Magnacarta Heritage

What Magnacarta Heritage does

Magnacarta is a privately held French wealth management advisory network (groupement de conseillers en gestion de patrimoine, or CGPI) headquartered in Lyon at 32 rue de la République. The company was formed on October 29, 2015, through the merger of two predecessor networks — FIP Patrimoine (founded 2000 by Jacques Bouhana) and Patrimoine Consultant (founded 1993 by Rémy Sax) — creating a national platform of independent wealth advisors under a single brand. The group operates 40 member cabinets across metropolitan France and the DROM-COM overseas territories, staffed by approximately 80 Conseillers en Gestion de Patrimoine (CGPs) serving more than 20,000 private clients with approximately €2.5 billion in assets under management.

Magnacarta offers holistic wealth advisory services including heritage audits, wealth construction and development, retirement preparation, tax optimization, estate transmission, family and business-owner protection. Its core technology stack is minimal: the value proposition is human-led advisory supported by back-office, middle-office, and marketing resources shared across member cabinets, plus a corporate website (magnacarta.fr) featuring a cabinet-finder map, glossary, and editorial content. Magnacarta is registered with ORIAS (n° 07 006 334) as a courtier en assurance, CIF adherent of CNCGP/AMF, and courtier en opérations de banque et services de paiement, giving it multi-license regulated status. It was the first CGP groupement in France to receive ISO 9001 certification in 2016.

Magnacarta's business model rests on two revenue streams: (i) advisory and consultancy fees from personalized wealth management mandates, heritage audits, and financial planning engagements; and (ii) commissions from brokerage of insurance, investment, and banking products placed through its multi-supplier, independent product selection. Member cabinets operate as separate legal entities (SARL, SAS) under the Magnacarta banner, distributing services via face-to-face advisory. Groupe Burrus has been the majority shareholder since April 2018, with Groupe April joining as a minority shareholder in July 2022. Pricing is not publicly disclosed and is negotiated case-by-case.

Name

Magnacarta Heritage

Legal name

Magnacarta

Website

https://magnacarta.fr

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Magnacarta is a French independent wealth management advisory network operating 40 cabinets across France and DROM-COM with 80 CGPs serving 20,000+ clients and €2.5 billion in assets under management, majority-owned by Groupe Burrus.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Private Banking Business Owners & Entrepreneur Solutions (Liquidity Events, Pre-IPO) (FSABADAK)

Keywords

• Wealth management advisory
• Patrimonial advisory services
• Retirement planning
• Tax optimization services
• Estate transmission planning

Headquarters

HQ city

Lyon

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Advisory and consultancy fees: Magnacarta member cabinets act as independent financial advisors (Conseillers en Gestion de Patrimoine), earning fees from advisory mandates, wealth audits, and financial planning mandates for private clients and business owners.
2. Insurance and financial product brokerage: Registered as a courtier en assurance (insurance broker), CIF (financial investment advisor), and courtier en opérations de banque et services de paiement, Magnacarta earns commissions from placing insurance, investment, and banking products for its clients.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Magnacarta operates France's leading independent wealth management advisory network (groupement de CGPI), connecting private clients and business owners with 80+ Conseillers en Gestion de Patrimoine across 40 independent member cabinets. The firm delivers advisory mandates, patrimonial audits, retirement planning, tax optimization, wealth transmission, and insurance/banking product brokerage, supplemented by proprietary offerings such as the ZENITH STRATEGIE 2018 structured product and the HABEO PATRIMOINE insurance contract.

Product overview

Magnacarta is a French wealth management advisory grouping (groupement de conseillers en gestion de patrimoine) operating as a network of independent advisors. The company offers a comprehensive suite of wealth management services through its 40 member cabinets across France and DROM-COM regions. Core offerings include heritage audits, wealth building and development, retirement preparation, tax optimization, and wealth transmission planning. The company also offers proprietary products such as ZENITH STRATEGIE 2018 (structured investment product) and HABEO PATRIMOINE (insurance contract via Vie Plus partnership). With €2.5 billion in assets under management and over 20,000 clients, Magnacarta positions itself as a leading independent wealth management network in France.

