruption.
- Hotel & Motel Hospitality Insurance Package coverage for hospitality businesses including business property, liability, crime, and guest property protection.
- Builder's Risk Insurance Coverage for construction materials and structures during building projects against weather, fire, theft, and vandalism.
- Business Interruption Insurance Protection covering lost business revenue and operating expenses during periods when business operations are halted due to disaster.
Companies that use Minnesota Employers Insurance Services
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
Minnesota Employers Insurance Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Minnesota Employers Insurance Services partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core.
- Acuity InsurancecoreNational insurance carrier providing professional level of service. MEIS offers Acuity Insurance products to clients throughout Minnesota.
- AmTrust InsurancecoreInsurance carrier providing competitive pricing and coverage options through MEIS.
- Foremost InsurancecoreNational/regional carrier offering various insurance products through independent agents.
- Hagerty InsurancecoreSpecialty insurance carrier, particularly for collector vehicles and marine coverage.
- Integrity InsurancecoreRegional insurance carrier providing coverage options to MEIS clients.
- Liberty Mutual InsurancecoreMajor national insurance carrier providing comprehensive coverage options.
- Pennsylvania Lumbermens MutualcoreSpecialty insurance carrier serving the lumber and wood products industry, relevant to MEIS's wood products client segment.
- Philadelphia Indemnity Insurance CompanycoreCommercial insurance carrier providing liability and property coverage.
- The Progressive CorporationcoreMajor national auto and commercial insurance carrier.
- The Builders GroupcoreInsurance carrier providing products relevant to contractors and builders.
- US AssurecoreInsurance carrier providing various commercial and personal coverage options.
- Zurich American Insurance CompanycoreMajor global insurance carrier providing commercial and specialty coverage.
- Westfield InsurancecoreRegional insurance carrier offering commercial and personal lines.
- West Bend Insurance CompanycoreRegional carrier serving Wisconsin and Midwest markets.
- The Travelers Indemnity CompanycoreMajor national insurance carrier providing commercial and personal coverage.
- The Hartford Insurance Group, Inc.coreMajor national carrier offering business and employee benefits insurance.
- Secura InsurancecoreRegional insurance carrier serving Midwest markets.
- SFM Mutual InsurancecoreMutual insurance company providing workers compensation and business coverage.
Scale indicators2 records
Recent moves5 records
Expansion highlights8 records
Minnesota Employers Insurance Services competitors and assessment
Company assessmentDirect peers
- Cross Insurance: Regional independent insurance agency serving personal and commercial clients across the Northeast with multiple carrier relationships — a comparable independent agency model with similar SMB and specialty commercial lines orientation.
- Heffernan Insurance Brokers: Independent insurance brokerage providing business and personal insurance through multiple carrier appointments to SMB clients — closely comparable to MEIS in independent agency structure, multi-line product mix, and SMB/contractor specialty.
- Leavitt Group: Network of independent insurance agencies operating across multiple U.S. states with strong commercial and personal lines offerings — directly comparable to MEIS's independent agency model, multi-carrier appointments, and regional SMB focus.
Broad incumbents
- Marsh McLennan: Global insurance brokerage and risk advisory — competes with MEIS in commercial insurance placement for businesses, including construction/contractors and hospitality, though primarily serving larger accounts.
- Hub International: Large global insurance brokerage offering commercial, personal, and employee benefits across North America — a broader incumbent that competes for the same regional commercial accounts MEIS targets but at significantly greater scale.
- Brown & Brown, Inc. National insurance brokerage built largely through independent agency acquisitions — a comparable commercial and personal lines broker with a regional office model that often absorbs agencies like MEIS in roll-ups.
- Arthur J. Gallagher & Co. Major global insurance brokerage and risk management firm — overlaps with MEIS in commercial property/casualty and workers' comp placement for SMB and mid-market accounts, but operates at vastly greater scale and geographic reach.
- Lockton Companies: Largest independent insurance brokerage in the world — competes for commercial accounts in contractors, hospitality, and manufacturing segments that MEIS also serves, though typically at larger account sizes.
Emerging players
- CoverWallet: Digital commercial insurance brokerage targeting SMBs with instant online quotes for BOP, general liability, and workers' comp — directly comparable to MEIS's small commercial book, but delivered via a tech-enabled platform.
- Policygenius: Digital insurance marketplace that automates personal lines quoting across multiple carriers — directly competes with MEIS for entry-level auto, home, and life insurance customers who increasingly prefer self-serve online experiences.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Minnesota Employers Insurance Services social profiles
Digital presenceMinnesota Employers Insurance Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Minnesota Employers Insurance Services leadership team
Management profileNumber of profiles
Profiles1 record
Minnesota Employers Insurance Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Minnesota Employers Insurance Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Minnesota Employers Insurance Services
What does Minnesota Employers Insurance Services do?
Minnesota Employers Insurance Services is an independent insurance agency that brokers personal and commercial insurance coverage on behalf of customers. The agency represents multiple national and regional carriers (Acuity, AmTrust, Foremost, Hagerty, Liberty Mutual, Progressive, Travelers, The Hartford, Zurich, and others) and places policies including auto, homeowners, commercial property, general liability, workers' compensation, contractors, hospitality, manufacturing, and many specialty lines. Revenue is generated through initial and renewal commissions paid by the carriers.
Is Minnesota Employers Insurance Services a public or private company?
Minnesota Employers Insurance Services is a private company. It is classified as unknown and is currently operating.
When was Minnesota Employers Insurance Services founded?
Minnesota Employers Insurance Services was founded in 2010. It employs 1 to 10 people.
Where is Minnesota Employers Insurance Services based?
Minnesota Employers Insurance Services is headquartered in Maplewood, United States, in the North America region.
How does Minnesota Employers Insurance Services make money?
One revenue line is on record: insurance Commissions.
Who are Minnesota Employers Insurance Services's main competitors?
Direct peers on record are Cross Insurance, Heffernan Insurance Brokers and Leavitt Group. Broad incumbents are Marsh McLennan, Hub International, Brown & Brown, Inc., Arthur J. Gallagher & Co. and Lockton Companies. Emerging players are CoverWallet and Policygenius.
Does Minnesota Employers Insurance Services have an API?
No public API is recorded for Minnesota Employers Insurance Services.
What industry is Minnesota Employers Insurance Services in?
Minnesota Employers Insurance Services's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAJAEAF, Workers’ Compensation for High-Hazard & Specialty Trades. Its NAICS code is 52421 and its SIC code is 6411.