Differentiator

Problem solved

Functional benefit

Products and services

• Magnacarta Wealth Advisory Network France's leading independent wealth management advisory network (groupement de CGPI), connecting private clients and business owners with 80+ Conseillers en Gestion de Patrimoine across 40 independent cabinets for patrimonial advisory mandates.
• Heritage Audit (Audit Patrimonial) Comprehensive wealth analysis evaluating a client's complete financial situation including assets, liabilities, tax position, and future objectives; serves as the foundation for subsequent patrimonial strategy.
• Wealth Building and Development Advisory Advisory service for constructing and developing personal or professional wealth through strategic investment planning and asset allocation for private clients.
• Wealth Protection Advisory Protection services for individuals and families including insurance solutions, estate planning, and risk management delivered via member cabinets.
• Retirement Preparation Advisory Retirement planning services including pension optimization, retirement accounts (PERP, MADELIN), and income projection strategies for clients approaching retirement.
• Tax Pressure Reduction Advisory Tax optimization services including Pinel investments, FIP investments, capital subscriptions, and broader fiscal strategy development for French clients.
• Wealth Transmission Advisory Estate planning and wealth transfer services including donations, succession planning, life insurance beneficiary clauses, and generational wealth strategies.
• ZENITH STRATEGIE 2018 Structured investment product designed exclusively for the Magnacarta network in partnership with Zenith Capital, offering 4.5% gross returns with -60% capital protection floor and €1,000 minimum investment, tailored for defensive wealth strategies.
• HABEO PATRIMOINE Insurance contract co-developed by Magnacarta with Vie Plus, designed for wealth management and estate planning needs of Magnacarta's private client base.

Quantifiable outcome

• 2.5 billion euros in assets under management
• +2 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and supporting.

• Zenith CapitalcoreStrategic or Co-development Partner · 5 December 2018Magnacarta partnered with Zenith Capital to launch ZENITH STRATEGIE 2018, the first structured product dedicated to the Magnacarta network. The product is designed with a defensive character, offering 4.5% gross yield with capital protection down to -60%, accessible from €1,000. Vincent Couroyer, President of Magnacarta, described it as addressing client needs for safety in uncertain economic conditions.
• Vie PluscoreStrategic or Co-development Partner · 4 May 2018Magnacarta and Vie Plus jointly launched the Habéo Patrimoine contract, an insurance-based wealth management product tailored to the needs of Magnacarta's client base.
• Cardif (BNP Paribas Cardif)supportingTechnology or IntegrationListed as one of Magnacarta's historical partners alongside Swiss Life and UAF Patrimoine. Cardif provides insurance and investment products integrated into Magnacarta's advisory offerings.
• Swiss LifesupportingTechnology or IntegrationSwiss Life is one of Magnacarta's historical insurance partners, providing life insurance and wealth management products through the network's advisors.
• UAF PatrimoinesupportingTechnology or IntegrationUAF Patrimoine is listed as a historical partner of Magnacarta, providing insurance solutions through the network.
• Dôm FinancecoreStrategic or Co-development PartnerDôm Finance is Magnacarta's exclusive partner for market analysis (points marchés). Dôm Finance's analyst Valentin Bulle co-authors the monthly market outlook reports published on magnacarta.fr, providing macroeconomic and financial market commentary.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Patrimmofi: Network of independent CGPs in France providing wealth management advisory under a groupement model. Comparable in target clientele (affluent and business-owner segments) and service scope to Magnacarta.
• Finance Conseil: French CGP groupement offering heritage audit, tax optimization, and wealth transmission services through an independent advisor network. Serves as a direct competitive alternative to Magnacarta's network.
• Cyrus Conseil: Independent French wealth management advisory groupement offering similar holistic patrimony services including wealth audit, tax optimization, and estate transmission. Closely comparable headcount, cabinet structure, and AUM scale.
• Crystal Finance: France's largest CGP network (groupement) with comparable structure of independent wealth management advisors, multi-license regulatory status, and AUM in the multi-billion euro range. Directly competes with Magnacarta for cabinet affiliations and clients.
• Optimale Gestion Privée: Groupement of independent CGPs in France offering patrimony management, retirement planning, and tax optimization services. Comparable in scale and value proposition to Magnacarta.
• Groupe Premium: Independent wealth management groupement in France providing advisory, insurance brokerage, and financial planning services. Comparable network structure, multi-license registration, and target client base.

Broad incumbents

• Edmond de Rothschild: Swiss-French private bank providing wealth management, asset management, and corporate advisory services to HNW clients. Competes for the same business-owner and family-office mandates as Magnacarta, but with a fully integrated delivery model.
• BNP Paribas Wealth Management: Largest private bank in France/Europe with a full wealth management offering spanning advisory, investment, and credit. Competes for the same affluent and business-owner clients but with proprietary product push and brand scale.
• Lazard (France): Global private bank and asset manager with a French wealth management practice serving HNW/UHNW individuals. Overlaps with Magnacarta's affluent/HNW segment but operates with an integrated (not groupement) model.

Emerging players

• Nalo: French digital wealth manager (robo-advisor) offering automated portfolio management at low fees. Represents the digital-native threat to Magnacarta's traditional CGP model, particularly for younger affluent clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/MagnacartaCGPI
• LinkedInlinkedin.com/company/magnacarta-patrimoine

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Magnacarta Heritage